I have a house in TX that hasn't sold yet. I'm in WV & want to go back to TX but have no job or $ there.Ideas?
446066
It was disheartening to read your question, because it sounds like you're really down on things - I sure wish I could wave a magic wand and make all your problems go away.\n\nWhat I can offer is my experience as someone who has moved all around the country - particularly much earlier in life. My dad was a corporate troubleshooter, and his company would move him from city to city where this division or other was having problems - his job was turn things around and then move on to the next crisis. At one point, as a kid, I moved 7 times in 10 years - think of all the schools and new classmates that involved! As an adult, I worked for a while as a college professor, moving from university to university until I got tired of that route. So I've been there (and there and there and there, and I can sympathize.)\n\nThat having been said, sometimes there are difficult realities to life - and the road doesn't always take you where you want to go. Or at least not in a straight line. I don't know what it is that your husband does for a living, so it's difficult for me to understand why the only jobs available to him are in West Virginia. I can certainly understand that it's a tremendous culture shock for you to move to a really, really rural community, but if it's really true that the only jobs for him ARE in West Virginia, then I guess I would have to salute your husband for having the character to pick up and follow the money. I'm going to assume that he's motivated to earn a decent living by his responsibility to his wife and daughters - so I'm thinking he may well deserve a lot of credit for recognizing his needs.\n\nThere is no magic money tree that can get you back to Texas, and again, I don't know anything about your job skills and where the opportunities exist for you. Perhaps the best approach for you would be to take advantage of whatever opportunities you have to pursue additional schooling that will qualify you for more positions -maybe your chosen field will provide more options for you in Texas, and your husband will find it desirable to move back to Texas where YOU can earn a good living.\n\nMoves are difficult things, because they uproot us from everything we know and our entire comfort zone. A very famous psychology theory from the 1960s speaks of the most stressful events in the average person's life, and how those stressors can impact mental health. As you might expect, moving/relocation is one of them (others include divorce, death of a family member, jail, loss of a job, etc.) If you're interested in reading more, read about the "Holmes Stress Scale".\n\nThere is nothing at all unusual about feeling completely lost and out of place in a new situation and a new environment and the only thing that can possibly ease that stress and pain is to be patient and give yourself time to adapt. We truly are amazing at adapting to new environments, but being the homebodies that we are, it always takes time - for some people and for some environments, it just takes longer than others.\n\nI also don't know about the nature of your relationship (and your daughters' relationships) with your husband - if you're close, and this move is driving you apart, the sad reality is that going back to Texas without him is going to introduce a whole new set of challenges to your lives, not the least of which would be the financial ones.\n\nMy best advice to you is to find a sympathetic ear nearby - I know this may seem impossible, but there must be a neighbor or a religious leader or a community service program or a job counseling service or any number of other caring individuals who can help you adjust. Since you didn't indicate if you're working at the present time, I can't necessarily recommend volunteering, but if you're not working, that's an excellent way to meet people and become a welcome part of a new community. If you're not working, and you
306295
It's probably you that got the house but call and talk to your agent ASAP.  Usually the sign would say Sale Pending.  I know in our office we run out of "Sale Pending" signs on occasion and just go right to using "Sold" signs.
838606
Pay your late payments or contact an attorney.  There a lot of good attorneys that work specifically to help you find the loop wholes to keep your house.  Or you can try to find a buyer and sell it before you lose it completely.
669929
Are you looking to buy or are you the owner of the foreclosed property? If you are the owner, it may be too late since the sale has been scheduled unless youi can get your bank to cancel the sale by coming to some financial arrangement with them. The alternative maybe you try and get a family member/friend to buy the property at the Sherrif sale and allow you to rent it back from them.
33208
I would start now.  It is a good idea to keep an eye on the market before you ACTUALLY are going to go for it. \n\nWe just did this - We sold our old house.  (We started looking at homes in end of May beginning June.  We saw a few we like and ALOT that weren't exactly what we were looking for.  they needed too much tweeking so we kept looking.   \n\nIn July we put in an offer - they didn't take it.  So we moved on.  Then in August we put in another offer and they wanted to go too high so we moved on.  Then we finally found the house we are in and it was September that we put the offer in.  We closed on the house and moved in - in Oct  (three months ago)  We had time to really look and not feel rushed and also to know that we were getting a good deal.  If you aren't activly looking  ( I mean every single weekend) and watching your local market where you want to buy into - every single day - you won't be as prepared to buy.  So I say now is the perfect time to start looking.  Just don't jump on the first thing that comes along - be patient - Sometimes you have to let a few deals go to see what is really ment to be.  \n\nGreat site to watch the MLS  (multiple listings service)  is Zip realty.  they are free - you just have to sign up, they give you a few info emails - but the rest of the time you can hang out on that site and just watch all the houses in your area of search.   You can save specific searches in your "My zip" area and go to them each day to see what new houses are on the market and if any have lowered their asking prices.  It is invaluable!! \n\nI litterally logged onto my "Myzip" every single day for July, August & September - It was probably the most useful tool.\n\nBTW - We didn't use a realestate agent either.  We watched the listings ourself and called to make our own appointments.  We never used the zip realty guy that was in our area.  You don't have to if you don't want to.
