I wanna check my credit score.  Which website do you recommend to get scores from all 3 bureaus??
538937
www.annualcreditreport.com \n\nthe upside - You get one FREE report per year from all three major credit bureaus all from this one site.\nthe downside - you do have to pay to get the FICO score.\nBut after you've viewed what's on your credit, you should be able to get an approximate idea what your credit score would be and if its worth paying for.
647194
annualcreditreport.com\n\nIt allows you to get a copy of your credit report from all three major credit reporting agencies once a year.  You'll be able to see everything that's on your credit report, good and bad, and who's been looking at it, etc... but if you want your actual credit score you have to pay for it (usually about 5 bucks).
1070145
You can go to https://www.annualcreditreport.com for 1 free credit report every 12 months from each of the three credit bureaus. They give you the report for free, but you have to pay like $5 for the score.
91112
i have been looking for a site like this too but have no luck everyone that i have went into says they are free and then once you put all of your information in they want your credit info. if you happen to find let me know which one you went into.
1103852
check out my profile and use the link\nit takes you to a company that compiles banks and lenders for people with bad credit\nit also provides a credit repair kit help to get that score up
506794
Somebody here said "wwww.freecreditreport.com," but that's incorrect.  If you go to that site and order a free credit report, you're automatically enrolled in a monitoring program that is free for the first month but $12.95 a month afterward if you don't cancel.  Definitely not what you're looking for!\n\nAs someone here already mentioned, you need to go to www.annualcreditreport.com.  From there you can order a free credit report from TransUnion, Equifax, and Experian.\n\nThe beauty of this is that you don't have to order from all three companies at the same time.  Each allows you one free report per year.  You could order a free report from TransUnion every January, one from Equifax every May, and one from Experian every September, for example, and you'd be able to keep tabs on your credit three times a year.  That'll give you a pretty good opportunity to catch any errors that creep in.\n\nBear in mind that if you want to know your credit *score* - the final rating number - one, if not all, of these sites will charge you a few bucks for it.  They're legally obligated to report your details (accounts, payment history) for free, but not your score.
1024379
I am a mortgage loan officer, and work with credit issues everyday. As to what you are referring, I have heard of this but never done it. Would be curiuos to see if you as the consumer can get all three bureaus to report the same information. \n\nThe reporting is done from the creditor's side. They report to whomever they choose.. typically depends on your local region. For example, smaller based creditors in the SouthEast will typically report to Equifax. Larger national companies may report to all three. How they would gather the information is more my question.\n\nNow, in regards to how to improve your scores, I believe you are getting some mixed advice. You must understand how the scores are built before you can determine what will impact good or bad.\n\nMajority (but not all) of your credit score will be based on the past 24 months. So in other words, if your credit history over the past 2 years is mostly bad, your score will reflect that. Old credit may hinder scores slightly, but will not comprise the majority of your score.\n\nOld negative items may not have a major impact on scores, but can prevent you from getting over the 700 score mark and maybe even hinder you with certain lenders.\n\nMy suggestion to anyone trying to improve credit is this: Get on time with ALL current open credit, add good POSITIVE credit to help push scores up, and depending on your purchasing goals you will work on your old negative items now or later. For example, looking to buy a car or home within 90 days... leave the old stuff alone. Looking 1-2 years down the road, pay it off.  Why?\n\nPaying off old negative items will update the item to something within the past 24 months (Date of last activity) and will be factored more highly in your scores. So paying it off now will bring your scores down! (Yes, that does sound contrary, but it is what happens.) If you want to buy something sooner than later, do what you can now to boost your scores (i.e. Good credit) and then attack the old stuff after you buy what you needed.\n\nIf you attack it now with a long term goal in mind, your scores may suffer in the short term, but with the added positive credit and paying off of old credit, you will have sweet scores in the long term.\n\nSee the information below on where to find the good positive trades and how to work them to your benefit.\n\nGood luck!
654696
Go to http://www.annualcreditreport.com and get your totally free, no-strings-attached credit report.  Get one report from each of the three agencies, but only get one agency's report every four months (i.e. Experian in June, Equifax in October, TransUnion in February).  That way, you can monitor your report all year long for free.\n\nIf YOU are checking your report, it will NOT affect your score.  It only drops when you are applying for credit and someone else checks your score.
467109
the best for me is "my credit keeper" 9.99 a month and it gives you all three credit bureaus and credit scores along with a scoring calc "EX. if i get another card how will effect my score" plus it gives you a explanation on why your report is the way it is
281701
I wish people would stop recommending these sites where you have to subscribe to some service to get your credit report.\n\nIn 2004 Congress passed a law requiring the 3 credit bureaus to give every one a free copy of their credit report once a year.\n\nThat site is www.annualcreditreport.com.\n\nALL OTHER SITES CHARGE YOU!!!\n\nGood Luck
1007451
I was searching around for the same question and I found a website that tells you your credit score needed to get approved for any credit cards.  so here it is   \n\nhttp://www.financeglobe.com/Finance/index.php?db_id=33&p=getdatabasesearch&keyword=AMEX&column=19radio&keyword2=.&column2=11text&PHPSESSID=f4d587606db7099766d2c7bc63eb593a
508889
Freecreditreport does NOT give out free credit reports or scores.  You would have to sign up for their service, get your report, then cancel their service.  If you want to play that game, that's up to you.  But also note that they do not give you a "FICO" score, but a differant scoring method.  \n\nCredit Reporting Agencies are not required to give out free credit scores like they are with credit reports.\n\nIf you really want one, I strongly suggest you go to http://www.myfico.com and pay for it there. This is the site of the folks who actually developed the scoring system.  They also give you a rundown on what exactly is wrong with your score and how you can improve it.
435787
Be carefull with any credit repair agency.  Alot of times you will end up with a lower credit score when it is all finished. Just sleep with one eye open with all these companys.
430474
The link below will take you to the site. The government does not have a site for credit reports, but they did enact a law stating that each individual should have reasonable access to his or her credit report. Each of the big 3 Credit Agencies are listed here. TransUnion, Equifax and Experian are required to give you a copy of your credit report annualy. I suggest you use one service every 4 months to keep track of how your credit report is being updated.
808268
Caution:  Some websites provide the free credit report, but also place you in a monthly subscription for their credit monitoring service unless you cancel.  Some FreeCreditReport.com offers only offer one free report, but try to sell you their 3 reports in one service.\n\nThey include, but are not limited to:\n FreeCreditReport.com which has several links to them including banner links from Yahoo and other websites.\nTrueCredit.com
945557
You entitled to an annual report for free from all three credit bureaus.\n\nwww.annualcreditreport.com
479341
You can go to www.annualcreditreport.com . By law 3 credit agencies are required to give you a free credit report once a year. However, you do not get your credit score, just your credit report. If you want your score they usually charge around $6- $10. Good Luck.