do they check your credit when opening a savings account?
435653
It depends on the bank's policy.\n\nSome banks check your credit, some check Chex Systems, some check both and some check none. Most of the National banks check everything but the smaller banks and credit unions may not. \n\nThe only way you can find out is to ask. After all there are lots of banks/credit unions that want your business, why not shop for the best deal in your situation.\n\nGood Luck
587696
You can sign up with Equifax and Experian and get a full credit report
831936
If it's tied to a business, it shouldn't show up on your personal credit account.  However, If it's a small business, the credit company may use your personal background to assess credit risk.
511790
Only once, but here is a trick.\n\nThere are three credit reporting agencies (Transunion, Equifax, and Experian).  If you get just one of those reports every year, and get the others every 4 months, you can monitor your credit 3 times a year.\n\nIt's not perfect but it's better then nothing.
664785
if you are trying to open a Bank Account & you have Very bad Credit yes it can mean no bank Accout for you,Although Now A days Banks Relay on Credit Reports to help them keep away from People That Have Bad Credit or low Credit scores This helps them to have a Better business, & helps them to avoid People that Bounces Checks to many times & costing them Money,I beleave, Keeping A Good Credit report you do not have much to fear about
972175
is that good credit or bad?
68414
K, I don't know about paying some one.  Look for private owners (apartments that are small, like one building, or several buildings with multiple private owners)  private owners are less likely to check your credit history.
1129952
its fine. as long as you pay them regularly (i pay mine in full everytime so that i dont have to pay interest), you'll have perfectly fine credit, whether you have 2 or 200.
982090
Yes, you can by  asking the credit bureau, the best thing is \napply for a credit card if they approved you it means you do have a good credit and if not it means you have a bad credit.
191519
Studly is correct about "credit" accounts with banks.\n\nIf you are talking about Checking & Savings accounts, they don't report to your credit file as long as you keep them in good standing at the bank.\n\nIf you fail to pay a NSF check you may get a negative reporting on your credit file from the bank or the collection agency and you may get a negative entry on you Chex System file, which may mean it will be difficult for you to get a checking account at another major bank.
1008053
You may want to consider a "secured" card; this is a credit card that is backed by a savings account of equal value, meaning that if you have $500 in the account, you have $500 of credit. This is the best way to fix/establish credit.
168779
They most surely do! I started building my credit  by applying for a credit card from a credit union; the card and payments ARE on my credit report.
140048
Depends on how long it was ago and how your other credit obligations have been paid. Do you have any other negative things on your credit report?If you have several credit cards that have been opened a long time and always paid on time you might be okay. But my guess is that you are going to need an excellent credit co-signer.
592577
Nope credit score, amount of debt, and amount of possible debt (possible debt is if you have a lot of credit card accounts open even though you have no balance the fact you can get a balance hurts your ability to obtain further credit) are all taken into account.
929768
Fico scores usually are not free, however you can check your credit once a year for free at freecreditreport.com .  You will be able to see any mistakes on it if there are any.  Some credit cards as a feature on their websites have a credit score that is reported to them by one of the 3 credit bureaus, which could help you gain understanding of where you stand.
635485
Absoluetly if you own your car. I would check with a credit union before you go to a bank also. The interest rates there are usually slightly lower. All you need is a clear Car title.
1114801
It may or may not. Not all employers do a credit check.  The background check is to check for criminal history. don't worry. I am sure it will work out and good luck!\n\nIt also depends on what you are applying for.  Capitol One for example will not hire based on credit history.  This employer (credit company) feels there is a risk in hiring someone with credit trouble and may commit identify fraud because of their financial troubles. \n\nI would recommend trying to work out something with the hospitals.  Most will reduce the charges are accept a very low min payment.