are there any affordable health and dental insurance plans out there,i mean really affordable?
545973
Honestly, if you're in a financial crisis, buying a dental plan is hard to do.\n\nI bought my health insurance on www.ehealthinsurance.com.  They are the easiest site I've found to compare benefits of companies at certain premium price levels.  I did it for Washington State.  I believe they have other states.\n\nIf you're hoping to use the insurance to save you health care costs, the answer is probably no.  A $500 deductible plan is very expensive.  If you're trying to prevent a worst-case catastrophic event, then there are a number of inexpensive plans available.\n\nWhen you analyze if you are going to get insurance, consider the reason.  If it's to save on health care costs short term, frequently, by the time you pay for the premiums and deductibles, it would have been cheaper to simply out of pocket the expense.\n\nEmail me with any questions.  Good luck,\n\nJared
196039
care dental and capital one both have plans, ask dentists what plans they have, they'll know of lenders.  also, call around, I recently had a lot of work done and found out that prices vary a lot.
843976
For medical I would go with a HSA compatible high deductible \nhealth insurance, not necessarily BC/BS. \nThere are many available out there.\nHSA stands for health savings account. For dental and vision\nI would recommend http://e-healthplus.com
770409
Contact your local or state dental association and and see if there are any dentists who provide free or reduced cost care for low-income, disabled or senior patients.\n\nCall your local health department and ask about health centers that provide dental care for free or on a sliding scale.\n\nYour local United Way may also be aware of such a clinic.  In some areas, you can reach them now by dialing 2-1-1 for "non-emergency information."\n\nGo to a dental school, if there is one near you, for reduced costs.\n\nCheck http://www.toothwoman.net to see if low-cost or free dental services are available near you.\n\nCheck http://bphc.hrsa.gov and choose "Find a Health Center" to see if there is a low-cost clinic near you.\n\nCheck http://www.nfdh.org/DDS.html to see if your state has a "Donated Dental Services" program.  D.D.S. is designed to locate dentists who will give free care to patients who are financially compromised due to medical problems.  This is a process that will take a couple of months to get your information and then arrange for someone to see you.  Not all states have D.D.S. programs.
1031508
I’d check out Consumer Reports (link below), America’s Health Plans (link below), and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good.\n\nAffordable can mean what you can pay month-to-month or what can help shield you from a really expensive illness or medical procedure. For example, I’ve spent money on health insurance for over 10 years and have had only two non-routine doctor visits. My sister, on the other hand, has unfortunately had to use her insurance a lot. The bad news is that insurance prices are increasing and fewer and fewer employers are offering it to their workers. The good news is that you have a lot more options in health insurance than you used to. Just remember that the more you pay monthly, the less you’ll pay out-of-pocket before the insurance company picks up the bill. And, of course, the less you pay monthly, the more you’ll pay before the insurance company helps you out.\n\nTwo new plans aimed at twentysomethings are popular right now – but you don’t have to be in that age group to join. They are “Tonik” from Blue Cross Blue Shield and “Sound” from UniCare. They have low premiums and high deductibles, but they can also include dental and vision for a relatively low amount of money. Regular doctor visits are also included. In less than two years, Tonik has become the second most popular BCBS health plan in California. The only problem is that they are not available nationwide yet.\n\nYou should try visiting MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice
600350
The average cost of insurance is I think is around 270 a month for medical and 25 a month for dental. So that would be an extra 300 a month out of the 13 and hour job. Divide 300  by 4 comes to 75.00 a week.The other job is 10.50 an hr so $2.50 x 40 is 100 and so it would be cheaper to to buy your own insurance depending on your age and insurance you would  buy.  It also depends on the other benefits offered. This is just figured on med and dental.
589884
May I suggest to you Ameri Plan's discount benefits program. They do not have any restrictions on ongoing conditions and you can start saving immediately. The plan includes savings on dental, vision, prescription and chiropractic care. I'd check them out. I'm so proud to be with them. I know I shouldn't advertise, but your need sounds great. Let me know if you have any questions. wlakin@ameriplan.net\n\nhttp://www.mybenefitsplus.com/40378118\n\nWe are currently running a promotion where you can try it out for 3 months for $23 total. This is a great service. You should check it out!
173352
If you're eligible, you can always apply for Medicaid through the State.  If not, you can try a plan such as Denticare or American Dental Plan.  Also, you may want to look into taking him to a dental school that is near you.\n\nhttp://www.americandenticare.com/Profile.html\nhttp://www.usadentalplan.org/
821642
Contact your local or state dental association and and see if there are any dentists who provide free or reduced cost care for low-income, disabled or senior patients.\n\nCall your local health department and ask about health centers that provide dental care for free or on a sliding scale.\n\nYour local United Way may also be aware of such a clinic.  In some areas, you can reach them now by dialing 2-1-1 for "non-emergency information."\n\nGo to a dental school, if there is one near you, for reduced costs.\n\nCheck http://www.toothwoman.net to see if low-cost or free dental services are available near you.\n\nCheck http://bphc.hrsa.gov and choose "Find a Health Center" to see if there is a low-cost clinic near you.
585136
Most dental insurance is flawed in that your premiums are so expensive that it ends up being the cheaper to just pay on your own. Delta is actually very good. Horizon blue cross has some good plans. The Dental Companion plan is very inexpensive and gives discounts on the major services with no annual max.
798901
This treatment is considered - cosmetic service so it's not covered by any insurance.  You can get financed by a plan that works with your dental office.  Ask them if they use one and you can pay the finance company in monthly payments.
1100594
Delta Dental, MetLife, Anthem (BCBS), Guardian, CIGNA.\nMost of these have preferred provider programs that offer a reduced fee if you go ot one of their contracted dentists.  Although some of them dont pay very much to those contracted dentists, so you may not have any in your area.
361898
What I would start with is calling a couple of dentists and just asking them which plans they take. Also, which discount plans they take. Then you can call some of the more popular ones and find out what the cost would be. I find that most people who buy thier own plans get stuck with not finding doctors who accept them. When last I had a dental appointment I remember seeing a dental plan advertised in the waiting area for individual purchase.
673585
wander to massachusetts or your local emergency room in the hospital...most will allow you to do payment plans....\n\nhow old are you? \n\ncall mass health in massachusetts..they might have a list of self pay dentists in nh\n\ngood luck\n\nalso look at colleges....i know cape cod community college..they have a dental clinic...since they have a pre dental major course work. it is cheap and operated and overlooked by real dentists..they might have a number for you...or it might be worth the trip to see them...just a thought!
1102399
depends where you live, each state has their own individual plan providers.  Mine is through EDS, but I'm in Arizona.\n\nMaybe you could email them and ask if they know of a similar plan in your area.  http://www.mydentalplan.net/contentL2.asp?vID=21
458706
You may want to try a local university or college in your area.  Many times they have dental students who do a lot of work and it is generaly a good thing because the instructors are on hand as well.  Sometimes you can get quality care.\nGood Luck Health Care Does Break Your Bank
908234
There is a company that offers dental benefits that can save you up to 80% on your dental work. I know they have great savings for that. \nIt costs $11.95 for the benefits package but well worth the savings. They also offer Free Prescription, Free Vision and Chiropractic Care is all included in the $11.95.\n\nGood Luck,\n\nChristy