How can I cover my investment against eventual stock market crash?
441014
The best way to protect yourself against a stock market crash is to have a diversified portfolio and practice asset allocation, stocks, bonds and CDs and money markets.  If you have a long time horizon, ten years or more, you shouldnt worry about a stock market crash.  Because you have time to make up for it.  The closer you are to retirement, or the time you will need the money, the more of your portfolio that you should have in safer investments like bonds, CDs and money markets.  If you have a long time horizon, a well diversified and balanced portfolio, then a crash is a buying opportunity.
242593
Talk to as many center of influence people as you can.  They will in turn help you with the investment plans.
50843
Get an investment consultant. That and diversify. You dont want to have all of your eggs in one basket, just look at what happened with Enron.
87599
contact a stock broker or your bank, they should help you out with the documentation.\n\nlook at ratios such as P/E ratio and EPS mainly, and also read the investor prospectus as thoroughly as you can.\n\ninvesting in indices - will diversify away some risks - so look into that...
715858
You don't say how old you are, what kind of resourses you have or your knowledge of finance in general, I.E. do you know how the market works, listed vs over the counter, options, etc.?  Before you invest a dime remember the cardinal rule of investing: the public finds out after the money's been made.  In other words, if a stock is at a high it's not the time to get in.  Also, the corolary: if it's too good to be true, it's too good to be true.  Finaly, don't invest money that you can't afford to lose, especially if you're speculating (which it sounds like you are).  Go to Morningstar.com and sign up.  It will be the best money you spend for ideas, research and analysis.  Read the Wall Street Journal and look for companies with a future.  You might want to put money in an index such as the S&P 500 especially if you think the market will keep going up (and it won't - it will correct).  Bottom line is that there is no easy answer to your question.  \n\nAvoid the following:\n\nemails with stock tips\nfax messages with stock tips\nany stock selling for under $5.00 a share (unless you're willing to lose all you invest in it\npenny stock\noptions\ncommodities\nfriends who say they "know a guy who knows a guy who said..."\n\nDo the following:\n\nUse a reputable broker either bricks and mortar (Merrill Lynch, Lehman Bros, etc, or a reputable on line broker like E*Trade, Scwabb, etc.\nPut half your money in a good mutual funds of either high or mid-cap companies - you'll have gains while you experiment\nPick a point at which you want to get out on the up side (on Wall Street the pigs get slaughtered) and stick to it\nIf a stock is falling, pick a point at which you want to cut your loss.  If it;s a good company you can always buy in at what you think the low is.\n\nGood luck.  If you find the secret let me know.  I stick to known companies with solid balance sheets and a track record.  Even so I've lost (Worldcom, GM and a few others).
1097883
Hi fren, I think it is not advisable to invest in Mutual Funds this time, provided u have some other investments which can compensate any loss u might incur. I say so because if u follow market, u can see that for few of the very strong funds the NAV has gone down.\nMutual funds, depend on share market and currently all the analysts (national and international) have advised their clients to take a vacation.\nI think for a new investor like you, u should wait for some time, let the market stabilise once then u can think of getting in.
527352
just check on the analysists or join in to some companies who give details on investments. I am giving names of 2 sites where u can log on. But play safe as markets are very volatile at the moment.\nHappy Investing
695098
I don't think you are adequately diversified.  Most advisers will recommend you have more than 3 stocks.  Stocks are very hard to predict.  When you bought NT, you didn't expect it to drop 75%, but it did.  You have to consider the possibility that two of your stocks could nosedive, just like NT did.  Sometimes a stock will crash and never come back.  I would recommend at least 10 stocks, in a variety of industries.\n\nIn addition, while many mutual funds charge too much, Vanguard.com has some low expense, no-load funds that don't charge much.  You might consider putting half you money in a mutual fund for diversity, and half in stocks you like.\n\nI also disagree with your statement "banks always make money."  There have been many banks that have failed over the years.  Savings and loan companies, which are similar to banks, had a very rough time a few years back, and many failed.  Not that I expect TD.TO to fail, but you never know.\n\nI wish you the best of luck.
204945
It is not wise to invest all your portfolio in just one stock.\n\nI can advise you.
891878
Depends on what area you are in - I know a lot of reputable investors across the country.  And some to avoid, too.  Send me an email and I'll try to help if I can.
594271
Pay off some of your bills before you invest. \nIf you need help with your bills, check out your local church...if you are in need of your most basic needs being met.
905594
It depends on how risky you want to be.  Do you feel confident about your ability to play the stock market?  If so you could take a chunk and invest it there.  If you are more conservative then I would suggest an ING account or a CD with the highest return of investment.  Usually a 12 month CD will carry a higher return but you cannot access this money easily without paying a penalty.  So if you want a good return with access to your money either a money market or an ING account would probably work best.  Happy investing!
536193
i suggest to invest currently in gold as best option or if u want ur investment more secure then invest in insurance unit link plans
409487
Depends what your after?  I would suggest bonds as the 'safest' form of risky investment.  I know that makes no sense but speak to a highstreet bank - they abviously use finacial advisesers with considerable knowledge of the market to pick them a few investments.  In turn you get the opportunity to 'back' thoe investments with your own money - the back will take their cut of the top and leave you the rest.\n\nOtherwise a shortterm alternative would be premium bonds (although I think the max is £20k per person then if I remeber correctly every £100 essentialy buys you a lottery ticket - this Premium bonds lotrery takes place every month and although you don't make interest (hence only look at this a short term investment (unless your lucky!) you do stand the chance of winning between £50 and £1m a month...
540058
Look up the company in yahoo finance to get an idea. While you're there, look at the company news headlines as well. You're looking for earnings disappointments and potential lawsuits & government inquiries. Check out what the analysts are saying. All this is provided on Yahoo finance. Another helpful thing is to see how the industry the firm operates in is doing.\n\nIf you're still interested, talk to a financial consultant or go to any bank that offers investment services. Always get a prospectus and read it before buying. The most informative part of the prospectus are the notes to the financial statements. Pay attention to the Contingencies section. You'll find interesting facts there and while rarely will a company admit it thinks it will lose a lawsuit, decide for yourself based on the facts laid out.\n\nI agree, stocks do have a nasty tendency to go down. The best I can tell you is to gather as much info about the company as you can and trust your judgment of what you've seen/read over what is told to you by the bankers. Remember, they make a commission when you buy and when you sell. So, your best interests may not be on the top of their priority list.
974241
i would also consider moving out of your boeing stock and investing into an index fund. With your whole retirement fund invested in one stock you leave yourself open for disaster. If it were my money i would probably roll it over into Vanguard or TIAA cref funds and invest into a balanced (combination stock and bond) fund with a higher allocation to bonds for security.
356050
Don't try to time the market.  There's a ton of money in the global financial market.  Just periodically invest by your asset allocation percentage.