What type of student loans can the students take out without their parents signing for it?
551759
Chase Student Loans: Signature Student LoansChase's student resource for the Federal Stafford and PLUS student loan, financial aid, college planning and private alternative student loans for education ...\nwww.chasestudentloans.com/loans/sig.htm \n\n\nCollege AnswerThe Signature Student Loan is America's most popular after Stafford Loan because ... You can apply for a Signature Student Loan after you have completed the ...\nwww.collegeanswer.com/financing/content\n\nSignature Student Loan through Sallie MaeSignature Student Loan Internet Site: http://www.salliemae.com// ... You can apply for a Signature Student Loan if you're a student in good academic ...\nwww.uwsp.edu/finance/altupdates/signature \n\nHere's a start...
1170331
Sallie Mae, the school will handle it. Your son or daughter gets loans, grants, aid, work study in some combination. The loans are like 3 to 5% i think. You only pay them when he or she drops out or graduates.
796287
You must go to college first.\n\nNo they do not supply you with them.
304626
Some parents misunderstand the process and think that filling out the form means that they are agreeing to pay for their student's schooling.  Try explaining to your parents that by filing the FAFSA you're trying to fund your education by *yourself* (they should see that as a good thing) and that, by providing their information on the form, they are NOT on the hook for anything.  The loans that would be awarded to you based on this form would be YOUR responsibility and ONLY yours, so this should be a no-risk scenario for them.  \n\nIf they don't listen to reason and you can't think of any other way of getting them to sign the form, you may be out of luck: The Federal Student Aid regulations specifically say that a parent's refusal to pay is NOT grounds for a student being claimed as independent.  You may, however, be able to talk to your Financial Aid Office to see what other means they have for considering you independent so that you wouldn't have to include their information on the form.  Some schools are more lenient than others in this regard. Most schools will make exceptions in cases of abuse or the death of the students' parents. Many schools will also make exceptions if you can document that you truly are completely self-suffient. You will need to submit proof that the following statements have been true of your situation for a while (usually about 2 years)... \n\n* your parents don't claim you on their tax return\n* you pay for your own housing, food, utilities, etc.\n* you pay for your own health insurance\n* you pay for your own transportation (and, if you have a car, the car insurance)\n* you don't receive any other in-kind support\n\nIt's still worth checking to see if the schools allows dependency overrides for other reasons.  You'll never know if you don't ask.
654106
Yes U can get a loan from any bank -check out the main branch of any bank -lots of banks provide the student loans.
757267
yes. they are cuthroat with student loans. student loans never go away. the goverment can do this because they own the loan. a normal company would be past the statute of limitations. call the loan company and ask for a deferment or to set up payment plans. they are also the easiest of creditors to deal with in my experience.
44613
No.  It is illegal to do so.\nHowever, the alumni association may have someone give your mom a job.  The college may give you a scholarship that covers tuition, room & board, book, tutors, etc.  A "friend of the school" may loan you a new car until graduation.  etc...\nBut, you can receive NO money.
1182186
You have to have the money to study, have documentation approved loans (not just an application) or a stipend offer from a US university which covers the cost of tuition and living.
840639
it's called student loans.
695507
at one time there were allowed, but the attorney had to word it just right and everyone had to approve of it....but several years ago approximately 10 years ago the government and the financial people figured out that a lot of students were using bankruptcy to get out of paying their student loans..a lot are either government money or insured by some type of government loan..so the government said we need to put a stop to this, and I believe they did just that...\nso at this time I say the answer to your question is no..\nsorry...but no..hey I am still paying for mine....I just wish they would cut the interest way way down...\nbut I would ask a really good attorney this one before you make any decisions...\n\ngood luck
70009
Other than the Stafford Loan, most private lenders require a co-signer.  However, check with banks, or institutions affiliated with student loans...EdAmerica, Sallie Mae, Perkins, etc.  Good luck.
