how long does it take before a lender will sign off on your finances to be transfered to another lender?
443042
No... All lenders will try to "retain" their customers... to be honest I don't now what they meant by saying they'll sign off on it.  When you refinance..the title company will order what is called a "pay off" from your current lender....  Once you sign documents and your state recision period is up (in california it's 3 days) the new lender will wire the funds to pay off your existing lender
963061
This is one of those urban myths, where everyone believes that if they do not repay money back to their bank after so many years it is written off. This may well be true, but I have yet to meet anyone that has actually experienced it - everyone you speak to always knows of someone who knows someone else, but you never meet the actual person.\nHowever, bear this in mind, although at one stage if you borrowed money off a bank and left the country they may have lost track of you, but considering that these days most of the banks are HUGE multinational businesses you may think that you have left your debt behind, but when you try to open an account in the back of beyond they find you again.\nComputers and worldwide communications probably stop this happening now.\nBe careful.
60253
As a customer service rep, I am sorry to hear about your frustration regarding your student loans.  Since I am not at work right now, I can speak my mind and give my personal opinion.  You may want to become acquainted with the Better Business Bureau if you have not thought about that before.  Allow me to introduce you (see links below).  You may want to consider filing a complaint with the Better Business Bureau.  You would have to explain the details in detail (literally), but you would get your problem resolved promptly.  If you have the proof (receipts, invoices, etc.) to show that the bank completed a double transaction, they will request that for resolution purposes.  If the bank is doing this to you, it's highly likely that there are other customers that have experienced similar frustrations.  Sure, there are periods of time when companies get busy and you may not get the immediate answer that you want, but reasonably, something should have happened within two weeks or so.  You had stated that your loan payment was in October.  This is now January...they should be getting a move-on AND I don't blame you for wanting to take your business elsewhere.  Try one of the links below for additional contact information.
118828
Well you should ask first of all for a good faith estimate from each lender, to see which one of the is giving you a better deal. You also need to know if they're giving you a pre-payment penalty, If so for how long. (average pre-pay is about 2 years, unless you have really bad credit) If you have Excellent credit you shouldn't get a pre-payment penalty. thae situation varies depending on your Fico Score. Also Find out how many points they're charging you up Front and if they're getting anything back form the lender after close of escrow. All this matters because. Also if you're financing 2 new loans make sure that they're Fixed, so that your monthly payment doesn't change every month. Also HELOC's loan interest rates change every month, and the rate is going up, which means that your payment will also go up.  So be very careful about this.
533278
trust me just don't do it. It does not matter how long or how close or how much or whatever people are saying you should not lend the person money, even if you think you know someone money will change that very quickly. Mind you if you do not care if and when they pay you back then go ahead and lend the $$$$ but if you are asking us about signing a loan statement i figure you do care. Just do not get caught up in it. It is a sure fire way of ruining a relationship with anyone. \nIf you watch Judge Judy you should already know all this by now!!
872664
the info I have is for the US but it should be similar for Canada, most credit card companies will sell your debt to a collection agency within 6 months once it goes to collection you can normally negotiate down to between .40 and .50 per dollar owned if they will not negotiate with you the first time you call then let them stew for a month or so and then go at them again until they accept your offer it may be time consuming but worth it Good Luck
246222
I think right away.  I just had a dispute with one of the items on my credit report and they got the ball rolling right away and within 30 days it was resolved.  If you have further questions either ask your local finacial adviser or go to annualcreditreport.com.
291916
Only if your under the age of 18,then they want you to give the names of at least 4 relatives,who they will "Bother",if you don't pay back the loan on time. You must have a job also,and they may want to know if you have a bank account,which is another way they'll get your money. The Interest Rate is very high,so read the "fine print",on the document,before signing. (Caution),every payment you miss,will only double.
747147
I have transferred schools 4 times..When school starts, all your aid will transfer to your new school.  (though you may have to ask your new school to transfer it).. Even if you are currently in repayment, the repayment will stop as long as you are carrying at least part time hours...Good luck and  hope I helped
676338
1 day they just need to sign a form to get it transfered
908014
If the payment you sent was a cheque or money order or postal order, then it would have taken a couple of days to clear out of your bank account and then a few more days to show on the finance company's account. This is not the finance company's fault and, unfortunately, you are responsible for any charges this incurred.
760659
A real estate company will list this property and the bank will not deal with you directly. Actually it is not a bank but an REO company working for the bank. Find out who the listing company is from the bank and contact them. Chances are it will be weeks before the property is able to be sold but let the real estate company that is going to list the property know you want it. They are going to try to sell it for the most they can get, but the REO companies will usually listen to the realtor who knows truly what is worth.
111803
Most of the time its on there for 7 years. Its going to be a big problem with getting a loan, your best bet is to contact the company and make payment arrangements, before applying.
1072002
It depends on where you are and your credit score.  I signed a borrower who had just gone BK and was getting a loan within couple of months (I’m a signing agent notary public in CA).\n\nOther options would be to try to find a property with owner financing.
975918
SCAM. Pay the 1600 and it shows as paid after 30 days. They can't pull it off until the scheduled date (seven years after it was posted) Dont let them do that to you. Tell them you want to be assured in writting that the entry will be completely removed from your CR. Until then, keep ur 2400 inyour wallet. Those Jerks.
256799
A freakin miracle!\n\nI have seen the term "early payment" (sometimes there are penalties, sometimes not) in loan documents I have read before signing.
711984
5-7 years, however the impact is less as time goes by.  Close to the 5-7 years period they will call you to settle on a smaller amount because they know it will drop of your report.\n\nAt this point you probably won't be paying the original loaner. Companies buy this bad debt for pennies on the dollar.  Say you had a bad debt for 1000.00  They buy it from the original loaner for 50.00 and try to get you to settle for 500.00.  450 profit for them.  They will attempt to make you feel guilty and tell you what how they are being helpful by letting you only pay 500.00  They can be nasty.