What can I do with small balances (~ $1.00) on Visa gift cards? (I have a couple)?
436112
Maybe put the cards in your wallet, and next time you go to a particular store you can combine the less than $1 you have on the cards with whatever else you are going to purchase.
185043
1.Stop using them and cut them up.\n2.List all your Credit Cards Smallest to largest.\n3.Pay minimum on the larger ones and pay as much as possible on the Smallest one\n4.This will pay off the small one and then snowball the payments to the next one.\n5.By doing it this way by the time you get to the biggest one you will be making some big payments.\n\nhttp:// www.daveramsey.com
616539
Look for a credit card that's secured with a deposit. Don't carry a balance on it. As soon as you can, try to get an unsecured card.\n\nMake sure you make any payments; try to not keep a balance.
931289
Ask one of his friends that he plays with to select a set that he will like. And make sure they can be exchanged. I like to include the receipt in a small sealed envelope inside the card. That way they won't have to feel bad about asking for the receipt if they need to exchange/return, but it's still tasteful--not right there in their face.
932287
I was in the same predicament and did the same thing in terms of leaving money on direct deposit for the minimum payment.  I resolved this by applying for a 0% credit card (it switches to 9% after 6 months). I actually wrote the a credit card cheque to the UK credit card to transfer the balance over to Canada.  I then paid it off in full due to a lucky windfall on my outstanding UK taxes. Still, the credit card cheque(from the Canadian low-balance card) to the UK bank worked - it just came up as a bill on my visa...You'd have to check into fees (could be higher for balance transfer) - but it is much less stressful to manage the debt here in Canada at a relatively low rate. You will start paying horrible interest and carrying charges to the UK bank, so at least try and move the balance to a 0% card for 6 months over here...I am told that Equifax, etc are increasingly on the same network - so it isn't worth gambling with your credit rating...
636404
yea, call the credit card company and ask for a card with a certain amount of money on it, they should send it in the mail, and then when she gets back call them agian and cancell the credit card. And then you need to chop the credit card into little bitty peices.
10384
-A pen set could work, what type of business?\n-Gift card for local restaurants (lunch etc...)
31258
Step 1:\nCut them up so you don't use them and add more to the balance.\n\nStep 2:\nPay as much as you can each month on your highest intrest card and pay slightly more then the minimum on the others.  Once the highest minimum card is paid off, go to the next. Also, be sure you pay on time to avoid late fees!\n\nStep 3:\nPut any extra money you may get (bonuses, tax refunds, etc) on the balances.\n\nStep 4:\nENJOY BEING DEBT FREE!!!  Believe me, it is a HUGE relief when you send that last payment away!
110431
put a little aside every day. i just took $5 out of my wallet everyday, before i left for work. if you do that for a week then you have $35. for a month that's $150. if you do it for a year then you have $1825. it may not sound like much, but it worked very well for me.
886948
visa and Master Card Gift Cards in various amounts as these can be used anywhere just like a credit card.
799622
Give what you can.  If it's only a card or small gift, so be it.  It's not about giving gifts, it's about giving of yourself.
761657
http://visa.via.infonow.net/locator/giftcard/jsp/index.jsp?origin=personal\n\nVisa.com can steer you to banks in your area that sell them.  The link will take you straight to their locator.
1124581
Suck it up and pay them off.  You'll have to do without some luxuries for a little while but the only way to get around them is to pay them and not go back for another.
1144191
A gift card to your favorite store.  No pressure that way.  spend the money later.
895744
The more available credit you have vs. the amount you owe actually helps you.\n\nMost mortgage companies/banks look at your visa/mc/discover/american express and not your store cards.\n\nI would close the store cards, and keep the rest, just don't use them.\n\nAnd you never know when you might need them and not be able to get them back.
1029268
The lesser the better. U get tempted to spend more when u have more number of cards. I would recommend two at the most - one of each type, like master card/ visa etc.
522760
Return them to sender. If you want to keep them, then call them, and set up a way to pay for them...it won't cost you hardly anything. They may even let you keep them for free for being so honest.