What do they mean when they refer to "public debt" in a Medicare Part D subsidy app?
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The Debt of the US\nhttp://www.publicdebt.treas.gov/
836898
Medicare is Health Insurance through our Federal Goverment that everyone that is a US citizen gets when they turn 65.  (or if disabled).  Part A is free and part B is $88 out of your social security.  You want both parts, and a supplemental Medigap policy.  \n\nMedicaid is Welfare Health care provided also by the government, but regulated by your particular State.  You must be very impoverished to qualify for Medicaid.  A lot of time people don't qualify for it if they have a Long Term Care need.  This is how people lose what they worked their whole life for, and end up losing it all and ending up on welfare.  Avoid Medicaid if you can, but it is there for those that need it.
756357
Through:\n\nUnpractical Means:\n-our government's current method of paying of older debt with new debt. (treasury bills/bonds/notes)\n\n-inflation, printing of more currency--increasing circulation of dollars\n\nPractical Means:\n-increase exports, decrease imports\n\n-increase/decrease taxes (determined by the Laffer curve)\n\n-decrease government consumption (possibly through military cutbacks as the U.S. outspends all nations of the world combinded in military expenditures), increase national savings
1122175
It all depends on your situation.  Some people are benefited by Medicare part D, and some people are harmed by it.  I work with a lot of people that are harmed by it.  In fact with the hundreds of people I have assisted with Medicare part D, I can think of 2 people that were helped by it.  \n\nI have seen people automatically enrolled in a plan that does not cover their meds, or worse, they were automatically enrolled in a plan that made them ineligible for their health insurance.  I have seen people in two plans, because when they enrolled in a plan that covered their meds, the plan the government enrolled them in did not dis-enroll them. I have seen people that did not have to pay co-pay in the past because they had very low income now having to pay the co-pays, unless their pharmacy decides to waive it. I have seen people that are only supposed to be charged a $1-$3 co-pay be charged a $40.00 and higher co-pay because their plan "did not know the individual was eligible for the low income subsidy", even though the individual provided that information to the plan. I have seen people that were denied their meds by their pharmacy because they could not pay the $40.00 co-pay, per prescription, when they should have only been charged the $1.00-$3.00. The people I work with can't even afford the $1.00-$3.00 so they surly can not afford $40.00. Then thier is the issue of the $250.00 deductable, which I won't go into.  I have seen people on hold for minutes to an hour trying to contact their plan to get the problems worked out.  Sometimes we could get it fixed wit one call some times it took more than one call.\n\nIn some cases I have seen people that have not been able to get their prescriptions filled because the wrong plan (the plan that does not cover the prescription) is showing up on the individual’s record and not the new plan.\n\n I have seen BUCKETS of mail (so much mail even our post office commented to me on SEVERAL OCCAISIONS "boy you guys have been getting a lot of mail") come in relating to Medicare part D for people I work with. I work with a small sliver of the population and if they are getting this much mail I cringe when I think about how many trees are being killed to make all of this paper. Much of this mail is junk mail because 1/2 of it is from plans that people should have been dis-enrolled from, the other 1/2 is from the plans that they should be in. All the Tax payer money that is going RIGHT IN THE TRASH CAN, makes me ill when I think about it.\n\nFrom my perspective, Medicare part D is a Disaster.  For some people though it does help. I am happy for the people that it helps, but for the people I work with it has been a huge thorn in thier side.
85315
Well first let me ask if you have current prescription coverage with the railroad benefits? And if so, does your insurance company consider this coverage to be creditable (as good as or better than medicare d) if you have creditable rx coverage then no you do not need to sign up for med d; if you lose this coverage then you can sign up within 63 days of losing the creditable coverage and you will not have to pay any penalties and can join med d at that time. If you have no rx coverage or it is not creditable and you do not sign up for med d when you are eligible (keep in mind you are eligible for part d whenever your medicare a goes into effect or when you become eligible, usually at 65, for medicare part a) then if you decide to sign up for med d later then your premiums will include a penalty when you do sign up; however, this is a voluntary program and if you never sign up then you never get charged the penalties.  Hope this helps!
974153
That depends on who they are collecting for.  Some states have begun to us collection agencies to collect government debts.  Traffic and Parking tickets are the items that surprised me the first time I saw a collection agency take a state tax refund.
