Do all banks charge and over draft fee for items less than?
537501
If you have never bounced a check with this bank before call them and bitch about it, first offense they usually remove it. Otherwise it can be 5 cents and they will charge you. and the going charge is about that. Balance that book every month and don't ever let it get so low again because the vultures will get ya.
704416
I have heard that purchases over 25 dollars are the ones that require the most signatures.  Usually you wont have to sign if the purchase is below that amount but it all depends on the store and its size
223330
Typically, credit card companies will accept any amount you send them - it's money. However, unless you pay the minimum amount due, they will charge you late fees and interest and overlimit fees (if applicable) and cancel your card if they deem it necessary. The only way to help with this is to call the company and calmy explain your situation. They still may not work with you, but there is no way they'll work with you if you just ignore the situation.
964675
you will be charged overdraft fees\nbut when you return something it should go right on your account
46356
check with the bank. it should be fine.
767643
I went directly through the building society, and the fee was £400. My solicitors fee is also around £400, but that doesn't include any of the searches (which whacks it all up to £1000ish).\n\nI think the £2500 sounds a bit steep, when we had a look through independent advisers I think the fees were more like £1000.
511733
Depends.  There should be an explanation as to what those details are (interest payments, fees).  Call your bank and ask for an explanation if you still don't understand.
798783
Typically 1-2% is a fair amount, anything over that is usually on the high end and you should look around.  \n\nClosing costs are all financed into the loan if they know what they're doing.  The only charges that might be charged are for appraisal and credit report/application fee.  Other than that, you shouldn't be charged any of it up front.
1133289
I sure wouldn't do as others suggest by ignoreing the dated item.  When it bounces and it will, expect to be charged the fees by your bank.  Best contact the issuer and return for a new one.
522776
It's worth a try.  If overdrawing isn't a habit, lots of times they'll take off all but one charge or half the charges.
788650
You will probably have to pay a penalty for overdrawing your account and interest on the $10 that you "borrowed".  The bank is always looking for ways to take your money for any reason.
467418
It really all depends.  Some places charge a non-commission fee for services such as Amerprise Financial.  Others, such as Bank of America and their investment arm, may vary their fees according to tiers.  As an example, if you are not a customer or are looking to become a customer places may give you a lower introductory fee for the first year of service.  Some financial institutions base their fees on your status as a customer - the more business you do with the institution, the lower your fee.  For instance, I have my personal checking, savings, mortgage, equity line and investments (mutual funds & IRAs) all through the same financial institution and, as a result, I don't pay a fee for the services I receive in the way of financial planning.\n\nContact your banker/broker/mortgage company to see what deals they have and how you can best take advantage of any deals available.
911797
The fees when you take out money from a bank other than your own.  It's up to like 4 bucks per transaction now!
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.
796996
That seems like a lot of money.  It might be worthwhile to call the bank where you have your account and ask their advice -- there may be someone there who is accustomed to seeing this type of business and can tell you whether the fee is reasonable for what you are trying to do.  And your bank will know about the transaction, anyway, once you get the money deposited.
647627
Keeping in mind I'm not a lawyer.....\n\nAccording the the Uniform Commercial Code banking laws, Article 4 states the following:\n\n§ 4-401.  WHEN BANK MAY CHARGE CUSTOMER'S ACCOUNT.\n\n(a)   A bank may charge against the account of a customer an item  that is properly payable from that account even though the charge creates an overdraft.  An item is properly payable if it is authorized by the customer and is in accordance with any agreement between the customer and bank.\n\n(b)  A customer is not liable for the amount of an overdraft if the customer neither signed the item nor benefited from the proceeds of the item.\n\n\nSo, as I read this, since your wife did authorized the purchase, and did benefit from it, the will be held liable for the cost.  \n\nYeah, it sucks.  But you know bankers.
888174
Yes it is possible, if you  have overdraft protection....but you will pay a fee.