HELP!!!! I need a copy of credit report and score!?
453497
www.annualcreditreport.com\n\nand for your score...well, just do a yahoo search for free instant credit score cuz i forgot the website i got mine from
831525
Try annualcreditreport.com
158966
You can get your official score from each of the 3 reporting companies.\n\nDo not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn't make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.\n\n"The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
226195
If you are looking to order a credit report, use www.annualcreditreport.com
1070145
You can go to https://www.annualcreditreport.com for 1 free credit report every 12 months from each of the three credit bureaus. They give you the report for free, but you have to pay like $5 for the score.
521426
if it is online..its free. or you can go to the court house itself and look at the file....also free.  if its basic info you need you can call the court clerk and they may be able to help you with some stuff. however, if you need copies of the file because its not local or not online you will have to pay.  you are not paying for the information itself, but rather the photcopies.  just like anywere else...nuthins free.
988901
The previous response is correct. As of last year, everyone is entitled to receive a copy of your credit report from all three credit bureaus once per year. www.annualcreditreport.com is the only place to get it. You can also request via phone at 1-877-322-8228 or at PO Box 105281, Atlanta GA 30348-5281.\n\nPlaces like free credit report dot com make you sign up for a service in order to get it and if you don't cancel the service they will charge you monthly for it.
176590
Get a copy of your credit report through equifax. This report is free once a year.
867685
1) KNOW what goes into your score :\nhttp://financialbasics.blogspot.com/2006/11/credit-reports-and-credit-reporting.html\n\n2) Make good use of the credit you have available to you :\nhttp://financialbasics.blogspot.com/2006/11/use-your-credit-card-sensibly.html\n\n3) Last but not least, protect yourself by reviewing your credit report EVERY year to prevent identity theft and other fraudulent activities :\nhttp://financialbasics.blogspot.com/2006/11/its-your-credit-take-care-of-it.html\n\nSorry for posting 3 links but putting all that info out there would really be too long :)
6140
www.annualcreditrport.com is the source for  a free report among the 3 largest credit reporting agencies. Experian, Transunion etc.\n\nWhat I do is to stage them 3 times a year so I can see what is being reported with each company.\n\nI simply mark my calender and then get an updated report.\n\nYou can get all three at once, but I think thats overkill.\n\nYou will pay a small fee for a FICO score.\n\nBest to you. Merry Christmas
440633
Call your school they should still have a file on you and it will be in your file what score that you got.
533997
Yes.  This has happened to me.  I am having a problem right now trying to get some stuff removed from my credit report.  The problem is that there are 3 credit bureaus and they do not share information so you have to contact all three - Experian, Equifax, TransUnion.  Use these sites to get free copies of your reports.\nwww.freecreditreport.com\nwww.annualcreditreport.com
1094635
#1) Pull all your reports. Not online, request actual physical copies. They usually contain more than what an online report does. This will give you a start on where you need to go with your reports. Also, keep them. Never toss them. They are proof later on if you need them to refer to if you ever get into a legal situation regarding your credit (lawsuit etc).\n\n#2) Dispute. Dispute anything that is not correct including, balance amounts, lates, etc. If you have only one or two lates, I would call your creditor and see if you can get them removed via goodwill gesture, or send a goodwill letter. You can find some great letters on some of the credit boards like creditnet.com and creditboards.com.\n\n#3.) Collections? If you have any collections on your account or anything that should not be there, send a DV (debt validation) to the creditor asking to prove the debt. If they cannot, they have to remove the debt off of your report by law.\n\n#4.) You have rights - check out http://www.ftc.gov/os/statutes/031224fcra.pdf for more info.\n\n#5.) check out some of the posts on creditnet.com and creditboards.com for assistance. \n\n#6.) If you have no credit, or want a temporary boost - have a family member or really (really, really, really) close friend add you in as an authorized user on their credit cards. Make sure the balances are not high, otherwise this could hurt you more. The higher the available credit, the more your utilization will go down on your report - therefore bumping your score.\n\n#7.) Avoid unnecessary inquiries. Hard pulls can hurt you, so avoid applying for new credit cards until after you buy your home.\n\nThis of course is a shortened version of things you can try. Research info on those links I provided you. You can increase your score spending just a short amount of time per week, sending letters to creditors etc. I increased my score over 100 points in less than 6 months. Depending on your situation, this could take shorter or longer time, but at least you have somewhere to start. Good luck!
343417
AnnualCreditReport.com\n\nYou are entitled to a copy of your credit report once/year\n\nyou can obtain your actual FICO score at  www.myfico.com
145733
You can get a free credit report and score at www.annualcreditreport.com once a year. Most places don't usually give scores, just the credit report, but Experian usually does.
696019
Try calling all three credit bureaus to find out what is going on, maybe they can help. They may have you write a letter disputing these items anyway.\nEquifax: 1-866-798-6598\nExperian: 1-800-734-4617\nTransUnion: 1-800-888-4213\nGood luck to you!
799898
Analyze credit \n\nlook: http://www.expert-credit-advice.com/request_analysis.htm