What are the contents of a loan agreement?
536460
That depends on a lot of things.\n\nA mortgage loan will have a note and deed, usually deed of trust, other types of secured loans will have a security agreement as part of their contents. There are survivability and durability clauses and other issued addressed by the loan instruments.\n\nObviously the best terms and conditions are those under which the borrower personally has the least about of liability possible. Thus a loan without a personal guarantee is better than one with one as part of its body.
651929
Loan amount = L\nInterest    = I\nTaxes       = X\nInsurance   = N\nTerm in Yrs = T\nPayment     = P\n\ntherefore: P = (((L * (I/12)) + L) /(T/12)) + X/12 + N/12
149683
What you are required to come up with is a Purchase and Sales agreement for you and the buyer to sign.  It will spell out how much you have agreed to sell the house for and other terms such as:\n\n1. The house is to be sold in "as is" condition\n2. What appliances to be sold with the house\n3. The type of financing the buyer is going for\n4. etc.\n\nYou can find this document at any Office Supply Store like Office Depot or Staples. Make copies for yourself and the buyer.\n\nThey buyer will take that document to the Mortgage Broker who will work on financing and either you, the buyer, or the mortgage broker will then choose a Title Company to handle all the other legal stuff.
1081219
Make sure your loan contract says that excess goes to principle, which is the more favorable option.\n\nMost, not all, loan agreements are written this way, so double check.  Ask to see the language in the document if you are currently loan shopping.
874090
Things like...\n1. interest rate\n2. fixed or variable rate\n3. penalties for late payments\n4. length of term of loan\n5. monthly payment amount
474302
It is a legal agreement to purchase property from a seller by paying regular payments to the seller.  The seller retains title to the property as security until the payment is complete.
29522
???? please pharse your question in a form of a question. Maybe this site http://www.fun-loan.com/
1036083
It depends what you're trying to do.  For loans (car, home, bank) or mortgages, there's a standard form that's similar to the one linked below, the 1005 (each bank will have their own version, but it has the same general info).  This form will be sent to the employer(s) from the bank making the loan and will require the employer(s) to fax and/or mail back directly to the bank.  The employee will not receive a copy, but the employee does have to sign a waiver releasing the employer(s) to provide the info.  http://www.efanniemae.com/sf/formsdocs/forms/pdf/sellingtrans/1005.pdf\n\nFor general employment background (like an employer verifying past employment for a candidate), usually the recruiter will just call and do it over the phone, or make up a short form and fax to the other companies.  The application should have a clause releasing all parties of liability that the employee signs.  Employers do not have to verify the wage if they don't want to.
138080
need more info,  what type of loan  real estate, auto or...
880241
Depends on the type of loan, but it is much harder to get a loan without providing proof of employment ie... a paystub or previous tax records that would include information from employment but most banks and lenders will want the paystub.
192868
Use a LEFT JOIN. \n\nAt design time this can be done by first creating a relationship. i.e. between the loan and loan payment table.\n\nAfter creating a relationship, a diagramatic representation appears in form of a line between the two tables. \n\nDouble click the line you will see a dialog box showing the relationship details with three options.\n\nSelect the option that says Include all the rows from the Loan table and only those rows from the loan payment table that match the condition.\n\nThis will solve your problem.
68147
salaries, wages, tips, commissions, interest and dividends, rental payments
130944
It must cover the details. Include a full list of the services that will be included in the retainer, the number of hours that will be spent consulting each month, and describe the benefits that will be realized through the effort.\n\nStrat with a cover letter thanking the customer and briefly explaining why you are qualified, then provide at least one more page that outlines the items I listed above.\n\nDon't forget to include a clause that provides you an opportunity to charge additional fees if you go over the agreed upon time limit each month.\n\nIt is also good to list the items that are not included such as outside expenses like printing, copies, or shipments.\n\nIf you plan to get paid for travel time while consulting or researching for the client, make sure that is included in your list also, it is easy for this issue to become arguable latyer on if it is not in the agreement.
3228
1. Proof of income - steady is better\n2. Proof of having other assets, that can guarantee the loan - banck accounts, car, house\n3. Proof that you have good history about making payments on time (this gets reflected in your credit score).
876012
The "essential terms" would vary from contract to contract, but they are just what the name implies.  In a real estate sale, it would be the description of the property being sold, the price, representations and warranties regarding the property, etc.  In an employment contract, it would be the job description (duties, etc.), term of employment, salary and benefits, etc.  It's the narrative - the story of what's going on.\n\n"Consideration" is what each side gives the other.  A house, for a price.  Services (as an employee), for a specified wage.  Etc.  It's the bargain - what you give, what you get.\n\nI really hope this helps.  I'll send you my bill in the mail.  :)\n\nGood luck.
301730
(today's date)\n\n\n\n(name of applicant\naddress of applicant\ncity, state, zip of applicant)\n\nDear Mr./Ms. ___________:\n\nAfter careful review of your application for a business loan, we have decided to reject your application at this time.  \n\n(If you want you can include the reasons the loan was rejected:  i.e. insufficient security, an unacceptable credit rating, etc., you could say:  "Your application was rejected for the following reasons: _____, _________, _________."\n\nThank you for submitting your application.  Please feel free contact me if you have additional questions about this matter.\n\nSincerely,\n\n\n_________________\nChief Financial Officer (or whatever title)
554469
1.How to properly finance a mortgage, downpayments etc without going in over your head.\n\n2. How to buy an income property: the pros and cons\n\n3. the "Art of the Deal": how to negotiate\n\n4. Contracts: who does the agent really work for?