Financial investment?
442756
You should use 4000 to put into a ROTH IRA.  You can put another 4000 in a ROTH IRA for your wife.  If you are taking advantage of the tax deduction of mortgage interest, your interest rate is effectively 4%, so it probably makes more sense to invest rather than pay off your mortgage.\nYou might want to put your 2000 into municipal bonds which will give you tax-free income.
376469
The best advice I can give you is to consult with a financial professional.  He can do a risk profile on you and help work with you to invest your money in a way that best suits your needs.
398114
There are lots of mutual funds that will take $100 to get you started.  So a search in Yahoo Finance or MSN for funds that start with a min investment of $100.  I have been an investment advisor for over 23 years.
905594
It depends on how risky you want to be.  Do you feel confident about your ability to play the stock market?  If so you could take a chunk and invest it there.  If you are more conservative then I would suggest an ING account or a CD with the highest return of investment.  Usually a 12 month CD will carry a higher return but you cannot access this money easily without paying a penalty.  So if you want a good return with access to your money either a money market or an ING account would probably work best.  Happy investing!
209690
$1,000,000 does not go as far as it used too. I would invest it.
543654
You can invest it in many different things. Bonds, stocks, mutual funds, CD's, T-bill, gold, silver, land, rare coins, art, antiques, baseball cards, to name just a few. \n\nIt would be perhaps better to ask, "How would you invest $10,000?"  At least that way you would get different points of view. \n\nIf all I had was $10,000 to invest and I did not have any outstanding debts to be paid off, I would put $3000 in oil stocks, $3000 in a mutual fund investing in China, and $4000 in T-bills or a mutual fund investing in foreign debt because the dollar is not a healthy place to be right now.
440430
Invest the money in a high yield savings account.
407457
There are so many types of investments.  Find yourself a good investment broker who can explain to you in detail the benefits of investments that would best be suited to your needs and situation.\n\nYou really should get professional advise for best results.
571929
I have never heard of them. What type of investment are you looking to do?
715505
Invest better.\n\nCoach
156820
I think most financial advisors would say that is a fairly conservative long term investment. Specially if you are doing it through a mutual fund company like Vanguard which has pretty low expenses
1149595
SOME SAY IT IS NOT WORTH IT, PERSONALY MY OPINION IS IT IS WORTH INVESTMENT IN THE LONGER TERM. ALTHOUGH 'START UP' FEES AND COSTS ARE GREAT. THE COST ON THE ENVIOMENT IS ALSO LESS.
82313
Why is this an "investing" question?
1136540
Don't you think this question is a little open ended?\n\nI'm a financial and investment planner by profession and there is no way that this question is answerable. \n\nYou first need to decide for yourself:\n\nHow much you want to invest, for how long, how much risk you are willing to take, how much access you may need to the money, whether you wish to invest directly or via a fund, which country you plan to invest in, which currency, etc.\n\nWithout that sort of thinking from you, the best intentioned answer in the world will not be able to help you.\n\nSorry, but I hope that it helps.
517192
Buy a diversified series of mutual funds. Individual stocks are just way too risky in most cases, especially for novice investors, even if they look like a sure thing.  How are Enron and Worldcom doing right now?\n\nMake sure you hit all the assets classes, like Large cap stocks, small/mid cap stocks, international stocks, emerging markets stocks, government debt, corporate debt, hi-yield debt, foreign debt, emerging markets debt, real estate, commodities, and precious metals. That's 12 categories right there, so let's say you get started with with $1200, you're talking about $100 each. \n\nThen sit back and rebalance each year, back to your original percentages. This is called asset allocation. The thinking being, what's BEEN hot is more than likely not going to STAY hot. All markets, after all, are cyclical.  This is why people who invest their 401(k) by just putting in whatever's had the most recent best numbers never get anywhere--they're investig in something that DID will and IS probably NOT doing well.\n\nThis sort of portfolio should average 8-12% per year, so just split the difference and say 10%. Will it do 10% EVERY year? Of course not. I'd be surprised if it ever did EXACTLY 10%. That's an annual average. With that average, your money should double roughly every 7 years. \nSo, in 7 years you should have about $2,000\nin 14 years you should have about $4,000\nin 21 years you should have about $8,000\nin 28 years you should have about $16,000\nin 35 years you should have about $32,000\nin 42 years you should have about $64,000\nin 49 years you should have about $128,000\nin 56 years you should have about $256,000\nin 63 years you should have about $512,000\nin 70 years you should have about $1,024,000!\n\nOf course, if you keep adding money in, say $100 a month, you'll become a millionaire MUCH sooner. The key is discipline, and sticking in when markets are up OR down. Don't try to time the market--you'll NEVER get it right.\n\nHere's a handy formula:\n\n$100/month x 12% retutn x 20 years = $100,000.  \n\nSo if you invest $300 a month, you can expect to have $300,000 or so in 20 years, depending on what return you get.  And remember, even if you stop there, that money itself will double again in 7-10 years, depending.  Then double again.  Then double again.  You get the idea.\n\nIn short, you can make a HELL of a lot of money, with a small output on your part, if you do it right, and are patient.\n\nOh, and if you qualify, and do this all in a Roth IRA? Then every penny will be 100% TAX-FREE. That's a deal that's too good to pass up. That's why I tell all my under-30 clients--if you make under $90,000, and therefore qualify to do a Roth, you'd be a fool not to. Just having the power of youth (and therefore time) on your side is such an advantage, to squander it would be such a waste!\n\nHope this helps!\n--J.\n\nP.S. The previous answerer's advice about contacting Edward Jones is gold.  I would go to their website at www.edwardjones.com, enter your zip code, and find the closest office to you.  Chances are there's one within 10 miles.  They have 10,000 office in the US, UK, and Canada.  And they will take care of you right if you decide you don't want to go it alone.
276559
Total Cost of Ownership, Return on Investment
1029516
you need Total capital investment of at least $200,000 that goes to what ever need to get you started\nthen you need an ADD another  $75,000 for cash on hand for thing that you need such as office supplies, gas and to live on