what do you think of Fed stopping reporting M3?
538536
I don't know what this is about. Is it Federal Express?\nWho are M3. Why should they stop/start reporting it?
119992
thestreet.com has an excellent article on Cramers advice. The contributor was showing how people get in trouble just blindly following his advice..like i did with bookham not taking the time to realize their quarterlyy report came out the next day. bummer...
1161244
this one is even bigger\n\nhttp://www.sec.gov/news/press/2006-26.htm\n\n  \nSEC Halts “Paid Autosurf” Internet Ponzi Scheme that Raised Over $50 Million from 300,000 Investors Worldwide\nFOR IMMEDIATE RELEASE\n2006-26\n\nWashington D.C., Feb.27, 2006 — The Securities and Exchange Commission today announced the filing of securities fraud charges against the operators of www.12dailypro.com, a “paid autosurf program” that in fact was a massive Ponzi scheme which raised more than $50 million from over 300,000 investors worldwide by offering a 44% return on investment in just 12 days. As a result of the SEC’s charges, the defendants, Charis Johnson, age 33, of Charlotte, N.C., and her companies, 12daily Pro and LifeClicks, LLC, ceased their solicitation of investors and agreed to a freeze of all their assets and the appointment of a receiver who will take control of the companies’ operations.\n\nAccording to the Commission’s complaint, which was filed last week in federal district court in Los Angeles, Calif., www.12dailypro.com claimed to be a paid autosurf program — a form of online advertising program that purportedly generates advertising revenue by automatically rotating advertised websites into a viewer’s Internet browser. Advertisers purportedly pay “hosts,” which in turn pay their members to view the rotated websites. The Commission’s complaint alleges that 12daily Pro’s sale of membership units constituted the fraudulent and unregistered sale of securities under the federal securities laws. The Commission also today posted to its Web site an investor alert concerning autosurf programs. The alert can be viewed at www.sec.gov/investor/pubs/autosurf.htm.\n\nRandall R. Lee, Regional Director of the Commission’s Pacific Regional Office, said, “Paid autosurf programs have become an enormous industry on the Internet. When these schemes depend on attracting new members in order to pay returns to current members, they are destined to collapse. The promise of guaranteed, double-digit returns in a matter of days should raise a red flag. We urge the public to be aware that paid memberships in these schemes may be a form of investment, and to exercise extreme caution before investing in any get rich quick scheme.”\n\nAccording to the Commission’s complaint, the 12daily Pro website, recently ranked as the 352nd most heavily trafficked website, solicited investors to become “upgraded members” by buying “units” for a “fee” of $6 per unit, with a maximum of 1,000 units. 12daily Pro promised to pay each upgraded member 12% of his or her membership fee per day for 12 days. At the end of 12 days, the member purportedly would have earned a total of 144% of his or her original membership fee, 44% of which would be profit on the membership fee. To receive the promised payment, a member purportedly must view at least 12 web pages per day during the 12 day period. The amount of returns that 12daily Pro would pay its members, however, was in fact dependent solely on the amount of each member’s investment, not on the amount of website-viewing or any other services rendered.\n\nThe Commission alleges that the defendants defrauded investors by operating 12daily Pro as almost a pure Ponzi scheme — using new investor monies to pay the promised returns to existing investors — in violation of the federal securities laws. The defendants falsely represented that upgraded members’ earnings “are financed not only [by] incoming member fees, but also with multiple income streams including advertising, and off-site investments.” In fact, at least 95% of 12daily Pro’s revenues have come from new investments in the form of membership fees from new or existing members. The other “multiple income streams” from advertising revenues or off-site investments touted by the defendants were either negligible or non-existent. In addition, undisclosed to investors, Johnson transferred more than $1.9 million in
1017011
I see several things wrong with your blog explanation of MACD. \n\nFirst, you gave the textbook description of how MACD is computed and used, as a fast MA crossing over a slow MA. \n\nThen you say signals are generated by divergence. Not true. The signals are generated from the crossover, as you first stated, with or without divergence. Divergence is just another aspect of momentum indicators. RSI and other momentum indicators also show divergence, but you will go broke trading just divergence. It happens all the time if you just look, and divergence is little better than 50% correct. \n\nThe problem with Momentum Indicators is in a trending market, like right now in the stock market. These indicators can stay Overbought, or in this case, Oversold for days and weeks, signaling a reversal, while the market just keeps going down. The divergence will not help you here, and instead, gives a false signal. This is worse than a "wrong" signal. \n\nDidn't Gerald Appel develop this indicator? If you want to know how to apply an indicator, read the origins of it first by its creator, then test your "theories" thoroughly before using them, or worse, telling others to use them. Publishing ignorance just gives the whole business a bad name.\n\nAppel said the "signal" comes after the crossover when passing through the 50% zone, I think, as a confirmation.\n\nI gave up on this one a long time ago as a short-term indicator.
1022341
No, everything is quieting down as interest rates get higher.  They're still good rates, but people think if they can't get it in the 5 - 6% bracket, it's not good.  :(\n\nArizona is still one of the hotter markets though, compared to other areas!
45386
Be careful of the PRBC thing.  As soon as they have enough subscribers, it will be another "tool" of Mortgage Lenders to NOT issue a loan, especially if you had trouble paying your NOT-reported bills, such as rent or phone bills..\nIt's a matter of time when everything about us will be "of record" and privacy is quickly going to the wayside.
