i am tring to get a lone for $2,000 That I Can pay payments on my credit is very bad!!?
454863
Only way you could hope for a loan is from family. You really need to get your credit back on track and keep it that way. Get a credit card or something that will allow you a small monthly payment and keep it up and that way your credit gets back up. Although I know with your bad credit right now most lenders will not want to loan to you and you may be able to find a credit card company that will..Good Luck Nicky
310560
That's something you have to ask your credit card company.  When you make payment, try to pay at least $5 more than the minimum due.  It will help you a bit.
991963
There are many variables, including what your credit score is, how much you make, to name just two.  You may want to contact a debt-consolidator, though they charge for their services.  Otherwise, you're looking at a personal (unsecured) loan or secured loan...if you have something of equal or greater value to use (paid-off car for example).
31547
If you have bad credit, no one is going to be willing to give you an unsecured loan.  If they did, you would only be digging yourself deeper into debt.  \nMy suggestion is to order your credit reports and dispute anything that is old, payoff anything that has a high balance in respect to credit limit.  Use your tax retun money and create a strategy to pay off your balances.
30136
i am in the same boat as you. far as i can tell right now you have to go and pay all the bills that got you bad credit and then go and like finance something or get a contract cell phone or get a small loan. something to build the credit back up. but that is all i can figure right now.
861042
No, phone them and set up a payment plan. They will try to work with you and avoid going to Court. It costs them money to go to Court. Or you can contact a local Credit Counselling company in your area. They can also help you set this up.
526986
How soon will it be cahrged off? Your credit is already affected so it won't hurt it any more if your credit is bad already. Secondly, make CERTAIN it's your bill and call the company to ask for verifacation that this is a legit bill. Even if you know it is. Why? Because most companies don't really keep good records for the long haul and they maybe can't produce your bill. Thus, you're off the hook.\n\nThen again, BEFORE you make arraingements understand that once you inquire on the bill that you're opening up the credit hounds to pursue you until payment is recieved. \n\nI appluaude you for wanting to clean it up. Just understand what it is, how much to pay it off in a lump payment and don't over commit to something you can't afford as far as payments.
191249
Don't do it! Go in person to the bank or loan company, you don't know who might get your credit info. And why can't he take care of him self?
1157254
You might want to try to rent from a private owner...usually these people dont do credit check..but if they do you might have to get a co-signer or pay a few months ahead of time
297382
There may be such a company. If I were you I would not believe a word of it. If something sounds too good to be true it probably is. Good luck friend. I wish you well. Nobody unless it is a charitable organization will help you with credit problems for free.
468019
Your options depend on what you need the money for and the condition of your credit.  If you need money money for a loan with collateral, such as a car loan, you will pay higher rates and need a bigger downpayment.  \n\nIf you credit is pretty bad and you are trying to get a personal loan, you will have trouble finding anything approaching a decent interest rate.\n\nIf your credit is okay, but not great you might try www.prosper.com for person to person lending.
978354
Your credit score won't be affected unless you make late payments.  You're okay.\n\nGood Luck!
1096802
it depends on your credit and sometimes your purchases. is there a particular place you enjoy shopping. take that into consideration. also ask your bank manager to help you. they are the professionals
1149969
Since you have a computer go to your banks online service bring up the payments. Call the Loan Company while online discuss it with the manager in charge. Explain to them the problem you are haveing. A Friend of mine just went through this an she claim bankruptcy just prior to this but kept the car and payment. But what had happened is the payments go to a lock box and sit there and when they finally put it in they credited the wrong account. They were showing her two months behind an her payment were there on the first of every month. Plus get there building address not a po box and send the payments to that addrress.
910666
If it goes past due...it will hurt your credit score. Ask them if you can make an interest only payment...that should help with a little extra cash and also not hurt your credit. If they agree, make sure you first ask if they will report it as a delinquent payment.\n\nMike\n\n================
1041490
bad mcredit is not paying your bills and not paying them on time,its not the health care that gives you bad credit its the individual thats not paying for what he recieved from the hosp. or anything for that matter , its like stealing , and not having any credit is almost as bad, your not giving yourself any commitment in life and your walking away from respondsibilities,go to a bank and start a personal loan of 200, dollars pay it back beforethe due date and you have established some credit, it's so easy, and never go back on your word, to any person.
766636
Be very careful with credit counseling agencies.\n\nThere are good ones out there - and there are bad ones out there.\n\nAny that charges YOU the customer - is not a good deal.  Then too there are those that have you send them your money and then you never know what happened to it.  No one gets paid and you never get it back.\n\nThe only one I can tell you for sure is legit is "Consumer Credit Counseling".  It appears to be the most respected one in the credit industry.  \n\nKnow too that lenders do not have to abide with whatever a credit counseling agency tells you the creditor will do.\n\nPLUS - talk to the creditor first is a good idea.  Explain to them that you are considering this option.  You may find that your creditors will work with you to resolve the problem you are experiencing.  My company does that.  At no cost to anyone.\n\nGood luck.