mine amex credit card company has closed mine account,,?
443583
yes, anytime you or the credit card company closes an account it can reduce your fico score.  your score will also be reduced if you use more than 30% of your credit limit.  there are so many ways that your score can be reduced.  msn has some really great articals on ways to help you keep a good fico score.
996293
The company should send you a new one with a new expiration date. The outstanding balance stays "open" until it is paid regardless if you use the card anymore or not.
1076957
Just a quick question for the poster that said to call the number on the back of the card:  How are they going to do that when the card is lost?\n\nOK, the number is also on every billing statement.  Just check an old billing statement for the number and call them, pronto.  It's also on the cardholder agreement that you were given a copy of when the account was opened.
631103
There's an Ameritrust Financial Group.  You need to call them and find out what the problem is.  If they can't give you a straight answer or say they've never receivec the $200 turn them in to the Better Business Bureau.  Do you have records for the money you sent; cancelled check, etc.?  You'll need that.  Search the internet for the BBB that services the area where you sent it to.  Then go to their website and you can file an online claim about it.  If you used a money order or similar, go to the place where you got it and have them check their records to see if it was ever cashed.
832807
wtf? 90? why do you still have an account, mine get closed after 10?
669241
It means that YOU closed the account.  It's not a bad thing...closed by CREDITOR is a bad thing.
209577
Check out their website www.dinersclub.com. It looks like they are trying to re-invent themselves. They have had problems with wide acceptance and high fees. It looks like they are now co-branding with MasterCard for wider acceptance. Annual fees are still high. It is a charge card like the original Amex, not a credit card.
635396
call your credir card company. You just allowed your card info to be stolen
34330
There should be a customer service number on the card itself.  If you can't find one, call the bank you got it from.
1178450
Call your credit card company and discuss this with them.  Can't hurt to ask.
1095108
Call AOL on the phone and be sure to document the phone call (when it was made, who you talked to) and get them to confirm you have closed your account.  Delete AOL and AIM from your computer using the Add/Delete program in Control Panel. You need to do that so no one will use it again.\n\nBe sure AOL will not continue to charge you each month, so check your credit card statements for the next few months.  Quite often they are sneaky and do not close down accounts until they get the second request - so they can charge you more money.
975447
Hello,\n\nYou should contact the store and ask if they can provide you with receipts for purchases during this time period.\n\nIf the purchases were not made by you, but money has been taken from your card to fund purchases; then you should get on to your account provider and explain the situation (as your card may have been cloned or details stolen).\n\nThanks
323377
Call the bank or go to the card-holders web site and question the purchase.\n\nBut that sound like a porn charge to me.
751722
Call your credit card company immediately and have that card cancelled and a new one issued.  Yes, they can take all the balance.
671166
Contact customer service. Once they are convinced that you are the owner of that account they can do the needful.
753698
no if u have another account they can't close it. but if your credit card was stolen why r they still chargin' what bank is that. But besides all that if u are concern i suggest u may need a lawyer. that's if u don't want bad credit.
1056181
They are a collection agency. One of the worst.\n\nYou may have had an account that was charged off and sold.\nIf you have not had an account go bad and sold, then it isn't yours. Which is almost as hard to remove as an account that is yours.\n\nIf you discover that it is your account, you need to find out what the statute of limitations (SOL) are in your state. If you are out of SOL on the account you can really persue this hard. If you are still well within SOL, tread lightly. \n\nAlthough they have already violated your rights by placing that account on your reports without first notifying you of the debt, (which they are known to do) they can try to sue. That's why "anything" you do about this, keep a very detailed papertrail. If they should sue, you will have plenty of counterclaims against them.\n\nSend LVNV a debt validation letter. Send it certified mail return receipt. When you get the green card back (and you "know" it is not your account) send the credit bureaus a letter that it is not your account and it has been placed on your reports in error and to please delete this damaging account.\n\nIf you find it actually is your account, send the credit bureaus a dispute. Pick a couple errors out that is on that tradeline (theres probably quite a few) and base your dispute on those. \n\nFor example: they are listing the tradeline as open with a past due balance (violations)\n\nTell the credit bureaus in your letter that LVNV is violating your rights by listing an inaccurate account. They are claiming that it is an open account with a past due balance. Please correct this or delete this account.\n\nMore than likely LVNV will verify before validating with you (another violation) and you will have to go through all of it again.\n\nIf you are out of SOL, after going through this process several times, you should file complaints with the FTC, BBB and your states attorney general.  \n\nIf you discover that it is your account and if you want to pay it, be sure to send a debt validation letter (CMRRR) After they have "properly" validated the debt, send a pay for delete letter. \n\nInclude in that letter that they will delete the account after receiving payment, that they will not continue to collect the debt, that they will not sell the debt or the remainder of the debt - if they agree to being paid only a percentage of the debt (which you should also request)\n\nI would recommend clicking the first link and reading on how bad this company really is.\n\nI would also recommend checking out the second site that I have linked and do some reading. \n\nLearn and use your rights.\n\n\nedited to add: When disputing with the credit bureaus, do not use the free FACT-Act reports. Using those gives the credit bureaus an extra 15 days to complete their investigation. Which could make the difference in the account remaining instead of being deleted. Order your paid reports from each of the bureaus. \n\nDo not order a tri-merge report either, those are often inaccurate.