How can I build up my credit quick as possible?
454251
Pay all your credit cards ON TIME each month, pay more than the minimum, even if it is only $5 more, and don't keep more than 4 active.
1150310
I have flawless credit and this is how I did it. Start by joining a credit union or a bank. After a few months they will approve you for a small personal loan. Once you take out the loan, cash the check and pay it back in a few days. You wont get hit by the interest and they love to see you paying off your debts that soon. Repeat this process a few times, they should give you larger amounts each time, based on your repayment history. After a couple of years you will be well over a 750 rating. Also avoid racking up huge number on a credit card. That will only come back to haunt you. Also buying and paying off a car or home counts huge.
930017
You can build credit very fast by using a method called piggybacking. \n\nYou are simply asking someone to add you as an authorized user and all of their payment history is added to your report. \n\n\n\n\nRead this article that teaches it: http://www.expert-credit-advice.com/building_credit.htm\n\n\nAnd its not a scam, its free but It requirers the trust of someone though...
1091396
You can greatly improve your credit, yes. There is already a good answer on here for this, and remember: STAY DISCIPLINED!!!\n\nYou can do it!
356395
Very slowly. First get a credit report from expeirian and see what you owe and what ccjs etc you have got.\n\nThen pay the money you owe.\n\nThen go to all the banks and try to get a bottom of the pile credit card with almost no limit.\n\nkeep spending on the card and keep it up to date on payments and your credit limit will rise slowly\n\nThen after so long your credit score will rise and hey presto your on your way.
812997
close all your accounts but one in case of an emergency.  Start paying off the highest intrest rate, and the cont. down the list. if you pay 100 a moth to card a add 50 bucks, when that is paid off take the 150 you were paying to card a, and card B's payment is 100 make it 250 and you will pay off stuff quicker.   \n\nWhat is most important is not adding debt to what you already have.   By paying stuff off will help your rating
541487
Suggestion: Go to 'rent to own' places and ask them if they will report your timely payments to the credit bureaus for you. Most of them will be happy to say yes, if you buy something of course. Get something small and simple and make the payments on it. Try to get 90 days, same as cash and knock it out before the 90 days are up. They report your good work and you can start rebuilding your credit. The bad stuff will still stick around for 7 years, but your efforts will help you in getting loans if you need them. Good luck to you!
1055269
There are definitely some things that you can do to improve your credit score. I tried to do this recently and came across this site, http://www.webcredithelp.com
340944
you can get an awesome card that will help you increase your credit score (guaranteed) or help you establish credit on www.entrustsystems.com/wow
439709
I don't know exactly how quick is quick to you but here is some tips~~\n\n-Get your credit reports from all three credit reporting agencies(Equifax, Experian, Transunion) You are allowed to get them free once a year from each. Other than that you will need to spend about 30-40 dollars buying them from a secure site. You will need a credit or debit card, just like any other online purchase.\n-Pay off as much of your loans/credit cards as possible. The lower your balance, the better.\n-Do not cancel too many cards all at once. Just keep them paid off. (Or as low as possible)\n-Do not apply for too mcuh credit at one time. Once in awhile doesnt hurt, but too much at one time makes you look like a risk\n-Try to get some kind of secured debt Like a car loan.\n-FYI--- Pulling your own credit does not effect your score in anyway.\n\nDoing this should help, but it may take a couple of months to see a difference.
829381
Here are a couple of things you can do to raise your credit score quickly. \n\n1) Have a relative with great credit add you to their credit card account. This can raise your score over 100 points instantly, and has not risk to them! Even though your relative can add your name to their credit card account, they don't have risk if they don't give you a credit card.\n\n2) Use your credit cards for monthly purchase, then pay balance down to zero every month. If you have the cash, this is a very quick way to raise your credit score. Remember, creditors cannot "see" your income from the credit report, but they can tell you have financial strength when you pay down your card balances every month. This technique can raise your credit score up to 80 points.\n\n3) Use time. Most people don't realize that a bad credit item has the most weight only in the first two months, then hurts your score even less after 6 months, and even less after 2 years. After 2 years, many bad credit items don't even hurt at all. I know a friend with 6 chargeoffs that are 4-6 years old and her credit score is 620, good enough to buy a house. Sometimes waiting even a month or two for a bad item to age is all you need for your credit score to bounce back. \n\nIt doesn't mean you are a bad person when you have a lower credit score. Bad things just happen. Good luck with your credit score!
528495
Building business credit is not a quick process - it takes time, normally around 3-4 years. The first step is to set up the proper business structure and take basic steps to ensure your business appears "real" and stable to the business credit bureaus. That means getting the proper occupational licenses, and a phone number that is listed with directory assistance in the businesses' name, among other things.\n\nOther than paying a company to do it for you, here are some ways you can build a business credit fast:\n\n1. Register your phone in your business name\n2. Get a business checking account\n3. Register with DUN & BRADSTREET and get your DUNS Number\n4. Find vendors who can give you lines of credit (start with Staples or DELL)\n5. Apply for a business credit card - giving your business EIN instead of your SSN\n\nI recommend reading the article "Building Business Credit" at http://www.powerhomebiz.com/vol146/credit.htm
787622
borrow it from someone or take a credit card advance
665626
Very fast.  Only a few months of good credit payment and your score will go up.  Even faster if you have a mortgage.
232472
A cell phone will NOT help you establish credit. Trust me, I moved to the States from Europe and I had to establish credit also. I got a secured credit card and after a year, I bought a car. Start with the secured credit card, increase the balance by 100+ every so often, after a while just get a regular credit card, then you can apply for a loan for a computer, car, washer/dryer.. Whatever. Good luck!
767186
Not nearly as quickly as gets torn down.  \n\nSounds like you're off to a good start.  Just keep on keepin on, and maybe pick up another line of credit, like furniture.  \n\nThere are several ingredients for great credit: \n\n- Depth of credit.  10 years of great payment history is preferable to 1 year\n\n- Quality of credit: Installment credit is better than revovling credit.  Installment is taking a loan out on a something (boat, car, land, house, etc) and revolving is credit card debt (store cards being the worst) \n\n- Debt to income is another consideration.  If you have $4000 going out in credit, you need $8 - $10k comming in.  \n\nProbably the best thing you could do for your credit right now, is to buy some furniture or better yet, a piece of property somewhere for about 10-20k.
730837
You need a good secured credit card or possibly two. \n\nRead this article to help you understand what type of accounts can help ... http://www.expert-credit-advice.com/building_credit.htm\n\n\n\nAlso make sure you read the part about piggybacking!