how to write a complaint letter for beneficary payments upon death?
308204
sorry, i couldn't find anything on google about it.\nhttp://scotthortonshow.com/\nmoney, http://www.philipdru.com/griffin_stream.html\nbush & clinton http://www.philipdru.com/triplett_stream.html\nisrael http://antiwar.com/justin/?articleid=8730\nhttp://www.philipdru.com/webb_stream.html\niran http://www.weekendinterviewshow.com/InterviewDisplay.aspx?i=131
875171
Depends.  If you are the BENEFICIARY of the policies, they have no claim on your monies or benefits.  Now, that won't stop slimey debt collectors from trying to trick or guilt you into paying.  You'll have to brush up on fair debt collection laws, tell them to stop calling & harrassing or you'll file a complaint.\n\nBUT, if his ESTATE is the beneficiary, then yes, the monies must pay off all his debts before you can inheirit.  Actually, all his assets must go to pay off any debts before any of the heirs can collect - they only get assets less debts.
418933
She can add it without asking, all she needs to do is go to the bank and tell them to do so.\n\nIn the United States, bank CDs terminate at the death of the last account holder, which would be her.  The beneficiary then receives the value at death.  In some states for larger estates, inheretance tax is due, but otherwise nothing is due.  Any taxes due will be due from her estate.  Only if the estate cannot pay the taxes will the government start chasing the money.  There may be legal issues with a minor beneficiary that needs managed, but UTMA or UGMA would cover it.
910928
I hate to say this, but you are probably up "sheep's creek without a paddle"!\nI am presently going through the same ordeal. My mom passed away and left a will, so we thought! Sometime in her last days my brother managed to coerce her into doing a new will that left him as power of attorney, executor of the will, and recipient of all her bank accounts! I knew for a fact that my mother was not capable "mentally" of doing this due to her condition! I protested to no avail and the court refused to budge unless I hired an attorney. The attorney wanted a $25,000 retainer fee that would "begin" the objection and more than likely result in a law suit against my brother that would have cost far more! It just wasn't worth the effort. However, with all said, the man above sees all and punishes those who go against his word! So in my heart I know his day is coming and we can all celebrate when the moment arises!!!!
852619
Presumably the death has been registered and the funeral is over and it is simply a matter of sorting out the estate.\n\n1.Make sure you get plenty of copies of  the death certificate - 15 is a good working number.  You will have to show copies to banks, building societies, companies with which the deceased held shares...it goes on and on.  Many organisations will need sight of an original Death Certificate before releasing funds. Copies obtained from the Registry of Births Deaths and Marriages are regarded as 'originals' as opposed to a photocopy of the certificate.  \n  \n2.. Apply for a Grant of Probate via the nearest Probate Registry.  You may well have done this already. \n\n3.  Arrange to open a  Personal Representative's bank account. This will be used for paying in money due to the estate and any loan arranged to pay an Inheritance Tax bill and/or probate fees.  Eventually it will be used for paying out bequests under the will.  Warning: after twelve months the bank will start charging monthly fees.\n\n4. Inform all relevant persons and organisations - banks, building societies, life assurance companies, employers, local authorities, Inland Revenue, benefit agencies etc. \n\n5. Arrange for a valuation of the Estate. This will include the house (if owned or partly owned by the deceased) together with its contents, other personal effects, investments in savings plans, stocks and shares, life policies, building societies etc. Draw up a detailed  list of all the Testator's assets. \n\n6. Draw up a list of debts that must be paid from the proceeds of the Estate. These will include mortgages, any income and capital gains taxes, bills, credit cards, loans and overdrafts. \n\n7. Complete the forms required by the Inland Revenue Capital Taxes Office so that it can be established whether any Inheritance Tax is due.\n\n8. Complete the probate forms and send or take them to the Probate Office along with the original Will, the death certificate and the Inland Revenue account.\n\n9. Provided that the case is fairly straightforward, an appointment will be made for the personal representative to 'swear the papers' within about 5 - 6 weeks of receipt at the Probate Office \n\n10. When Inheritance Tax is due the Executor's account of the Estate is passed to the Inland Revenue and the Grant of Probate cannot be issued until the tax is paid. There will be circumstances where part of the Estate has to be sold to pay Inheritance Tax and if this is the case banks can arrange loan facilities to pay the tax straight away. \n\n11. Copies of the Grant of Probate should be sent to everyone who owes money to the Estate. You now as Executor have a legal authority to pursue any debts owing to the Estate. \n\n12. When the Grant of Probate is received, the Estate can be divided according to the terms of the Will. The Executor must prepare and sign accounts showing who has received what from the distribution. They must be able to show that they acted in accordance with the terms of the  Will in case there is any dissent from the family of the deceased. \n\n13. All papers, including the Grant of Probate and the accounts must be stored safely for a period of 12 years.\n\n\nAs you can see, it all takes quite a long time and it would be most imprudent to tell beneficiaries about their expectations under the will before you have sorted out debts owed by the estate, especially taxes. Once this has been done, then you can begin to pay out the specific legacies, but the residuary legatee (the one who stands to inherit what is left in the estate when all debts have been paid) won't know until you have drawn up the final accounts what he or she is getting.\n\nThere are some simple guides on being an executor obtainable and it would be a good idea to get one.
