I need to know my rights as a Credit card user. Can any one help?
441393
Dude, you knew when your payments were due.  You should have called them when you realized that your bill was late.\n\nBe responsible & own up to your own mistake.  Pay the stupid-tax and chalk it up as educational costs!
1087585
FREE, good luck. TRY  a search engine but don't give nobody your credit card numbers.
887505
yes absolutely. a credit report doesn't have anything to do with a credit card, although once you get a credit card it will track your usage of the card. just go to freecreditreport.com. all you need is your social security number and other basic info.
1065018
go to the AMEX site referenced on the card and you can register the card number along with your personal details eg address which will allow you to use the card for online transactions. at that point you may call it a pre-paid credit card. :)
61777
Seek out consumer credit counseling through a non-profit debt counseling service.  Here is an example.\n\nhttp://www.cccsintl.org/\n\nBe sure to go to a non-profit.  I did years ago and they helped me.  I only had to pay a few dollars a month for postage, because they mailed my payments.  They will be able to negotiate settlement / payment terms with your credit card company. credit and your life back in control. \n\nGetting the cards under control is only half the battle. You have to get control over your budget.\nOnce you have your expense and debt under control you'll craft a plan to service your debt. One more thing I did, and it was no fun, was to get a second job.  Think of it as a short term way to pay your debt faster.\n\nIn the end you'll have good credit and you'll be proud that you did it. \n\nGood luck!
941435
CALL THE CREDIT CARD COMPANY AND FILE A CLAIM!!!!\n\nDO IT IMMEDIATELY\n\nThey will be able to help you on the next steps.
672508
Details Required for credit card Transaction:\n\n1. Card Type: The user is required to type or select of the card, he wishes to use by saying Visa, Amex, Master ,Diners Club card or anyother.\n\n2. Credit Card No. : On getting the card type from the user, the user is required to feed in the credit card no. by typing the appropriate numbers printed as on the credit card.The system replays the card no. for verification\n\n3.Security Code: On getting the card no., the user is instructed to feed in the security code , which is played back for confirmation. Security code is the three digit CVV no. on the back of the credit card in case of Master / Visa / Diners club credit cards or the 4 digit batch code on the back of the Amex Credit cards.\n\n4.Expiry Date: then the system asks the user to enter the credit card expiry date in the format 'mmyy' by pressing the appropriate keys.\n\n5.Credit Card Holders Name: Finally you want to enter the Credit card Holders Name as printed in the Credit Card.\n\nThese are the Required Details for Credit Card Transaction
958792
Call the credit card company and make sure that your payment was received.
925924
Go to the british Embassy or go to the Citizens Advice they will tell you your legal rights.Good luck
156586
A lawyer could be a good resource.  You may want to consult a lawyer to find out what you need to do.  Also a lawyer can help to make sure you aren't held resposible for any fraudulent charges or credit cards or accounts opened in your name.\n\nI don't think you NEED a lawyer, but it definately wouldn't hurt.
791467
With years of credit experience:\n\nYes, contact the credit bureaus via mail.  Send a copy of your birth certificate or official document with your birthday on it with a formal complaint.\n\nSee:  www.ftc.gov \n\nfor your rights.
160099
go to the credit companies website and dispute the information.  I did it cause it had my dad as my spouse cause he co signed my first credit card.  After a few weeks they sent me something showing it was fixed
989439
C) Cancel my cards - just common sense. Don't want anybody using them or stealing my identity.
858346
I believe you need some sort of photo id and a credit card/debit card.  Do you have a social security card?  Maybe that along with a recent bill will be helpful.
384722
Submit that authorization to their bankers and check their credits accordingly. You should be under oath for keeping information as confidential. But you should do it through their bankers only.
410029
Have them checked out by Visa and Master card they would know if they are officially a merchant and if they had any complaints!Good luck and be wise about giving out your information!
728685
Call your card company and tell them ur wallet was stolen and the card was used. You should not be held liable for fraudulent activity. This is one good reason why I always write on the back of my cards "See photo ID." With a lot of stores, if your photo ID doesn't match the information on the card, they will not accept it. This happened to me when my mom gave me permission to use her card to buy some new clothes. They had to call my mom to get permission for me to use her card.