Are there any banks that offer loans that you can get against an IRA account?
449391
It is against the law to loan against an IRA.  You can either withdraw the money and pay the tax and penalty or leave it alone.  There does not exist a financial institution that will loan money on an IRA.
396203
go here there are lots of loan programs that may help you http://www.allsolutionsnetwork.com/cgi-bin/d.cgi/CB9051/no_down_loans.htm
353372
No. Your best bet is your employer giving you tuition reimbursement. You could ask the local banks around your area. But I doubt it.
800288
I have had good experience with GE Money bank. Just paid off a 36 month int rest free loan. Can't beat that for a loan anywhere.
195894
Even for early retirement IRA's can be useful. Rule 72T allows for withdrawals from IRA's before age 59 1/2 without the 10% penalty if withdrawals are substantially equal and based on the life expectancy of the account holder.\n\nAlternatively, a Variable Universal Life policy can be overfunded. The invested value will grow tax deferred and can be withdrawn at any time, for any reason. When withdrawals are structured properly, they are tax free. This option is ONLY worthwhile if there is also a need for life insurance coverage.
341439
You can beginning making withdrawals from an IRA without penalty at age 59 1/2 (you still have to pay regular income taxes, unless it's a Roth IRA).  See the following government publication:\n\nwww.irs.gov/pub/irs-pdf/p590.pdf
69269
go to http://www.treasurydirect.gov/. I prefer the i bonds for taxable accounts. Use TIPS for IRA accounts.
991333
Please talk to your 401K/IRA administator.  The rules are complex and you shouldn't trust the information you get from a bunch of strangers on the internet.  Good luck!
119380
try www.scotsmansguide.com lender search send me an email and I will look into my data base for other answers for you
61950
Yes, of course.  Just ask your administrater for a witdrawal.  You can also take a loan against your 401k.
1182257
good luck trying to get one..\nhold off on another loan; work to pay off your current ones as of now..
785959
The other answers forget..\n\nRule 72 (IRS) allows u to pull the $$$ from IRA (assume it applys to 401k too)...\n\nIt allows u to get it before 59.5 with only taxes to pay if u do it over a specified period of time.\n\nFor example u pull 40k out but do 4k per year for 10 years.\nThis is a way get $ out before 59.5 without penalty.\n\nIRS recongizes that there are life events that force many to grab funds from existing sources for emergencies.\n\nU could use this rule to pull out 100% of the 401k, and use portion for wife and portion for self.
328096
If you are talking of an IRA, 401k, 403b or any other tax sheltered retirement account that money can be rolled through a 1035 exchange to a life insurance policy. Wherewith the loans and proceeds from the policy are not taxable.
1037556
yes....some banks will give you loans for that....world savings has a program for that
73243
You can get loan from major tax preparers such as H&R Block and Jackson Hewitt against your tax return., But they charge between 67% to 774% APR for a two-week loan secured by your income tax return.\n\nProbably its not a good idea.
452344
No in most instances.  There is only one way to take a loss on a Roth, and it involves completely closing out the account.  I recommend taking a look at IRA publication 590, and after that confuses you (like it does everyone else) talking to a tax adviser.  Or the IRS.  Or just give up and not worry about it-it's too much hassle!  I'll post the link that I THINK goes to the pertinent info.
198482
Many, if not most, financial institutions will be willing to lend you money with collateral. SHOP for the best rates. Stick with the banks and credit unions - stay away from the high interest "store front" lenders