what is the national average credit score?
550864
678. Look on yahoo homepage it says so right there and you can check yours for free.
421670
You can go to www.annualcreditreport.com and get a credit report from the three major credit reporting agencies, but you have to pay $5.00 to get your credit score.
327448
No but a credit score of less than 550 means you will have no chance getting a loan. Less than 620 will lead to you paying higher rates. 620 to 650 is average while above 650 is a very good score. Credit scores range from 375 to 900.\n\nYahoo! Finance offers a free credit score here.\n\nhttp://en.wikipedia.org/wiki/Credit_score
174028
A credit score is a measure of how financially stable an individual is. It is based on numerous factors including employement history, income, real estate ownership, outstanding debt, debt payment history, etc. In essance, it is a measure used by lenders to determine the likehood that a loan will be repaid in a timely and orderly fashion. \n\nWhy should it be good? Basicall, the lower the credit score is, the less the lenders will believe that the loan will be paid off. As a result, they will charge higher interest and/or offer smaller loans to compensate for their increased risk.
778038
Scores range from 300 to 850.  The higher the score, the more you can borrow and at a lower rate.  The site below says the US average is 723 so you will pay a higher interest rate than the average person.\nSo, pay your bills on time and don't have to many open credit cards - they'll kill you.\n-MM
665744
A good example of those combinations of information is the DTI, or debt-to-income ratio.  Not all of the credit reporting agencies consider this figure in the FICO score, but it can be very telling.  creditors can look at your score as it is reported from all three major agencies (Experian, TransUnion, and Equifax), and they usually find a mean or median between them to evaluate yor creditworthiness.  Your scores usually fall into a range, and that range helps determine what interest rates and types of loans can be offered to you.
551960
The credit score is the common name for FICO SCORE.  It is a highly guarded secret, (at least the exact formula is).  Most people claim that it is approximately 35% payment history, 30% amounts owed, 15% length of credit history, 10% new credit, 10% types of credit.  The link below is the FICO homepage.
243968
Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
276995
You can't get the credit score. You can get the credit report at annualreport.com for free. If you look at your reports and how the scoring system works, you can get a general idea what your # would be.
250269
Not too good.  You should need a score of around 700+ to get the best rates.  The other answers are correct-probably 8-10%.
941238
I'm a nationally known credit score expert.\n\nDo you mean "good" or "excellent"? \n\nGood for mortgage lending would be 680-719. Excellent would be 720+.\n\nFor auto lending, excellent would be 740+, which would qualify you for those great rates advertised on TV "for highly qualified buyers". Some of these programs are 720+, 730+. 735+ depending on the actual promotion's minimum score.
698193
IT means that you either pay your bills slowly, have collections, or probabally are maxed out on your credit cards. Raise your score by paying down your credit cards and pay your bills on time. 590 is a C-/D+ Credit Score.
460810
most companies checking credit to give you either a credit card or cell phone etc would like to see a minimum of about 620, if you have atleats 670 you can get better interest rates on loans and better credit deals.
615427
It depends on the company but generally 650 or higher is considered good and 750 plus is considered excellent. \n\nHere's an example of score versus interest rates charged from the FICO website\n\nFor a $216,000 30-year, fixed rate mortgage: \nIf your FICO® score is:  \n\nScore      Rate  Payment\n \n760 - 850  6.29% $1,336 \n700 - 759  6.51% $1,367 \n680 - 699  6.69% $1,392 \n660 - 679  6.9% $1,423 \n640 - 659  7.33% $1,486 \n620 - 639  7.88% $1,567 \n\n\nTheir website\nhttp://www.myfico.com/
1104370
First of all your credit score is pretty decent,infact anything over 620 is good enough to obtain a mortgage,so if you want and are willing you can buy a house to.\nSecondly when looking at a credit report lenders or landlords look for things such as credit lines,length of those credit lines, payment history,accounts in collections,delinquent accounts to name a few.\nAnd thirdly when looking at a report,the report from all three bureaus are taken into consideration and your middle score(the number between the highest and lowest) is the one which is taken as your credit score.
1028905
Borrowers with a credit score over 700 are typically offered more financing options and better interest rates, but don't be discouraged if your scores are lower, because there's a mortgage product for nearly everyone.\n\nPopulation average....\nUp to 499: 1%\n500 - 549: 5%\n550 - 599: 7%\n600 - 649: 11%\n650 - 699: 16%\n700 - 749: 20%\n750 - 799: 29%\nOver 800: 11%\n\nDetermined by your...\n35% - Your Payment History\n30% - Amounts You Owe\n15% - Length of Your Credit History\n10% - Types of Credit Used\n10% - New Credit
860612
A 1500 is definitely an average score. The mean scores for each section is roughly 500 apiece, making the average total score around 1500. Thus, your score is not great, but not the worst.