171536
This is a tough one, but here is a suggestion.\n\nFirst I assume the owner has a loan that has a due on sale clause and cannot be assumed. Try these first if possible.\n\nNext thing if you work at it you can do this. It might be a long shot with each person, but you will eventually find someone willing. You need an investor. This isn’t something like finding one in a thousand like it might seem. A lot of people, at least 1 in 10 or 20 invest in real estate. So every community has a lot of investors. You are going to set up a deal that is too good for them to pass up and then show it to 25 people and one of them will go for it. Put an ad in the paper in the investor section something like invest in this lucrative real estate deal and you will have your phone ringing off the hook of people to try it out on.\n\nHere is what you want to happen. They will buy the house from the current owner, and they will lease option the house to you. Since the market is poor in that area you should be able to get a good deal. Keep in mind the reason they offered it to you first is so they can sell it for more than it is worth and avoid a commission on top of that. So any price they offer you will likely be way more than they need. Unless you are dealing with abnormally nice and fair people. \n\nSo lets assume the house is worth 90k to 100k for the illustration here. The range is if you want to sell it quick or let it sit a while on the market. Although the range might be larger the way you describe the area. My guess is the 18 months on the market is one house with a problem that the stubborn owner denies.\n\nFirst you need to be able to negotiate with the current owner. They can sell the house fast with an agent for 90k, of which 82k is what they get, 5400 commission plus 2600 taxes and closing fees. So you can offer 90k-5400 and it will be the same for them. They have to realize this is true so take time to explain it. If they agree that they would sell it for that then you would do best to put an offer in writing and write in the buyer as “your name and/or assigns”. The “and/or assigns” means you can assign the contract to someone else. The investor you will now search for. \n\nYou will need more time than average to close, which might trouble them(might need to raise the price a bit). Or, you may need to add something in the contract like this contract is void if the owner happens to find another buyer willing to pay at least $90k. This way they can still try to sell it while you put the deal together. They will get to keep your earnest money as well if you fail to buy the house, so put as little as they will take, but it does need to be at least $100 or so to be considered a legal contract. You might also add something like more earnest money, to the tune of $100 will be handed over each month to keep the contract good for up to 90 or even 120 days if they will go for it.\n\nNow you will try and find an investor. It has to be a good deal for them and of course you would like it to be a good one for you. Part of your pitch will be that you are trying to split the good fortune and that since you “found” the deal you want some of it. So they are going to buy the house for the contract price you negotiated of 84600. Then simultaneously lease option it to you to buy it for 100000 in three years, or however long you think it will take you to save up enough money and build up your good credit to buy a house. Presumably the house will be worth more than 100000 or you need to lower your price. Be sure this option contract gets recorded along with the other papers.\n\nThe lease part of a lease option works like this. You rent it for say 800 a month now, assuming this is market rent you will start renting it for 900 a month and 300 of that goes towards your down payment (all negotiable of course). So if you end up buying it you only pay 600 a month rent. If not then you paid 900. Good for both sides. You will also agree to handle all rep
1159230
Hi Urban!\nNow that the housing market is finally looking up, it's the perfect time to seek out a new place to live. This summer you need to shake off that "lucky I even have my folks to live with" mentality, polish up your shoes, and explore your living quarters options! There are fun, flexible, fantastic places out there just waiting for someone like you!\nNow, get out there and pound the pavement. Beat on some doors until you latch onto that incredible tree house or fort you always wanted!\n(I heard  your area is a great place to find a cardboard box near a dumpster behind the pizza joint?)\n-viqueur
341443
Go to the local Tax Assement.  Unpaid taxes get taken out of the sale of a house at closing and can go on for years so you might not be able to motivate some people to sell that way.  I think it all depends on what city you are in.
902924
From my experience (I am not a real estate agent or attorney, so this is not legal advice)...\n\nIf you don't have a deposit, you don't have a deal.  If you have other offers that have a security deposit with them, those offers should beat out the first offer since the first offer never gave you the deposit.  I'd keep marketing the property and get a backup ASAP.
677658
My suggestion to you is to call one of the many Property Rental places. They strictly rent houses for homeowner's who don't want the hassle of collecting rent, fixing things that need fixing,...actually they are go-fors. They do receive a commission but they get all the headaches! You can call them and tell them your situation, sometimes they have or know of homes that will be going on the market for sale in like 4mos or more and would like to rent them out so they can make a few bucks on rent instead of letting them sit empty.  You also might try a realtor and just explain the situation to them they might know of something short term. I would even call the local churches and community centers and explain to them what you need...someone along the way will be able to help you. Watch and see! It'll all work out for the best. Good Luck.
142185
Call a realtor.  Each state has own website for things like this.  Might be under your city's name; county's name, etc.  Try local Country Treasurer first.
436702
Sell your truck and use the money to pay your house loan.\n\nI suggest you to sell everything you own (Including your bed) and pay your house loan before you are kick out of your house and you end up homeless.\n\nPlease let me know how much debt exactly do you have in your house loan and how much is your house worth so I can find you a buyer for your house before your house becomes property of the bank.
901217
You will have to find a job first, as no lender will finance you without having a job where you will be living, unless you are transferring to another location with the same company.
1117465
Check out the Harris county court house list.  There are tons of people facing foreclosure who I am sure would love your help.\n\nSince foreclosures have to be listed 21 days before they can occur, you can get quite  a few quick leads just by going through the folks who're coming up for next month.
1044558
Contact the banks in your area and they should put you in touch with the person who oversees forclosures.  It may take some calling around to find someone who knows who to direct you to, but it can be done.  Smaller banks are easier to find it.  Also check the county website for a list of soon to be auctioned homes.  They are always posted in advance either in the paper or county website.
618416
depends on the kind of work you are looking for and how long it has been since the last trouble.. I have been through some similar issues.. I live in the DFW area.. if you want to drop me an email with a bit more info I may be able to give some ideas.. regardless.. good luck !!
968813
Call a realtor.\n\nCoach