My tenant used my name for utilities now i have this on my credit report what can i do?
540369
pay it and report them
914823
They are not going to report to the credit bureaus. But you can ask for a letter of reference from them.\nIf you do not have enough credit some creditors may use letter of references from your other creditors that do not report.\nThat includes you house phone, electricity, and gas bills.\nAnd if you have not looked at your credit report, review and you can go to www.annualcreditreport.com if you have not already done so.\nHave fun and good luck.
54883
Assuming your evicting the non-paying tenants through the court system! When you have finished the eviction process, there is a default judgement recorded in your county. The credit reporting agencies obtain this information, at least once a week, and thus it appears on their credit report, as an unlawful detainer action. If you ever see this on a prospective tenants report....don't even consider renting to this person, as he did not value himself enough, and took the risk of subjecting his credit report so negatively....It also shows that this person coct the landlord allot of hassels, and costs of legally evicting this person through the court system....and to make matters worse they probably damaged and left your property a mess on their way out.
666713
Your income plays a part in this as well.  If they feel you don't make enough to handle the mortgage, plus the utilities, plus property taxes, plus homeowners insurance, plus your outstanding loan.  If I were you I would pull my credit report & make sure there was nothing showing that wasn't mine.  Also, the county or state may have some 1st time homebuyer programs available.
127079
Don't pay them!!!!  It doesn't matter who's in possesion of the papers - if they don't get payed they'll come after him, not you.  They're still his bills, with his name and his address on them.  If he just walks over and puts them in your mailbox that doesn't make you responsible for them.\n\nIf he's actually using your address on the bills that's a different story.  In that case you can, and should, sue him.  You can also alert the police, who can arrest him.\n\nOh, and if you've been paying them with a credit card you just might be able to get the credit company to cancel the charges (at least the most recent ones).  This would result in his utilities, etc. getting shut off immediately.\n\nI'm pretty sure it's not illegal to put things in people's mailboxes - just to take them out - and it's not illegal to give your own mail to someone else.  So I don't think the mail tampering thing works.\n\nBTW, I do know you're only joking, but I wouldn't put it past some of the people on Yahoo! Answers to be reading this thinking they were just about to ask the same thing :)
312529
This is difficult with friends involved. I was in a situation similar, except I was the roommate that moved out. I continued to pay rent as well as the ultilities since it was a <i>contracted</i> agreement. The moved-out roommate should still have to pay for the utilities only if he was there when you first signed up for the utilities, therefore making him responsible for the utilities just the same with the rest of the roommates. If you wanna be soft with him, just ask him to pay for the non-usage based utilities since it's still somewhat of his responsibility.
1039743
being thru this before i will tell you that its really hard to find anything with this on your credit report the best thing to do is pay off the lease and try to find a private owner that doesnt do credit checks or network with your friends and family to see it they know someone looking for a tentant or roomate
875331
You should call up the your local water company and tell them you think you may have an outstanding payment because you have never received a bill and have therefore been unable to pay. They can look it up for you by your name and location, and unless you're in base housing you generally have to pay for your utilities. You can also ask them to wave the late fees since you have never received a bill and I always offer to mail a payment right away if they'll give me an address rather than waiting for them to finally mail something to you to return it in. Just get a balance and write a check.