463137
1. Write a letter POLITELY explaining the situation and that you want them to stop sending emails asking for money.  (If you can find a mailing address, send it certified mail with return receipt, so you can prove they received it)\n\n2. In the letter ask for confirmation IN WRITING that you have $0 account balance and that no further charges will be incurred.  Give them a deadline of between 7-10 days to respond (give the date, e.g. 5/1/06).\n\n3. If you do not get a response, or they refuse to follow your request, file a complaint with the Better Business Bureau.  They can help mediate this type of dispute.  Bonus: your complaint goes on record for the public.\n\n4. If the BBB doesn't work, write another letter, certified mail again, with another 7-10 day deadline, still polite but more strongly worded.  Communicate what action you will be "forced" to take if you do not get a good resolution in this time frame (complaint to the state or US Attorney General, litigation...)\n\n5. As a last resort, consult a lawyer on what you can sue for in small claims court (some only allow monetary claims and are unable to enforce changes in behavior - or if small claims even has jurisdiction).  Most cities have a legal hotline you can call to find a lawyer who will give you a 1/2 hour consult for a small fee: Cincinnati $10.\n\n6. Monitor your credit report.  You want to know it if they file collection actions against you.\n\nRemember to document all communication with the company (keep copies of letters, a notebook with dates/times of any phone calls about the issue), put your name, address, email address and any account number on all correspondence, above all be polite!  If they are working in good faith to help you, then be a little flexible.  This could be an honest mistake!\n\nGood Luck!  This sort of thing can be tedious and frustrating, but well worth the effort.\n\nlizzy (Winner - v. Family Dental Care Associates, billing dispute 2003-2004).
672931
Who took out the loan and what documentation exists?\n\nIf your mother took the loan it has to be pad out of her estate before any funds are distributed. If there are four beneficeries each looses part of their benifit to the debt repayment.\n\nGet more details of the loan, copies of documentation from the lender, etc.\n\n Find out why your aunt has waited 3 years to claim the money (anyway, it should be the organisation that gave the money that claims it from you - your aunt seems to have no claim if I read your question right.)
230558
and to receive youll either pay for the money or have to give out confidential information best to leave it alone. im always getting this crap. have relatives overseas who has died left all their wealth to me and all i have to do is help pay for the lawyer feees. its a scam
640265
most funeral homes understand that people sometimes need help with final expenses.  don't wait till the bill is due, go talk to them and explain the situation.  i'm betting they will come up with a payment program that works for you.  sorry for your loss.
1077943
Lemme guess....It says that a relative of yours has died and he wants to give you your inheritance. Right?  It's an old O L D scam. GO to \n  http://www.snopes.com/  you can check out all your email chain letters.  Explore the "Inboxer Rebellion" icon.
73347
Depends on which country you are in.  In the UK, an executor is bound to carry out the wishes of the deceased.  All expenses and costs may be reclaimed from the estate but no costs to their own benefit may be requested.
56495
I am filing claims right now on the death of a parent.  The insurance company would not have given her the check to her alone if you were listed as a beneficiary.  She would have had to present your death certificate to get your portion.  I can almost guarantee you that you were listed as a "contingent" beneficiary and that you have no claim.  Drop the issue, you have no claim and all you can do is cause hard feelings.  The reason I can have such confidence is a) I used to sell insurance, and b) the insurer would be liable for the mistake and insurance companies are notoriously scrupulous about such things.\n\nIt is your mother's money alone.
730077
The best advice I can give you at this point is to "calm down". If as you indicate, you have not earned anywhere near the number the CRA is comming up with, then there is nothing to worry about. If as also indicated you have an accountant looking after filing you income tax returns he/she should be the first person you speak with. The CRA is also bound to provide you with all the details of how they arrrived at their number. if these details were not included with your assessment there is a telephone number on your assessment that you can call to obtain this information.\n\nOnce you get all the facts together things will sort themselves out. If in fact you do owe the money favourable payment terms can be negotiated.\n\nDon't die a thousand deaths when only one is necessary. Today is Sunday so there is nothing to be done today. Put this issue out of you mind and enjoy the moment you are in right now it is as perfect as life can be. Smile!
