Why are we expected to keep insurance on a car that we can't drive because gas is to High?
454047
Ha ha, well i work for an insurnace agent, i try to let people know that im a human too (even though i work for the evil insurance company) I think that the thing that people get upset about is the fact that you HAVE to have insurance. But the thing that you have to remeber is the insurance is for you. If you hit someone, and they sue you your insurance should step in and defend you, and pay to your policy limit. Also if your car gets stolen you will be indemnified to your current need. I know that it seems unfiar that you have to pay SO much money to be protected, you just have to remember that insurance works off surveys and risk. The chance of the company having to pay out for you in the event of a claim is HUGE. The potential for millions of dollars in payment on you claim is a real thing. This is part of the reason that you are paying so much. I think that when you have a claim, that you know is horrid and you would be unable to pay if you didnt have the insurance company to back you up, it will be easier to pay that premium.\nNow the gas prices are another story all together it is unfair that these companies are making record high profits as we all suffer to pay for gas, to make an impact try to not buy any gas from the major supplier EXXON/MOBILE if they have no customers they will be FORCED to lower the price, and if they lower their price then the other stations will have to lower theirs, thus lowering the price. And when exxon again raises its price, go to a different place until they lower it....this plan will only work if ALOT of people contribute, please tell eveyone you know, and maybe instead of waiting for them to change the price we can do that for them ;) hope i helped!
481296
I read a report about 6 months ago that said gas prices would have to exceed $6.00 per gallon before it would even change our personal driving habits.  I believe this and I also believe the first 2 answers you got.  If the price gets high enough, will figure out something better.
378056
They'll just keep putting the prices up because they know that companies and individuals have no option but to pay.  It's what's heppened here in the UK where gas is now more than $7.50 a gallon and demand is still rising.\n\nThere won't be fuel rationing unless there's an actual shortage of fuel and that doesn't seem likely.\n\nI can only speak for the UK when I say that there has been fuel rationing - during the war and during the oil crisis of the early 1970's.
655965
EVEN THOUGH YOU USE FOREIGN PETROL,  YOUR CAR SHOULD BE IN TRIM CONDITION.\n\nAUSSIES ARE UP ABOVE...\nWE ARE DOWN UNDER......
479584
well first of all, it is a sport industry that supports more than a few thousand jobs, plus the type of fuel that those cars use is not what you use in your everyday SUV, and if you are so worried about conserving energy-direct your efforts in a direction that would actually make a difference-direct it towards those SUV driving mothers that have a vehicle that will chauffeur around a whole soccer team, yet only one team member is riding in that one car-hello has anyone ever heard of car pooling, but no one will do this.  Direct it toward people that jump into their car to run to the corner grocery store to get 1 item, when they could take 15 minutes of their time, walk to the same store to get the same item, and save gas doing it-but they gotta drive there.  Direct your efforts toward the millions of people who drive to work everyday, when they could take a bus or carpool van, sure it isn't as convenient, but they are saving gas, saving energy, saving the earth.  In the end, people will tell you that cutbacks need to be made, that sacrifices need to be made, they just forget that they could and should be the ones to do so, they think it should be done by everyone else but them.
942075
Most insurance companies will not allow you to hire this type of driving record due to liability.
449612
Bad things.  You are at the mercy of the insurance company and your DMV.\n\nBe upfront with them.  Good luck!
342809
yes, why have a car just sitting there collecting dust if you're not using it...use that extra money for something else.
677691
problem is that most people do not listen to automated recordings. Just call them to confirm- worse that can happen. They will cancel, but you have not driven out there. Gas prices are too high for driving around.
1136145
I've done this for awhile (insurance).. depending on situation.  if it's someone elses fault you in the hsptl..you bill their AUTO insurance 'cause they have a 'medical clause" that states how much they will pay.  Then you file w/your MEDICAL but BE SURE to tell your insurance the situation so they can know. I've sent back ALOT of claims we shouldn't have paid 'cause the auto should have exhausted their medical $ 1st.  Same thing if your at fault; file w/your auto insurance-check w/them to see how much your covered for medical expenses; then your medical
115401
Seatbelt laws were probably motivated by the insurance company's desire to keep drivers safe and therefore cut their costs.  However, that doesn't mean we can ignore them - regardless of the motivations behind the law, the net effect is increased safety.
293025
Ask your insurance agent.  Most sell them
730607
The car that rear ended you has insurance. If it was considered by the cars insurance company that you had caused the accident by driving unlawfully or what ever it is reasonable to ask why the insurance company are not requiring you to pay for the damage to the car that rearended you I would be seeking advice from a solicitor it seems like they are bluffing you.
399942
Most likely yes.I think everyone should park their cars when they don't really have to go anywhere.Hopefully there will be a solution for this problem soon. I limit the gas I pay for because I think the price is getting too high.I say keep your gas,I'll spend the money on something I need more. And of course,I don't think anyone has prevented over-charging for the gas yet,so I just don't buy any more than I absolutely have to have.I know other business suffers too because family's are having to pay more money for gas to go to work,so they don't spend money on other things like extras such as movies,new homes,new clothes etc.I'd drive a solar car if they made one. With global warming there would be plenty of free fuel. Fuel here in South Carolina-I paid 3.69 per gallon this week.The last crisis we had not to long ago,I did pay over 4.00 for gas per gallon.Looks like everything else is going up too. Our family stays home as much as we can.
182667
the insurance company is representing the driver, therefore it is them that you take to court.  your insurance company would do the same for you.  someone wants to take you to court for an accident you had, they would go to court for you and defend you if they believe they have a case.
577939
To tell the truth, we americans are all , what you might say, "Spoiled". We have had plenty of everything, including Gasoline, for so long we just can't see ourselves doing with less than usuall. True if we would realize our consumption and deal with it before it is a have-to case, we would be better prepsred for the future. But America is not like that, we have plenty so we use it and when we don't get enought, we look for somebody to be in fault.
215157
Well I work for an insurance company and the only honest answer is that there are so many factors that go into insurance rates that there is no hard and fast answer.  First off every state regulates insurance differently and every company that operates in a state has to have policies and procedures for rating policies that comply with state insurance commissions.  Next each company, after complying with state laws and regulations, has its own rating system.  When a driver on a policy is "at-fault," the potential for a rate increase exists.  On the other hand policies can be rated on the actual drivers who are being insured and thus if a driver who might be a bad risk was no longer a policy driver (in this case due to death) then that might not change the rating.  Hope this helps