Should I get the insurance on my rental car?  It's $13/day. I wouldn't want to file anthr accdnt. claim w ins.
442409
Check the terms and conditions of the credit card you are using.  Most of them will not only cover the automobile rental insurance but there is another charge called "out of service" fee.  If your rental car has been damaged while you are the renter, the companies will charge for the amount of time the car has to be in repair or "out of service".  Some of your platinum (And gold) credit cards also cover this insurance!!  If so, decline!
170620
I am currently paying $576.00 monthly for my COBRA continuation insurance (PER MONTH).  This is riduculous, but I am afraid to drop it.  What a freaking rip off insurance is!
199949
I am going to assume, that you are not a licensed childcare provider. The going rate is (in my area) is $5 per hour or $25 per day....That is what most people are charging. I charged $4 per hour or $20 per day. For occasional sitting services. If it was a regular part time arrangement (less than 25 hrs a week) then I charge $60, for full time(over 25 hrs week) I charge $85 week. You should also set a drop off time and pick up time...and you can charge extra if they get picked up late. This will prevent people from using and abusing your good rates...Trust me if they can squeeze 15 min of free child care out of you everyday they will.  \nAlso, make sure you have some sort of written contract/agreement releasing you from liability of injuries etc unless directly related to child neglect or abuse, if you have animals in the home, be sure to include a section that protects you if one of your animals causes injury. State your opening and closing policies in there, policy on sick kids, days off, vacations theirs and yours. Put a lot of thought into it and make sure you and your assets are protected. Good Luck:)
470818
Its gonna be hard to find an insurance company that would accept just 1 go-cart to insure. As it is motorized, personal liability insurance won´t cover liability. If the go-cart is being used in your business, and your business has full coverage, including liability, try to get an extension of that same policy to cover probable liability from the go-cart. If it is privatly owned and used for recreational matter, it becomes trickier. Since profit for an agent for 1 go-cart isn´t going to be too much, agents my not do the right job. Try going with an insurance company that you already have business with. I think they might be more helpful.
287543
Ouch! When no void comes to a settlement with insurance, your best best would get a injury lawyer.  In most case you will WIN and don't have to pay a lawyer one cents.  Check with the law bar in San Fransico and ask the clerk to find you good rate lawyer who wins win.  Hopefully they will have someone contact you.  Good luck, i would file, because I had to in the past when I was in a car accient and it was the cop fault.  Had to sue the city!
452735
I'm assuming this is Ontario, Canada.  If so, try Wawanesa Insurance, I have their policy and I cut my cost in 1/2.\n\nHowever, some companies do not like that you have lapsed coverage.  The less amount of time between lapse the better for you.\n\nAlso, don't waste your time by calling around for a quote.  Go to your local independent agent and have them do the job for you.  You'll answer only a set of questions once instead of company after company asking the same thing over and over.
720285
Get in on an insurance plan. :)
404350
As long as you are insured full comprehensive - then any motor policy should pay out for the repairs to your car.  \n\nFind out why they are being uncoperative.
805968
Not sure what part of Florida you live in.\n\nBut check out this link. I would do a comparison of different quotes. So choose wisely.\n\nIf you have car insurance you can also get renter's insurance too through the same company.\n\nGod Bless......