282249
You should locate the Salvation Army in your area. They have  a program that they will help you find a relative. There is a form to fill out and you tell them eveything you know about your relative. They will not locate friends just relatives as I understand. It costs about $25.\nIf you know that your Grandson has money coming to him through inheritance  or otherwise  you can send  a letter to Social Security(unsealed ) with your return address and they will forward the letter to the correct person. Tell Social Security everything you know about him and about the money your grandson does not know about. It has to be in an account not just that you want to locate him and give him money. In both cases if the person you are contacting does not want to contact you ...you can not make them.\nIf you have unlimited calling access you can go online and check the whitepages and leave out the state. It only takes a quick call to ask a few questions and hopefully reach the correct party. I have done this with success.\nI wish you much luck...\n\nLocating Private Individuals\n \nThe Internal Revenue Service (IRS), the Social Security Administration, and the Salvation Army can assist you in locating individuals here in the United States. The Department of State’s American Citizens Service Abroad can assist you in locating relatives or friends living or visiting abroad and who are U.S. citizens.\n\nPlease review the policies and guidelines for each agency/organization below:\n\nInternal Revenue Service (IRS)\n\nThe IRS may forward a letter to someone when humane reasons are involved. For example:\n\nTo notify someone of a serious illness, imminent death, or death of a close relative,\nTo seek an individual for a medical study to detect and treat medical defects, or\nTo notify an individual who cannot otherwise be located that he or she is entitled to certain assets. \nThe IRS will forward a letter from an attorney, estate administrator, or other person who directly controls the assets.\n\nFor more information and clarification as to what may constitute "humane" reasons, you may refer to the IRS Handbook 1.3, Chapter 11, which you may find in Other Information Available to the Public.\n\nIf you would like the IRS to help you locate an individual, place a personal letter addressed to the individual in a blank envelope. Include first class U.S. postage, and do not seal the letter. Place the unsealed letter in another envelope and address it as follows: \n\nInternal Revenue Service\nOffice of Disclosure Operations\n1111 Constitution Avenue NW\nWashington, DC 20224 \n\nSocial Security Administration\n\nThe Social Security Administration will attempt to forward a letter to a missing person for reasons similar to those mentioned in the IRS section above. There is a $3.00 charge for forwarding letters to inform persons about money or property they may be owed. Humanitarian letters are forwarded free of charge.\n\nFollow the same guidelines for sending a letter, and address it as follows: \n\nSocial Security Administration\nOffice of Public Inquiries\n6401 Security Blvd.\nBaltimore, Maryland 21235 \n\nSalvation Army\n\nThe Salvation Army has operated a Family Tracing Service since 1885. The service is designed to help people reestablish contact with close relatives they may have lost touch with a few years ago or many years ago. The service is available in many of the 100 countries where the Salvation Army is located.\n\nThe Salvation Army will not help to locate someone in the following instances: \n\nFriends \n\nSituations where adoptions have taken place \n\nAlleged fathers of non-marital children \n\nYoung people under 17 years of age \n\nFormer husbands or wives \n\nSpouses for divorce purposes \n\nEstate or similar business matters \n\nGenealogies\n\nFrom the United States, you may contact the Salvation Army Territory Office for your state. Local Salvation Army office numbers are listed in your local telephone directory. You may al
221527
If you are beneficiary of their estate, speak to a lawyer who can set up the paperwork.  The ATO will probably have a form that needs to be submitted along with the part in the will which names you the beneficiary.\nThe phone number is 13 28 61
1085222
What you include with your letter depends on the reasons for your appeal.\n\nIf you are appealing because of a loss of income that resulted when your family member passed away, all you should need to include is a letter and, if you wish, the death certificate (I suspect that most schools wouldn't go as far as to request the certificate, though).\n\nWas your financial aid *taken away* because you did poorly in school after that person's death?  If you are appealing to have your financial aid reinstated, you will want to describe the effect that the death had on you physically, emotionally, and/or financially.  In this instance, the more information you can give them, the better. You may not have spoken to a doctor, but was there someone else you spoke with?  A teacher, or a member of clergy perhaps?  Statements from those people might help.
113765
My condolences. Someone should be assigned by a court as administrator of your son's estate. That person would be responsible for collecting monies (such as life insurance) and paying debts owed. \n\nRemaining monies would be distributed according to your son's will or according to estate law by the administrator.