Is it possible to get a auto loan in Georgia with terrible credit and no money down?
440166
If you go to one of the car lots that offer financing and buy here pay here you should get one, make sure you take it for a test ride and if possible take it to a mechanic and get it checked out first- you may have to pay $20.00 but it is cheaper to do that then it is to have $5,000.00 in repairs after you purchased the vehicle.  If you have a mechanic look at it, make sure it is the vehicle you are very interested in purchasing.  Make sure that you have the oil changed every 6000 miles in all of your vehicles, as it cost less that $20.00 every oil change, your car will run forever-  remember if you take care of your car, your car will take care of you!
771238
YES :)  There are companies that lend to those with bad credit. Ditech.com is one.\n\nThe interest rate may be nasty but you can get a mortgage. There are also companies that own homes that sell them to less than perfect credit.\n\nBuild your credit back up. Get a credit card and put everything you usually buy on it BUT PAY IT off every month. If you have judgments, pay them. Charge offs, wait and dispute them with the credit agency..most can't prove them because they are junk debt.\n\nGood Luck
411317
go to your local bank and ask for info. a lot of places will give you a loan with bad credit. don't you ever watch television??
343388
Try here there are lots of loan programs. http://www.allsolutionsnetwork.com/cgi-bin/d.cgi/CB9051/no_down_loans.htm
328185
I am a mortgage broker in Florida and would be happy to assist you.  It is possible to qualify for a "no doc" loan that does not include any information about your income or employment.  Your credit score determines your ability to qualify for this type of loan.  If you would like more specific information- let me know.
61930
My husband and I had the same problem two years back for the same reasons. We tried everything, even those ads that say they will loan you money with bad credit. It was a scam and we were out a few thousand dollars so be careful of those. We eventually found a person who was willing to do a land contract or lease to own. We leased the house we are in for two years and then when we bought it the money we paid in rent those two years was the down payment on the house. We went through his Credit Union and it was a fairly easy process. He was a HUGE help to us. So I would suggest that route if you can!\n Good luck and I hope all works out for you!
213903
Your in luck, we are a direct lender and also broker.  I have done many loans for people that have bad credit.  The normal banks you walk into will turn you down for any reason they want. I have lenders that look at other factors besides your credit.  Contact me at www.xclusivefinancial.com
826687
it's possible to get a 100% loan.  no money down
1070480
That isn't going to be easy.  Most places do a credit check.  There are ways with good credit to buy with no money down.  An individual might sell you real estate that way, but it isn't a wise way to do business.
40783
None of them. The financing is through some bank or another that the dealer has a working arrangement.  Unfortunately, credit scores play a big part in determining the terms of any financing you can get.  Negative hits on your credit reports will get you only high-rate financing offers.  I've been through all this, and after fast forwarding the tape to years later, after I had rebuilt my credit to a well-above average credit score, I was able to walk into a dealer and say I would not put even a single penny down plus chop a few thousand off the dealer's price and get a decent rate on a 100% loan where everything was financed, even the title fees, tax and registration.  I walked out a few hours later with a brand-new vehicle and not a dime out of my pocket.  But the bankruptcy has to disappear first, and that takes 10 years, and with that sort of thing on the credit report there is no such thing as a liberal credit term: it is vultures circling the dying straggler in the desert.
717816
look for the car adds that say, "bad credit, no credit, no problem" or something like that. I don't know where you are, but google Auto Solutions.
966692
Visit www.pioneermilitaryloans.com, they loan\nup to 10000 for active duty military on-line,\nI tried but was not able to as they only loan to\nactive military and I am retired. Good luck
1077324
If you haven't had any more bad credit on your record since the bankruptcy a year ago, you probably won't have too much trouble getting a loan, actually.  You will pay a higher rate, to be sure, but you can't file bankruptcy again for quite a while so you're a pretty good credit risk, actually!\n\nA good friend filed bankruptcy about 18 months ago due to high medical bills (nearly 7 figures) and recently bought a new car.  She's paying 8.5% with 15% down but had no problem getting the loan approved through the auto maker's financial wing.\n\nA local credit union would be a good place to start, as another poster recommended.  You won't get their prime rate but you won't be raped either!  Just move all of your banking business with them and start rebuilding your credit!
1003685
There is no way  around the bad credit.   Sounds like you will have to establish  the credit again.   Good luck though.
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.
688445
I agree with Herb R with regards to the No Doc loan (we call it the NINJA- No Income, No Job no Assets).  However, this loan is based solely on your credit so if that is low you may not even qualify for the No Doc, and if you do the interest rate is going to be ridiculous.  I would recommend that you get a job and save some cash before you purchase.  Or at the very least try to improve your credit