co-ownership of property, how can I remove my name from mortgage deed and loan deed?
447727
You cannot get your name off the mortgage debt without him refinancing.  You can get off of the deed by filing a quit claim deed.  However, you would not want to do that until you are off of the debt.  If you file a quit claim deed without getting off the mortgage you will simply owe the debt but have no control over the property.  Hopefully your ex has good credit.  Otherwise, he may have trouble getting the financing.
781878
There are three major instruments of concern here. \n\nThe instrument of title, which is the deed, \nThe instrument of debt, which is the Promissory Note\nand\nThe instrument of security, the Mortgage, tying the Note to the Deed. \n\nNow, if you're only on the Deed, there's not a lot to executing a QuitClaim Deed to your son. \n\nIf you are also on a Mortgage, that by itself doesn't really doesn't matter much, as the mortgage alone does not make it your personal obligation, so the Deed takes care of that as far as you are concerned.  You should list in the QCD "subject to the existing mortgage to X filed in book Y at page Z", although it's not strictly speaking necessary. \n\nHowever... if you signed the Promissory Note, signing a QuitClaim Deed will still leave you personally liable if the debt is not paid.  It is possible that they would release you from the Note, if the Loan to Value ratio is low enough, but there's no real reason they should.  \n\nIf they're not going to do that, you'd be unwise to give away your right to the secured property. \n\nThe way to get your name cleared from the debt is if your son re-finances, and then you'd be safe signing a QCD at the same time.
435326
The only way that someone can be added to the title of your property is if you sign a deed.  There is no way that your spouse can refinance the mortgage on your property unless you sign a deed adding him as an owner or if you sign the mortgage documents.
1022048
A mortgage involves a note and  a (trust) deed. Unless you expressly deeded an interest to your home to your ex-husband, you are the still the sole owner and he is obligated on the mortgage note (Sucks to be him if you default). \n\nThe disposition of the house and the mortgage (and debt) should have been explicitly dealt with in your divorce. If you had a divorce lawyer, you should contact the lawyer to determine if your EX has any legal rights to the home.\n\nMortgage companies and banks do not tend to be careless where a legal owner and spouse sign a note and trust deed. You may be obligated by the note. \n\nThe mortgage, however, would not entitle your EX to any interest in your home.
859818
If you move your new spouse into your home you don't need to do anything.  If you're buying a home together then should't both names be on it?  I wouldn't buy a house with someone and not put my name on the deeds - husband or not!
323058
Not sure that this is possible.  The only way to do this more than likely is to have a court order to release this information....and you're not going to get that info unless it's something awfully important like inheritance placement, or if they sign a release for a background check and even if they did that, they would probably have to provide their previous alias.  Not sure why you need this info....that would help also.   Sorry I couldn't be much more help
651560
Time to talk to a real estate lawyer.  Many charge a small fee ($50-100) for an initial consult and often that's all you'll need.\n\nMechanic's lien is only if you are a contractor and have done work on the property.\n\nIf the deed is not in your name, you are no longer responsible for the taxes.\n\nHOWEVER, if you carried back the mortgage for the new owner, you COULD lose your property because of unpaid tax bills.  You need to talk to a lawyer and start eviction proceedings (if this is the case).\n\nyour best bet - talk to a real estate attorney.
429365
Unfortunately in the - very advanced - society we currently live in, the computers do not have a field for joint applications and/or accounts.\n\nThey - institutions and the like - say yes it is joint, but the fact is whoever is listed first, is who the account/property, etc is listed under.\n\nOne (the institution etc.) has to look further into the matter (via computer screen) to see the joint names.\n\nBut it is the individual that appears first on the account that USUALLY has ALL the control.\n\nHaving said that, when you contact the customer service departments, speak to a supervisor, if the rep. is not responsive. YOU ARE listed on the account and have the right to the information. So a)You should get billings - even if they are copies, and c)You are entitled to mortgage interest information - if you know the amount - then you are legally (understand I am NOT an attorney/accountant) entitled you use at least 50% - if not more. It depends on what percentage of mortgage /home equity you pay - even if you do pay ALL, ex may argue he used his funds to pay your 'whatever' bills.\n\nb)Equity account awarded to you - again speak to supervisor and/or their legal people. Explain you have judgment in your favor-they SHOULD- give you the access you need to the equity.\n\nd) If the house is in your name, then the house is yours and the loan is 'joint' Insurance claims as I understand (I'm not an insurance agent)are paid out to the lien holder's favor (mortgage company) who would then release it to proper party - like the people that reconstructed whatever broke - so do not pay out of pocket - let insurance company pay.\n\nNone of the above is easy, or a great way to do things.  it will take time, and probably longer than you would like. Document EVERYTHING, who you talk to and when, check your credit report regularly (I have a link to free report on my website) and do what you can to move on.\n\nYou may decide it prudent to get a second opinion from an another attorney, it may be expensive, but may be worth it, IF it allows you to get on with your life.\n\nGood Luck!
