i need a short term-24 month-personal loan with bad credit to payoff debts. help?
444330
Well, first off, a "short term" loan is generally less than 12 months, so what you want would not be characterized as short terms by any lender.\nSecondly, if you obtained a mortgage, I'm going to assume that your credit wasn't all that bad.  Generally, if you have some bad credit and you need cash, the best place to go it to wherever you have an existing relationship, which would probably be your bank carrying your mortgage.  If you have home equity, that's your best best.  If not, you might speak with a loan officer at the bank about getting a bill consolidation loan.  Possible they might be able to work something out.\nAn alternative is a loan finance company that lends money at generally higher rates, like a Citi-Finance or other national/regional sources.  Not the cheapest solution, but they do have fewer restrictions than what a bank might since they generally take more risk.\nHope that helps.
1019781
My advice to you is to avoid going to a place that says that they'll loan you money regardless of your credit.  Otherwise you'll be paying more money in interest to them for a long time.  Do you own a house?  If you do, see about refinancing it or get a home-equity loan.  If you have bad credit, and don't have a house then you might do well getting a bill consolidation loan.  But be careful with what you get yourself into.  Shop around for a decent interest rate. \n\nWhy do you need to clear your debt "as soon as possible"?  If it's credit card debts look into transferring your debt to a credit card that has lower interest.  They will often have promos for 0% for the first 6 months.  Or sometimes 5% until it's paid off.
1005951
Even though you have "poor credit", you can still get a loan.  If you have assets, you can put them up as collateral.  An example, go to a pawn broker (hock shop)
737763
Try Lending Tree I understand they have various  banks to choose from to make loans for all types of credit.
991963
There are many variables, including what your credit score is, how much you make, to name just two.  You may want to contact a debt-consolidator, though they charge for their services.  Otherwise, you're looking at a personal (unsecured) loan or secured loan...if you have something of equal or greater value to use (paid-off car for example).
913356
there are lenders here for people with limited credit experience\nhttp://www.wesayes.com
913111
Bad situation...maybe you get a loan from a bank or a lending company.
464183
I do loans for people with bad credit all the time- and some are really bad.  Your best bet is to have a mortgage professional review your credit, income, and savings and they will be able to tell you what you qualify/ or not qualify for.
611948
Any purpose loan with low APR! Called Any for short
1182257
good luck trying to get one..\nhold off on another loan; work to pay off your current ones as of now..
277557
Paying $995 a month for 8 months is only about 14.3% interest. I doubt you will find a loan for less than that with bad credit. Since it is your son's education your going to have to pay high interest over a long period of time. Ask your son to pick up a little slack and get a part-time job. Good luck with your future.
478444
If you have a bank account-depending how long you've had it and if you have a job(employment) go to the same bank and apply for the loan.  Since this is a small amount and you can afford payments of approx 100. per month--maybe less but only the Loan Officer at your bank can tell you-that is your best bet to get the loan and  you're also establishing good solid credit by paying off a bank loan. Whatever you do-do not get the loan from anyone where you'll have a high finance charge.  Talk to your bank and even if for some reason they can't they can advise if you can get loan and what to avoid doing--if you've applied bring proof and show to bank officer, bring all paperwork that shows you're here legally.  Good Luck
317606
Go here http://www.jdoqocy.com/click-1972638-10368062 Guaranteed Personal Loans - Unsecured Loans\n50,000 satisfied clients a year can't be wrong!\nBad Credit OK
1016816
What do you need a loan for?  If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest.  You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for.  If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out.  Spend less.  Pay your bills.  Don't borrow.  Adjust your lifestyle to fit your income, not the other way around.\n\nSorry.  Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about.
984173
Sounds like a prepaid credit card may be the way for you to go... \n\nHere is a link to one that says "No credit or bad credit OK, NO credit check required, No employment required"\n\nhttp://www.fastcreditcardoffer.com/credit-card-search/credit-rating/bad-credit-no-credit/default.aspx\n\nGood luck.\n\n.
759370
there's an online people to people lending community that is getting very good reviews---http://www.prosper.com You can lend as much as $25,000 only. Its not close to the $40K you wanted but I hope I helped you in a way. Good luck.
282483
Try getting a small signature loan through a credit union.  An unsecured loan has less stringent requirements for qualification.