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Yes it does.  I actually offer that part d plan to most of my patients.  It covers a wide range of medication which is beneficial to you the patient and also allows you to fill a 90 days supply of medication, so you only pay your copay every 3 months.\n\nHumana has a lot of drug restrictions and limits the patient to 30 days supplies on most meds.  Some expensive  brand name drugs are not covered without a Prior Authorization, which has to be submitted by your physician.\n\nYou can go to www.medicare.gov and check out the formulary finder.  Input all of the medication you are taking and the website will give you a list of which Part D plans cover all/most of your medications.\n\nBy far from my experience the AARP plan is one of the better of these part d plans.  Stay away from Sierra Health and Cigna.
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Typically it means "interim" financial until more permanent debt can be arranged ---generally there is a permanent lender ready to lend but their may be a timing issue or some conditions to be met before the permanent lender can fund -- the borrower then seeks out a bridge loan (typically at a higher rate) until she/he can close on the permanent financning
537212
and in case you wondered, the total federal debt is over 8 trillion.  do the math.  if you take all debt owed by americans, public and private, i believe it goes to over 40 trillion.  sound to you like we're on the right path here?  we used to be the world's largest creditor nation, and now, like so many piss poor countries, we are the largest debtor.  we need 2 billion a day from foreigners just to keep going.  keep this in mind when you vote next time.
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A form of securities that is really an unsecrued debt. An IOU to a company. If it is registered it has been reviewed and registered as a trading security by the SEC and state governments where it is traded.\n\nThis means the financials of the company issuing the debenture are on file and open to public view.
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Everyone in the U.S. that works and pays taxes should know they're having money taking out of their check to pay Medicare/Medicaid.\n\nAttached is a link about Medicare/Medicaid.  \nThere probably are state and city assistant programs avaliable too.
237787
Whisper is simply WRONG! Medicaid eligibility is based on INCOME and ASSETS, not dependency status. If you contribute more that 50% of your MIL's support, you may claim her as a dependent and it has no impact whatsoever on her medicare/Medicaid status. You cannot be liable for her debts unless you co-sign a debt agreement with her or guarantee payments yourself.\n\nBut why believe what you read online??  Call your Medicaid office and ASK! They will tell you.You will not have to identify yourself. The phone number is under Government Agencies. If you are worried about the debt issue, call a local attorney through a referral service and get a onetime consultation. Ask what the fee would be upfront, before you make the appointment. If it costs you more than $50-$100, say no thanks and call somebody else....\n\nGood Luck!
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Yes, it will be considered a debt.  And on a full documentation loan, you may need to trace the source of any downpayment funds back a month or two (exactly for this reason, for the lender to ensure that the downpayment isn't borrowed, thereby raising your monthly debt).
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Government INTEREST subsidy is when the government pays part of the interest on a loan given to a borrower in order to help the borrower be able to pay the loan. Some loans are simply government guaranteed, which makes them cheaper to the borrower because the lender sees the loan as risk free.\n\nExamples of subsidized loans are some student loans and some small business loans. Examples of guaranteed loans are all other Federal student loans. \n\nAnother type of loan are those that are insured by the government. On these the borrower pays a fee to the government that is used to offset the losses by the government. The lender is guaranteed payment by the government. Examples of this are some SBA (small business administration) loans, and all FHA (Federal Housing Administration) home loans. The FHA actually shows a profit from its loan insurance business, and is one of the few government agencies that makes more money than it spends.
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Debt: http://www.publicdebt.treas.gov/opd/opdhisto4.htm\n\nDeficit/Surplus: http://www.gpoaccess.gov/usbudget/fy04/hist.html\n\nSame thing.  Try Section 1, Table 1.1.
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Your opinion is noted, but your state must have passed a law to get folks to pay their debts, and allow the DMV to deny you a licence.  If it is child support or a government debt, you just need to pay up.  If you don't like it, write your state representative and senator.
75612
I am not sure what you are referring to, if it is the Medicare the Department of Human Services would have that information.  \n\nIf you are talking about senior discounts in general, I believe that is a store to store thing, and you need to ask them\n\nGood Luck