what is better Credit or debit?
535694
Debit..pay only what you can afford.
672172
Don't know if its the same in the US - But we have a thing here called Visa Debit - has the same numbers/expiry and CCV of a credit card so try and find one of those.
972175
is that good credit or bad?
851629
www.creditcards.com  I prefer the Western Union prepaid debit Master Card, used it almost a year and I am very satisfied! www.westernunionprepaidservices.com
626062
It makes NO difference on your part. Check card works either as credit card or debit card. In either case, the amount is deducted from your account immediately. The reason the bank gives you the choice is because some stores (like some small stores, restaurants or stores overseas) don't have machines to process debit cards. When you use it as credit card, don't expect to get the same kind of service as you get from your regular credit card company (which is not tied into your bank account). You will not be able to dispute your charge or even get a copy of receipt from the bank since it is treated just like debit card purchase at the bank. Some banks give you incentives to use your check card as credit card because they can charge the store a few percent more for credit card use than debit card use. For the same reason, some stores prefer you using debit card because they pay less to the bank for each processing. Again, it makes no difference to you unless you want to get cash back, in which case, you want to use it as debit card. And of course, if your bank either penalizes or rewards you for using it one way, then, that is a consideration.\n\nP.S. If you ever buy something on line from a store you have never heard of, or buying something from some small somewhat suspicious looking business owners, don't use your check card (either debit or credit) but use your real credit card. There is no recourse for the payment made with your check card and they may get access to your checking account.
929130
Do you have a checking account?  Most banks offer debit cards that have a Visa or Mastercard logo.  The money will come directly out of your account and you can use it anywhere Visa or Mastercard is accepted.
1170649
Credit cards: extend you a line of credit that you use as you please. Benefits: have a record of all your expenses, pay one bill monthly instead of cash [hard to keep track of] and checks [a bit of a nuisance]. Benefit to issuer: Retailers pay the issuer a percentage, and if you don't pay yours in full by the due date, you pay the issuer a percentage. Whereas the retailer may pay a modest few percent, you would pay anywhere from 12% to 28% [possibly more]. Online card use: no more or less risky that other forms as payment. Some cards allow you to go online a choose a "replacement" card number for online purchases. That number is good for a short time. Using that benefit keeps you from ever having to type in your "real" card number. Risk factors for using credit cards: You can only spend as much as you know you can pay back when you receive the statement, otherwise you will end up paying far more that you expect.
960614
Im in the same boat as you. I have bad credit and debit. I for me figure get a 2ed job pay off all my bills save save save then try for a loan when the bank sees no more debit you have a better chance. I'm starting a business now, well it's already in the books but need more money to fund it.
379775
A Check-card works as a check,.. it deducts money from your checking account. It has a Visa logo on it and you can use it at ATM's or anywhere where visa is accepted (such as the mall, restaurants, etc). Does not help your credit\n\nA Debit can be used at any ATM machine and some select stores and locations. Does not help your credit.\n\nA credit card is based on your credit score and credit history. It is basically like a loan (with a limit) that you must pay back monthly in order to maintain a good credit standing. If used properly and responsibly this line of credit will benefit you. It will show your ability to make payments, thus bring up your credit score. With a good credit history you are able to do many things such as buying a car, a house, etc..
2209
I work for a prossessing company, so in my option it would be access to a larger customer base that might not have the cash, also depending on your average ticket you might do well to take debit cards seeing that you pay a much smaller prossessing fee.
442305
Strangely enough, it is better for your credit rating if you don't close it.  Buy something small once a year with it to keep it active and pay it off quickly.
41939
Yeah, get rid of that card and get one that gives you cash back.  That's better than anything you can redeem with credit card "points."
597249
Either would be OK if you need another credit card. I would check the benefits of any card before I just got one.
987705
Look honey don't get yourself involved in debit cards. They are nothing but trouble. There are all kinds of hidden fees and then you have to worry about id theft. \n\nGet yourself a regular mastercard and please remember this from me:  Always always always pay your mastercard every month. If you don't you will be paying interest to those low life credit card companies. Stay away from this vue vis debit junk. Please listen to me because I know what I am talking about and only wish the best for you. Guard your credit and always pay your bills on time. I wish you Good Luck!!!
698466
for credit cards with any type of credit none bad or fair try\nhttp://www.wesayes.com
999699
Credit definitely. Just pay it off in full every month so it is just like cash then. I notoriously lose my purse and cash is gone and a thief does way more damage with the debit then credit. I'd like to know what they do with my makeup?
1080999
what dose that have to do with credit