In the state of Ohio, is it legal to force a tenant to purchase "renter's insurance?"?
85592
renter's insurance covers the stuff in the apartment or house. The owner has homeowners insurance to cover the building only. What you are saying doesn't really make sense. I am almost positive you can't be forced to buy it.\n\nHere is a link to ohio landlord tenant law, in particular about renters insurance. You might peruse the site to find more info. \n\nhttp://www.ohiolandlordtenant.com/faq30.html\n\nThe problem is that he isn't evicting you. You do not usually need to renew a lease to stay someplace, there is usually a provision in the agreement that it simply defaults to month to month. So you might be able to not renew the lease and force him to evict you. At that point you might have more rights. Before you get to this point be sure you know the law. Don't just do it and then find out it wasn't the right course of action.\n\nYou should call a lawyer that specializes in landlord tenant law in your area and ask them a few free questions over the phone. If they wont let you ask a few questions for free then call another, someone will help you. They will know the law inside out.\n\nThe bottom line is if you are being screwed by the landlord, a court will side with you. This sounds like just such a case. Just talking to a lawyer and having them explain the law to you so you can call the landlord and tell them what you found will likely be enough. Landlords don't usually want to do the wrong theing they are just sometimes not up to speed on the law just like many tenants aren't. They try and do something that makes sense to them and don't realize it is wrong for them to do so.\n\nGood luck with your problem
1101093
Well, if you're buying it then you should be the one responsible for the upkeep. If you were renting it would be his place to fix it, but it's your problem now. Good luck.
679531
...Is your gas and heat part of utilities addendum in your lease agreement?   If so asking the landlord to extract out a separate bill for just you would be discriminatory action against ALL the OTHER residents. He would be very reluctant to do that. Anything a landlord provides to one resident, he must be prepared to provide equally for all other residents.  For instance an announcement is attached to the office door/window for all to see...OR placed on all tenants doors. Time consuming for him to do.
1170900
You might be able to get a rider on a homeowner's insurance policy to cover personal property.  For example, your policy might cover $5000 of personal property on you at any time.  Theft would definitely be covered - I'm not sure how it would affect those "I dropped it in the swimming pool" type incidents.
185481
renters should have renters insurance which would cover it. the landlord is only responsible for the fridge itself
1038970
The first consideration is that this man has a broken door and no security for his home.  He should contact the city attorney's office and file a complaint to have his door repaired immediately.   He should also DEMAND, via certified mail, that the landlord fix the door.   \n\nNext, he should determine whether the eviction notice has actually been filed with the court (often, landlords will issue an eviction notice to intimidate tenants without any intent to follow through with the court).  If it has been filed, then he MUST, by law, receive a copy of the complaint from the court.  When he does, he can file an answer with the court.  The answer basically states that the allegations in the complaint are untrue and he wants to appear in court to state his side of the story.  The court will give him a date to appear in court.  He can base his defense on the fact that the landlord has breached his implied covenant of "Quiet Enjoyment" and the implied "Warranty of Habitability" by failing to immediately repair his door; and, for "Harassment" by attempting to evict him for the actions of others.  He should bring copies of the original police report, his complaint to the city attorney's office. his certified letter to the landlord and a statement about the blown transformer from the utility company.  Hopefully this was an isolated event and he is not known to have fired a gun in the past; and he is not behind in his rental payments; or an otherwise troublesome tenant.  He should not pay his rent until after the court proceedings have ended.  If the landlord accepts rent from him, the court filing is negated and they will have to refile.  He should, instead, hold his rental payment in escrow until there is a judgement issued by the court.  The landlord's complaint will probably be based on he "Undesireable Clause" in the lease.  This clause is usually used to evict drug dealers and people who damage the property or constantly disturb their neighbors.\n\nHe should win the case and have his door repaired.  And be restored to his normal, peaceful life.
247389
Anybody can sue, but the question is if there's a cause that is actionable by the court.  A person can not benefit from an illegal action.  In this case breaking in is the illegal action and thus prevents the homeowner from having responsibility.
768040
You know what; it sure doesn't sound right to me and I've been in the real estate business since the early 1970's but since I'm not licensed in Ohio I best give you some links where you can get the right answer in the state of Ohio\nSTATE’S WEB SITE:  http://www.ohio.gov/  \nLANDLORD TENANT ACT: http://www.ohiolegalservices.org/OSLSA/PublicWeb/Library/Index/1690000/1630100/index_html \nOhio Bar Association article on Landlord Tenant Issues: http://www.ohiobar.org/pub/lycu/index.asp?articleid=407 \nUnited Way site on Cleveland Renter assistance and Landlord Tenant Issues:\nhttp://www.housingcleveland.org/housing_support_programs/eviction.htm \nYou might also go to the state's bar association and see what articles they may have on the subject other than the one above.\nState Bar Association: http://www.ohiobar.org/  \nI wish you well\nBuena Suerte
1027320
There is no universal law book for renters however, you can contact the housing department of your local government and also look into this site. It is designed for landlords but has section on tenant rights as well
831665
Unless the theft resulted from negligence on the part of the complex, then they wouldn't be liable anyway.\n\nIn this case, it looks like the complex saw a trend of break ins and took on the policy to help their renters or they simply realize that having renter's insurance is for the best.  The complex is still responsible for anything that is covered under their own insurance like repairs, leaks, mechanical failure, so I don't really see how the apt. complex would benefit from this other than having tenants who are responsible enough to insure their property.
153527
Go to the RRA... Renters Rights Association. They will handle it! They eat that kinda crap up... I know cuz I have been an apartment manager b4 and the owners where total asses... there was so many things i couldnt do after the tentants were promised things by the owners then went back on em... good luck
200907
renters or homeowners insurance.  also, get a rider for additional personal liability.
105291
The laws vary wildly from city to city and state to state. For instance, in NYC, where most voters are renters, it is very difficult to evict someone. \n\nIf your tennant openly violates the terms of the contract, then you need to bring her to court. A lawyer must be hired for this, and the fee will come out of your "winnings". You should notify your tennant of your intentions and above all be very firm. If you sway or make the smallest comprimise, it would show that she holds some power over you- an obvious falsehood. Demand, Threaten, Sue- that is what you need to do.
237438
They are insured for the building only, not for people's personal belongings.  Each renter should get their own Renter's Insurance to cover their stuff.  It's cheap.  They're only responsible for their building after a fire, really.
29756
Oh you are opening up pandora's box!  Do  you really want tenants working on your property?  You are opening yourself up to a lot of liability issues there.  Definetly speak with a lawyer, but as a property manager I would say not a good idea!  If I let the tenants make decisions about repairs/maintenance/upkeep around here there would be mayhem!  I can't tell you how many people knock on my door daily....to ask to borrow a plunger! ugh!  Seriously though, think about your investment, you want to protect it right?  People tend to care for their own property much better than those who are merely renting!
1091192
I would say the health department could handle that for you. Also, I would call the BBB and make sure they know how bad a landlord he is.
740939
here is a link to help you with renter's rights.\n\nhttp://www.nolo.com/resource.cfm/catID/31250834-6A2E-4970-9EDD4DAF221A0C7E/104/138/\n\nI hope this helps you.