I will be getting a settlement soon and need advice on how to invest some of it...Any suggestions?
451969
Investment advice - done properly - is more than just letting you know what a good investment is. I (or any other adviser) would need to know more about you and what it is you are trying to do. It's like asking a travel agent for a great holiday without giving them more info - for example: Great holiday - scuba diving in the great barrier reef in Australia - but the traveler is scared of the water OR XYZ is a great investment - has a 10yr+ hold time - but investor needs the money earlier for - new car, house, education, emergency, etc. etc.\n\nA good investment is the one the makes sense for you at this time in your life and accommodates any (or most possible) scenarios - just like any other choice one makes - what is good for the Jones' isn't always the best thing for you. Best Car - Honda Civic? - well not if you have 5 children and live in the snow belt!\n\nGood luck
579165
Open a SHAREBUILDER ACCOUNT - either through Sharebuilder.com in the US, or HALIFAX.co.uk in the UK.\n\nThe most important thing to remember to invest safely is DO YOUR RESEARCH BEFORE BUYING THE SHARES..... first off look up the shares at Fool.com / Fool.co.uk and look at the FORECAST figures: The EPS % figure should be at least a +percentage (going up, not down) and the figure in the P/E column should be getting less over the next couple of years. Then look at the amount of dividend being paid out + who is in charge of the company. If they have shares in the company, it means they're showing an interest in the company and it stands a good chance of succeeding. If they don't have shares in the company, it gives off hints that they don't really give a crap about the company, as long as they get their wages.\n\nInvesment suggestions (US)\nAnheuser-Busch (BUD)\nWalmart (WMT)\nUnion Pacific (UNP)\n\nInvestment Suggestions (UK):\nPipex Communications (PXC)\nBHP Billiton (BLT)\nBritish Energy (BGY)\nPlus Markets Group (PMK)\nDebtmatters (DEBT)\nHBOS (HBOS)\nWolfson (WLF)\nHold on to them for as long as possible, reinvest any dividends earned.
1117757
Yep, I've thought about it.\n\nFirst, form a trust and pick a solid company to administer it.  That prize is paid out over 30 years (usually, or something close) and I don't want to lose over half of it in order to get the cash lump sum, yet I might not live long enough to see it all come in.  The trust then keeps it going for my family after I croak.\n\nSecond, a big chunk is going to taxes first and before I see a dime they will want to withhold at least a third.  Current taxes, state and federal would be really close to 40 percent (a rate that undoubtedly will go up in the future, but hopefully not as much as to cost the loss of the over 50 percent discount of the lump sum payment).  So instead of 30 percent withheld, I would have the full 40 percent withheld.  I would rather have government owe me than owe government.  Also, current rates are something like 35 percent for federal and 4 percent (actually 6, but the federal tax is deductible) state, which is 39 percent, so tack on the 1 percent that the trust company expects and make the numbers easier.\n\nThird, I would want to make some charitable donations, so set aside a quarter for a trust fund or foundation to distribute that.  As a Christian, I like to pay my tithe, an old word for a tenth, so that still leaves some 15 percent for things like schools and scholarships and helping poor families out with their health bills, medicines, and such.\n\nFourth, I would want to make some investments to keep the money working.  With today's uncertainty, I might shop for a bunch of banks to make jumbo certificate of deposit (CDs) accounts and get the better interest rates.  When the bank needs to give the money back, especially if I go to federally-insured small banks, they will probably notice that I have a few bucks and want to let me in on local opportunities like some good housing developer that needs some partnership money (he will incorporate first and give me shares or it ain't gonna happen with me).  When I identify an opportunity that will make me money better than the CDs, cash them in when they mature and invest elsewhere.  I've got a couple of practice stock portfolios, one making 19 percent and the other 6 percent increases, so those strategies might work for some of this.\n\nFinally, with the ten percent that remains, divy it up over the time as income.  With that I pay off my bills, go on to get my doctorate.  My wife can get her master's or more too.  My son will probably want to open an upscale coffee shop which will then be no problem.  I can travel abroad periodically, as well as about this country, because there are lots of beautiful places and fascinating things I haven't had a chance to actually experience yet.  Besides, there might be some fun opportunity to invest in and while I'm holding the checkbook folks tend to be nice who otherwise probably wouldn't give more than the time of day.\n\n50 million over 30 years is 1.6 million a year.  That's 1 million after taxes at the current rate.  That's a little over $400k for contributions and another for investments.  An annual $166k for disposable income is more than enough for what I want to do.  Besides, as contributions are often tax-deductible, I expect to get a chunk of that tax withholding back in tax refunds.  Thanks for the dream.
