What car insurance company are you with?
439097
State Farm has been very very good to me.
808731
They are just another insurance agency...independant.....they may be able to get you a lower price on ins., but most agencies can also.
440432
I think it's interisting.  I'm curious to see how this turns out.  I guess they make us have car insurance... I'm worried it's gonna be a huge burdon on business and low income families... let's wait and see!
1050897
you are 19 and male with a short driving record... no cheep for you... sorry... inexpensive maybe... geico, progressive, esurance.. try online quote... they are the easiest...
309858
I like your way of thinking.. They would check your credit.. Cuz they believe if your credit is bad.. You'll most likely steal from them. Same with auto insurance.. If you have bad credit.. you pay higher premiums then those with good credit.. Guess they think if you have bad credit your at a greater risk to get in a accident.. Stupid huh!
851003
Not as happy as Id like.  My insurance with them runs out next month and im getting anew insurer! :(
571555
What is the name of your company?
187699
its your choice, when you renew your annual enrollment. even if still together its your choice who you enroll in your insurance.
805968
Not sure what part of Florida you live in.\n\nBut check out this link. I would do a comparison of different quotes. So choose wisely.\n\nIf you have car insurance you can also get renter's insurance too through the same company.\n\nGod Bless......
978511
Make an alliance with a title insurance agency.
182667
the insurance company is representing the driver, therefore it is them that you take to court.  your insurance company would do the same for you.  someone wants to take you to court for an accident you had, they would go to court for you and defend you if they believe they have a case.
457069
Yes, it was great.  They gave me the best price on motorcycle insurance.  They were also great when it came to paying claims.
608767
If replacing the car was required on all policies insurance would be a lot more expensive.  As is the law requires us to protect innocent 3rd parties (so if a driver hits a 8 yr old the injured kid will get some money torwards his medical bills), but allows us to decide if we want to pay extra to insure our vehicles for comprehensive and collision or not.  Personally I'd be p'd off if the government made it mandatory that I had to pay extra premium to insure my car for full replacement cost whether I wanted to or not.\n\nWhile a lot of carriers don't offer full replacement cost, most do offer gap insurance when you buy a brand new car - this will pay the difference between the ACV (Actual Cash Value) of your vehicle and the amount that you owe the lienholder.  You can also buy this at the dealership when you buy the car but check with your agent first to determine which route is cheaper.\n\nWhen your car is paid off if you continue to carry comprehensive and collision coverage you will be paid the ACV of the vehicle.  Even a 1980 Pinto will get you some money back.  To determine the ACV of your car you should look it up on bluebook (www.kbb.com) while the insurance company will make a big deal about how that is not what they use to determine it the two numbers are usually similar - you can then decide if it's worth the premium.\n\nIf you feel like you're an awesome driver and will never cause an accident insure your vehicle for just comprehensive (theft, weather damage, fire) and drop collision.  Make sure your policy has Uninsured and Underinsured Property Damage and if the BAD driver in your question has no insurance your company will still pay the ACV of your car.\n\nSix months is not long enough to gauge a person's driving record - insurance companies typically look at 3-5 years.  If you are accident and ticket free during that time they will usually offer you a lower rate.  You should also shop around every so often to make sure you're getting the best deal.\n\nI think I've covered all your points - sorry if I left one out and I hope this helps.
562580
I know a little about AmeraPlan the insurance company.
88151
I'm an insurance agent and train representatives for customer service.  The plain english way that we explain subrogation is:  Say your friend borrows your car because hers is in the shop.  While she has your car she gets into an accident.  You call your insurance company and make a claim.  Your insurance company pays for the damages.  Then your insurance company will "go after" her insurance company to get their money back. That's pretty much it. As far as who pays extra on their insurance for the next 3 years (or so) all depends on what kind of coverage the driver has.
692282
its not his insurance that matters.  Its yours.  Call the insurance company and inform them of the death and to make the appropriate changes to the coverage to cover the current drivers.
688411
Try Royal Palm Insurance Co.