when depositing a check into your own account do you have to endorse it?
539672
No. I live out of state and rather than have my paychecks sent to me every month and risk losing them, I have my business partner or one of my parents deposit it directly into my personal account. \n\nThe only time you're required to endorse the check is if you plan on cashing it or withdrawing cash against it immediately.
91833
The bank will not be able to automatically read your check, so they will have to key it in by hand. If all your checks are like this, they will probably be calling you and telling you to stop it because it is slowing them down.
1020284
All of those places that cash your personal check but hold it a few days before they submit it to your bank are a ripoff.  There are laws that limit how much interest you can be charged on a loan (basically they are giving you a very short term loan) but they get around those laws by calling their charge a service fee instead of calling it interest.  If it were interest the rates would be incredibly high.  A fee of 2% of the check that is held for 2 weeks is equivalent to paying over 67% interest on a loan.\n\nYour best bet is to not spend your money before you've earned it.
785149
It varies with the store.  Each store deposits their money differently.  Most major stores will deposit their money on the same day, meaning it gets posted the next business day or they deposit the money the following day, which makes the posting two days later.  Smaller retail stores post as little as once a week and then you will have to wait longer.  Although they say the process is faster, it almost always takes about the same amount of time as a regular check.
535185
They shouldn't. But, to avoid any attention from IRS, Have them give you two $6,000 checks. The reason is that the banks are required to report any transactions of $10,000 and over. Also do not deposit the two checks on the same day. Banks have people who look for any suspicious activities. Although they do that to look for illegal transactions, you don't want to be on their watch list.
1096630
I believe I heard they do not have to accept it. But send it in -if you had to go to court that would show you tried rather if they sent in back or cashed it. They can sometimes charge enormous late fees (handing, not enough, interest etc). Which might add up to what you sent in(so you gained nothing)\n  It could be one of those Darn if you do and Darn if you Don't things.\n Try talking with a supervisor first and explain many times they will work it out. \n Just my suggestions for who ever needs it.\n\n\nI see meanest from someone.
604336
Yeah, whoever said that once the $$ is in your bank its just considered $$ is right.  They won't take it out of your child support check, but once its in the bank its fair game.\n\nMy suggestion is not leaving any money in the bank until you can find a way to work out payments.  Just cash your check or get an account at another bank if you have to.  But I am not totally sure that the atty won't find the other bank account.  Keeping the $$ out of the bank is the best way to secure it and keep it in your posession.
356049
Of course you can, as long as you aren't into illegal activity, like laundering. Banks prefer you deposit the cash, they make money on it, you make money on it everybody is happy!
11188
It should not make a difference. If you make a deposit  on a sunday, it will appear on your statement as dated for the following business day. Keep in mind that the bank can hold the check for up to 10 days before making the funds available to you - you can assure that this does not happen by asking if the funds are going to be available for immediate withdrawl - of course only if you deposit it in person.
343540
Yes, it is legal for a company to determine how people get paid.  Companies are allowed to set their own policies and most companies are switching to direct deposit.  It will only be a matter of time before all the but smallest companies pay this way.  So, you probably better open an account and adjust to the changes of society.\n\nDirect deposit is a great thing!  The money is always there in your account when it is supposed to be.  I think once you see how it works, you will love it.
1104685
Not many.....just keep enough cash on you to last you a few days, asit shouldn't take long for your real checks to come in.( I hope you told them to start your checks with the number 1000...some stores also have a policy about not taking checks at all with a number of less than 500 or 1000.)
115475
You can cash your check from HRBlock at any bank you currently have an account with.  If you have no bank account, you can open one, using the HRBlock check as your first deposit.  Good luck.
1059428
Don't do it!!!! They charge really high interest.  If you had to write a check out of your personal account for them to hold until you can pay, they can cash that check as soon as your agreed upon time to pay has passed.  They do NOT have to tell you before they do it.  Then, not only do you have their stupid fees, you also have a charge from your bank for a returned check!!!!
141212
you should deposit it into your bank account, in order for you to know if it is good & have funds, or encash it on a accredited bank. you won't know if its good until you turn it over to a bank.
1068288
Traveler's checks are usually signed in two places.  If your check has no signatures or two matching signatures, you are OK.  \n\nUse it like a check.  If nothing else, you should be able to deposit it in your bank.
864817
Our firm requires it.  I guess they are allowed.  I don't mind the direct deposit, but it seems wrong to force it.
1154950
If you cash the check, the bank will make you endorse the back.  If you endorse the back, you are responsible for the check --no matter what.  Ask your bank to send it for collection.  They will send the check to the bank it is drawn on and that bank will send a cashier's check or other payment order to your bank to give to you if the check is authentic.  If it's fraudulent, you will be notified.