I am 54. My husband died in 2004. Am I entitled to any benefits at all? I am not working.?
442533
If you were married for ten years or more you are entitled to social security benefits.
64382
Following are the eligibility requirements for divorced spouse's benefits:\n\nDIVORCED SPOUSE: A person who is divorced after at least 10 years of marriage may qualify for benefits on the former spouse's Social Security record. To receive benefits as a divorced spouse, the person must be at least age 62 and his/her former spouse must be entitled to retirement or disability benefits. To receive benefits as a surviving divorced spouse, the person must be at least age 60, or at least age 50 and disabled. \nINDEPENDENTLY DIVORCED SPOUSE: Independently divorced spouse's benefits may be payable based on a former spouse's Social Security record if the former spouse is eligible for retirement benefits but has not applied for them. The person applying as an independently entitled divorced spouse must be at least age 62. The divorced wife or husband also must have been married to the former spouse for at least 10 years and divorced from the worker for at least 2 years. \n\nREMARRIAGE\n\nBenefits cannot be paid to a person applying as a worker's divorced spouse if the person has remarried, unless the latter marriage ends (whether by death, divorce, or annulment). Benefits for an entitled divorced spouse are terminated upon remarriage unless the marriage is to a person entitled to certain types of Social Security auxiliary or survivor's benefits. Benefits can be paid to a person applying as a surviving divorced spouse who has remarried if:\n\n--He/she remarries at age 60 or later; or\n--He/she remarries at age 50 and after becoming disabled.\n\n(If a person is already entitled to benefits as an aged or disabled surviving divorced spouse and remarries, benefits continue regardless of the person's age at the time of remarriage.)\n\n\nA divorced spouse or surviving divorced spouse who is entitled to benefits other than those on their former spouse's record cannot receive both benefits in full. For example, if a divorced spouse worked under Social Security and is entitled to higher benefits based on their own earnings, they would receive benefits based on their record only. Also, the benefits paid to a divorced spouse will have no effect on the benefit amount paid to other beneficiaries on the record.\n\nNOTE: The provisions for a divorced spouse's or surviving divorced spouse's eligibility to Social Security benefits are set forth by Congress and contained in the Social Security Act and Regulations.\n\nIf you would like to receive an estimate of benefits you may receive as a divorced spouse or surviving divorced spouse, you may contact our representatives at our toll-free number, 1-800-772-1213. They may be able to provide you with this information over the telephone. If you prefer, you may visit one of our offices. You can get the address and directions to your nearest office from the Social Security Office Locator that is available on the Internet at: http://www.socialsecurity.gov/locator/
356984
You can find benefits here.\n\nhttp://www.mybenefitsplus.com/40374893
1066150
in the uk its called incapacity benefit, you claim it from the jobcentre, hope this site will give you enough info
662039
If you are on regular disability (SSD) you will not lose benefits. If you are on SSI it may very well change because they will count your new husbands income as yours. I am on SSD and SSI and when I was married 3 years ago I found this out. I did not lose mine because my husband does not make enough for me to lose it. But I am real close if he ever gets a better job. I would talk to Social Security about this.
1057195
As a Financial Adviser I can confirm there are various life assurance companies that offer what is called income protection.  In reality 90% of people working in the UK need some form of income protection as this helps safeguard against long term and short term disability.  i.e. being unable to perform the functions of your daily employment.  Realistically employers will only continue paying salary for a short period of time between 5 days and 6 months.  If you have a mortgage for example, and have no accident and illness cover the government will only assist with your mortgage payments after 36 weeks (9 Months).  They only then pay the interest owed and none of the capital.  Please feel free to email me if you require any further assistance
822237
Yes, they are correct. Technically the child would collect any social security that the parent would have been entitled to when she became eligible for social security had she worked. Unfortunately, since your daughter was so young she didn't have any social security "credits" available for you to collect for her son. I am sorry to hear about your daughter's death.
22043
I don't know the details because you didn't supply them ... but here's an answer:  Suppose you are on your death bed (and I wish you that it happens a long long time from now) ... what would make you unhappy with your decision?  What will make you content?  What would you have liked to do differently?  I know it seems cliched -- but seriously, try to imagine looking back in retrospect -- it really helps clarify things.  The view you will have on your deathbed will take your entire life into consideration -- and that's how it would be best to base your decisions.  On your deathbed, if staying the extra year earns you a higher pension, you may think that overall it was worth it.  But if there was no pension at stake, and you missed out on love, life, or adventure -- well then, you may regret that you spent the year at work rather than living the best of the one life you have to live.  Good luck!
1077352
the hospital should offer you a form. This is to apply for them to write this off and you don't pay. I think they call it a hardship application. not sure of your location. It is available to people who need it so do your best to get it.\nI am so sorry for your loss. Please keep in touch I really want to know how you are doing ok.
242911
You don't need the policy... just CALL the companies and tell them what is going on.  It will be easier if you know her SS#, but even that isn't necessary.  The DEPARTMENT that you will need to call is 'Policy Owners Service'. \n\nAlso, for any benefits to be paid, the insurance company will need a copy of the death certificate.\n\nGood luck!