717476
i would invest in something else entirely...something more stable...these days its really easy to get on a bandwagon and have it fall through, i would be more careful with my money
204968
Break it up into two strategies - aggressive and safe.\n\nFor aggressive, invest in a mutual fund of stocks after talking to a stock broker(s).\n\nFor safe, invest in either bonds or an Orange Savings Account CD.\n\nThis all assumes you are an adult and not over 50. If you are over 50, put it all into something safe if this is your only networth source.\n\nIf this is the best answer, please rate it the best answer. Thanks!
977479
Although some might have a 'get rich quick' scheme, the best way is to be patient.  Invest like you could lose your money, keep part of it 'safe' and put at risk what you can afford to lose.
356050
Don't try to time the market.  There's a ton of money in the global financial market.  Just periodically invest by your asset allocation percentage.
1076880
Nowaday's there are alot of basic how-to's on investing. I suggest taking a financial accounting course at a local college (audit it) to attaina more thorough understanding.
1017513
You can open a share builder account. I can't tell you which stocks to buy, that would make me your broker.\n\nYou can also learn to trade options, which can also make you alot of money in a short amount of time.
328132
I agree with the mutual fund advice wholeheartedly. However, the advice to reseach on the web is probably not the best advice. \n\nGo to the bank and buy the fund they recommmend even if it has a load. THEN . .  . Stop the bank by once an month with new money to invest (even as little as $20) and talk with the same guy who sold the fund to you and ask him how it's doing . Make him earn his money by motivating you to continue investing, educating you, and building your confidence . . .  you'll get a lot out of that $60 (2% x $3000) that you paid him.
288128
I suggest stocks, mutual funds and ETFs.\n\nDrop me a line if you need more detailed information.
290600
Dude, you need to check out what is called an indexed mutual fund. The way it works is the company guarantees your full invested capital; so you can't lose that. The money that they make is added to the value of your fund, but you have to lock it in for a minimum amount of time; can be as long as ten years. This is a good place to start out. If your feeling more daring invest in silver or mining companies like Pan American Silver trades on the New York Stock Exchange under the ticker PAA. This baby is on rails right now, you can check them out on their web site and research their history. Hey your the blunt guy aren't you? Well good luck towards your first million and keep living the American dream.
305129
Don't listen to idiots who tell you to play with stocks. I don't believe in investing in common shares of anything. Use your money to buy land. \nWith decent credit and $20k liquid cash you are able to control around $200,000+- worth of property.. \n  \n       Buy large parcels of land and parcel it out. \nYou can usually at least double your money that way.\nMake sure you do some research and see that zoning will allow it,\n    If that doesn't work out you could always flip residential property.
66458
Invest,\nReal Estate, Stocks
128678
This may sound stupid cause i have no clue as what you should do.But at the same time i just had a conversation with an attorney friend the other day and he had a condo out there and sold it to someone and a year later that someone sold it for triple the amount..\nSo keep it cause in the long run it will pay off..
1039178
First, pay off any and all of your debts leftover from it. Second, treat yourself to something nice. If you don't want to and/or have many leftover after that, third, you can put that money into a high-interest bearing CD for 2 or 3 years yielding 4 or 5%. I would normally suggest a mutual fund with moderate risk (60% stocks/40% bonds) but the way the markets are right now, it may be a mistake. If you want a promising return, put the money into a IRA and either invest in mutual funds or individual stocks. Some good mutual funds right now are probably International Stocks/Bonds, US Bonds, Money Market Funds, and Balanced funds (containing bonds and equities).
1031816
Go to a bank and take out a loan... very unlikely that you'll find any answers that you want.. no one is going to give/loan/borrow/invest.. whatever you want to call it.. that much money to someone on yahoo.. come on kid.. seriously!