1027239
I hope I am understanding this correctly.... you paid your mortgage loan off and there is documentation somewhere that there was a forclosure and a line of credit, that you knew nothing about...\n\nDid you find all this on your credit report/ is this on your credit report?  What I would do if that is the case, since the lender refuses to help you correct a mistake that was obviously made by them, is get in contact with equifax, explain the situation and dispute this information and have it cleared from you, as for proof, you have the notice where you paid off your mortgage.  \n\nIt doesn't really sound like anyone has stolen your identity or a line of credit has been opened... YET.  It seems as if there was an error when your bank reported this information.\n\nCall equifax or write a letter\n\nMail\nEquifax Information Services LLC\nP.O. Box 740256\nAtlanta, GA 30374\n\n1-800-685-1111
262235
This is very serious for you. Here is how I interpret the situation. I am taking all the information you gave in your question:\n\n1) one building\n\n2) one electric meter\n \n3) five tenants\n\n4) tenant # 1 lease agreement says the electric is included in rent payment.\n\n5) tenant #2 lease agreement says the electric is divided equally by the five tenants.\n\n6) tenant # 3 (which is you) lease agreement says you will pay 65% of the electric. \n\nYou don't say anything about the other 2 apartments. They must be vacant?\n\nNone of you have received a bill or note from the landlord in at least three months.(Jan. Feb. Mar.). You ask repeatedly and no response from the landlord. THEN you are presented a bill of $2647.00, which you are expected to pay within five days from the date you received it.\n\nYou then called the utility company and they said the bill for $2647.00 was for the entire, total building. You need a copy of the bill showing the specific addresses.\n\nIf I have all this straight it sounds to me like your landlord does not have a clue as to what he does. I will assume all of you have your copy of the leases stating what you signed and agreed to pay, right? Again, if I am correct, you have three choices here.\n1) Go to the landlord and state exactly what you did in your letter above. Ask if he thinks this is a fair deal and why did he do this to you?\n\n2) If you and the other two tenants have the signed leases you really have it made. Here's how: #1 is safe. Take the bill and divide it by five. #2 pays his portion. Since the bill is divided by the five tenants it must be assumed the other four (according to #2s lease) will pay in equal parts the remaining balance of the bill. It is not your fault #1 has his electric included in the rent. It is not your fault that there are two vacant units. SOOOOOOOOOOOO, Divide the$2647.00 by 5 = $529.40 per unit. Right? Now, you do your part and pay 65% of  $529.40= $344.11.  Makes sense, huh?\n\n3) This is the last one, get an attorney.\n\nActually I like my #2 the best. Think about that. I cannot believe I have spent all this time on one answer. I was really angry at the damn landlord. You had better let us know what happens.(me, at least)     MUCH LUCK!!!!
1097861
Yep, everybody everywhere.  Your attorney will send them a claim form, and if they return it they are added to your bankruptcy.  If you are filing 13, there is priority on who gets paid first, and the utilities may not get paid in the life of your bankruptcy.\n\nAs far as the utilities charging you what's on your bankruptcy, I'm not so sure that's true.  If a utility tells you that you have an old account, you tell them that it is included in your bankruptcy and they will start you a new account with a zero balance.
1032164
I think this is a new area of concern and that there isn't policies as to rights set in place yet.  I could be wrong.  Talk to a lawyer.\n\nBe thankful that your company told you so you can keep an eye on your credit reports and be more aware if something looks fishy.
670644
No! You can't just get rid of your SSN! My BIL had the same thing happen (his old roommate sole his SSN & connected utilities, etc). The best thing to do is check with the companies and find out who it's registered to, etc.\n\nIf they had access to your SSN they could have also got a hold of other sensitive information (credit cards, bank accounts, etc). After contacting the companies, file a poliece report and talk to the credit beaurs. They may have your SSN on record as not paying bills, CC payments, etc. You can then give them the poliece report so they can (if sufficient fradulent evidence appears) erase that debt that is not yours.\n\nMake sure you get a credit report though. You don't want them messing with your credit. Watch all of your accounts closely as well.\n\nGood luck!
14371
Unless your landlord is paying for your water himself, there is NO WAY he can tell you how much water you should be using. Think about it, would you ask him what cable you should get, or how high you should turn on your heat/air conditioning? If he is refusing to fix something that is his responsibility, sue him. If he requested a copy of a bill that is in YOUR NAME, sue him as well, that's invasion of privacy (unless his name is also on the bill).
105159
What is a Tenant Credit Report?\n\nAll I can think of is reports issued by organizations who share information about tenants.  Those are closed groups not regulated by the FTC.  \n\nInformation they share is very specific (unlike the credit reporting agencies).\n\nOnly members of that close group can place/receive tenant information.
827086
They shouldn't do this, but they will stop at nothing to get money so it doesn't surprise me. My boyfriend got chased by debt collection agencies on behalf of BT a couple of years ago for a debt relating to a city in which he has never lived, in the name of someone who's surname was slightly similar (but not even the same) as his. \n\nI reckon you need to prove that you are not responsible for the debt. You might need to send them things like a copy of your tenancy agreement, showing when you moved in, and also proof that you were living elsewhere at the time the debts were accrued. Maybe you could get your landlord to help?\n\nIt's annoying, and you shouldn't have to do it. But BT are crooks so you will have to jump through a million hoops before you can fprce them to sort it out.
1172337
Give your tenant written notice that the tenancy has ended, ie "You are hereby notified that your lease/tenancy has ended. Please vacate the property."\n\nOffer your tenant the full return of any security deposit or some other amount of money; it will be less than hiring an attorney to evict your tenant. Then, let your tenant know that if he leaves the property without going through an eviction, he will not have an eviction on his credit report. It is much harder for someone to get an apartment if an eviction is reported on their credit, so let your tenant know that.