when the best time to buy a car?
441567
The best time during the month is towards the end of the month. The dealers are either trying to make their quota or trying to get their bonus so they are more likely to give you a good deal. Also, if you do not mond getting this years model as opposed to next year, you can get killer deals after june because the dealers will be trying to get rid of 06 models because they are getting 07 models in already. \n\nCheck site below for info on cars, models, pricing and options, the better informed you are before going to the dealer, the better deal you will get.
163781
Well, I'm your age and did both. In truth, after I payed off the house completely, I saved for a few months and bought the sports car. It was an amazing feeling knowing I owned the house outright. Then you still have time for the car! And when you're ready.......man do I have advice about which car to buy......lol!! Good luck :)
965745
Keep looking.  Your general plan is good - congrats on not falling into the financing trap!  Look for Toyotas and Hondas.  Try to buy from a private owner, not a car dealership.  Just make sure you have a trusted mechanic check it over.  For $6k you should be able to get something decent, though maybe you'll have to travel a bit to get it.\n\nCheck out craigslist.org.\n\nGood luck!
858063
The chances are very good.  The car will be collateral for loan. You can show your earnings.  If your bank turns you down, ask why.  If you are buying from a dealer, the dealer can usually arrange the loan, but the interest my be somewhat more than the bank.  Good luck.
182778
In my experiance the dealerships have always had the best deals for financing. It all depends on your past credit, but more on how much you make and what other bills you have too. If your total of monthly bills goes over a certain percent then you have to many and the banks wont want to give you the loan. I wouldnt deal with online banks, just for the fact that you can never see the people or walk into the place. It will probably result in a lot of phone calls and you'll be lucky to get a real person on the line. When I went to buy my last car. I checked out a Chevy dealer on a car for 13 grand, and they wouldnt finance me. My local bank would give me 12 grand at the most. So I went to the Honda Dealer and they hooked me up with a $17,000 Accord. I didnt even need a down payment and the job I had at that time paid me like $700 a month. I got lucky I guess. My car payment is $320, I do have a much better paying job now of course. If I were you, I would try a local place in Texas or maybe a few different banks. Dealerships should be your best bet. Cars from Iowa are more likely to get rust, because we salt the roads heavily this time of year. I would love to get ahold of a car from Texas. Hope this helped.
284900
I don't think anyone on here would know which you should get. My suggestion is that you go to a website like epinions or some website where consumers rate cars and see how people review each of the ones you are interested in. Look for the things that mean the most to you in a car. Then make your decision. Then see where you can get the best deal for the car you want. \n\nGood luck.
896967
Hehe.  Fat chance.  Imagine buying a car and paying for it after you are finished and ready to sell it.\n\nBut good luck!!
309027
Buying is virtually always best.  When you lease a car, not only will you have to pay the amount of depreciation, but also manufacturer profits and pay extra for normal wear and tear (which is, surprisingly, not covered in leases).  In addition, when the lease ends, you have nothing but a bill for wear and tear on the car.  When you buy, you at least have equity in the car if you don't own it outright.
1282
You will get a better value by looking at used boats. Also off season [like now] is a good time to look around for a good deal. Fresh water use on a boat and engine are not as hard as salt water, so it's reasonable that you'l find something in good condition.
808126
A good interest rate is 4.9% or better.  Whether or not they will give it to you with 670 is another question.  You might want to try and get a pre-approved loan from a lender like Capital One or something first, then you can go shopping with a blank check.  Dealer financing is usually more expensive.  I would guess that you'll land financing around 15% from the dealer.
302243
hey, im a  finance manager for a dealership,yes you can buy a lot of finance companies have first time buyer programs,however you will have a higher rate and may need some mony down just stay alway from buy here pay here lots they sell high mileage cars at high prices and do not report to the credit bueau good luck
794210
yes. housing is off now. winter is a good time to buy as they are cheaper.
1036615
well yeah its a good time but there wont always be a demand at the moment it is a buyers market. there are more houses for sale than there are actually abled buyers.
257397
Now is getting to be the perfect time to buy and hold. We just came out of a huge sellers market. Prices are not skyrocketing like we saw last year, and it is taking a lot longer for real estate to sell.\n\nNow is the perfect time to buy, interest rates are on the rise which really brings in a lot less buying competition, sooner or later interest rates will fall again, you can refinance and you will look like a genius, buying when everyone else was selling.\n\nBUY and HOLD, best wishes!!!
173094
www.ebay.com  \n\nSometimes you see excellent cars go for really cheap.
746494
With the shopping season here, and stores selling out of merchandise if you see want you want and they have it in stock at a price that fits your budget. I'D SAY BUY NOW
643190
Depends on how much you are needing. Second mortgage on the house maybe (if you have one). Anything of value. Is your vehicle paid off? Just shop around. You can find a good deal with some shopping. Just remember, if it sounds too good to be true...it always is.