Verizon report to credit agentcy w/out an account?
544594
They did the same thing to me too.  I moved out of their network and their mover's connect people said that since I moved against my will (military move) I could get outta my contract.  Well it took a month and a half before they shut down my phone and they billed me for it (which was fine I used it),  I paid my last bill in sept., then in March of the next year a collection agency called me up saying that I owed them over a thousand dollars.  Well long story short after 6 months of calls, faxes and letters to their cust. care center they finally said to hell with it and refunded me the money (I paid it so I wouldn't be bothered by the collection agency anymore... which I wouldn't recomend untill they admit guilt).  Just remember this dude. "the Sqeaky wheel gets the grease."  \nP.S. Everytime you call them it cost Verizon $8.50 so just keep calling them, eventually they'll give in!!!!\n\n\nP.S.S. Amy your completely full of sh** the only headway I got from verizon is when I started yelling, screaming, kicking, and bit**ing.  So unless you've been through it shut the he** up!  I also went into there store and they were complete morons in there, twice they acctually tried to resign me.... sh** after all the bs they put me through anytime anyone tells me there thinking of verizon I tell them my story!!!!!!!
451472
Ok, I don't think any of the other answers have a clue.\n\nCell phone companies pull your credit report to see whether or not you will have to put down a deposit.  They use yoru past credit to see how likely it is that you will pay your bill.  Techinically this inquiry counts as an inquiry on your credit report, but by itself will have no impact on your credit.\n\nSince a cell phone is not a credit account, it does not go on your credit report.  UNLESS you don't pay your bill on time or do not pay at all.  Then the company will put collections and other negative remarks on your credit.\n\nIt really won't help your credit at all because it doesn't go on your credit report unless you do something bad.\n\nBut as long as you pay your bill and never more than 30 days late, it will not effect your credit at all.
35306
You will need to contact the Dealer Supervisor at the various mobile phone companies that service your area.  Typically, dealerships require extensive credit checking and require a substantial investment in store infrastructure and advertising.  Also, the application process usually requires a thorough business plan.  There are many other requirements.  Please find Verizon's link (by way of example) below.
927618
Use www.freecreditreport.com
947024
you could try freecreditreport.com
35744
AnnualCreditReport.com was set up by the big three credit reporting agencies in the United States(Equifax, Experian and TransUnion), to furnish free annual credit reports, as required by federal law. Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so. \n\nI suggest your credit report from only on of the reporting agencies, then 4 months later, check a different agency, then 4 months later, check the last one. So you'll be able to get a continues 4 month look at what might be appearing on your credit report.\n\nAnd remember, its absolutely free with no subscriptions or cost. You can pay extra for scores, but you don't have to. \n\nSource(s):\nhttp://www.annualcreditreport.com
564283
not every lender reports to credit agencies...plus there are 3 agencies...did u check all 3?  \n\ncall to find otu which one they report to and if they dont ask them for a record of your payments.  then tell them "does this mean I can NOT pay you and nothing will happen if you cant find the car?"
533997
Yes.  This has happened to me.  I am having a problem right now trying to get some stuff removed from my credit report.  The problem is that there are 3 credit bureaus and they do not share information so you have to contact all three - Experian, Equifax, TransUnion.  Use these sites to get free copies of your reports.\nwww.freecreditreport.com\nwww.annualcreditreport.com
51876
Freecreditreport.com is only going to give you a free report if you sign up (and pay for) their credit protection services.\n\nGo to annualcreditreport.com as already referred to above. Remember, there are three credit bureaus and you can get a free report each year from each of them. A good idea would be to request a free report from each of them at 4 month intervals (TransUnion today, Experion in April, and so on.) This way you will be monitoring your credit throughout the year and still not having to pay for a credit report.
587696
You can sign up with Equifax and Experian and get a full credit report
173642
Yes, annualcreditreport.com is the place to go. To monitor your credit year round for free, only request a report from one of the three agencies now. Wait 4 months then request a report from one of the remaining two agencies, then 4 months after that request the last agency's report. 4 months after that you will be ready to request next years free report from the first agency, and so on.
988207
Just goto to credit reporting site and request your report...You are entitled by law to one free credit report from each agency once per year.\nExperian.com\nTransunion.com\nEquifax.com\n\nAfter you fill out the requested information you can download and also print your report. You do not have to give a credit card # using this method.\n\nHope this helps!
969658
Call the credit bureau
1039002
credit report program
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AnnualCreditReport.com\n\nYou are entitled to a copy of your credit report once/year\n\nyou can obtain your actual FICO score at  www.myfico.com
1014611
All you need is your reports and an internet connection, sometimes a phone.  \nGet your reports annualcredit report.com\nFind innaccuracies/outdated information\ndispute online\nif your report contains accurate negative information, it can still be removed if it is unverifiable.  if you dispute and the company doesnt respond in the alotted time frame the information must be removed.  \nIts just so easy.  theres lots of information on the net.  Id give you my email to help further but im not sure if we can do that or not ;)
398208
DON'T use freecreditreport.com - it's a bit of scam. \n\nUnder the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12 month period\n\nUse: http://www.annualcreditreport.com.\n\nUPDATE: \n\nBy the way, thanks to Mrs. Thang and Credit Guru for echoing my comments above. There is some bad info in Credit Guru’s answer that I must address. Going to any of the credit reporting company's websites or myfico.com and ordering and paying for what they represent as your credit "score" is another scam the bureaus are using just to get money from you. I have had customers sit at a computer in my office and purchase this report "WITH SCORE" and 3 minutes later, pull a tri-merge credit report for mortgage purposes (what anyone who is going to evaluate your credit is going to do) and the numbers were SIGNIFICANTLY different (in most cases, lower). If you read the fine print in the scored report that they give you, they tell you that the "model used to deliver the score to you [the consumer] may be different than the scoring model given to a company evaluation your credit worthiness." \n\nAND... since each credit bureau has a patent on their credit scoring formulas, they are not legally obligated to disclose to anyone exactly how they came up with the score (nice, huh?). The only information that credit bureaus are required to disclose to you the consumer under the provisions of the Fair Credit Reporting Act is the information REPORTED TO THEM BY CREDITORS (in other words, they are required to tell you [the consumer] that "Chase Visa (or whoever)" is reporting a balance of $xxx, a payment of $yyy and that you've been late 3 times in the last year. They are, however, not required to disclose to the consumer THIER (the credit bureau’s) OPINION OF YOUR CREDIT WORTINESS (as represent by the score they report to the creditor)). \n\nThere is hope though. If you REALLY want to know what your credit score is, go see a mortgage broker and apply for a loan (Applying for a mortgage in no way obligates you to take a mortgage). As a professional courtesy, it’d be nice for you to disclose that “even though you are applying or a mortgage, you’re mostly just interested in your score and may change your mind about the mortgage once you see your credit report.”\n\nThanks to recent changes in the Fair Credit Reporting Act, creditors (ie: the mortgage broker you went to see) who pull your credit for evaluation are no longer prohibited from showing you what they found (which was a shady part of the law in the first place if you ask me!). In fact, we're REQUIRED to disclose to you EXACTLY what your scores are and the range of scores for each repository reported (as well as a lot of other valuable information). This will be your score as creditors see it and THE only accurate representation of how you're being represented by the bureaus to the creditors. \n\nThese are facts and are accurate based upon my experience of helping hundreds of consumers fix their credit and qualify for mortgages. \n\nSorry it's so long but the truth needed to be told.