How group insurance differs from else, and who can benefits / from where can i get the info.?
439935
methodist group insurance is a good deal cos they cover zillions of clubs, and other social organisations. Cos of the mass cover to so many the premiums are dirt cheap.
826541
Try http://www.fool.com/insurancecenter/basics/basics.htm\n\nI hope it helps! I have used this site in the past, and it does provided basic information in a nice way.
94108
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
186505
Thats becasue they make money off of you.  If you have a condition that you had before you joined theyre company that means you are costing them money.  Insurance is a business it doesnt exist to help you, it exists to make your money thier money.  Its fuc*ed up but thats the way it is in America.
564575
try this: AIG, Zurich, Lloyd's - they write stuff all over the planet. I wouldn't go as far down as # 9 and 10. \n\ni don't know what you mean by general insurance. go to aig.com and start poking around. you will get there. watch for the terms they use so it will help you search for others: global risk, international risk, political risk - that sort of thing.
147513
Ask your insurance agent. They have access to that info.
1115874
That varies with the insurer.  Different companies have different policies.  Most of the better ones try to do so within 48 hours.
676661
There is a decent insurance sold by the Better business beurau in California.  You might call the BBB in your state if they have a similar plan. \n  \nOtherwise Stay away from HMO's and discount cards.
264203
www.ehealthinsurance.com and www.lifeandhealth.com lets you shop around and compare different health insurances\n\nAre you self-employed? If you are, you can contact the National Association of Self Employed (www.nase.org) and sign up for health insurance through their plan.
1031508
I’d check out Consumer Reports (link below), America’s Health Plans (link below), and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good.\n\nAffordable can mean what you can pay month-to-month or what can help shield you from a really expensive illness or medical procedure. For example, I’ve spent money on health insurance for over 10 years and have had only two non-routine doctor visits. My sister, on the other hand, has unfortunately had to use her insurance a lot. The bad news is that insurance prices are increasing and fewer and fewer employers are offering it to their workers. The good news is that you have a lot more options in health insurance than you used to. Just remember that the more you pay monthly, the less you’ll pay out-of-pocket before the insurance company picks up the bill. And, of course, the less you pay monthly, the more you’ll pay before the insurance company helps you out.\n\nTwo new plans aimed at twentysomethings are popular right now – but you don’t have to be in that age group to join. They are “Tonik” from Blue Cross Blue Shield and “Sound” from UniCare. They have low premiums and high deductibles, but they can also include dental and vision for a relatively low amount of money. Regular doctor visits are also included. In less than two years, Tonik has become the second most popular BCBS health plan in California. The only problem is that they are not available nationwide yet.\n\nYou should try visiting MostChoice.com. It’s a Web site that helps you shop for health insurance. They have free instant price quotes and policy information on health plans near you, but their specialty is getting you in touch with state-licensed agents. There’s no cost or obligation to buy insurance. You just fill out a short form and wait for the agents to contact you (within 48 hours). Have your questions ready and let them work until one of them delivers the plan that’s right for you. You might want to have a set amount you want to spend each month on insurance and tell the agents to work within those parameters.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\n\nBarnes @ MostChoice
1133184
I agree that more information about your current and previous condition will make it easier to explore health insurance possibilities. If you live in the United States and were part of a group health plan, you might be able to take advantage of protections offered by the 1996 Health Insurance Portability and Accountability Act (HIPAA). If you were part of a group health plan in the past two months, then a new health plan may not be able to deny you coverage because of your illness. Further, any time you were under the old group plan will be deducted from a new plan’s waiting period.\n\nHIPAA also limits how far back an insurance company can look-back for a pre-existing condition, in most cases. They shouldn’t deny you coverage because of a hospitalization five years ago. You might want to look into high-risk insurance pools – where people who have been denied coverage band together to get breaks on health insurance.\n\nThe best way to find the answers you need is to talk with local qualified health insurance agents. Chances are, they’ve fielded the questions you have about insurance and have helped people in your exact situation. MostChoice.com is an excellent way to reach state-licensed agents in your area. There’s no cost or obligation to you, and you can also look at health plans and prices from companies like Blue Cross Blue Shield, Humana, and Aetna. \n\nYou can find it here: http://www.mostchoice.com/health-insurance.cfm\n\nGood luck,\n\nBarnes@MostChoice.com
605869
if you're a self employed family, you could probably still get a group insurance plan with your home based business as long as it was at least 3 people. I'm sure you know that a group plan has benefits over a single plan such as treating pre-existing conditions and no time limit on start of benefit, etc.
1127713
You can pay a premium for any health care provider if you have the income. It will be cheaper if you can buy the insurance as part of a group. You can usually join the local Chamber of Commerce and get group rates from HMOs and other insurers for your area or, if that is not available, join the Small Business Service Bureau and get the same group rates.                http://www.sbsb.com/\n\nThere are many "health insurance" sites on the web, but they are not really health insurance. They are discounters, who try to get service providers to offer the same rates they get from insurers, but you have to pay first and maybe get a rebate, or you have a large deductible. It does not usually cover much for hospitalization or specialists.\n\nYour state may have a subsidy available for small businesses to pay part of the premium. You'll have to go to your state's web site and look for the health insurance information.
283680
Long Term Care Insurance is exactly that. One Company doesn't sell something different. They are all expensive and you get what you pay for. If you're going to buy a policy, shop around as they can vary quite a bit on price for the same coverage.
851880
I know you are looking for easy answers and this is a tough one believe it or not.\n\nAuto insurance is a hyper competitve market with lots of companies as players.  Many of them are very, very good.\n\nIn factr, there are so many good companies in this market that singling out any one company really does a disservice to all the good ones.\n\nYou have a very common profile and almost any insurer is going to give you a very competitive rate.\n\nYou ought to ask your friends if they've had good service or good experience with any particular companies and start there.
746171
Some people want a company that gives you access to whomever you wish to see; some people want a health plan that has the happiest customers; other people want the least expensive; others just want a health insurance company that pays on time. The best way is to ask the people close to you how they like their health plan.\n\nWhat kind of health insurance are you looking for? It might be a good idea to jot down a list of the different aspects of a health plan and then chart the differences between various plans you come across. Here’s an example:\n\n•Monthly price (premium)\n•Yearly deductible (amount you spend before the insurance company will start paying)\n•Copay amount (amount you pay per service)\n•Coinsurance amount (amount you split with the insurance company – usually a percentage; i.e., you pay 20 percent and the insurer pays 80 percent)\n•Freedom of choice (can you visit whatever doctor you want; what are the steps to getting referred to a specialist or for a medical procedure?)\n•Preventive medicine and routine doctor visits (does the plan include these?)\n•Mental health (included in the plan; copay amounts; maximum number of annual visits).\n\nI’d check out Consumer Reports (link below), US News & World Reports Best Health Plans, and whatever other informational resources you can find. I’d also talk with locally licensed health insurance agents. I’ve also included a couple of articles about choosing a health plan that might be useful. They are government-authored, but they’re actually pretty good (all links below). \n\nI’ve also linked to a California Insurance Department page that has a checklist you can use as you are comparing various plans.\n\nAfter you decide what kind of plan you’re interested in, check out MostChoice.com. You can quickly compare plans and speak to MI health insurance agents with no obligation.\n\nYou can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm\n\nHope this helps,\nBarnes@MostChoice
1096249
It doesn't. Group Life insurance just provides 1 to 2 year worth of income protection in case you die. If you decide to leave the company, you will no longer have life insurance and will have to get your own. It is better that you get your own to get more coverage.