522189
It depends on several things.  Assuming both spouses are receiving a social security monthly pension (benefit}:\n  1.) If the deceased spouse's benefit is less than the surviving spouse's benefit, then, there will be not a change and the surviving spouse will just continue receiving the same benefit with no additional amount coming from the deceased spouse's benefit;\n   2.) If the deceased spouse's benefit is greater than that of the surviving spouse's benefit, there will be an increase in the surviving spouse's benefit based upon the amount the deceased spouse was receiving.  It will ;not be the entire amount of the deceased spouse's pension.  The surviving spouse will not get both benefits.\n\nIf the surviving spouse is otherwise eligible for a social security benefit but did not qualify for one because he or she is receiving a different government pension (civil service, teacher's etc.}then,he or she will still not be able to get a social security pension even though the deceased spouse had one.\n\nIf the deceased spouse was receiving social security pension benefits and the surviving spouse was too young to be eligible for social security benefits, the surviving spouse will receive a survivor's benefit until that spouse is eligible to receive pension benefits and then that spouse will receive the higher of his or her own benefit or the one that is derived from the deceased spouse's benefit and but the survivor benefit will cease.\n\nIt can get even more complicated if the surviving spouse was previously married to a different  person for ten years and was drawing social security benefits based on that prior marriage.  The surviving spouse, then, gets a choice.  The surviving spouse would be able to select which ever benefit was higher: i.e., the benefit from the  prior husband or one derived from the present deceased spouse's benefit.  I think you can now see the complexity of the question  A call to the Social Security Office will help you to understqnd your precise situation that gave rise to this question..
949812
If he died in 2005 they are right. If he died in 2006 you don't have to do anything until 2007. The new pension bill says that if you are entitled to a distribution and you get it in 2007 you can have it rolled into an IRA and take distributions over the remainder of you life expectancy. A good CPA in your area should be able to help you get this done.
222927
I am not sure but a non working spouse get half of her spouses pension and all if her spouse dies. Social Security has web site and should be able to answer your questions
943543
There is a loop hole in the Benefit Law which will allow the family income support while his partner is pregnant and then after the birth he will have to claim job seekers. But the wife's/partner's doctor will have to say he  needs to be with her while she is pregnant. As an ex benefits officer, I used to think, why not work like the rest of us, if both of the couple are well.\nThey would also be entitled to housing benefit and community charge.\nIf he is going to stay at home I hope his partner will go to work and support the family!\nPeople who do not work just because they are lazy need to be ashamed that they are taking tax payers money for sitting on their ar5e!\nOnce the baby is born they are entitled to child benefit and child tax credit  he will have to call 0800 882200 or 0845 3003938 (If your brother already has a child with his wife/partner, once the new baby comes along it will be a change of circumstances and he will need to call 0845 3003900) whether he is working or not!\nIf he considers himself to be on low wages he can also claim help with health costs which pays for dentist and prescreptions for himself and the whole family, he will need a form called a HC1 he can obtain this by calling 0845 8501166.\nWhile he is also working he can claim working tax credit call 0845 3003900.\nHope this helps
1149254
First of all, I am sorry to hear you have lost both your parents.  As far as your question is concerned, Social Security does have a survivor benefit.  Now, since you are under 18 that support would go to your guardian to support you. When I say support you, I am referring to feeding you; clothing you; keeping a roof over your head, ect.  If you are in foster care, it would be payable to the state.  If you are living with another relative, it would go to them.  I don't think you would receive benefits after you turn eight teen, because at that point you are an adult and no longer a dependant.  I would try to find out if your parents had a will just incase they had some sort of life insurance that you may be entitled to or estate.  If you live with relatives, I would suggest you sit down with them and ask some questions.  I would not invest in a lawyer until there is good reason to believe something is being held from you that you are entitled to.  Are you sure that your parents actually owned anything tangible of value?  Did they have a house they owned that was sold after their death before foreclosure?\n\nIf you are in foster care, please plan for your future.  Stay in school and try your best to get good grades.  Visit the high school counselor and find out if there are any scholarship programs for students that are in the custody of the state.  It's going to be a tough road for you.  Hang in there. You can rise above it.\n\nTake care :)
194475
Contact a local Veteran's Service Officer.\nIf your deceased husband was a member of a vetera's organization, they usually have someone there that can help you.\nAlso, you can search the Veteran Affairs website, their link is: http://www.va.gov\nThey have a link for survivor benefits.\nGood Luck
724296
Retirement is a benefit employers can offer employees, and there are countless ways they can offer it.  With your father, if they contributed to a 401k or 403b or IRA, he would get to keep his retirement account.  If not, he may have lost the benefits from them.  Employers are not required to offer retirement benefits.  I offer my employees the opportunity to contribute to an IRA, but if the stock market crashes or something severe like that happens, they can loose most of their retirement.\n\nYour father may still have a retirement account.  The government offers Social Security, but it is a meager amount and is getting to be less and less of what people need when they retire.  Don't count on it for when you retire.\n\nMy advice would be three things.  1) Contribute to your employer-sponsored retirement programs especially if they match your contribution.  2) Save up cash and cash equivalents, such as savings accounts, CDs (certificate of deposit), and other accounts.  3) Plan on being 100% debt free when you retire.  This means no car payment, mortgage, or consumer debt (credit cards).  This makes retiring a lot easier and you don't need as large of a budget when you finally hang up the towel.\n\nAlso, you sound quite worried about your father.  Have you asked him if he has a retirement account still?