If a bank sends your car title and stamps your loan contract pd can it come bac 1yr later& say oops u owe more
454205
Oh come on.  Did your check bounce or not?  Are you trying to burn them on the technicality that you have a stamped piece of paper knowing your check never cleared?  \n\nIf your check never cleared, you owe them the money plus probably interest.  If you have paid them, send them a copy of the canceled check along with a copy of your stamped documents indicating you paid it already.
205462
Because if you default on the loan, the bank knows where the home is and could take it back. Harder to do for a vehicle. And the Vehicle will lose value faster, so if it is taken back the seller would not be able to recover their loss as easily.
78152
yes, they will take your income tax. You still owe that money, because in a loan you sign a contract and you are responsible to pay it.
511733
Depends.  There should be an explanation as to what those details are (interest payments, fees).  Call your bank and ask for an explanation if you still don't understand.
1081592
Check the financial standing of the dealer in question.   You can probably do that through your bankers by writing to them with your dealer's bank and bank account number plus other details such as the volume of business you wish to deal with them each month.  Your banker may come back with comments on how good their experience with the dealer in question.  You may then consider the amount of credit to be given and for how long the credit should be extended on a revolving basis.
491896
First of all, they will find your car sooner or later.\n\nSecondly, and more importantly, it will affect your credit negatively for at least 7, possibly 10 years. This means you won't be able to buy a house, another car, get a credit card or student loans. \n\nFrom there, if you clean up your act enough to get credit again someday, you will pay interest rates that are double or possibly triple what some consumers pay.\n\nIs it really worth it?
1126720
If it's not completely paid off, then they will apply the negative equity (the amount you still owe) to the new loan.  The only way to do an even trade is to pay it off and then find a car that has the same worth (go to kbb.com)\n\nHonestly, I dont think you can do what you want to do.
871028
NO...............\nNOTHING THAT FAST..\n\nCREDIT HISTORY UPDATED ONCE A MONTH\nSO WOULD TAKE UP TO 45 DAYS TO REFLECT CHANGE.\n2 LITTLE HITS WILL NOT MAKE ANY DIFFERENCE ON MORTAGES.\n\nLOOK AT CREDIT SCORE 675 OR HIGHER?\nGOOD TO GO.\n\nANYWAY JUST CONTEST THE LATE PMT ON GAS COMPANY.\nTHEY WON'T RESPOND TO CREDIT BUREAU RESPONSE AND IT WILL BE TAKEN OFF.\nTHE GAS COMPANY WON'T DO ANYTHING TO HAVE IT TAKEN OFF.\nCONTEST IT TO CREDIT BUREAU-THEY CONTACT GAS COMPANY-COMPANY WON'T RESPOND-IT WILL BE TAKEN OFF.
169867
It is not a matter of how many times you dispute it as it is getting proof that you are right.  If you have proof that you are right, you can present it when you try to get credit.\n\nIf they say you owe 1st National Bank $10,000, and you don't, and you are trying to borrow money from Bank of America, just get a statement from First National saying that you don't owe the money and give it to Bank of America.
530230
I would get a letter from your car loan company saying they F-Up for your records so if this ever bits you in the butt you have something in writing of what happened.
461839
trade it in to a dealer running a promo to pay you car off no matter how much you owe
1008568
i think any late payments dont show up on car credit.. im really not sure but good luck with getting a new car :)
305607
No. Thats one of those things you are supposed to look at before signing on the dotted line. You can call the company (after making a good 6 months of payments) and re-negotiate your interest rate. Until that happens you are stuck unless you want to get a loan from an outside company with a lower interest rate and just pay the car off now but depending on how much your income is and your debt (including this car loan) you may or may not be approved. The current car loan can make your debt/net ratio be too high. You can also make payments to the principal only which I suggest to pay the car off quicker.
525768
If you are both on the title and the vehicle is being paid for he can't repo your car.  If the payments are behind on the car and he is a co-signer he can have the car sequestered from you.  More importantly, if you are behind on payments and the finance company is after it, you'd better give it up.  Its called a Writ of Sequestration, a constable comes and gets it and if you don't turn it over you get to go tell a judge why your not giving it up.
416418
Its up to your dealer. If you bought a new car its now a used one and you will not recover your money.
630132
maybe they sent it to your bank .  some companies do that ,  as you will have to sign a credit agreement.
792752
The tickets can affect your credit rating too!!\n\nI had $500 in parking tickets in NY (under my fathers car) and he was denied a home loan until it was taken care of -- and he had 100% perfect credit!!