am i entitled to a pension through Dal-tile corp after 20 years of employment?
79238
If I were you, I'd not take a whole lot of stock in a pension.  Remember, IBM just froze theirs and they are a financially sound company.  If I were you, I'd make sure I had enough money invested to make sure I could retire well - Don't believe it.
200676
Most companies will not sell it to anyone under age 50.  I advise my clients to purchase it with a 10 year payment option over their last 10 years before retirement.  Have it paid up before retirement while you're still working and income is higher.  It also protects you against future rate increases.  Talk to a number of professionals as there are many plans out there with numerous options.
1026669
Did you know you have to work at the same job for at least 20 years to collect a pension, 30 years to collect a full pension and can't collect till you are 62...year after year the government takes your money and again you have to wait till you are in your 60's to get a small portion back from social security...hats off to people who worked hard all their lives and still have good health and able to work in their 60's & 70's!\nGreedy????
791624
Yes, providing:-\n\n1) 70% of funds are invested in companies <3yrs/old.\n2) The companies operate wholly or mainly in the UK.\n3) You are under the limit of £200,000 per year (tight eh?)\n\nDividends are also paid gross with no income tax taken.
1126701
Your basic state pension should be below your personal tax allowance and so you shouldn't pay any tax. You should also get a £200 heating allowance that is tax free and doesn't effect benefits like housing benefits and council tax benefits. Maybe, you have a private pension that has took you over the threshold. Income from investments can do the same. If it's investments - you can change them and go for investments that will give you growth as opposed to income. Investments that grow are subject to capital gains tax and you also have a personal allowance for capital gains tax of £8,800 a year. Maybe you could contact age concern and see if they can give you advice - make sure you are getting all your benefits and tax credits and investing in a tax efficient way. the system is unfair - that's why Gordon Brown has very little time to change economic policy to make it better the the old, disabled and chronically sick - or his chances of becoming the next Prime Minister - is no chance. He doesn't look after you and me - we don't vote for him and his corrupt cronies at the General Election. let them enjoy their jags, mansions, mistresses and the gravy train - it will come to a sudden end.
840449
First of all , you must make the difference between the Canada Pension and The Old Age Security Pension.\n\nThe Canada Pension Plan is payable anywhere in or outside of Canada , but the amount is dependent on earnings and years contributed to the system.. \n\nThe Old Age Pension is based on years of residence in Canada.\nA full pension at  65 requires you to have resided in \nCanada for 40 years after age 18. You must also have been a legal resident during this period.\n\nHowever, there are what we call international agreements with \nother countries that permit us to receive sometimes partial pensions . A partial pension will be calculated based on actual legal years in Canada.You cannot expect to receive a full pension if you haved not resided in Canada all your life. \nThis is a very complex issue in pensions at 65yrs. \n\nOn the other note of having so much money . \n\nIt is not the amount of money in the bank that can reduce your pension but the interest , or other taxable sources .\n\nExample : You must exceed the 58,000.00 amount in order for revenue Canada to start lowering your benefit. Above 80,000.00 amount it will probably be 0.00. \nThis called a recovery tax. The amount is witheld from your \nold age security check . It will count as tax witheld at the source \nfor your next year tax.\n\nYour friend should contact the revenu Canada office directly or \ngo to a good accountant who could easily verify this.
3368
It depends, if you joined now, not as much, but still a decent amount -- It depends on how long you work, your experience, and your position.\n\nIf you were apart of google back when it started:\nhttp://query.nytimes.com/gst/abstract.html?res=F40C1EFC395F0C728CDDAB0894DD404482
1123740
Do you mean a 401K plan?  If so, you can only get from your current company - speak to HR.
1109074
Yes.  You may also be able to elect a higher pension benefit now that reduces at age 65... not all plans offer this however.\n\nOne benefit of starting to receive your pension now is that it may get you into a retiree medical plan if your company offers it, which could save a lot of money.  But once you elect to start receiving money, you probably can't reverse the decision.
558512
Yes and no!\nThere are lots of details which are required for proper answer.You have not given all details-like what is your age, whether the income you are showing is gross salary or net salary or income other than salary, whether you have made any saving which may allow you deduction u/s 80C etc.\n\nYes, if you are below 65 years , have no investment to qualify deduction u/s 80 C .\nNo tax is payable upto Rs 1,85,000 if you are above 65 years.\n \nKeep in mind that Woman are not supposed to pay any tax upto total income of Rs 1,35,000.
268680
Contact your nearest employment security office, they should be able to give you an answer.
611435
Your company's 401k plan is a separate entity, apart from the company itself. Whether the new company will continue the plan is a question you need to ask your HR dept (or the new company's HR dept.). There is no requirement that they continue the old plan.\n\nYou should also check the plan's SPD - Summary Plan Description to see what it says.\n\nIn any case, the money would not revert back to the company.
689745
No pension till 20... unless he's given an early retirement.  You have to have been the spouse for 10 years or more to get anything.  You can go for child support in court though.
78489
it also depends on the terms of your employment.. if you are an at will employee, private contractor or what.. it doesnt say in your post anything specific enough..
983747
You can insist, but your Company does not have to oblige. \n\nYour Company would have to consider if:\n* You come under the definition of the Disability Discrimination Act 1995.\n* You are the parent or carer for a child aged 5 or less.\n* You are the parent or carer of a registered disabled child aged 18 or less.\n\nThe law is changing to add carers to this. But even in points 2 and three, the Company has a duty to consider but not to agree, and allowing someone else to changes their hours of work does not set a precedent, sorry!
364865
It depends on what type of account your spouse has their retirement through.  If it is a defined benefit pension plan you are S.O.L. because you can only get a monthly benefit at their earliest eligible retirement age. Many other plans (like defined contribution) are the same way, but will let you take the money after 3 years.  In any event, it will probably take 18 months AT LEAST, since this is how long the plan has to go back and forth with your attorney as to how the QDRO is worded, etc.
506201
It depends on the pension plan. Check with the Pension Benefit Guaranty Corporation; they do not deal with ALL pensions but they do deal with any pension that was insured.  They can help you with the options available for your particular pension. If the PBGC does not service your pension, then check with your company's Pension Benefits Administrator.