what r the prospects for a 50yr old man  if    he  does SAP   fico module?any advice?
300439
This question is miscategorized.\n\nSpecial Education refers to the education and parenting of children with special needs.
620098
You could start by educating yourself. Read on the "Rich dad, poor dad" series of books by Robert Kiyosaki. Its a good book to start if you are naive to investing.\n\nThe first books in the series discusses about "financial intelligence". His perspectives are a real eye opener. From here, you develop an "eye for investing".  And believe me, there are so many investment opportunities, if only you are learned enough to see them.\n\nThe later books in the series, the "advisor series", gives more practical ideas on where to invest according to your competencies or interests. \n\nLooking to retire at age 52? That's too late! You can do it by age 37! Or even by age 36. You just need a good mentor.\n\nPlease do a google search on Robert Kiyosaki so you can judge for yourself based on the book reviews from the various critics and financial gurus.\n\nOn mutual funds, time deposits, saving accounts, bonds, etc.: Look for interest rates that keep you 6 points above the inflation rate. Lower than this and you might fall short on funds after your target retirement age.  \n\nMy personnal preference? Online stock trading! It works for me!
151247
Just avoid SAP altogether.  You have been in IT for 5 years and have not had to deal with it...keep doing what you are doing!\n\nSAP is C R A P
879132
SAGELINE 50 is very good, I use for my husbands business accounts. It does the lot. stock control, payroll, purchase ledger, sales ledger, invoicing etc, the list goes on & on I had to go back to a training centre though, cus it can be a bit tricky to use untill you get in to it!\nGood Luck with it
792428
please try to learn accounts soft wares & tax laws.  Salestax / income tax / service tax accounts maintanance & consultancy will fetch good money. software will not pay for your olden days i.e. above forty years of age. Tax consultation will more & more yeilding with more experience. As you have done B com Accounts & tax laws you may have good knowledge.
316544
Don't use any answer in this forum to go by.  \n\nThey don't know you & they don't know your goals. You didn't identify what your time horizon is (ie: buy a car next year or retire in 35 years).  You haven't identifed your risk tolorence. What's your investment experiance level?\n\nWithout these "basics" no one can suggest anything that's really good for you!\n\nGood luck
413016
so did I samkc2000, but as I approached that age I realised that living life as it should be lived was more fun that making money. To quote a cliche, money can't buy me love, whether it's the love of family, a significant other, friends. I enjoy life now far than I did when I was working to make someone else rich. But you'll only realise this as you approach 50. On a more serious note if you want to make money you have to earn it, then invest, invest, invest in retirement/pension insurances etc. It's the only guaranteed way and used by most of the comfortably off over 50's that I know.
662099
You may be having bright career if you persue SAP PS, well project systems are part of FI earlier, because of growing complexity in that they made it seperate from FI. Since you do have good profile and basic knowledge, i suggest you to take the course as a functional consultant. About the domain knowledge... well in real time it may take min of 4yrs to get good knowledge in that domain... as a learner just know the basic and the document flow.
1024080
Read the book "From Success to Fulfillment" By Del Pe \nISBN  81-89631-16-0 \nThis book was just recently published in India -- I don't know where you are, but he is a successful business man, and he teaches people how to be successful, not only from the monitary perspective, but from wisdom. He gives you tools and exercises on how you balance your life fully, so that when your are at retirement age, you're happy and you have the security and good health.  Good luck.
658334
Hi Nagendra,\n\nI can understand the boom of SAP over India, but one thing what you have to know is SAP is for those who already might have gained the experiance in purticular domain, that is the reason why recruiters won't encourage freshers. Since you are at final year, i suggest you to concentrate on campus selection instead of getting into SAP, if you are despirate to get into this then make sure atleast you have 2yrs gap after completing the engg.  All the best.
