Why do you need credit to get a cell phone?
440539
The point is: you don't spend more that what you could afford.  Then you could use a credit card like cash-on-hand.
130520
Well I was seventeen when i got my first cell phone my parents were like yours they did not think i needed a cell phone in fact my dad thinks i do not need one now and I am 19. I think if you really need one its good for you to have one because if you have one you will have a way to call home or call someone when you are out somewhere. Trust me having to find a phone is hard as hell to do i hated when i had to do that. Explain to your parents your reason for wanting a phone. There are plenty plans out there that would be good for a 14 year old like yourself. My sister is 15 and my parents want let her have a phone unless she has the money to pay for one. So if your parents have to pay for your cell phone bill just wait until you are able to pay for one yourself. My parents have never had to pay for my cell phone bill. I had to wait until i got a job to pay for mines. but if you are dire need of a cell phone just explain to your parents why you need one.
783165
Financial problems are often caused by using credit.  If you need to use credit to buy things you don't have the cash to buy, where is the cash going to come from after you've bought on credit.  Credit companies love to know that your next paycheck belongs to them, and the next, and the next.....
1105438
I agree with the other answerer, but wanted to add a few suggestions on HOW to build the BUSINESS credit too.\n\nThere are companies that can help you build credit simply by using them.  First apply fora  credit line using your own info., then just order what you need.  Try companies like Staples and OfficeMax for supplies, ordering online and placing a CoD type order.\n\nOf course you will need utilities and and telecommunications, be prepared to put down a slightly larger deposit though having no credit for the company at all.\n\nYou may check with the small business development branch of your city or state and see if they have some programs or tips for you as well.
12137
The best credit you can get
214067
SBC.  I have everything through them, except my cell phones.  Makes it a lot easier to pay my bill I can pay my two internet accounts, three phone lines, and my dish all at one time.  There is also a discount for all bundled services.
56682
Without good credit you may need to have collateral that meets or exceeds the amount that you are looking to borrow.
552185
I'm not sure about that. I got my cell phone from Verizon when I was 18 and I didn't have any credit at the time.  I don't think you'll have a problem, but I would just check with each company first.  There's no harm in that.  If it turns out that you need credit, then try and get your folks to put it in their name.  You can pay the bill and eventually put it in your name when you're ready.  All you have to do is fill out a name switch form. Good luck.
192988
You need a bank account or credit/debit card.
745121
Have you heard of micro credit?\nApproach your government. Go with your business plan that is solid. \n\nMicro credits are small amounts of money - no or very little interest rate. No collateral is necessary. They just want people to get on their feet and help those who want to work hard and make the money the old fashioned way - earn.\n\nYou repay when you become successful. Note I said when not if.
100966
Land line is necessary. If you have a land line then you can use cellular phone's free minutes by using a dock station. This device used to be sold couple years ago and haven't seen somebody using it.
557779
you can take a cellular phone, it's work very well ;)
473707
you need someone to co-sign for you a small loan at the bank. That will start your credit. As long as you pay it on time every time then you'll have good credit.
909558
Having no credit can be just as bad as having bad credit, but the good news is, if you have a job, you can get credit.\n\nTry applying for a department store credit card or have someone co-sign for an auto loan. Once you are approved, make your payments every month!\n\nThe important thing to remember is that credit is a privilege not a right. And never use credit as a license to shop!
262698
Scams, most likely. I don't trust online too much, they say free and then u need a credit card for a $1.00 charge which they could continue to charge your account.\nAnywho, the old fashioned way, a job or the new way - go on a reality show, act a fool, get kicked off and the phone will start ringing off the hook. I feel like doing it myself.
1169169
It means you give the company the money(or collatoral) that you want to have credit for. Then you pay for the interest and fees for having the credit. It is better to go to a loan shark. At least they only break bones and not a credit history!
1020702
If you can't afford a phone, how do you plan to pay for your calls?