902241
Are you in an established relationship with this "friend"?  Are you living in the home with your "friend"?  Do you have the money to pay a real estate attorney to sort this mess out (assuming it can be) if things go sour with your "friend"?\n\nIf you really want joint ownership, refinance under both your names and have your name added to the Deed.
200714
The court's have contingencies for most problems....but it would be worth your time to talk to an attorney.  You may be able to petition the family law judge for a specific order authorizing you to transfer title to the home and sell the property without her signature.  Do it right the first time....it could be a legal nightmare if you sell the property without proper legal authority.
86050
Try going to your local lawschool/lawlibrary.  They may have forms for pro se (do it yourself) patrons.  Sounds like a joint tenancy with the right of survivorship.\n\nOf course, if you want to be on the safe side - you should get an attorney to handle it.  The cost may outweigh the potential problems that can pop up if the deed is improperly executed.
1170329
technically as you are divorced you meerly have to notify your utilities, bank,etc,you do not need to change it by deed poll ,it's perfectly legal withou tgoing to these lengths as long as you can provide you decree absolute certain authorities may ask for this before changing mail etc
557999
Your mortgage broker is an idiot, you can't do this with the house you live in, but you certainly can with a residential property you buy as an investment.  You just go to a lawyer, and they will set up a deed (probably a quitclaim) to deed the property over to the LLC.  Then you (or the lawyer) have to file the deed at the courthouse.  \n\nAnyone who has a financial interest in the property (ie the bank) will have to agree to the change in writing, but just ask them, they may not care.  You can actually do this without telling the bank, but then they may find out on their own, and since the loan can be called with an owner change (this is technically an owner change) they will call the loan and put you in a bind, so check with the bank first but again they may not care.  \n\nThe bank could make you fill out a form or pay them more money or something.  In fact if you have a really good loan that they'd like to get off the books maybe they won't let you do it as an attempt to force you to refinance, but you'll just have to use your judgement on what to do here.\n\nNote, once the property is in the LLC you are still personally responsible for the mortgage.  So, if someone falls on your property and sues you, they can get the house (subject to the mortgage), but worst case you will still be liable for the mortgage.  Also if you put several properties in the LLC they can get all the other properties too, so you might want to set up a seperate LLC for every 3 properties or so (and make sure you have adequate insurance) but at least they can't take over your personal residence and assets if the properties are seperated into an LLC.  \n\nAlso be careful to very strictly seperate the LLC's business and your personal business.  If you have your own funds and the LLC's comingling the court may decide the LLC was an alter ego of yourself and not really a seperate entity.  Then there was no point in having a LLC, you are back on the hook for everything.\n\nFinally (didn't mean to write a book here, I just get going and can't stop - sorry) bear in mind that for future properties you will probably have to do the same kind of a deal ie put the property into a LLC's name, but your name will still be on the mortgage.  The bank will not lend you money based on the credit of a LLC with insufficent assets.  If the LLC has enough assets and money (and history) to buy it on its own, fine, but you are years away from there if you just started the LLC's.\n\nGood luck with it.
265306
Ideally, your name is in the vesting of title.  ie owner one and owner 2 as joint tenents with right of survivorship.  If you were not on title, you need to prove that your were effectively a joint tenent.  This is easy if you were married, or common lay wed.  If you were not, your state specific laws come into play.  You can look on youyr states Dept of Real Estate Website, wihich is typically linked to the states official site.  At the very least they will have a number you can call for more information.  Good Luck.
1004853
Depending on your state's laws, judgments and liens attach to   your house as soon as they are recorded in the same county.  Once they attach, you cant avoid them by deeding the house.  Get an "ownership & encumberance report" done by a title company to see what you are up against.\n\nCheck for asset protection attorneys in your area for techniques to defeat creditors.
258516
You can't.  You wil have to pay off the loan or have YOUR credit affected by a default.  You've just learned a great lesson about cosigning loans.
980692
The easiest thing to do would be to contact the mortgage holder and have them put you in the title of the property as a joint tenant with him.