how can a mother with horible credit and credit history get a longterm loan? not payday loan?
435342
there is always a finance company willing to take this risk somewhere however it will not be a good loan for you the rate will be robbery. try credit counseling instead
1141929
The best way is to get a credit card with a small limit and charge two or three things a month, like groceries and gas.  Put these items down in your checkbook like you have already paid for them so you wont get behind.  Pay off these items before the due date, credit companies really like this.  Good Luck!
482935
There are plenty of companies that offer 100, 103 and 107% loan options.  Lending Tree.com would be a start.
86247
Try FAFSA, and sometimes states have loan help too.  Also, I am not an expert but what about any other of your relatives.
1113712
sure use the link on my profile\nlet it take you to the website that states this in its text\nWe have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required.
988119
What if your husband could put some more hours in to support you while you attended school? Also, you mentioned on another page you work with credit, so I'm sure you could find ways to obtain a loan during that time. Final option: downsize. Too many people voluntarily join the "rat race" with their monthly payments on a nice car, nice house, and other items that aren't necessary.
683693
If you show you can handle different types of credit at the same time, you are rewarded with a great credit score. In other words, get installment loans like vehicle, personal loan or mortgage. Get revolving credit like credit cards: Visa, Mastercard, Sears, Sunoco Gas, Costco. By mixing it up, you demonstrate you can manage your credit because you will have short term and long term credit with a fixed payment. As well as a "variable" monthly payment on your credit cards.\n\nKeep these accounts open with a balance of 70% or less and paid on time and you will witness your credit score climb to great heights.
444330
Well, first off, a "short term" loan is generally less than 12 months, so what you want would not be characterized as short terms by any lender.\nSecondly, if you obtained a mortgage, I'm going to assume that your credit wasn't all that bad.  Generally, if you have some bad credit and you need cash, the best place to go it to wherever you have an existing relationship, which would probably be your bank carrying your mortgage.  If you have home equity, that's your best best.  If not, you might speak with a loan officer at the bank about getting a bill consolidation loan.  Possible they might be able to work something out.\nAn alternative is a loan finance company that lends money at generally higher rates, like a Citi-Finance or other national/regional sources.  Not the cheapest solution, but they do have fewer restrictions than what a bank might since they generally take more risk.\nHope that helps.
1005951
Even though you have "poor credit", you can still get a loan.  If you have assets, you can put them up as collateral.  An example, go to a pawn broker (hock shop)
245224
If you have the money, it is easy. But if not and you will ask for a loan, it will be hard and you may not be able to get the best terms of the loan. You will have little to no credit history, and that is always an impediment.
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
1091325
you can look at my profile\nthere I have a link you should have interest in\ncheck it out for yourself text from the site\n"We have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required."\ngood luck
376649
I need to know ,,,Is there anyway I need to find personal loan not payday loan where I can reach out with my poor creidt history where I can find it
62803
Do you have a bank that you have any accounts in?  if you do they may be willing to make you a small loan.  Everyone has to start somewhere.   (how can anyone ever get a loan if they didn't have credit?  think about it... Everyone had to have a "first" loan - it's from that point that you will establish if you are trust/creditworthy or not) so don't blow it.  Pay that loan when you do get it. \n\nIf you don't have a bank account - you may need to have a family member co-sign  the loan for you.  You need to be sure to pay the loan off on time and you will be on your way to building a great credit for your future.
503885
try Prosper.com.  If you meet a minimum credit score criteria you should be able to get a small loan with a decent interest rate and low payments
595430
You should be able to apply for a 90 day loan.  I forgot what they're called, but any business bank would be able to finance it..
908646
Some credit is available to people with bad credit experience.\n\ngood luck !