I'm moving to the USA. What will my credit score be?
553035
It could be hard at the beginning.\n\n1) Ask your employer for help with the bank on getting a credit card. That helps a lot for building a credit history.\n\n2) If that doesn´t work, ask for advice from the bank where they will deposit your salary. Probably they will ask you to a open a CD account. This type of account if very good for stablishing a good credit history.\n\n3) About the car, i would advice you to buy a cheap and used car at the beginng. Going to the local university would give you access to good deals every year around June or July when people move. \n\n4) and dude, please, please save money. Rent a cheap apartment, don´t buy things that you wont use. If you loose your job and therefore your visa, you could be left with no money and huge debts. So be careful.
1054356
Your credit score is good..any thing above 700 is good and gets you rated as a AAA. just keep paying everything on time \n\nNormobrian is a moron  he is totally wrong
503052
With the way interest rates are right now, plus depending on the person's credit rating...\n\nCredit Score:\n\nbelow 500; then charge 29.99% APR\nbetween 501 to 600; then charge 23.99% APR\nbetween 601 to 720; then charge 17.99% APR\nabove 721; then charge 14.99% APR
481773
That is going to depend on whether or not you have any domicile in the US and whether or not your assets are here or where you are now. There are certain residence requirements for the district you would be filing in. If you are in the military that's different. If you are merely visiting or studying abroad, it is perceived differently than a permanent residence away from the U.S.\n\nCheck with an attorney in the district where you are from.
666497
That all depends on the program that your interested in obtaining a loan with. With FHA or State Bond program, the normal credit scores are 580 for the east coast, 560 for the midwest, and 520 for the west coast. IF you decide not to do a goverment loan, then it would depend on the lender. The lowest I have seen is 520 FICO score, however be prepared to pay a lot in interest and points. Hope this helps...
265833
This is one of the most common questions on this board.\n\nHow do I build/establish credit?\n\nFirst off you need to be educated about how credit works in the U.S.  Every credit decision a lender makes is driven by FICO credit scores. You can go to www.myfico.com and look in the Credit Education section to learn how FICO credit scores are determined. To build your credit you have to place positive credit items on your file that will report positively for 6-12 months minimum. If you want your credit to be in the Excellent category (FICO score 720+) then your goal should be to have 3-6 revolving accounts(dept. store, gas cards, Visa. etc.) and 1-2 installment loans(car, mortgage) that are reporting positively.\n\nI would start out with a Bank of America or Wells Fargo secured Visa card. Both banks have great programs with low annual fees, low starting amounts ($300.00) and no junk transaction fees like some people are promoting on this board. After 12 months of positive on time payments you will graduate to an unsecured status. Then you will probably be approved for other cards such as dept. store and gas cards.\n\nGood Luck
1111876
FICO scores range from about 300 to 850 and exhibit a left-skewed distribution with a US median around 725. A score above 720 is considered to be "good credit," and a score below 600 is considered to be poor.
829820
its just a BIG BIG BUSINESS for everyone to pay and have someone tell them what their credit score is.\n\nThe score will cost you $10.00 and up to see were your at BUT who the hell cares about that! Just worry about credit history! the history is important just for us and the scores ONLY and i mean ONLY for the banks on lending 250K and more without secured
145393
That all depends on your credit, the LTV, what hits you are going to take, the type of loan you are looking for, whether or not you want a prepayment penalty, and so on. \n\nIf you have a FICO in the 700+ range, and you are doing a full doc loan on a primary single family residence, with a 30yr fixed term you can expect between 6.125 + 6.625.
171814
First apply for a credit card at the same bank where you have your checking/saving accounts. They will most probably issue it if you have income, even though credit line will be low and probably there will be an annual fee (best chances in credit unions). Use the card wisely, do not go over 30% of your credit limit, pay your bills on time. Alternatively, get a department store account (like Macy's), do not overcharge it, pay bills on time. Within a year, pre-approved credit card offers will start coming. Respond to 1 or 2 of them and see what happens. If your application is rejected, wait some more, then apply again. Do NOT franticaly apply for many cards, because it will send your score downhill. Once you get a card from a pre-approved offer, use it wisely the same way. If you do so, your credit score will climb over 700 in 1-2 years.\nBest of luck building your credit!\n\nPS - all this assuming that you are a legal immigrant with an SSN.
914012
Having a good credit score does not mean that you will get a good intrest rate. Other factors apply...income, work history, debt-to-income ratio, and what bank is doing the financing. You can expect anything from 9% to 15%. The term is usually fixed at 60 months, although I would opt for a lesser term if you can afford the payments. That will usually lower the percentage rate and will save you lots of money. On a 5 year loan at 9%, the payment for $20,000 is $415.17 and at 12% the payment is $444.89
207623
your credit score can run as low as 300 and as high as 850\nI should know im a loan officer and I run credit all the time.
1055841
If you have had any credit during those ten years then your credit should be just fine.  That is if you have paid on time.  I was in that situation and after 10 years my credit score is in the top 78% of the country.
183973
You would probably have to start out with a secured card, or try getting a store card to build a credit score.  Then as long as your credit score is good you can get one almost anywhere.
367791
depends on your credit down payment, length of mortgage 10, 15, 30 years, and tax in your area
642241
The most accurate answer is "it depends."  First, where did you get your score from?  Is it a FICO score, a score from an individual credit bureau, or another source?  Typically, different creditors use different types of credit modules in determining your score.  Credit that is perfectly acceptable for a 100% mortgage may not be good enough to get you even a used car loan, and vice versa.  Other factors, aside from your credit score according to the lender's module, constitute your credit profile and will determine your risk, and the terms of the loan.  Other factors include, debt (to income) ratio, and employment history.  I have seen borrowers with 800+ credit scores who have been turned down for loans at my hands.  Why?  Too many tradelines, too much unsecured debt, vast accumulation of debt, high risk of bankruptcy.  To answer your question, if you live within your means, and have a few tradelines (lines of credit) that you allow to season (age) for a few years, you will find yourself not only with a good credit standing, but a balanced financial life.  Age (aside from legal age - over 18)is not a factor considered when determining credit worthiness.
960989
Sure.  Depending on what you need it for and your actual credit you will probably pay a high interest rate though.  Check the links here for some help.