How much money is enough to make an investment ?
552129
You can start for as little as $100 a month at most firms, investing systematically, month after month, which is the smartest way to do it by the way, whether you have $100 or $100,000.  Actually, I know at Edward Jones you can start with mutual funds for as little as $25 a month.\n\nWhat to invest in?  I'd suggest buying a diversified series of mutual funds. Make sure you hit all the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so if you're starting off with $1000, you're talking about $83 each. Or why not spring for an extra 200 bucks, and start each off with $100 even?\n\nThen sit back and rebalance each year, back to your original percentages. This is called asset allocation. The thinking being, what's BEEN hot is more than likely not going to STAY hot.\n\nThis sort of portfolio should average 8-12% per year, so juut split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\n\nSo, if you start with that $1000 and never add to it ever again, in 7 years you should have about $2,000\nin 14 years you should have about $4,000\nin 21 years you should have about $8,000\nin 28 years you should have about $16,000\nin 35 years you should have about $32,000\nin 42 years you should have about $64,000\nin 49 years you should have about $128,000\nin 56 years you should have about $256,000\nin 63 years you should have about $512,000\nin 70 years you should have about $1,024,000!\n\nA long time to wait to become a millionaire, impressive as that compounding is!\n\nOf course, if you keep adding money in systematically like I suggested earlier, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nHere's a handy formula:\n$100/month x 12% return x 20 years = $100,000.  So if you want $500,000 20 years from now, just save $500 every month, and go with that diversifed portfolio.  If you only average  10%, you'll only end up with $450,000, not bad either way!  \n\nOh, and if you qualify, and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell all my under-30 clients--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
661299
Buy a diversified series of HIGH QUALITY, LOW EXPENSE mutual funds. One good piece of advice is that especially when just starting out, owning individual stocks is just way too risky. In many cases, it's more akin to gambling than investing. So go with mutual funds, which are much more diversified, and therefore spread the risk among many, many more holdings. The key, of course, is buying quality. So make sure you hit ALL the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1200, you're talking about $100 each. This is called asset allocation, and it's a step beyond simple "diversification", which most idiots think is buying a hardware tech stock AND a software tech stock.\n\nAdd systematically on a monthly basis. That means make sure you put the same amount of money in every month, no matter what. Soon you won't even care what any of the markets are doing. They're up? Great! Some of my investments are worth more. They're down? Great! Now I'm buying quality investments at an "on sale" price.\n\nThen sit back and re-balance each year, back to your original percentages. Again, this is called asset allocation. It's is very important, perhaps the most important thing you can do with your money. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets are cyclical. There's hundreds of years of data to back this up. Yet some people still think they can ride the next hot wave. They usually wind up begging on the street for beer money.\n\nNow, this sort of portfolio should average 8-12% per year, so just split the difference and say 10% on average. Will it do 10% EVERY year? Of course not. I'd be surprised if it EVER did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting with $1200 or so like I said in my example, then in 7 years , even if you added no more money, you should have about $2,400\nin 14 years you should have about $4,800\nin 21 years you should have about $9,600\nin 28 years you should have about $19,200\nin 35 years you should have about $38,400\nin 42 years you should have about $76,800\nin 49 years you should have about $153,600\nin 56 years you should have about $307,200\nin 63 years you should have about $614,400\nin 70 years you should have about $1,228,800!\n\nOf course, if you keep adding money in that $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nBy the way, here's a handy formula:\n\n$100/month x 12% x 20 years = $100,000.\n\nSo if you need $300,000 in 20 years and have no idea how to get it, just save $300 a month and you're there. If you don't get 12%, you'll wind up with less naturally. But IF you still wind up with $250,000, I'd call that one hell of a failure.\n\nOh, and if you qualify on income limits (generally, if you're a single filer and make under $90,000/yr), and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell anyone who's under 30--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
42224
Buy.\nIt an investment!
140448
You gotta spend money to make money.\n\nFact of life.
487839
Need to know how much you invested at what interest rate first.
905949
find a trustworthy financial adviser to help you invest it.  it should earn an average of at least 10% a year or more..  if you're not earning that much after five years, find a different financial adviser..    it can mean the difference of millions of dollars in the long run..
1065155
I would buy an investment property or two, then put the rest in some type of money market fund earning an average of 10% or more. The Rule of 72 states that any money invested @ 10% will double every 7 years.\n\nIf you used 100k of that 400k, on down payments on one or two investment properties to create you some month to month cash flow, and build long term equity. Then the other 300k in a fund, in seven years you'll have 600k, 14years 1.2mil, 21years 2.4mil; geez your retired good for you!!
46973
sounds a bit illegal.  what is your gender, how old are you, and what do you mean by enough money?
458138
You could try taking a look at www.Thecreativeinvestor.com. $10,000,000 may be beyond the scope of the investors on the site, but maybe not.
639444
No more than 35% of your gross salary.\nAnd since your asking, you should save and invest no less than 10% of your gross salary (have is deducted directly from your check and deposited right to your investment account like a payroll deduction so you are not tempted to spend it).
649851
That depends on your life style. Try to put your money into investments, IRA's and stocks and bonds.
13415
go to http://www.investopedia.com/\nand use there info and there simulator before you spend your money.
624870
Buy a diversified series of mutual funds. Make sure you hit all the assets classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so with $1000, you're talking about $83 each. Why not spring for an extra 200 bucks, and start each off with $100 even?\n\nThen sit back and rebalance each year, back to your original percentages. This is called asset allocation. The thinking being, what's BEEN hot is more than likely not going to STAY hot.\n\nThis sort of portfolio should average 8-12% per year, so jsut split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\nSo, if you're starting with $2,000 or so like you said in the question, then in 7 years you should have about $4,000\nin 14 years you should have about $8,000\nin 21 years you should have about $16,000\nin 28 years you should have about $32,000\nin 35 years you should have about $64,000\nin 42 years you should have about $128,000\nin 49 years you should have about $256,000\nin 56 years you should have about $512,000\nin 63 years you should have about $1,024,000\nin 70 years you should have about $2,048,000!\n\n\nOf course, if you keep adding money in, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nOh, and if you qualify, and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell all my under-30 clients--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
17128
If you invest $14,600,000,000 in a savings account that pays 2.5% annual interest, compounded daily, you will have earned $1,000,000 in interest in one day.\nAlternatively, you could ask one million people for a dollar each, or 10 million people for a dime each, or 100 million people for a penny each.  Personally, I'd go with the penny.
225670
Hi,\nNever start with this low an amount. The fees would kill any profit you would make.\n\nMy advice is that a person should not invest less than $1000 in a stock. \n\nJust do the math : If you pay $8 per trade. Then you pay $8 to buy and $8 to sell. So you are spending $16 anyway. \n\nLet us say you invest $500 in HomeDepot and it appreciates 10% in 1 year. Then you make $50 - $16 = $34. Which is just 6.8%.\n\nInstead if you invest $1000. Then you make $100 - $16 = $84. Which is  8.4%.\n\nSo it is obvious that higher is your investment , lower is your fees. Based on my experience, $1,000 is a decent amount to start with on a stock.\n\nHave fun investing.\n\nDan.
505855
Leave it.  its a very broad investment that has very little chance of being lost.  Sure, it may have bad days and good days, but over the long term it will only go up.
69558
None.  Use a debit card, save money, invest.