Overspending and Cutting Back?
446038
First of all you do not spend ANYTHING until you pay all of your bills for the month.  After that, decide what you need for the month for necessity items ie: laundry detergent, shampoo, garbage bags, etc.  Then you need to determine your grocery needs for the month and spend this amount only.\nAfter that you will know what you have left over and it is your decision to get that "hair cut", buy that shirt, go to the movies with friends, etc.  \nYou also should hold some money back for emergency reasons. Such as...you got into a car accident and you need to pay your deductible.  You need to pay for some medication, things like that.  \nDo not live like you want to live and cannot afford to live this way.  Just prioritize.  Bills first!!
749494
Spend $100 on something you want/need.\nSpend another $100 on something stupid (go crazy with this one...once in a lifetime thing)\n\nSave the rest.  Put it up somewhere like you didn't even have it until some time comes along when you really really need money.
611344
I think that we all have bought something in our life that we regretted buying.  Sometimes we can return it, other times we have to chalk it up to experience and learn from our impulsive purchase.  Be gentle with yourself, it's OK.
740180
$4000 isnt that much....Care One Credit Counseling. and cut up your cards!
802409
Yes dear.  You spent the money.  If you objected to the increase you should have called and had them lower it or not spend the money.
672516
Stop spending, cut your spending.\n\nPlan a budget, and save.
40878
You need to determine whether your expenses are too high or your gross income is too low. This requires an analysis of your P&L for the past few years. Cutting expenses many times is the wrong action. You may need to increase advertising and marketing activities and expenses and check your legal and business structure. You business' growth may be hampered by the lack of capital. I suggest you speak with a good business and tax lawyer.\n\nI hope this helps!\n\nRonald J. Cappuccio, J.D., LL.M.(Tax)\nCounsellor at Law
60236
Use software like Excel by yourself to manage your daily, weekly, monthly, quarterly and yearly expense.  Do monthly comparisons to know why do you spend more this month vs. last month and suggest yourself where to cut cost in the coming months.  After a few monthes later, you would be in control and have an overview of your financial status and a clear prospect of how much you would save in the future.
865129
spend less than you make and do it for a long time.
659945
Cut on your expenses. That is the only way out under the present circumstances.
663544
Yeah, I feel like I just charged up a bunch of crap on my credit card. The tax cut is only a LOAN; you're gonna have to pay it back.
592559
Stop and ask yourself this question every time you want to buy something: "DO I REALLY NEED THIS?" CAN IT WAIT? if your answers are 'no' and 'yes' or 'yes' and 'yes' respectively, than DON'T BUY IT!!!!\n\nIf your answers to the questions are YES and NO respectively, go ahead and buy it.\n\nP.S. (this technique, if used constantly, will cut your spending a lot more than you think, trust me)\n\nWarning: a large dose of self control is needed to use this technique.
442463
Dont spend money before you make it?
493231
save some, spend some.
659981
Keep talking about it. Don't linger on the bad moods. If you focus on bad things only then all the good things are crap. When you argue don't use the word YOU. Bring up that the situation is wrong and not the person you are talking to. You spent all the money= NO. The situation of being penniless upsets me. Let's figure out ways to save some money=YES.
1538
There is never too much money. Because honestly, if i had too much money, i could eat caviar 3 times a day and fly my private jet between my 135 houses all over the world. That would really be okay by me.\n\nOn that note, if you feel that you have too much money, i'll gladly accept some of that extra cash.
684161
Spend less and save more.