Are Ing Orange Savings accounts as good as they say?
547047
Yes, I have been using Ing Direct for years. It is totally safe and secure by FDIC. You can link more than one savings accounts from other banks but only drawback is you do not get an ATM/Debit Card for quick access. But transfers can be done in a day. So far havent had any problems. Hope this helps.
679870
I think they are legit, but there main customers, are people with no, or bad credit. You will probably end up paying a hefty interest rate. Probably 20% or over..
307735
I never heard of them before. I don't want to discourage you. If you interested I think you should look at what you getting and what is will actually cost in both time and money. \n\nMy experience with a similar deal was that most people don't find that they end up losing money.
216719
usually a credit union offers good rate so you might want to check it out if you are the member of a credit union.\n\nyou can also compare rate on the bankrate.com, which has a good number of mortgage brokers and lenders.
789072
Yes, as long as you have enough money in your account to cover the purchase.
479451
If it was even partially true it would be oversubscribed to the point of stupidity ... the institutional investors would be kicking their doors in - just have a look at what the interest rate would be.\n\nAs has been said, if it sounds too good to be true then it probably is.  If you still are interested read their terms and conditions VERY VERY VERY carefully.  Look for any "buts", "ifs", "at our discretion" and "subject to" type statements ... I'm betting that you wont see your cash again or the $6000.\n\nSorry but I can't see how these schemes can exist in a real economic system.  High rewards are only gained through high risk.
644997
Savings bonds are sold by the US Treasury to finance the running of the government. "EE" bonds are currently at 3.70% interest rates; the "I" bonds are 2.41%.\nCertificates of Deposit are issued by individual banks, and offer a higher rate of return than the banks normal savings account. Banks can offer these higher returns because you guarantee the money will be there. Rates differ between time frames and banks; ING is offering between 4.75% yeild for terms of 6 months or over 30 months, and 5.25% APY for 12-month CDs.
192332
We have had Bank of America for several years and I am vey satisfied with it. It also has online bill pay (free) which saves a lot of stamps and envelopes. You can write checks to just about anyone.
116263
Close to $4,000 @ 5% savings rate.
1127244
They don't seem to offer checking accounts.  You'll have to open one elsewhere.  I quote from their FAQ:\n\n"Do I have to change banks?\nNo. In fact to have an account you must have a personal checking account with another institution. We then link your personal checking account to your Orange account. You can easily transfer funds from or to your Orange account without charge. Do transactions on line at ingdirect.com, by using the Interactive Phone System or by calling an ING DIRECT associate. Funds generally move between your Orange account and your linked account within 3 business days."
60699
It all depends on what you need from a bank. You can get more bang for your buck if you choose an individual bank for each banking need. A bank that gives you a good deal on free checking may not be able to give you a good savings rate.\n\nMyself, I have a Bank of America checking account ('free' with direct deposit, but I'm very happy with their bill pay program), a savings account with Emigrant Direct (4.25% APY), and I use credit cards from Citibank (excellent cash rewards).
775431
Check out Natwest, I did go with RBS because they were doing £100 for joining and that was nice.\nI believe with Natwest you get a 5-year railcard which if you need to take the train which I did will save you LOADS. Plus most universities have a Natwest branch located inside them.\nCheck out sites like moneysupermarket.co.uk and compare all the offers to find one which suits you best.\nFind an account with a big no interest overdraft which increases year by year and doesnt drop dramatically when you graduate.
130609
I have an account with ING and from what I can tell and from what I've read, its because they are internet based and not store based or "branch" based.  That means that they don't have a lot of overhead cost, such as electric bills, water bills, and the regular house payment on a bank branch.
1030091
National Savings is good and more importantly safe
1120761
Over 5.5% is very good. \n\nSavings accounts are now 4.65% so if the certificates are less then that its not woth it.
802665
I have a friend who used them and was quite happy.  He said the reps were nice, and best of all, he got his check in like 7 days.  \n\nThey have some press releases out, and they are partnered with some other big student loan companies - Charter One Bank and First Marblehead - so their reputation seems solid.  And they are written about on About.com, a good source for finding legit companies with unique products.
44045
HSBC is currently offering 4.25% APY with no minimum deposit.  ING Direct and Emigrant Direct are both offering around 4% with no minimum deposit.  Check rates frequently at www.bankrate.com