I was off work for a week and now Im behind on all of my bills. Where can I find a low interest loan?
546198
Start by paying your rent/mortgage + utilities (water, electricity, gas, NOT cell phone, internet, cable/satellite), food, clothing, transportation (gas, insurance, NOT loans) and emergency savings (more on this later).\n\nIf you can handle those, move on to these: life insurance (if you have dependents), cell phone, internet, cable/satellite, household expenses (stamps and such), auto expenses (oil changes, registration), home repair/maint. (if you own).  Still ok?   Then keep going.  If not, this is where we start cutting and you have to decide where.\n\nFinally we get to debts - auto loan, credit cards, student loans.  List these in order from SMALLEST BALANCE to largest.  Pay the minimum on everything except the smallest and pay as much as you can on that.  If there's nothing left, you need to start making some calls.  Start with the credit cards to see if they will defer payments for a couple of months.  Interest will still accrue, but if you call them before they call you, most will work with you (although you may need to talk to a manager).  They may ask you to make small payments.  If so, YOU need to tell THEM how much you can afford - you're the only one who knows.\n\nFor student loans, try to get a hardship forebearance for 6 months.  For the auto loan, if this is really only temporary, keep paying it, if you can.  If you can't, you're going to have to sell it, pay off the loan and get something CHEAP with whatever is left over (if you're not upside down).\n\nAs for that emergency fund, ALWAYS have money in savings for emergencies (like being out of work for a week).  Bad things WILL happen, but they are much easier to deal with if you have some money stowed away.\n\nIf you need any more help, let me know.
817271
get your loan from worldwide banks.visit\nhttp://www.freewebs.com/getyourloan
238451
Just play it cool. And the next time he ask you for any money, and he will. Tell him, I can't see anyway that I can possibly help you out. As there is still the issue of you owing me $700. Now when you see your way to paying me back, I'll consider another loan. And leave it at that.
8495
Dealing with the bank is your best choice. You can usually ask for a Forbearance, if you have sufficient income to continue making payments. Ask for the Workout Department, and tell them you are willing to work something out. They may put the past-due payments at the end of the loan, or allow you to pay a little more each month to catch up the past due payments. Depending how far behind you are, this may be your solution. If you still have problems, there are other options you can explore.
592830
Don't do payday advance.  It's the quickest, but definately not the best.  Try a small finance company, something like National Finance here in NC.  I have about 4 repo's and a judgement and they finanaced me.  Good Luck!
112550
There are many loan companies that have the idea that since you just came out of bankruptcy you are a safe bet because you have no debt and can not file bandruptcy again for a long time.  Call around your area, or there is a good chance the furniture company has several lenders willing to help.  Ask them.  Good Luck.
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..
242284
get a friggin loan like everyone else you GD loser...\n\nHey everyone!!! for no reason what so ever I would like you all to send me $50... please, please, pretty please!!!!
177990
Try calling your lender or there may be a website listed on your mortgage statement.  Another possibility is contacting your bank and asking them if you can use on-line bill pay to pay your lender.
141013
try www.lowermybills.com
242405
You can try but I doubt at first that they will let you.  However, once the demand letters come in and they refer you to the legal department for action on your unpaid bills, that's the time wherein you could negotiate a payment scheme with them because they would rather be paid slowly than not be paid at all.
971487
I would not recommend getting a fast cash personal loan. You would be better off asking a friend or relative for the money because the interest you have to pay or penalties for being late, could exceed the amount that you ask for in the first place.
521208
please try to avoid payday loans as musch as possible. I took one out and had to continue taking them ,and then they ruined my account. if your're absolutely positive you can handle them here are a few :\nhttp://www.Cash2day4u.com\nhttp://www.quikpayday.com\nhttp://www.soniccash.com\nhttp://www.cashtransfercenters.com\nfisr american cash advance is walk-in place, check and see if it's in your area , they are real good as far as getting you the maximum and setting up just the finance fees so you don't have to pay it back right away. but please, please, if you can avoid it, dont take them out.only do one at a time and pay it back before you get another one, and only get it if you desperately need it. amscot also does them. most online lenders require you to fax your check, bank statement, and paystubs if you can. they do thid to eliminate fraud.
679341
try the internet or sign up for wwww.cashbin.com and if you use thier link for bank loans you can get cashback
444330
Well, first off, a "short term" loan is generally less than 12 months, so what you want would not be characterized as short terms by any lender.\nSecondly, if you obtained a mortgage, I'm going to assume that your credit wasn't all that bad.  Generally, if you have some bad credit and you need cash, the best place to go it to wherever you have an existing relationship, which would probably be your bank carrying your mortgage.  If you have home equity, that's your best best.  If not, you might speak with a loan officer at the bank about getting a bill consolidation loan.  Possible they might be able to work something out.\nAn alternative is a loan finance company that lends money at generally higher rates, like a Citi-Finance or other national/regional sources.  Not the cheapest solution, but they do have fewer restrictions than what a bank might since they generally take more risk.\nHope that helps.
692124
Call the lender (or, possibly the collections agency if your situation has gotten to that point).  Many companies are willing to work with you because defaulting on a loan is bad for their business, too.  However, you have to show them that you are a responsible borrower:\n\n1.  Explain to them what happened (tell them just what you told us here)\n2.  Tell them that you will take responsibility from now on (the loans will always be in your name, so even if your mother still plans to pay them off, you should still keep a watchful eye on your account balance to make sure that she is never late) \n3. Ask what repayment options you have at this stage.  Some lenders will put you into a forbearance in order to alleviate your payment problems.  Other lenders will recommend that you consolidate your loans in order to lower your monthly payment.  Others will, as you suggest, devise alternative payment options called an "income contingent" or an "income sensitive" payment plans.  Ask them if they can do this and, if so, whether they can make your payments close to $50.  Generally, once you make 6 consecutive payments on time, you will be out of default, which will help your take-home wages and your credit report in the long run.\n\nRemember, too, that collections agencies deal with a lot of lazy people -- show them that you are different.  If the person you speak to is having an "off" day or doesn't seem willing to help you, try again.  Consider asking your former Financial Aid Office to contact them on your behalf (I have done this for students) -- sometimes they are more pleasant when dealing with someone "in the business."\n\nFinally, one of your rights as a Stafford or Perkins Loan borrower is that you be allowed to speak to an ombudsman when things get rough.  You can find one and learn about what they can do at http://www.ombudsman.ed.gov/  (Basically, an ombudsman is an individual who resolves disputes through an independent viewpoint; they do a lot of impartial fact-finding to make sure that you have been treated fairly.)
784783
a loan from the bank wait snap u have poor credit nvm idk