79998
Here's a list:\n\nShop for lower car insurance.  Raise your deductible to $500 on comp and collision (if car is financed) and to $1000 (if car is not financed).  This will lower your premium.\n\nCut out un-necessary expenses in the cable bill dept.\n\nCall up your internet provider and let them know you need a special because there are other company's tempting you to change providers.  Even if you don't have another better special, it may surprise you what offer you do receive.\n\nDrop all excess expenses related to you phone bill.  Make sure if you call a lot of long distance that you are on a flat billing plan.\n\nIf you go out to dinner, ask your spouse what is more important--saving for the trip or dining out.  If both matter, maybe going out could mean the $1.00 menu at Wendy's. \n\nEliminate any NSF fees (if you have them).  They will rob you quicker than a robber in the night.  How?  Refuse to spend money unless you have the cash.  Tell people that say that can't wait, too bad.  \n\nLimit your trips to using the car once per day.  I.E. group all errands and depart only once per day.  \n\nCut out all incidentals.  Don't just "drop" and "shop" (dropping whatever fancies you into your shopping cart) PLAN AHEAD WITH A LIST.  If you don't think of it ahead of time, don't buy it later.  \n\nBuy and install a setback thermostat.  Program it so that it only heats while you are all getting up in the morning, and then again after 4 PM when everyone's home.  (This could save you hundreds over a few months.)  You or small kids at home during the day?  Simple.  Live in one room during the day while the rest of the house remains cold.  You may need to buy a room heater (not electric) to keep the one room warm.  \n\nRun the dishwasher on the NO HEAT DRY CYCLE and load that puppy to the hilt = don't run it more than once per day.  \n\nCheck your water heater setting.  If you can manage it, turn it down to just hot enough for showering.  Then have everyone shower for a max of 6 minutes per person--no baths.\n\nChange all your light bulbs to low watt fluorescent bulbs.  Make sure that you study each bulb in several stores and find the ones that produce a high lumen for a low watt consumption type.  (Not all bulbs are the same.)  Also, buy at Home Depot the bulbs--forget Safeway type stores, they are grossly overpriced.  Wal*mart also has lower priced bulbs.  Eliminate all incandescent bulbs (this includes 60 watt standard bulbs in each bedroom, etc.  Hint:  This will actually cost you a lot of money in bulb cost, but the savings will come back to you.  It all depends on how long you burn your lights, and what type of bulbs you already use.  If you use 100 watt bulbs and each fixture has 2 - 3 bulbs, you will see a huge savings especially if the bulbs are constantly on.  If you use only 1-60 watt bulb in each room of a 2 bedroom apt, you may not realize that much and it may cost you more for the bulbs.  But over time, it will pay.  Take the expensive bulbs with you when you move, and replace them with 4/$1.00 bulbs so that owner does not charge you when you move.)\n\nClose all the blinds and keep them closed for as much as possible.  Heat is retained this way.\n\nShop at Goodwill and other 2nd hand stores.\n\nReduce the cost of the Europe Trip by buying right.  I.E. Get the best deal on airfare, hotels/hostels, etc.\n\nGet onto reduced lunches (if you qualify) for your kids (if in school).\n\nBuy cheaper detergent.  Tide is expensive.  Consider the ones that cost at Wal*mart $2.89 (check the quantity of cycles per jug and make sure you are not be ripped off by tricky marketing).  The same goes for softener. We have used both and there is not much difference, if any.\n\nGo to the Dollar Store and buy the Oxy Clean Laundry additive--for a $1.00.  It helps a lot, especially if you use the cheaper detergents.  Our whites come out great.  Also, I am continuosly amazed at how much chea
193871
loook at the document which awarded you money and make sure there is no disclaimer stating that this is the only compensation that you can receive. next call a free consulation lawyer and see what he says.  most lawyers who work in personal injury charge a 33% fee and some will not charge you if they dont collect something for you,  good luck and good health
846451
Well auto policies do not cover your personal property inside the auto.  The person above who stated this is not correct, I have been in the business for 5+ years and never seen an auto policy pay out on personal property that is not "attached" to the vehicle. \n\nGenerally those items would be covered under your Renters or Home Owners policy, depending on the coverages listed inside the policy.  They generally put a set limit on laptops, and the others would be covered under standard personal property coverage, unless they have a capped limit for property off premises, which they do this sometimes too. \n\nThe thing to do is call your homeowners or renters agent, see what your deductible is and if its worth calling in a claim.  Sounds like it is.
261743
Depending on who you go to, but from my experience it ran me 65 .Just mention to them that your not insured and they should give you a break on the price.....
25423
Can't answer this but in response to you and the Title Insurance question it is $7.00 per $1000. Sorry it was late and I was tired and put one too many "0's" in there. feel free to email me direct for any further questions. jalceo@yahoo.com
992955
Pay you $50 and sue the other driver and his carrier in small claims court. If you win and they do not appeal, then you will get your money. However, if you lose, then forget it. Legal costs will be more than your seeking. They know this and that is why they will likely appeal. Remember, the binding arbitration is between too companies and does not stop you from seeking recovery through the courts, if you can afford it.
1115889
Yes, you can.  The car rental place will make you purchase insurance to cover the vehicle during the time you are driving it though.  I don't own a car, but I rent all the time when I have to go places for work.  It works the same way in every state I have been to so far.
710958
If you have no renters insurance, then your personal belongings are not covered for damage, theft, fire or the other basic "perils" covered by a renters insurance policy. As well, you don't have any liability coverage, so if someone was hurt in your apartment because of your personal belongings (think something like someone tripping over your skis), then you could be sued. \n\nRenters insurance is generally fairly inexpensive, and worth the investment.