1142178
It depends. "PLUS" used to stand for "Parent Loan for Undergraduate Students" but now it means a little more... \n\nIf you are an undergraduate student, only your *parents* can borrow a PLUS loan. A student cannot borrow PLUS loan in his/her name.  As such, PLUS loans will appear on your parent's credit report and your parent will need to repay.  \n\nBeginning July 1st, graduate students will also be eligible to borrow PLUS loans -- basically, they act as their own "parent," completing both sections of the PLUS application.  (In this sense, a PLUS is no longer exclusively a loan that parents borrow for their children.)  So, if you are a graduate student and have been offered a PLUS, *you* will be the borrower and it will appear on *your* credit report. This loan is sometimes referred to as a GradPLUS loan or simply a "PLUS Loan for Graduate Students."\n\nWith regard to repayment: there is a slight difference between the Direct PLUS Loan (which you were offered) and the Federal PLUS Loan...   With Direct PLUS, if the student really wanted to, she/he *could* consolidate this PLUS with the rest of his/her Federal Stafford and/or Perkins Loans.  With Federal PLUS, the only way you can consolidate it is if YOU are the borrower -- meaning that the parent can consolidate it with his/her other loans or a Grad PLUS borrower can consolidate his/her Grad PLUS with his/her other Stafford/Perkins loans. The student cannot consolidate his parent's Federal PLUS loan.\n\nNow, it's worth mentioning that PLUS is a credit-based loan so, even though your school offered it to you, you will still need to undergo a credit check before you can officially be approved to borrow this loan.
585428
Technically, the government allows a family to borrow financial aid (PLUS loans, for example) up to the student's cost of attendance.  Although it is not "free money," it is financial aid.\n\nBut, yes, the federal government expects the student and parent to play the primary role in paying for that student's college education. Federal grant aid is reserved for the families with the highest amount of financial need.  In order to qualify for a Pell grant, your EFC must be $3,850 or lower. Certainly, parents with $4000 EFCs are needy as well, but there isn't nearly enough funding to make the cutoff much higher than it is.\n\nWhen the government calculates your Expected Family Contribution, the formula they use assumes that you are living a modest lifestyle -- it does not take into account any consumer debt that you may have or the cost of living in the state in which you reside.  As a result, most families do not believe that their EFC accurately reflects their ability to pay for their child's schooling -- and this may be the case.\n\nMost schools will allow you to appeal your financial aid package.  Before doing so, I would encourage you to read the following advice: http://www.finaid.org/fafsa/negotiation.phtml
995229
An MPN is basically an agreement between you and your school to take out loans for X number of years. When you sign your MPN, you are giving the school permission to use borrowed money to pay your schooling. Student loans can be helpful because you aren't expected to pay them back until 6 months after graduation, and the interest remains low. A parent loan works differently in that your parent begins paying back the loan as soon as it has been disbursed to your school. Depending on what kind of financial independence you want to have, both are an option. Either way you can communicate with your financial aid office on what is the best option for you.
750253
The PLUS (Parental Loan for Undergraduate Students) is not issued by the school, but rather their preferred lender. These lenders, or banks, also issue "private" student loans; where the parent co-signs with the student to obtain the required funds. The difference between the PLUS and Private student loans is that PLUS loans are sent to the school, while private student loans are sent directly to you. A recommendation for private student loans is: iStudentLoan.com
525834
Private aid or institutional aid.  \n\nMany schools have their own pools of money that they allocate to their students.  These funds can come in the form of grants, scholarships, or low/no-interest loans.  Institutional money can be based on need, merit, or both -- but it's up to the school to decide who is eligible.  Many schools (but not ALL schools) will require their students to complete the FAFSA (or the CSS profile) in order to be eligible.  Schools that based their instituitional scholarship aid on merit alone may not require it, so if you are ineligible for Federal Aid, you might do well at a school that offers merit-based aid.\n\nThere are numerous private scholarships out there are well -- just do a little digging.  Try any of the following scholarship search engines for ideas:\n* http://www.fastweb.com/\n* http://apps.collegeboard.com/cbsearch_ss/welcome.jsp\n* http://www.scholarships101.com/\n* http://www.srnexpress.com/\n* http://www.scholarships.com/\n* http://services.princetonreview.com/default.asp?RUN=%2Fcollege%2Ffinance%2Fscholar%2FscholInterview%2Easp&RCN=auth&RDN=7&ALD=http%3A%2F%2Fwww%2Eprincetonreview%2Ecom\n* http://www.finaid.org/scholarships\n* http://www.collegeanswer.com/paying/content/pay_free_money.jsp\n\nFinally, there is a private loan out there for almost everyone -- public school, private school, good credit, bad credit, etc.!  Many lenders won't require their applicants to have filed the FAFSA.  Keep in mind that private loan interest rates and/or fees are almost always higher than Federal loan fees.  If you can borrow federal aid, go that route first.  For options, check out Finaid's large list of private educational loans, here: http://www.finaid.org/loans/privatestudentloans.phtml
630266
go here...\nhttp://loans.mamayek.com/studentloans.html