do i have a right to see my credit report from a bank?
451709
You have full right to know your own detail, However, the bank can not tell your details to anyone howsoever close that person may be to you.
864235
the ones that banks mainly use are experian and equifax. I've personally used experian. They usually let you have a 30day free trial of your credit report online, or you can pay for a paper copy which is less than £10. although i think you have to pay a bit more to check your credit score, which is what the banks use. only an extra £5.99 or something on top of your free trial. so it aint that bad. and you can cancel after the 30days is up. \nthe report is also good for checking credit fraud.
988618
Best bet is to order a credit report. This way not only do you get information about the old credit card account you are able to get an up to date account of your entire credit history.\n\nHere is some information on how to get your credit report:\n\nQ: How do I order my free report?\n\nA: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.\n\nTo order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.\n\nYou may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months.\n\nA Warning About “Imposter” Websites\nOnly one website is authorized to fill orders for the free annual credit report you are entitled to under law – annualcreditreport.com. Other websites that claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated free annual credit report program. In some cases, the “free” product comes with strings attached. For example, some sites sign you up for a supposedly “free” service that converts to one you have to pay for after a trial period. If you don’t cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card.\n\nSome “imposter” sites use terms like “free report” in their names; others have URLs that purposely misspell annualcreditreport.com in the hope that you will mistype the name of the official site. Some of these “imposter” sites direct you to other sites that try to sell you something or collect your personal information.\n\nannualcreditreport.com and the nationwide consumer reporting companies will not send you an email asking for your personal information. If you get an email, see a pop-up ad, or get a phone call from someone claiming to be from annualcreditreport.com or any of the three nationwide consumer reporting companies, do not reply or click on any link in the message. It’s probably a scam. Forward any such email to the FTC at spam@uce.gov.\n\nQ: What information do I need to provide to get my free report?\n\nA: You need to provide your name, address, Social Security number, and date of birth. If you have moved in the last two years, you may have to provide your previous address. To maintain the security of your file, each nationwide consumer reporting company may ask you for some information that only you would know, like the amount of your monthly mortgage payment. Each company may ask you for different information because the information each has in your file may come from different sources.\n\nQ: How long does it take to get my report after I order it?\n\nA: If you request your report online at annualcreditreport.com, you should be able to access it immediately. If you order your report by calling toll-free 1-877-322-8228, your report will be processed and mailed to you within 15 days. If you order your report by mail using the Annual Credit Report Request Form, your request will be processed and mailed to you within 15 days of receipt.\n\nWhether you order your report online, by phone, or by mail, it may take longer to receive your report if the nationwide consumer reporting comp
965215
this is not legal,you can sue that bank if its how you said it is ,that it not the correct procedure in their terms and conditions,\nyou have rights too!!!
1106502
Nothing wrong with you checking your own credit report.
37011
You can only request a credit report for yourself, not your spouse. Doing so, or even attempting to do so, is illegal in the United States.\n\nBut FYI... Offshore Accounts will not show up on a credit report unless the bank the account is with refers the account information to the major U.S. credit agencies (Equifax, TransUnion, etc). Most *do not* unless the account holder borrows money from them. If they don't borrow, they have no need to report the status to the credit bureaus.\n\nA very good private detective might cost a whole lot of money depending on where they have to search to get the information.  I remember when I left my wife, she hired a private detective to track me down. I had already joined the priesthood when he found me. He charged her nearly $18,000 to track me down, only to tell me that I owed child support to 3 kids that belong to the mailman.\n\nI would just ask your husband.
1040605
The good news is you are now empowered by the law to research any and all assets that are available for seizure under your state law.\n\nHowever, regarding credit reports - the truth is they don't really provide that much useful information when you are attempting collection on a judgment.  In fact, if you talk to people who do judgment recovery for a living, they will tell you that accessing a credit report is often unnecessary in their line of work.   \n\nWhat you do need to know is simply this - what does your debtor own that is seizable under state law to satisfy the judgment?\n\nA better approach than trying to contact credit reporting agencies is to access a comprehensive asset search report which will tell you everything your debtor owns, including bank account information.  You will then be empowered with the right information you need to go forward with a potential recovery.\n\nBe careful whom you contact for this information, however.  A reputable firm will require you to present identification, as well as a copy of judgment or other documentation, to make sure that they are providing information to an actual judgment holder.  This type of information is subject to various credit and privacy laws that a reputable company will not want to violate.\n\nFor more information, please see:\n\nhttp://www.jcsusa.com\n\nhttp://www.jcsusa.com/About%20Us%20and%20FAQ.htm
100153
If you know there are fraudulent account in your credit file, this means you have a copy of your credit report in your hot little hands.\n\nI also means you have the required Fair Credit Reporting Act disclosure.  If you read that lovely disclosure, it will tell you who you need to contact to dispute what was reported and how to contact them.\n\nIf you found out about these accounts because you were denied for credit, you probably received a written adverse action notice from the bank.  That also has a FCRA notice.
485237
Employers can find the same as credit card companies can in a consumer report. They can find all your old addresses, other names you have used, former employers, and what standing your credit is in.
110350
Get a copy of your credit report.
1047362
If you are over 21 you can get one free credit report per year from the three credit bureaus from https://www.annualcreditreport.com/cra/index.jsp\n\nThis is free and legal. I would not use any other companies. Most will charge you money, some will steal and sell your info. The one I gave you is the one the government reccomends you use.
1160784
You can try Lexington Law Firm. They claim to specialize in this area, but as a rule the credit bureaus will tell you that No-one can remove a legitimate item from your report.
617902
https://www.annualcreditreport.com/cra/index.jsp\nyou have a right to a free credit report once a year
501440
You went to the wrong source.Go to www.annualcreditreport.com  Your credit report from all three reporting agenies is free but your credit score is not.
727086
First of all... please watch your language.\n\nThe Better Business Bureau in your state will know your state laws.  Credit laws vary by state, so what someone else might say here, may not apply to you.\n\nAlso, some attorneys give a free initial consult and may tell you your rights under the law.  They can be found in your local yellow pages.\n\nGood Luck!\n\nSue
384722
Submit that authorization to their bankers and check their credits accordingly. You should be under oath for keeping information as confidential. But you should do it through their bankers only.
302386
You can start by getting a free credit report by going to AnnualCreditReport.com, the government's response to credit and identity theft. It will direct you to chose one of the three major reporting agencies to get your current report. You will have to pay for your credit score, however.\n\nTo find a credit card that might issue you at least a minimum limit card of say $500, try ConsumerCredit.com, a website of American Consumer Credit Counseling, which offers free services. It is a clearing house for consumer complaints and rates credit cards, and might work with you to get one.\n\nOtherwise, you'll just have to fill out credit issuers' applications and wait to see if they approve you, one by one.