What is the best way to increase my funds?
453362
- Set aside a specific amount each paycheck.\n- Invest that through sharebuilder.com on an ETFs such as iShares MSCI EAFE Index Fund (ETF).\n- Once that amount cumulates to more than $3000, invest the lump sum in a Vanguard index fund.\n- Keep contributing the specific amount to that investment account.\n\n- always look for tax-deferred way of saving such as 401k or IRA accounts.
1112845
go to an Investment advisor and talk with then on what to invest your money in to get the best return.
622216
This is absolutely not your best option!!! TRUST ME, I KNOW!!! Mutual funds are always the way to go but if you are looking to make your money grow fast....invest in CHEESE. The 2nd richest man next to Bill Gates is a cheese man. last year their stocks split almost 2 a month. I did and by the end of last year I was very very wealthy!!!! I'm 26 and finacially have the resources to retire and live comfortably until I'm 85 and never work another day in my life. AINT LIFE GRAND!!!!!
318964
For us little people, I find the best way to invest is with no-load mutual fund accounts.  That way there are no charges or fees either up front or when you eventually sell out.  Also professional managers take care of the investing and do much better than we could ever do.  Second, I find the best way is to make the investment LONG TERM, let it sit no matter and over time I have found my investments always do well.  May I suggest a conservative long time company:  Lord Abbett Affiliated Fund has been excellent for me.
117037
give more moneY $$$$$$, i guess. I dont know if there are any other options
1071852
If you live in India, consider buying mutual funds from a company such as HDFC.  There are others but I am most familiar with HDFC.  That way you can get diversification and be able to add amounts when you wish. \n\nNow is a good time to begin.  The market is down considerably and the values are much better than they were a month ago.  But bear markets tend to run longer than people sometimes suspect so if you do decide to invest, do not jump in with both feet. Only invest a portion of the amount that you would desire to invest.  Then a month or two later add a little bit more. And later a little more. \n\nMany people get over excited when the market goes up and they want to jump on the wagon.  When the market has risen a good deal, that is the time to increase your cash reserve rather than buy more investments.
646255
put some money in the bank
131183
truth is their are no tricks.  Do as much research as you can look at the funds history and REMEMBER to DIVERIFY. IF you spread your risk around you will never had to worry about losing your shirt.  bobbrinker.com has alot of good resources.  Also bankrate.com
552129
You can start for as little as $100 a month at most firms, investing systematically, month after month, which is the smartest way to do it by the way, whether you have $100 or $100,000.  Actually, I know at Edward Jones you can start with mutual funds for as little as $25 a month.\n\nWhat to invest in?  I'd suggest buying a diversified series of mutual funds. Make sure you hit all the asset classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so if you're starting off with $1000, you're talking about $83 each. Or why not spring for an extra 200 bucks, and start each off with $100 even?\n\nThen sit back and rebalance each year, back to your original percentages. This is called asset allocation. The thinking being, what's BEEN hot is more than likely not going to STAY hot.\n\nThis sort of portfolio should average 8-12% per year, so juut split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years.\n\nSo, if you start with that $1000 and never add to it ever again, in 7 years you should have about $2,000\nin 14 years you should have about $4,000\nin 21 years you should have about $8,000\nin 28 years you should have about $16,000\nin 35 years you should have about $32,000\nin 42 years you should have about $64,000\nin 49 years you should have about $128,000\nin 56 years you should have about $256,000\nin 63 years you should have about $512,000\nin 70 years you should have about $1,024,000!\n\nA long time to wait to become a millionaire, impressive as that compounding is!\n\nOf course, if you keep adding money in systematically like I suggested earlier, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nHere's a handy formula:\n$100/month x 12% return x 20 years = $100,000.  So if you want $500,000 20 years from now, just save $500 every month, and go with that diversifed portfolio.  If you only average  10%, you'll only end up with $450,000, not bad either way!  \n\nOh, and if you qualify, and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell all my under-30 clients--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.
328132
I agree with the mutual fund advice wholeheartedly. However, the advice to reseach on the web is probably not the best advice. \n\nGo to the bank and buy the fund they recommmend even if it has a load. THEN . .  . Stop the bank by once an month with new money to invest (even as little as $20) and talk with the same guy who sold the fund to you and ask him how it's doing . Make him earn his money by motivating you to continue investing, educating you, and building your confidence . . .  you'll get a lot out of that $60 (2% x $3000) that you paid him.
290600
Dude, you need to check out what is called an indexed mutual fund. The way it works is the company guarantees your full invested capital; so you can't lose that. The money that they make is added to the value of your fund, but you have to lock it in for a minimum amount of time; can be as long as ten years. This is a good place to start out. If your feeling more daring invest in silver or mining companies like Pan American Silver trades on the New York Stock Exchange under the ticker PAA. This baby is on rails right now, you can check them out on their web site and research their history. Hey your the blunt guy aren't you? Well good luck towards your first million and keep living the American dream.
436540
there are mutual funds with small initial investments. $500 for example. Some even less. That is a good way to start. I have included a link through Yahoo finance showing funds of that nature that are rated better than average by Moringstar. Yahoo sometimes does not provide correct information so you need to use this as a starting point and research a little furture. \n\nAnother way is to open an on line brokerage account and buy shares directly in good solid companies that have a good track record and pay dividend that have tended to increase over time, such as BAC, for example. But that is more risky without having at at least 5 and preferably 10 different stocks in your portfolio to reduce the risk of a piece of bad news causing disaster. You also have the option of buying exchange traded index funds. That is an inexpensive method to participate in general market trends. I personally do not like the idea, but a lot of people do.
732179
see a financial advisor\n\ninvest for the long term\n\ndiversify - invest in a wide variety of stocks, bonds, and others, so that if one area tanks, you don't lose everything.
244999
Hi, I didn't see your original post so I don't know how liquid you'd like the funds to be.  If you don't need to draw out money frequently, you can probably get the best short-term rates with Certificates of Deposit (CDs) which are available at most banks and savings/loan institutions.  You can split the money up and open a number of accounts over different time periods so that at least one reaches maturity every month, every few months, or whatever period you choose.  When an account reaches maturity you can take some of the money out, add funds, change the investment period, or withdraw the total and close the account.  Most have minimum deposit amounts required, so you just need to make sure you don't withdraw too much if you want the account to remain open.  If you want more liquidity, then yes, money market accounts are much better than regular savings accounts in terms of interest, and the on-line accounts seem to offer the best rates.
498807
Keep it and make a habit of saving as much as you can afford or the maximum allowed.  Do so by investing through 401K Roth IRA or something else.  To have $500 in four years would not carry you through a comfortable living when you retire however young you are now.\n\nBy the way, to have grown to $500 out of $90 in four years is a huge return!  That kind of return beats 99.5% of all professional money managers.
983540
Go to Vanguard.com, they have many good funds index and otherwise and you don't pay a fee to invest with them
196319
Save money. When you get a couple of hundred open a Roth IRA and start investing in an index fund. Do this at your local bank (easy, cheap, friendly) . . . yeah they get paid out of your funds and later you'll roll over the IRA to Fidelity, Vanguard, etc . . . but for now JUST START the easiest way possible.\n\nPS: Assuming you are young and don't get paid a lot REMEMBER that it doesn't get easier to start saving once you have a house, two cars, a wife, and kids. WORSE, you are older and have less time for your investment to grow. START NOW!