For Pinoys Only - Are you aware that there is such a thing as LIFE INSURANCE? Do you have one?
440644
Yes, I'm surprised you haven't heard of Life Ins. If you live in the US, you will see it on tv all the time, mostly for old people.\nI have life insurance on me for 11 years since I was 15, its more or less a coverage from my mom in case I kick the bucket so she may get money back for the waste that I am. Mom has a policy too since I'm not good at anything =P\n\nAnyways, you won't find people that willing enough to tell you all pertinent information for their policies, because its private, and your rate can tell you everything about your life: how you lived, when you are expected to die. Thats because insurance comapnies have actuaries (math whiz) who calculate exactly when you are going to die, and calculate a premium to charge you estimated until you die.  \n\nBut in essense, people have life coverage to help with post-life expenses, like funeral and taxes. Thats all.
841626
According to my SBT Bank Acct#  my monthly premiums are paid up to date as of October (this year).  Recently, I received a notice claiming arrearages of 'rupees 2739/-'.  Please contact me as soon as possible regarding this matter at (ph).  ....\n\nBy the way..you really should speak with someone directly and then follow up with a letter.  Just a suggestion. ;)  Peace.
1137980
Savings Bank Life Insurance Company
264529
a good life insurance might also help
204648
Well god, always good to plan ahead i guesss.....NOT!! what a horrible person?! most people dont ever want to get the damn life insurance...mebe its inevitable from ur parents but from ur "signifacnt other" christ he must not be so Significant to you is he? jesus christ. " Honey does this mean ill have to split it ? Hell no! i better be the only beneficiary! i mean i aint offing you for half! i mean...errr" i mean christ what a horrible thing to ask...even on the internet...
293161
Partner with an expert in other fields.  I have arrangements with P&C agents, annuity agents, etc.. where I strictly handle the life insurance for their clients and refer my life clients to them for P&C.\n\nWe do splits on cases. It has been tremdous revenue boost for all parties.
1146730
Do you want a term policy or a lifetime policy?\nHow much love do you want insured?  The rates vary depending on whether it is puppy love, carnal love, a simple crush, unrequited love, romantic love, familial love or eternal love.  God's love is free and insured by heaven, so we don't cover that.  Is the love you are insuring going to cover just yourself, or another person as well?  Do you want injury protection in case of broken heart?  Do you need medical coverage for injury incurred during love making?  Do you want full coverage or depreciation over time?  I need all these things answered before I can help you.
293262
you can go for Bajaj Allianz life insurence. I think its good. visit:www.bajajallianz.co.in
204721
Equity Index life insurance are permanent insurance policies where the interest rate credited to the policy is tied to a stock market index, much like an index annuity offers.  Indiannapolis Life, Amerus Life are 2 companies that I know of that offer this type of policy..Good luck and don't forget to read the fine print.
59123
Yes, people buy life insurance.  I'm an insurance agent in California so I know people are buying insurance.  \n\nIf you are single you may have enough through a group insurance policy at work to cover your debts, funeral and medical expenses.  \n\nHowever, if you are married and have kids, you'll need to buy life insurance to cover all the above and the loss of income if you are a 2 income household.  Unless you happen to be independently wealthy plan on getting insurance for you and your spouse.  \n\nMy personal story as why life insurance is important:  As a teen, my father died and had no life insurance policy, or rather he did but cancelled it because he didn't have the money to pay. When he died, I was 17, sister, 15 and brother, 13.  All the medical expenses and debts went to my mom.  No inheritance for us, just a lot of debt.  My mom received social security benefits and she worked, but it was many ears before it was all paid off.
524595
I worked in life insurance and annuity administration a couple years ago.  Here's how it goes:  Not just anybody can take a policy on you.  There has to be a matter of insurable interest; meaning that if you die, there will be financial burden to the beneficiary of the policy (this can be family or possibly a business, estate, etc...).  This prevents people 'betting' someone is going to die, then cashing in the policy.  Generally, immediate family members can be the owner and beneficiary of the insurance policy, but the insured must acknowledge somewhere on the application they are aware there is insurance taken out on them.  Unless they are a minor.  That is another explanation.  \n\nHope this helps.
1075550
Do you mean health insurance/care?
601363
In many life insurance companies, no one is covered if the owner of the policy commit suicide. Some companies have a suicide clause where you are covered for a certain amount of time when you commit suicide. For a beneficiary to claim life insurance proceeds, a proof of death is required.\n\nRemember, if you are choosing term, you want to choose the maximum length available like 30 years. And also, you want to invest in mutual funds at the same time (you should put away $100/month into it if you understand the Dollar Cost Averaging concept).
136228
Probably no copay, premium or deductible.  Yes, I believe they are covered for the rest of their lives.\n\nSo unfair.
946217
Great question!!  What type of benefits?  What type of policy?  Are you the spouse?  Are you covered under the policy?  \n\nSorry, this question is WAY too vague!!
990019
Yeah, and what does your question have to do with insurance???
137362
Here is some info on life insurance: http://www.insuremylife.org/info.html