Provide Details for Home Foreclosure Process?
444906
Foreclosure is started by the bank or by the state. It start when you either stop making payments to the bank or your taxes.  First they will contact you to try reach an agreement of whatever quantity you are late.  If you cannot reach that agreement or if you fail to that agreement then it will be referred to a law office which in turn will contact you also.  Then they'll go to the court. Only after the court reaches a decision that the property can be claimed by the bank.  Once that happens you are evicted from the property. Then the property is put into the foreclosed listing of the bank and resold. Years ago banks priced properties for the amount owed but nowadays they use market value for pricing purposes.
1187066
Hi,\nI would be happy to provide information on the property and other surrounding properties. That way you can get a complete analysis of the area. Email me the address and scenario of what you want done and I will put some thing in writing for you along with a few loan options and how I can save you 2% on writing the offer, just for using my service. Every transaction is different hence to name of the company is Creative Financial Consultants, because their are 100's of ways to handle a real estate transaction.\n\nKemo Smith\nSr. Consultant\nCreative Financial Consultants\n(888) 232-8007
1086332
All Owners,  IDs, keys, all documents (current mortgage stuff if any, deed, etc. ) if you are selling with RE Agent, they should tell you exactly what is needed as every case is different.
996974
Try your county Auditor and Recorder.\n\nThe auditor normally has info regarding how much a property has been purchased and what features a property contains, i.e. beds, bths, etc..\nThe recorder will give you auctual documentation of what liens are on a home. Mortgages, 2nds, etc..\n\nIt takes some research, but this public information  is powerful
28922
Maybe you can try looking up mortgage topics on Wikipedia.org.  They usually have a wealth of info on all sorts of topics.
410338
Is she about to go into foreclosure? If so I can help contact me at wshusa@chrisblanks.com put wshusa in subject.
76273
try: reversemortgage.com
1156964
Contact the bank where the mortgage is.
1154417
In Texas you can go by the courthouses and get a listing for people who will be coming up at the next foreclosure auction should they not find a solution to their problem beforehand.  Just go by the County Clerk's office and be prepared to pay for copies.\n\nI am sure there is something similar in other states as well.  the best place to find out is the department that handles real estate law for the state.  They will be able to tell you how it is handled.   Also most realtors know the basics of it too.
366801
It depends on what state you live in.  The forclosure papers should give you a phone # to call. The worst thing you can do is not call that #.  Call the number and ask two questions, how much is my payoff and when do I need to sell the house by.  You may think you know what you owe on your house, but when it goes into forclosure, the office that takes on the file adds fees every day in some cases.  Make sure when you ask for the payoff, you ask if that # is going to go up.  If you have enough equity in your house and you can price it to sell, let me know and I'll give you some idea's on how to unload it.
230052
http://www.downpaymentsolutions.com/home_buyer_education/calculators.shtml\n click on this link it has all the info you will need
1054736
Format this for your form, it should do the trick:\n\nCredit Release Authorization\nBy my/our signature below, I/we give our authorization to the requestor of this report to access our\ncredit history through the national credit bureaus and/or my creditors, verify my criminal background,\nverify bank accounts, current/past landlords and employers. I/we hold the requestor harmless for any\ninformation shown on my/our report and any action taken based on that information. Any copies or fax\ntransmissions of this document shall be accepted without prejudice as an original.\n____________________________________________________________________________________\nApplicant Signature and Date Date of Birth\n____________________________________________________________________________________\nPrint Applicants Full Name Social Security Number\n____________________________________________________________________________________\nComplete Address\n____________________________________________________________________________________\nApplicant Signature and Date Date of Birth\n____________________________________________________________________________________\nPrint Applicants Full Name Social Security Number\n____________________________________________________________________________________\nComplete Address\n____________________________________________________________________________________\nRequestor (sign and print name)
872483
Sellers Property Disclosure, Deed, Lead Paint Disclosure, Lead Paint booklet from Hud, Tax card, Tax Map, etc.\nYour Agent will take care of all this I'm sure.
116577
mortgage history is the key to your credit.after foreclosure your screwed for 7-10 years creditwise. even after that it still has to be dealt with.
824322
Well, if you don't want to go the auction route you have a couple different options.\n\n1) Preforeclosures.  Get an online listings source and find pre-foreclosures (I use foreclosure.com).  Now you can identify the property you like (get funding!) and make a proper offer.   You will also help the home owner slide without a foreclosure on their record.  \n\n2) Foreclosed.  Meaning ones that don't get sold at auction become REOs.  Or bank-owned properties.  Then you can go straight to the lender and wheel and deal.  You should probably have a buyers agent though, to look out for your interests.  They may even get you a deal if you finance through them.\n\nOk. good luck.
115813
Call or write to your lender as soon as possible. Clearly explain the situation and be prepared to provide him or her with financial information. \n\nFor FHA Loans: Contact a HUD-approved housing counseling agency (1-800-569-4287 or TDD: 1-800-877-8339).  \n\nIf you are having difficulty with an uncooperative lender, call the FHA Loss Mitigation Center at 1-888-297-8685 for additional help.\n\nFor conventional loans:  Talk to your lender about specific loss mitigation options. Work directly with him or her to request a "workout packet." It may be that your loan was purchased by a secondary lender such as Freddie Mac or Fannie Mae.  Fannie & Freddie require that mortgage servicers to explore workout options with you.  \n\nIt's important to remember a few helpful hints: \n\nExplore every reasonable alternative to avoid losing your home, but beware of scams. For example, watch out for: \n\nEquity skimming: a buyer offers to repay the mortgage or sell the property if you sign over the deed and move out.\n\nPhony counseling agencies: offer counseling for a fee when it is often given at no charge. \n\nDon't sign anything you don't understand.\n\nBest wishes to you and your son.
142514
Read the site linked below. It has an excellent overview of the entire process.