678862
I hope by this time you might have gained the knowledge about SAP, regarding modules it has been classified as SD,MM,PP,FI,PS,PP,HR... based on your domian knowledge you gain in real time you can choose any of these modules. AS a programmer [ABAP] you should know the basic document flow of any three modules, as a functional consultant you have to keen about any one module. I wish you all the best
654032
nothing. choose the module which u r having domain experiance i.e sales&marketing exp means u choose SD module.\nfor siebel u should good at database language and little bit of programming language.\npresently go for SAP.it is booming
334681
Since Willard Scott routinely celebrates birthdays for folks over 110, you are NOT old. But the telecommunications industry has been in serious flux. A popular way employers staff these days is temp agency. (crazy, but true) If you are not already, try offering your talents on a contract basis. If you have energy left to be creative, look for small independent contractors in your area that might be willing to outsource overflow contract work, or add you to their team. It takes effort to find them, but try using SIC code/ZIP code search to get a local list. Consider moving, and throw your hat in the race in another state hub. But whatever you do, stay busy. Oddly, busy people are attractive to employers. Maybe take a fun interim job (it won't pay all the bills)or volunteer your expertise to church or community projects. Finally, share your difficult employment journey with positive people that lift you up and bring you energy. Good vibes echo at any age and the most challenging thing to bring to the umpteenth interview is optimism.
1169132
I know an advisor and he's definitely a good guy and passionate about his career.  Just make sure you are "purchasing" what you want and don't give in to all of their suggestions.  They are one of many good financial companies.
790930
This very basic formula is :\n\n100 - your age = % of portfolio in equities.  \n\nTake you age, and that's the percentage you have in safer investments i.e. fixed income.  As you get older, a greater portion of your portfolio gets allocated to fixed income.\n\nThis is a very quick and dirty way to start with an asset allocation.  You can tweak according to your own risk preferences, add an international component (5-15% of a portfolio), or increase exposure to small caps (again about 10% of a portfolio).\n\nDepending on your age I would look at Government bond funds, or investment grade corporate bonds for the fixed income side.  Some plans offer a fixed account which may be paying 4-6%, with no principal fluctuation, that would be a good thing to add some of your safe money to.  High yield funds are junk bond funds and can behave more like an equity investment than a fixed income investment, investing in them may give you a higher dividend, but you may not be diversifying your risk.\n\nAlso, your plan might offer a "Lifestyle" portfolio, which essentially picks your asset allocation for you based on the year you plan on retiring in.  It gets more conservative automatically as time goes on.\n\nHope that helps!
1143306
As you get closer to the 55-65 age range, you need to be more careful with your investments and reduce risk.  This is because you have less time left in life to recover any losses and due to less income from work.  You may be going into a "fixed income" situation and need to live on Social Security or a pension.  Therefore, you can't afford to take a big hit in stocks.\n\nI suggest a balanced portfolio of stock funds and bond funds as well as a money market fund.  You want to pick funds that perform well in bear markets.  As you grow older; you move money out of stocks and more into bonds and money funds.  Fidelity and Vanguard have several outstanding no load and low load funds.  Less than 10% of your portfolio should be in individual stocks at age 65.   \n\nIn addition, you may want to consider annuities.  One popular new product is the "Equity Indexed" annuity.  This allows you to bear zero risk of loss and participate in the return on the S&P 500 or some other market index.   You need to be sure to buy from a strong insurer and to only put in money you don't need to live on as an annuity is a long term product.  An annuity can provide a lifetime stream of income if funded properly.\n\nI suggest you meet with a financial planner.  This person should be a CPA, EA, CFP, or Chartered Financial Consultant.  They can be fee only or work on commission.  You need to ask lots of questions when hiring one.  Good Luck.
79444
The first thing you should do is make sure you have around 6 months living expenses in an at call bank account. Even though this money isn't working as hard as stock investments would, it should be the foundations for your financial freedom. Once you have that in place you should then look at funds. There are funds and ETF's that focus on the Philippines, the best way to evaluate them is to look at the one with the least fees, past performance is rarely a good indicator of future performance, especially in a diversified portfolio. \n\nYou are, at this stage in your life, much better off investing your savings in training and personal development so that you can get a better job and eventually start your own business. These really are the paths to financial freedom.