U have permission & use some1's credit card & have to make the  payments now they want it paid in full,rights?
444581
If your name is not listed on the credit card and you have not signed an agreement with the credit card issuer, then you are not liable to the issuer (the bank) for the money, and they will not and can not come after you for the money. \n\nIf you signed no agreement with the holder of the credit card (your friend or family member) then they have no legal way to obtain ANY of the money from you - the saying goes, "verbal agreements are not worth the paper they are written on"  unless the verbal agreement was witnessed by others then it would be very difficult, if not impossible, to prove in a court of law that the money was anything other than a gift, so in this case you could probably get away with not paying anything. \n\nHowever you do have a moral obligation to pay back the money, you borrowed it in good faith and should pay it back - i don't know the reason why they are asking for it back, maybe the owner of the credit card has lost his/her job and can not afford to keep the credit card open - this is something that you have to work out with them; but is purely on a moral basis, and there is no legal recourse that the person could easily follow to make you pay the money - of course a baseball bat against your kneecap is a good incentive to pay, dependent on the person that you borrowed from of course.
924620
You can pay your balance or part of a balance higher than the  minimum payment anytime before the due date. Some lenders will allow up to 3-payments without penalizing you for it. \n\n\nWith a $500.00 Credit Line you need to be ware that you cannot use more than 50% of the credit limit., keep your utilization low, this mean only use $250.00. and try to pay the balance in full every month.
1169931
hawk996 is right.  pay what you can, make steady, timley payments for as much as possible.  if you are doing everthing else right, you most likely will not get violated for not paying in full every month.  the court wants to see improvment and progress and it sounds like you are doing that.  keep up the good work.
1005809
I would tell him the truth. Tell him that is all payed for and it can't be cancel or reschedule and that you will make it up to him this only time. Don't forget to use please.
748144
No. If the payment is stopped, you can't demand payment any more. You'll have to find another way to enforce your claim.
217365
sure if the borrower knew and accepted the terms. Credit card companies routinely charge that much. The trick is to pay off as early as possible by always making more than the minimum payment.
353371
get a written agreement,keep paying your portion,you may even have to pay all just to keep your credit good,then if she dont pay,sue her or chalk it up as a lesson learned
1178450
Call your credit card company and discuss this with them.  Can't hurt to ask.
406246
If you are paying cash, many will. You need speak to them up front and ask.
472326
Can you make the payment without the statement??\n\nCan you make the payment online??\n\nCan you set up an automatic draft of the payment so it will come directly out of your account on the due date??
221291
Yes, I'm pretty sure that they can do that. I've known people who have had this happen to them, and there is really nothing you can do, except ask the company if you can pay it back gradually over time.
1038472
yes ask for it back! it is yours! People should pay off what they owe and should stand by there word!
787622
borrow it from someone or take a credit card advance
597588
Paying in full would be best...\n\nBut which ever way you decide..remember this.\n\nYou are trying to clean your credit history.  The only way you can get this negative item removed is for the creditor to do it.  \n\nHaving him put "paid" on your account does NOT remove negative information about delinquency or late payments.  It must show "paid in full, as agreed" or better yet have it removed entirely.\n\nBut once the creditor has your money, it's going to be very difficult to get him to cooperate with you in cleaning your credit.  Once he has your money you have lost all leverage to negotiate.\n\nTherefore, when you call to negotiate a payment plan, demand IN WRITING that they remove the negative information from your report before you pay them a dime!\n\nOtherwise, you will end up with bad credit, plus you will be broke.
1169152
your credit card, you sign the reciept
958792
Call the credit card company and make sure that your payment was received.
420986
Send a polite email saying it wasn't clear that you had to pay.\n\nAssuming you haven't used it then they may be ok with you.