what are the seasoning requirements for fha loans?
553821
to refi FHA to FHA ---12 months To refi FHA to conforming 12 months or you go off the purchase price + improvements you can prove. To refi FHA to sub prime   6-12 months depending on the lender.   If you are talking about down payments 3months bank statements showing that balance + 2 months PITI
421230
Sponsor a local kids sports team.  Get listed on the local mortgage directory - http://www.regionalmortgages.com\nTell people that you specialize in a certain type of lending.  Maybe reverse mortgages or commercial building.  Leave brochures about reverse mortgages at nursing homes or some other location that seniors or baby boomers can see them.  Here is more on reverse mortgages: http://www.regionalmortgages.com/reverse.html
418541
Depends on the type of loan you have.  If it's FHA you will have to wait 2 years.  Check you closing papers.   Stay positive and blessed\n\nTy
1167120
Here is a list of ALL federal grants available to home owners. There's not many, and none to help in purchasing a new home -unless you are willing to give sweat equity or you qualify as very low income.\n\n10.417 USDA Very Low-Income Housing Repair Loans and Grants \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417\n\n10.433 USDA Rural Housing Preservation Grants \n10.444 USDA Direct Housing_Natural Disaster Loans and Grants \n11.462 DOC Hydrologic Research \n12.111 DOD Emergency Advance Measures for Flood Prevention \n14.126 HUD Mortgage Insurance_Cooperative Projects \n14.127 HUD Mortgage Insurance_Manufactured Home Parks \n14.132 HUD Mortgage Insurance_Purchase of Sales-Type Cooperative Housing Units \n14.168 HUD Land Sales_Certain Subdivided Land \n14.197 HUD Multifamily Assisted Housing Reform and Affordability Act \n\n14.247 HUD Self-Help Homeownership Opportunity Program \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.247\n\n14.310 HUD Teacher Next Door Initiative \n14.856 HUD Lower Income Housing Assistance Program_Section 8 Moderate Rehabilitation \n14.901 HUD Healthy Homes Demonstration Grants \n14.902 HUD Lead Technical Studies Grants \n66.032 EPA State Indoor Radon Grants \n66.806 EPA Superfund Technical Assistance Grants (TAG) for Community Groups at National Priority List (NPL) Sites \n97.022 DHS Flood Insurance\n\nYou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. \n\nThere is no truth to what others say that there are grants for just about any purpose. That's not how grants work, and that's a myth perpetuated by those who wish to profit from this misinformation (and there are a lot)\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
236583
You will need a number of licenses notably a public health license and preferably a liquor license as well. If you are customer with a bank and you have a good relationship with them, you would best off approaching them first. You might also want to read about setting up a business and writing a business plan. Finally, you might want to recruit key staff msot notably a chef if you are not planning to cook yourself. For advice relevant to your area, you might want to speak with your local chamber of commerce as well as your local business advice bureau. If you are a franchisee, the franchiser should provide you with advice about setting up your restaurant.
273390
yes try Creative Mortgage out of Denver. Colorado. 1-866-488-0929 ask for Anthony in HR. they can do just about any type loan any where.
354171
Any one can apply for a FHA loan however the qualifications required is a long process to outline on this posting. If you would like, e-mail me and I will detail more for you.
431571
Take that money and buy some KY instead of asking if you can use butter since you ran out of cooking oil...:p
169718
Im not sure if you happen to live in the baystate (massachusetts or even New hampshire or RI) but baystatelending.com is awesome- put in your info regardless of whether or not your from the area and they will probably refer your information to another lender who could get you a loan
703842
you need to get in contact your lender.  If you lender is the federal government, here is the webiste that you need to go to http://www.dl.ed.gov/
993313
I don't think so.  FHA is for purchases only I believe but check with a loan officer who deals with the program.
298943
Try usda.gov\nlook in housing and developement.\nYou should be able to find some phone# for a local office.\nGood Luck and God bless.
608115
I belong to a company thatwrites loans in 47 states. I am an indepemdent loan officer. You can view my site at \nhttp://www.nlcofhollywood.com/jgottschall\n\nIt sounds as though this may be what yur looking for.\n\nGood Luck
90492
Be there WITH the home inspector. If he's good, you'll learn a lot about what to watch for, what could be improved, and how to maintain/avoid problems. The inspector's list of 'scare' items may be huge;to pare those down to actual items that would represent health & safety issues or you may lose the house if you're expecting an existing home to get whipped into 'brand new' shape for you by nitpicking every detail. [Example: Inspector warned us of hairline sink cracks--'could leak any time!' I didn't think I could justify making a seller 'repair' something that wasn't leaking, I lived there 8 yrs, it never leaked.] YOU might want to hit the FNMA website for 1st time homebuyer booklets, which may be of help. You've struck a big broad question--every deal will be different. Big hint: DON'T take assertions and promises verbally...needs to be in writing on purchase contract or addendum.The loan officer may or may NOT know anything--I've been in business 20+ yrs & you can't tell one from the other on your end. Attorneys may charge a flat fee for reviewing paperwork--the peace of mind may be well worth the expense. You don't need to put 20% down--I'd advise against it if it drains your cash reserves, or you'll be house-poor, broke, and scrambling for higher interest rate financing to survive.
79841
Please include a picture, dress size and most importantly if you know how to cook.
469050
FHA requires full documentation of income, 2 years of Employment, and decent credit(usually 580 or above but I've gotten exceptions on lower credit scores).  You might also want to look for some grants that actually pay the 3% down-payment that is required.  FHA has made some great changes to their guidelines and I believe they are going to make a strong comeback.  I work in the mortgage buisness(Correspondent Lender) so please feel free to contact me for more information.
579371
With what you are telling me, my bank would probably do the loan using the property as collateral. You shouldn't have a problem obtaining the loan but the 640 score may get a little higher rate than a 700 plus score would.