I just got insurance and I have a few questions....?
550930
As long as you have the cards you are OK, Because on the cards they can see your ID number and Group Number. Without the cards I doubt they will take you. That happened to me once, I had to pay $80.00 for the Gyn because I didn't have the cards even thought I was insured. The deductible for a Gynecologist is usually $20.00 dollars. There should be no problem. But if you have any questions, contact the Insurance carrier and ask them if you can use it now. That's what I did once I got my cards and it worked. \n\n\nGood Luck!
851003
Not as happy as Id like.  My insurance with them runs out next month and im getting anew insurer! :(
491642
Yes, it looks like you'll want to wait til June 1st if you want the insurance to cover the visit.  It's only 7 days from now. \nDouble check your card, sometimes the co-pay is a bit higher for specialists (like gynecologists) than it is for a regular doctor. \nThe easiest thing to do would be to call the doctors office and give them the info from your card, they'll let you know what you can expect to pay.
22971
In my opinion, your best option is to find an insurance agency in your community, possibly referred to you from friends or family.\n\nAn insurance agency is licensed to write with several companies and will find the best company for your needs, and at the best price. \n\nThis will eliminate unnecessary searching, overpaying and possible liability exposures.  In addition, you will have an agent in your neighborhood that you will be able to rely on. \n\nEvery consumer should understand their policy, and most do not.\n\nMy opinion: Shopping for insurance over the internet is the worst choice available.
250227
One way would be to set yourself up with a General Agent. I use Bisys for this. Go to www.bisysinsurance.com for more info.
1115874
That varies with the insurer.  Different companies have different policies.  Most of the better ones try to do so within 48 hours.
309394
Well you should definelty have GL and probably Cargo... i know the insurance we write has a $7,500 ded. for pharmaceuticals.  Also you might as well just go for the whole package policy meaning you get coverage for GL, Crime, Cargo, and property.
1062259
Lots of things. See a Dr.  Sooner the better\nfor your safety.
215756
Becareful what you buy.  There are many insurance policies that you should have - auto, home, life, disability, business, liability...\nIf you are talking about insuring your legs or other body part, this is really only for people that make huge sums of money by using that part of their body.  A supermodel might insure her legs.  For more insurance info try http://www.findlocalinsurance.com
878927
Sympathize for had neck surgery awile back for had 2 bad-degenerated discs and the pain was horrible  Go on line and do a search for medical insurance that has no waiting period for preexisting conditions-will not get major medical but there some others out there. Also I'd go to Emergency so at least you can get Pain Medication and some treatment ideas that can help temporarily-a ice pack helps a lot -the kind you keep in the Fridgefreezer-keep on the neck for approx10-15minutes-I always put a thin towel there first so the cold is not so shocking and it still penetrated to nerve and muscles-Have gotten total relief  for that episode-there may also be some mild stretching exercises that take the pressure off the nerve-ask about it. Also since you have no insurance keep your expense down by only having done whats necessary in regards to X-rays and other tests-any X-Rays or test results already done you should get and take with youSince the Emergncy is required by law to treat you they will work out payment over time with you. and the payment cannot interfere with mortgage and  the other bills you already have.  You can also call your Community Serice Board(in the blue pages) and ask abnout CountyState Health Care where you pay according to your salary if its real low income often the health care is free-if it isn't that much less than you'd normally pay then I wouldn't bother for those clinics do not make appts but take in the order people arrive and the waiting rooms are very full-so early in the Am is the best time(involved in therapeutic foster care and became familiar with it)The County Health Clinics also have Dental, Precription Service and also  Mental Health Services.Good Luck at the doctors
239695
call your insurance broker. renter's insurance is pretty cheap from my experience.
1056780
What kind of insurance are you talking about?\n\nIf this is health, yes you can have group or family health coverage (up to a certain age for children).\n\nIf this is life insurance, most companies will allow you to add riders to your policy, that way everyone is covered. You want to avoid buying separate policies because each policy cost money (processing and underwriting).\n\nIf this is auto insurance, yes you can have group insurance.
470048
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
111360
You should read your coverage plan. Each insurance company is different. I'd wager to say that most consider that "cosmetic" and won't cover it.
89965
I don't quite understand the question.  Are you asking how to defend yourself against the lawsuit?  Your insurance company should be hiring a lawyer to represent you.
625873
This varies from policy to policy.  Be sure to check with your insurance agent.  Ours only covered $500 worth so we had to get a "rider" to cover my jewelry.
167950
You will have to self insure, which is quite expensive.  I would call around and get some quotes.