personal loans secured on a house?
540782
your property still has a lien on it\nI can't understand how anyone could've bought your house unless they paid cash and didn't have the services of a lawyer\nneverthe less these people can sue you for selling a house which they cannot get a clear title to
1134218
pensioners or not, financing are available as long as the credit score is at par with the bank requirements. it is not a bad idea to search the real estate agents. Some of them have plan for motor homes. some plans are so called no doc, no proof of income so it pays to ask the professional agents.
316870
There are loans that do not require any documentation, or only require verification of assets.  You will need good credit, and might need to put money toward a down payment to keep the interest rate at a decent level.  Call a mortgage company.
1074224
I guess you can find personal loan offices in the area where you live. They will might give you a loan with out a co singner.
290596
many loans are "secured" with collateral -- a car, a house, etc. if a loan does not have any collateral involved (you have not provided the bank with a lien on anything for them to repossess), then the loan is "unsecured," and generally has a worse interest rate than one that is "secured."
223691
The creditor loans money such as credit cards, or home loans. As a borrower you are a debtor, and the obligation to repay the debt is secured by a guarantee of some sort. In real estate loans the property is a further guarantee that you will pay that obligation.  On personal credit cards the risk is higher, and therefore "THE HIGHER THE RISK THE HIGHER THE RATE" Your interest rate will be double on a credit card as opposed on your house.  There is still a substiantial obligation in guarantee with those credit card lenders or creditors.  That is your credit report. that is the strogest neck hold on the borrower. That is what puts the creditors loan moneys into an obligation which is guaranteed to be paid back. The contractual grarantee is the agreement and terms of the credit. Therefore as far as organized lenders , with or without a lot of security to guarantee repayment of the debt the crfeditors money is still the borrowere obligations which are in guarantee.
13537
If you get a personal loan from a local bank and make your payments on time your credit score would go up over time.  If you already have bad credit consider a secured loan (requires collateral of some sort).  However, the positive factors from this loan would take some time (6 months to a year) to actually improve your credit score.  If you are just thinking of getting a loan for quick improvement then do not do it, as getting a personal loan right before applying for a home loan might show that you are over extended.
1110162
Don't do it from a store, they will rip you off with probably 10-20%.  You should just take out a personal loan from a bank or credit union.  Depending on whether it's a secured or unsecured loan it should be around 8-11% I'd believe.  You could also take out a home equity loan if you have a home.\n\nMy credit union has secured for 9.99% and various rates around 10.5% for unsecured.
737763
Try Lending Tree I understand they have various  banks to choose from to make loans for all types of credit.
986772
if you own the house, a home equity loan would be in your favor.. i don't think you can use the house 4 collateral, if you don't own it.. but i could be wrong..
784350
not enough info....two loans? 1st and 2nd?  home equity etc. unless there is equity in the home that you can access, the only option is a personal loan  unless you sell the house and have it deeded in both names...a reverse mort might be an option, however, that is usually only avail to seniors.....you could do a promissory note and use purchase money mort as a way to have the one party buy even amounts...ask a real estate atty
990834
It's called a bridge loan.  Most lenders can help you.  The risk is obvious if your current house doesn't sell in a timely manner at a price close to what you expect
381956
Well, I'm familiar with Citi Financial. They are legit, but their rates are way too high. The last rate I saw for a personal loan was 21%. \nI think a local bank would be a better bargain. You should be able to get something in the 12-15% range unless your credit is bad.
540913
If it's an unsecured personal loan, you don't have to tell the lender what you're using it for... they'll check to make sure you can handle the debt, but they don't need to know what you're using it for.\n\nThat said, a loan "just in case" is NOT SMART.  Borrowing money and not using it for something is wasting the money. Instead, set aside what you'd pay on that loan (figure 8% on 10,000 on a 5 year loan, that's 202.76 per month).  If you can afford the loan, you can afford to set that aside.  At the end of the first year, you've saved $738 in interest on that loan alone.. in two years $1336.. better in your pocket than the banks.)
917969
Two of the largest unsecured loan brokers in the country are:\n\nhttp://www.advantageloansuk.co.uk\nhttp://www.tenantloansonline.com\n\nEither one of them will find the best loan that is avaliable to you based on your current circumstances.
120462
Depends what is your collateral.\n\nYour own money will keep your kitchen running and will not bring you to a stalemate. The business loan, if the business or any of its assets are mortgaged for, will help you concentrate on spending upon your business.\n\nYou must keep the two seperate, never consider the loan as part of your own money, the moment you do, and you start paying your home bills and personal credit card bills from there -you have had it.\n\nTry not to go for a secured loan, if you have no choice then try to offer the assets and business as collateral.\n\nThe best way to run your own business is to work like an employee. Draw a salary and try to maintain your personal savings away from the business loan.
907399
you may have to go to a sub prime lender and pay a slightly higher interest rate.\n\ni would visit a mortgage broker, sit and go through it with them, they will recognise the best deal for you.