How do u get a credit card if u are only 18 years old?
444268
Apply for one, you cant get one unless you tell the credit card companies you want one. And get your parents to be one of your references just in case they think you wont be able to pay the bill.
841156
You can be any age.  You just can't have a debit or credit card until you are 18.
763069
You can alway go to a bank and get a secured credit card. This is one where you put a certain amount in security on deposit, and this is what your credit limit is. When you eastablish your credit worthiness, say in a year, then you can get your deposit back and get a regular one. Once you establish credit, you'll have more pre approved offers for credit cards in the mail  than you know what to do with.
137355
Don't apply for a student CC!\n\nAs long as you don't carry a balance there are MUCH better cards.... go to www.citicards.com\nTheir platinum card is excellent, gives you cash back.  Can't hurt to apply.
317236
its impossible, you must be 18 and have credit. You would have to have your paretns co-sign for you
708378
A 17-yr old will not be approved for their own credit card in the US.  You can obtain a checking account at most banks if your parents agree to hold the account jointly with you.
607534
It would be good for you to start understanding how credit cards work and learn the discipline of managing it properly. Your parents could probably get you a card with a very small starting limit of $50-100 max. It would help you get under way with a credit history and also understand the penalties that you could get with overdraft and late payments. Go for it, but cautiously
211754
The age of 18 is when a person can legally sign a contract like a credit card application.
809479
THE BEST WAY TO ESTABLISH CREDIT IS TO OPEN A BANK ACCOUNT AND TO KEEP IT IN GOOD STANDING.  CREDIT CARDS KEEP YOU IN DEBT IF YOU DO NOT PAY THE BALANCE IN FULL EACH TIME YOU GET A STATEMENT.
999783
Most banks will open an account for you, however a credit card is an extension of credit which the application is a legal document.  The bank must follow the law that governs your state.  State law dictates how old you must be to sign a legal credit agreement.  Each state is different.  You will need to contact your bank.
862690
18 \ntype in 0% APR credit cards in yahoo search and you will find many ways.
496561
hold a job. \ndon't get into any debt.\nmake good grades.\nif you live in an apt, pay your rent and bills on time.\n\n**WARNING**\nA CREDIT CARD IS VERY DANGEROUS. IF YOU DON'T HAVE THE SELF DISCIPLINE OR INCOME TO PAY THE FULL BILL EVERY MONTH, DON'T EVEN CONSIDER ONE. \n*****\n\nif you do get a credit card, call them and lower the credit limit to something small like $100 or $50.\n\nif you get into the bad habit of credit card use, you'll end up with worse credit than if you never had one.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.
2292
Another avenue here is to get a secured credit card, you find a bank or institution, you put whatever you can afford in a savings account (say $250.00) the bank gives you a credit card using your own money. After about 6 months if you keep up your payments they give you your money back and give you an unsecured a credit card. In time with the other great ideas here you will have credit.
596381
Just get any credit card, doesn't matter what the interest rate or anything is. Just make sure you pay it off every month then the interest won't matter and it will help your credit rating. Make sure the card doesn't have an annual fee either. Then eventually you will be offered better credit cards. I currently have 7 credit cards because i opened four credit cards when i was 17 then went from there and now i have better credit cards with rewards.\n\nDo not listen to the people that are telling you to get debit cards, if you want a credit rating you need to have available credit which doesn't apply to a debit card.\n\nAlso, getting a credit card from certain stores such as Victoria's secret don't necesarily work as a real credit card, they are only limited to that store.\n\nCiti card would be a good card to start out with, you just have to be responsible with it, if you want a good credit rating you can't abuse it.
47254
Without a credit history, getting a credit card is not easy. Keep trying at the bank you do business with. They may start you off with a credit card with a $500- $1000 credit limit to see how you pay your credit card bills, then increase your credit limit as time goes by. If all else fails, there is such a thing as a SECURED CREDIT CARD. This card is backed up by a specific amount you put up to ensure  payment of your charges. This is also your credit limit. One you establish yourself as credit worthy, you get whatever credit deposit you put down,and a regular credit card is issued to you. For secured credit cards, again see,  your local banker first.
974220
Try a local credit union or bank.  Open an account with them and stay in good standing for a time.  Then get a credit card with them.  The interest rate will be much lower and there are usually no application fees, etc. that other companies try to rip you off with.\n\nI gave this advice to my daughter who had no credit rating yet.  She has a card from her own credit union now and is not being ripped off. \n\nBest Wishes,\nSue