Mortgage Release Fee of $85 legal in PA?
537052
I read somewhere that it is.  Maybe it was someone similar issue but I wouldn't vouch for that.  Best advice from me: Call PA State and ask directly.\n\nRival
174037
Call or go to SOX (Sign on the X .com) and ask for Heidi Tweedt. They have a national signing service that yo can be a part of. They contact you if you're in the zip code for a particular client who needs o be signed for a mortgage loan. You can get a significant amount of extra business from it!
835602
Track down a website through Google. Try "Real Estate PA" . Or go to a larger Real Estate office where you live now and ask them to refer you.
1079047
Usually you can setup a payment plan.  My buddy did it in PA.  He paid like $15/month for a huge amount of fines he accumulated.
552598
not enough information.  ARM'S(adjustable rate mortgages) are not a good idea esp now that rates are rising.  Your best bet is to with a fixed rate while rates are still low.  It depends on the interest rate, how much taxes your area charges, and how much your insurance will cost.  How much you can legally stow away in escrow for those taxes & insurance but typically a 260,ooo 15 yr loan @ 6% interest would run you in the range of 2000-2500 without taking into consideration wether or not you are willing to pay points up front to reduce your interest rate, and how much taxes & insurance is going to cost you.  your interest rate will vary with arms, meaning your payments will increase over time.
784508
Are the lates on the mortgage?  If so, the 60-day is what is killing the 85%.  Unfortunately, I don't know of any lenders that would be willing to do that LTV either.  Have you tried hard money lenders?
886542
If there is no mortgage in the M-I-L's name, have a title company prepare a quit claim deed and then you all sign it and file it with the county-- total should be under $100.\n\nIf there is a mortgage in your M-I-L's name, she has to stay on the house until you finance it under your name.
1020640
I am a mortgage banker and filling out a non-filed 1040 will get you into deep trouble in the area of fraud.  At closing you sign a form which is called a 4506 that gives the mortgage holder authorization to pull for filed taxes.  So that being said, file the back taxes and keep your copy.  I do several VA mortgage loans and have found that being up front with your banker will get you an approval a lot quicker.  Your problem is not unusual
1011096
If you would like to see if you qualify for a Mortgage I can help you \nNo Charge.\nMy sister is selling her home in Lincoln, IL , North of Springfield 20 Minutes.\nI am a mortgage consultant for Consumers\njonnylender@yahoo.com
162217
$1013.85.  Just currious, where are you getting that rate? I hope you are not getting sucked into an option arm with negative amortization.
297052
When you buy a house, you pay closing fees, which could be .5% to 7% of your actual mortgage. This money you can deduct from your taxes.
318415
What they are doing is completely legal.  Who issued you a deed in 2002?  That is the person you must go to now to get the check endorsed.  Once this is done and the house repaired, I recommend that you either ask the lender to let you assume the current mortgage (not likely to happen) or refinance the mortgage in your own name.\n\nAnother option would be to retain an attorney and let them fix this for you.  The legal fee shouldn't be too high and it would be worth it to get things cleaned up and in your name.
4037
You can probably pull it off, but you will be paying through the nose.  I would wait a little bit, save up some cash / pay off debt.  Even if you can gather up 5% down payment..\nI know a guy that writes those kind of loans in PA.  Let me know if thats where you are from.
418660
That is about right, but look for a little more than 10K. It varys from state to state, and from bank to bank. Don't be afraid to ask your lender. Infact, when you get prequalified they should give you an estimate on your closing costs including home inspections and other misc things.
542878
Check your CC&Rs (Conditions, Covenants and Restrictions) which sets out the rules for condo residents.  It should set out specifically what consequences there may be for unpaid fees to the HOA.  But I agree, why don't you just pay it?
613484
you must be out the day u go to closing unless you make a deal with buyer before the closing . you hand them the keys at closing unless bank holds check till it clears. that was what was done at our closings. we sold five in pa.
1135221
no sorry i haven't and i lived in pa my whole life. sounds rough though and another good reason not to risk your home to finance something else, sorry i hope it works out for you. hopefully your spouse will have the descency to realize loan or not the home is yours and they shouldn't mess with it.