How many americans will declare bankruptcy in 2005?
98220
Well, since 2005 is already over, I imagine you can pull up a record somewhere telling you.
547569
I beleive a lot of americans are already at the end of there credit and falling into depression now.
372394
start paying the stuff you owe on yet. and you cant declare bankruptcy unless you are so much in debt, i believe you have to be close to 10 grand in debt to do so. and i dont think it will hurt your husbands credit.
531044
There is no list.  Some do file bankruptcy, but an awful lot of startups that fail just quietly close their doors and disappear.\n\nIf you just want statistics, go to the SBA for data on the business failure rate in your local area.
997484
If you want a correct answer... ask a local bankruptcy attorney!\n\nI would suggest you read the article "New Bankruptcy Law – Where’s The Consumer Protection?" you can view it at:\nhttp://www.sandiegolawyerforyou.com/san-diego-bankruptcy-law-update.htm\n\n\nhttp://www.las-vegas-nevada-lawyer-attorney-legal-injury-defense-directory.com/las-vegas-bankruptcy-lawyers.htm\nhttp://www.san-francisco-oakland-bay-area-lawyers-attorneys-directory.com\nhttp://www.san-jose-ca-lawyers-attorneys-directory.com\nhttp://www.sacramento-ca-lawyers-attorneys-directory.com\nhttp://www.la-orange-county-lawyers-attorney-directory.com\nhttp://legal-advice-library.info/blog\nhttp://www.austin-texas-lawyers-attorneys-directory.com/austin-legal-services.htm\nhttp://www.san-antonio-texas-lawyers-attorneys-directory.com\nhttp://www.san-diego-lawyer-attorney-personal-injury-dui-car-immigration.info
107638
it is the calendar year prior. so a fiscal ended in anything 05 would be a 2004 year.
839967
approximately  564,766 for 2005/6
159556
Want an answer?  Take one look at the number of personal bankruptcy cases file this year. \n\nConsumers are falling into a serious trap when they play around with credit.  It starts with them making minimum payments.  Then they get a second credit card and transfer the balance, only to run up the balance again on the first card.  Then it's off to re-finance their homes.  \n\nI've seen this over and over again!\n\nSo the government is now forced to step in.  Be lucky this is all they did.
230522
Actually, not everyone may file a 7 bankruptcy.\n\nYou must be eligible.\n\nA person who has had a chapter 7 discharge within the past 8 years may not file a chapter 7 bankruptcy case.\n\nA person may not file a chapter 7 bankruptcy if doing so is "abuse".  A case is presumed abusive if the person makes more than the national median income, approximately 40,000 for an individual and approximately 70,000 for a family of 4.  If a person's chapter 7 bankruptcy is "presumed abusive", he or she may still be able to file a chapter 7 case if the parson passes a somewhat complex "means test".  The means test determines whether a person has enough "current monthly income" to pay at least $10,000 to unsecured creditors over 5 years or at least $6,000 to creditors over 5 years if that results in paying at least 25% of the unsecured debt.\n\nA debtor must take a credit counseling session before being eligible to file a chapter 7 case.\n\nBankruptcy will discharge all of your dischargeable debts (but not taxes, student loans, domestic support obligations and others).  However, interest rates for a debtor for several years after a bankruptcy will be higher on loans or credit cards
689125
I did it 10 years ago and it worked out for me but don't be misled.  There are 2 different bankruptcy clauses.  Chapter 13 and chapter 7.  One is based on a person that was paying on time and suddely were thrust into the situation because of a hardship like being laid off or extreme medical bill occuring.  This is the better situation, Chapter 13.  Chapter 7 is for someone that ran up their credit and lived beyond their means.  It is hard to recover from Chapter 7.
493123
I believe federal taxes can be included, but you need to make sure that you file all the returns prior to declaring bankruptcy, otherwise the IRS can convert your bankruptcy from 7 to chapter 13.\n\nFor a more definite answer, I'd go to a lawyer.
1043535
Everyone want to bankrupt the US.  We are doing a good enough job on our own.
514879
I'd estimate it at close to 340 million right now.\n\nlivewire - I don't think that's a good estimate even for just the U.S.
1053039
The new rules for chapter 7 bankruptcy effect approximately 3% of the population.\n\n#1 You will now have to attend a counseling session before filing\n#2 You will have to attend a financial management course after you file\n#3 You will also need to provide more documents to your attorney to file for bankruptcy.\n\nThe previous answer is totally invalid. I hope you know that. There is no debt to pay back after chapter 7. And in less than two years I raised my scores into the mid 600's. It's business as usuall and I am able to qualify for a home mortgage, a car or most credit cards if I choose.\n\nThere are scores of attorneys out there who love doing bankruptcies because it's gravy work for them. You should find someone suitable for about $500. Filing fees should still be under $300. I actually filed my own bankruptcy with the help of a legal aid office for $550, lock,stock & barrell.\n\nIf you do hire an attorney, He needs to sit down with you for an hour and fill out the paper work with you. That his job. He knows how to fill in the blanks. The reason I say this, an attorney I sought out handed me the papers to fill out and sent me home.\nI had so many questions I was stymied. I sought out another attorney. He asked me to bring all account information to his office. We sat down and he filled out the paperwork as he was asking the questions.
125742
I have heard about $750-$1000 (includes legal fees and filing costs.) There are legal document preparation companies who will help prepare the documents, but they are not actually lawyers.\n\nIn Chapter 7, a person has fewer assets and most debt is discharged. In Chapter 13 the debt is restructured and a repayment plan is prepared. A lawyer specializing in bankruptcy could advise you. Usually, a consultation is free of charge.\n\nThere are alternatives to filing for bankruptcy. There are credit counseling services that can help with repayment plans.\n\n(I understand that federal law was recently passed that makes it more difficult for individuals to file for bankruptcy.)
291988
I guess to appreciate the new law you have to be on the "receiving" end.\n\nMy sister was renting her house to someone. After a few months of hardship stories, she finally had to start evicting them after $2000 in back rent had accumulated.  \n\nThen they filed for bankruptcy.  \n\nThen 2 days after the creditors meeting, they apply and get a brand new mortgage, putting down $5000 on the loan.\n\nThat's abuse of the bankruptcy system.\n\nNow, on the other hand, we see the 78 year old retiree who runs up $20,000 in medical bills.  No way to ever catch up, rent runs behind, credit cards get maxed out.....\n\nOr the husband with 2 kids, factory worker getting $25 an hour and thinks his job is secure.  Gets laid off, can't find any jobs that pay more then $9 an hour.  Wife can't work cause she's raising kids.......\n\nIn both of these cases, creditors don't care.  They want their money.  Collection agents relently hound and threaten them.\n\nYeah, I know both sides of the story.
157209
An estimated 20,064,776, as of 2005.