621301
Don’t sue me if I’m a little off but here what I believe.\n\nReal interest rates don’t effect borrowers and lenders they are created by them. Good old supply and demand  for capital.  \n\nSo when the Fed raises or lowers interest rates what are they actually doing is changing the supply of money by changing the discount rate.\n\nThe discount rate is basically the amount of money banks are allowed to loan out relative to real assets or something like that.    \n\nThey certainly make it sound like the fed is changing some legal rate that is a minim interest rate banks mush charge but I think they just a statement of the target they look for when they play with the discount rate.  \n\nSo, there’s also this thing where the government issues bonds and the bonds pay a dividend. How the rate of that dividend determined I’m not sure, but I’m told it’s not actually something the Fed does. It may be the bond market. Bonds trade for prices that aren’t necessarily fixed to some original principal but the dividend is and as the price of the bond changes the ratio between the price of the bond and the dividend or yield….Screw it I’ don’t know what I’m talking about.  \n\nThis is at best in incomplete answer and as far as accuracy goes, don’t take it to the bank.
263798
I currently have some very good government rates.  We are also a lender, not a dreaded broker.\n\nIf you would like more information, please contact me directly at timothy.kazee@americanhm. com and we can talk.
784090
This question belongs to 'Economics'. \nThe answer is 'no' because it may lead to market failure.
693736
The GPO main page is:\nhttp://www.gpoaccess.gov/indicators/\n\nGenerally, when you are talking about derivatives, you are talking about leverage. You would not want to be leveraged and making decisions based on economic indicators.\n\nFirst of all, why do you care? Have you ever found one economist that was right, ever?\n\nSecond, when the indicators are reported, it's already old news. It's the "perception" by the crowd, or the difference in the calculated vs expected values.\n\nThird, the stock market is ahead of the economy, and some say "predict" the economy six months in advance. With economics, you're looking at six-month old data.\n\nYou're listening to the media hype, like what they have to say really has some significance. It's just hype and old news. Some people read every word of the Wall Street Journal and think they're informed. It's just entertainment and old information, already discounted by the markets.\n\nWhat you want is new ideas, like from Barron's, but even then it's slim pickin'. Get into the here-and-now of what is actually happening, not what happened last month.
313562
the answer to this is "probably" Mortgage rates are helped by a friendly Fed and the Federal Reserve is less likely to meddle in politics by doing any changing during an election cycle.  Better yet are the chances of no rate changes, however, due to the negative bend the Fed has been on for almost two years now, even a neutral stance would be great for all of us!
1085379
It's going down. The fed has made the market to unstable and it's a bad time for it.\nWhich means it may not to a bad time to buy !!!\nThe prices are down and as we all know they will go up in time, So be patient and hold on to what you have and explore the other ideas you have carefully.
1179164
The whole point is that the economy is moving *too* fast right now.  Same thing in the 20s before everything overheated and collapsed.  The point of raising interest rates is to slow down the economy so that it grows closer to 3% instead of the 5.6% that just got reported today.  They're not trying to raise rates so much that deflation happens.
318872
It isn't Bad. It is bad for people who wanted to borrow money - for example the government or home buyers. But it is good for people looking to invest money as it indicates that can get a higher returns. As for reading more into it - it indicates demand and hence either good (boom) or bad (inflation) - usually both in the end
559664
I don't think anyone really talks about it.  No one even tries to justify it anymore.  We just try to make believe it isn't there.  Of course, it isn't larger than our GDP yet, so that's a good thing, but on the other hand, the GDP isn't sitting around waiting for the government to spend it, either.  GDP belongs to individuals, not to the government.  So the idea that a high GDP justifies a high government debt is ludicrous unless the government plans to nationalize all the assets in the nation.\n\nThere are no guidelines or rules for 'bankruptcy' for nations.  This is why some of the more insolvent nations haven't figured out what to do about their even more serious debt problems.  This is at the root of the 3rd world debt crisis.\n\nIf everyone stopped lending to the U.S., we'd probably have to stop spending so much.  Maybe that wouldn't be such a bad thing, hmmm?
782605
You said it,,Crash or Bust:)\n\nCrash is most common term.\n\n"Bottomed Out" more refers to Technical Support,,\nor Seasonal/Cyclical bottom(low side of the price charts' wave)\n\nEver look at a Long Term Chart on Dow Jones Industrial Averages,,Nasdaq Composite,Standard & Poor 500 Index?\n\nAnd see The "Crashes" everyone moans about?\n\nhttp://finance.yahoo.com/q/bc?t=my&s=%5EDJI&l=on&z=m&q=l&c=%5Eixic+%5EGSPC\n\nhttp://finance.yahoo.com/q/bc?t=my&s=%5EDJI&l=on&z=m&q=l&c=\n\nhttp://finance.yahoo.com/q/bc?t=my&l=on&z=m&q=l&p=&a=&c=&s=%5Eixic\n\nhttp://finance.yahoo.com/q/bc?t=my&l=on&z=m&q=l&p=&a=&c=&s=%5Espx\n\n...................................\nThe Top Line is Price/Valuation as an Average.\nThe Lower one is Share Volume/Activity,,,how many shares trade each day\n\nYou can see the beginning of Hi-Tech,\nand The Internet,\nand Online Trading.\n\nOne interesting thing to note is after the Correction,,\n"CRASH" \nof 2002  how the Trading Volume maintained the Volume Levels that grew over the previous decade.\n\nAlso interesting to place a straight-edge from beginning low point,,,to Current level.
542969
Certain data is only available in monthly format, and April is the last completed month so far.\n\nCall your broker or financial advisor for more up-to-the-minute data!