how to implement Micro - Insurance effectively?
450214
by appointing Agents for a particular geographical area who will go from door to door to collect premiums and assist the policy-holders(within his/her designated area)regarding settlements and other aspects, like loan,etc.
667914
The minimum amount you will need is the amount that will protect your assets.  If you run a multi million dollar corporation, but only have a $500000 policy, then you are not sufficiently covered.  Once that $500000 runs out, then you are bare for the rest of your company to be liquidated.\n\nTake into account if you are incorporated or as an individual running your business.  Do you own a home, car, other properties?  You will want enough coverage so that if you are sued, they don't take these away from you as well.\n\nYou will need to speak to a licensed independent agent in your area to determine what is sufficient for your needs.
577351
local insurance co in Richmond IN\n\nhttp://worldlifeandaccidentassociation.lbu.com/
19232
Schedule a meeting with 2 different local agents from well known companies.  Tell them that you want to get life insurance and wait for their response.  If they don't ask you about your income, assets, loans, future plans.. then they are wasting your time.  You need someone that makes sure you get the right amount of coverage and the right type of coverage.
104656
There are many methods you could use. See the link for a few suggestions.
498623
If health insurance is an issue (ie, you have to provide your own for yourself), strongly consider getting a C-corporation.  If not, consider an S-Corporation.  There are SO many advantages of a small business.  You can deduct your business computer, business cell phone, related auto expenses, health care expenses, etc.  It's an incredible effective tool for growing wealth.  I strongly recommend against being a sole properitor (sp) business.  You'll get eaten alive with taxes -- if you make any income).  A C-corp also lets you carry your losses forward, which is great when you may have a lot of expenses and not a ton of income (now), but when you make money (later), you'll have that loss carry forward which will wash out income, and wash out taxes.\n\nEmail me with any questions, Good luck!\n\nJared
293262
you can go for Bajaj Allianz life insurence. I think its good. visit:www.bajajallianz.co.in
167950
You will have to self insure, which is quite expensive.  I would call around and get some quotes.
433098
As an Insurance Agent, I meet people in their homes, places of work or at my office.\n\nPeople listen to insurance agents and do business with them when they care about preparing for uncertain future events that could had severe financial consequences or they don;t have the resources to battle every lawsuit out there.\n\nIf you are a zillionaire, you don't need (much) insurance.  If you are dirt poor, you don't need insurance - the government will take care of you.  Just be prepared to give up your house and any financial assets.  And don't complain about where the care is provided or the quality of that care.
1094663
search for e-insurance on yahoo search. try typing in short term health insurance.  i did this for my son recently as he is no longer a student but doesnt have a job with benefits yet.  it is  a pretty reasonable price too.
664322
A couple of things.  You dont need multiple policies, one will do.  The policies allow you to designate beneficiaries, and also you are able to designate percentages to each.\n\nIf you want to control how the money is used, have a trust setup so that if you died, the insurance proceeds would go to the trust and the trust would distribute proceeds according to your pre-established desire. You pick who you want to be the trustee of the money...someone you trust would spend money according to your wishes..it could be a friend, family member, or outside independent source.\n\nThat would keep the money out of everyone's hands.
613809
check the yellow pages for Independent Insurance Brokers or Agents- they represent many different liability insurors- check under general insurance or liability insurance not life or auto ins-that should do the trick for you- good luck to you !!
381790
so far,a cellular contract is the best way to go.\ni'll pray you have coverage...
826541
Try http://www.fool.com/insurancecenter/basics/basics.htm\n\nI hope it helps! I have used this site in the past, and it does provided basic information in a nice way.
470048
I had to go shopping for health insurance recently and got a lot of quotes with all kinds of options. Private pay - like what your asking. If your not over 40, healthy, don't smoke or have any special needs, then our situations are similar and I can tell you what I was impressed with. Out of 8 bids from various national company's; The two best were Mutual of Omaha and American Family. MofO was very impressive with coverage, additional free benefits and low cost riders like glasses and dental. American family was the same with an added benefit of a high yield health savings account that can be used as a tax deduction. Both had low deductables with free well care or low co pay well care, and were well under 200 a month not including riders. Good luck.
42883
Go online and print out a temporary copy.  It should be good for 30 days.  Hopefully your insurance co. has a website that offers that service.
535743
By getting a very large liability insurance policy because you are going to need it. Next best choice, talk with a good lawyer on how to insulate your company from liability claims.