what is "RSF payment- co ref." mean from my bank statement? It was a debit not a  credit to my account
535290
For me, this was a electronic payment I made to GE Finance for a PC Richard payment.
1076430
THIS IS SOOO IRRITATING.....I had a checking and "share" acct (with a $25 balance) at Credit Union, and ATM transaction overdrew the acct by $1.45. Silly me, had already opened up another acct at different bank so I figured I would let those accts sit a couple of weeks and close them out. WRONG, when I finally opened up a statement  I was in shock that the share acct was still there but the checking now had a balance of -$386.00! Now I thought that when you try to get more money then is available, the ATM transaction should decline, WRONG AGAIN, (oh did I mention I worked at a bank for 4 yrs :(). Got as far as you did at the branch and left more irritated then before, two days later the Sheriff shows up to serve me with Court Papers. I go to the bank because I can't afford to miss work at this point and ask the girl at the counter "after transferring the $25 from the share account, what do I need to pay?" She has me write a check for $350 + dollars, and says the accts are closed. End of story....nah...I get a call 2 days later from the branch manager saying that if I don't make the 50 mile trip by the end of business day to pay the additional $43 in fees, the teller left out, I would be in contempt of court............\n\nOpen a new account quick and hope the bank burns down. Keep your chin up :)
927480
it means you didn't pay something and someone wants their money! looks like you may be going to court!
771864
Call the company and explain the situation.  They can often reverse the charge on your account when you correct the situation.  Most places are reasonable.
707928
Template letter for claiming back your bank charges here ---> http://www.moneytowers.com/2006/banking-credit/template-for-claiming-back-unfair-bank-charges/\n\nWorked well for me :)
395433
It means the financial institution (lender) has charged-off a loan (its asset) from its financial books.  It has no impact on the legal obligation of the borrower to repay. It is a blemish on the credit report of the borrower that remains for at least seven years. Other potential lenders will view a 'Charge-off' very negatively, and will likely decline a loan request or charge a substantially higher rate of interest and require security/collateral to mitigate the risk associated with making a loan.
548498
there is a chance that the payment was never processed electronically.  you should contact your on-line bank support and see if the payment ever went through.  if not, then you just have to do it again.\n\nin the future, whenever you make a payment electronically, write down the confirmation number for future reference...
1174589
If it's on your credit report, the only (repeat: ONLY) way it got there was by an identification identifier that's acceptable. For credit, that identifier is your social security number. \n\nSo, you may not have given them your SSN, but they got it somewhere. \n\nThat said, you now have a charge off on your credit, and it will be a long time before anyone will extend you credit again. Even if you paid that card off, the chargeoff will stay. \n\nI'd select the people I chose to do financial business with (or share a credit card with) more carefully in the future.
931640
i was in same situation.sent the money.didn't get the loan.that's  their  fee to look for a loan.the finance  company  make the final    decision.which is a credit check.so don't send the fee.its a con
511733
Depends.  There should be an explanation as to what those details are (interest payments, fees).  Call your bank and ask for an explanation if you still don't understand.
1152537
None. You know how a regular bank will credit your account if you deposit money and then deduct your spendings and perhaps save you from overdraft?? Well, Credit Unions work opposite, they deduct your spendings, charge you if you used too much money, and then clear your deposit. How's that for someone who wants to "help" you?
1054143
You have to write a dispute statement to your credit card.  You can call your credit card company and dispute the charges and they will temporarily give you credit you back the funds, but you have to write them a letter detailing why the transaction is fraudulent.  Look on the back of your credit card statement for disputing procedures.
259135
Go to your bank.  Bring a letter that states (i) the date the money was taken out, (ii) how much was taken out, (iii) that you did not authorize the charge, (iv) that you just found out about this, (v) that you are notifying the bank that this is an unauthorized charge within two (2) days of learning of the loss.  Then state, "as provided by Federal Reserve Regulation E, specifically 12 C.F.R. § 205.6(b), if a customer notifies the bank within two (2) days of learning of an unauthorized transfer, the customer’s liability cannot exceed $50."  Follow that with "As such, I demand that in compliance with Regulation E, the bank refund all of the money debited by this unauthorized, less $50, and that any NSF fees imposed on my account as a result of the unauthorized debit be immediately refunded to me.  Please notify me at once that you have complied with this demand, thank you."
332889
First of all, think hard about what might have happened.  If you maybe signed up for an adult site, or have one of those credit rebuilding cards like USA Platinum.  \n\nIf you're 100% sure you did not authorize this, contact your bank and file a fraudulent transaction.  THESE ARE USUALLY REOCCURRING TRANSACTIONS.  Check your past statements and be sure to inform your bank that this is not authorized.  \n\nDon't waste your time calling the number.  Usually it's a fax or no one answers, or you never call during business hours.  You can try googling the number to see if there is anything about the company.  It should not be that hard to note it as a fraudulent transaction with your bank.  They should be able to remove it and reimburse you.  Just let them know to look out if it tries to come through again.
1026785
About S.B Interest: The bank will credit interest in SB A/c. That will be your interest from S.B A/c. You can show that as income from your S.B A/c.  \n\nNRE A/c. (Non Resident External A/c). All deposits to this A/c must be foreign currency cheques. The amount deposited to this A/c will be converted to Indian rupees at the market rate at that time. A/c will be maintained in Indian rupees. At any time, the A/c holder can convert the balance amount to foreign currency and take back the amount . Indian rupees cash or cheques cannot be credited to this A/c. You can withdraw cash or can issue cheques to any one in India in Indian rupees.\n\nAbout NRO.  (Non Resident Ordinary A/c).  It is like any other ordinary S.B A/c. You can deposit Indian rupees (Both Cheques & cash)  to this A/c or even foreign cheques to this A/c.  You have to always withdraw or issue Indian rupees only from this A/c.
967277
The\nNO CHARGE CREDIT CARD   from FREE BANK
730101
I would ethier put a stop payment for that account, or close the account all together. The transaction will appear on your statement. I would check into this right away. After you close the account, I would advise you to seek a lawer. You can take legal action againts this company. Charging without permision is called fraud. You may be able to get some of the money back if not most of it. depending on your credit card company you may be able to do a chargeback, that reverses the transaction.