i have an eviction on my credit, how can i be approved for an apt?
96330
HMMMM, just found this after you other little lieing question, first you say I own a busisness but cant prove income, no you say, I was evicted, how do I lie about that,   It would be easier to tell the truth, and PAY YOUR BILLS LOOSER
1065516
A couple of ideas that have worked for others:\n\n1. Find a landlord that doesn't check your credit.  This is getting harder to do, but a lot of small landlords don't.  Look at smaller buildings like duplexes and 4 plexes to find these kinds of landlords.\n\n2. Any non-corporate owned property manager has some flexibility.  Explain your history and why it won't happen again.  Offer up a bigger deposit to protect the landlord.\n\n3. Find a roommate.  Find someone who already has a lease and just wants a roommate.  This only works if their landlord doesn't require you undergo a credit check and sign the lease.  So this may be easier to find in a house.  Lots of singles have houses they rent rooms in.\n\nAlso the longer it was ago...the less it will impact you.  Time is really the only cure.
25041
As one attorney always told where is the foal? If this has hurt your credit, or damaged you from consideration for the new rental unit, you may have a case and my suggestion is to contact a an attorney who knows real estate law.\n\nGood luck
1008040
First of all, you do not want to stop paying rent without being advised to do so by an attorney.  If you make that choice, your landlord has more rights to evict you.  You need to protect your renters rights.  There should be a Legal Aid office in your county.  Those attorneys do pro bono work to protect renters.  You can get legal advice and find out exactly what your rights are and learn the steps you need to take to protect them.  The attorneys there can help you file the neccessary paperwork.  Best of all, this service is free to you, or based on a sliding scale.\n\nUnder most state and local laws, landlords must offer and maintain housing that satisfies basic habitability requirements, such as adequate weatherproofing, available heat, water and electricity, and clean, sanitary, and structurally safe premises.\n\nLocal building or housing codes typically set specific standards, such as the minimum requirements for light, ventilation, and electrical wiring. Many cities require the installation of smoke detectors in residential units and specify security measures involving locks and keys.\n\nYour local building or housing authority, and health or fire department, can provide information on local housing codes and penalties for violations.\n\nIf a tenant requests repairs and the landlord or property manager doesn't meet the habitability requirements, a tenant usually has several options, depending on the state. What can be done if a landlord won't make repairs?\n\nThese options include:\n\n1. Send a letter to the landlord listing all the problems. \n2. Ask the local housing inspector to visit and verify problems. \n3. Keep a copy of the letter and inspection report. \n\nIf repairs aren't made in 14 days, you can file a court action called a rent escrow. In rent escrow, rent is paid to court instead of to the landlord. \n\nIt's not a good idea to make the repairs and deduct the cost from rent unless a court order allows you to repair and deduct. These options below will also depend on what the attorney advises as well:\n\n4. withholding the entire rent until the problem is fixed \n5. paying less rent while the rental remains substandard \n6. calling the local building inspector, who can usually order the landlord to make repairs, or \n7. moving out without responsibility for future rent, even in the middle of a lease. \n8. A tenant can also sue the landlord for a partial refund of past rent, and in some circumstances can sue for the discomfort, annoyance, and emotional distress caused by the substandard conditions.
325849
When you bankrupt, it shows poor history on paying bills. As a result, the owner of the complex does not want to take the risk. In many situations, you can get around this if you place a large deposit down. If you cannot do this, then the best bet is to look for a roommate. If this still does not fit your desire, then keep looking. There might be someone out there that will be willing to give you a try.
464462
Find a landlord and suggest he apply to be approved for section 8 housing. A friend of ours got us to apply to be section 8 landlords to help out a single mother who worked with her.
581733
Try another apt community, this should not stop you from housing. sometimes having at least the full amount of 1 month rent and deposit available you should not have problems
1110958
You are not facing eviction. \nYou have been given reasonable time and told the tenancy is no longer available for renewal. \nWithout a tenancy agreement you cannot do anything. \nAsk for the request to be put in writing and start looking for somewhere else - sorry.
660686
I'm sorry to hear of your predicament.  One good thing is that your landlord cannot immediately evict you.  Contact different assistance providers in your area, including the government.  Good luck to you.
1167079
There is probably a local landlord's association you can join that will offer access to the ability to pull credit reports.  I know that here in Central Texas, they also have a bureau that lists evictions and lease skips.  (evictions are public record and should show up on a court record and credit report but a lease skip might not).\n\nThere are also companies you can pay to do the background checks.  It is fair and common for you to pass the cost of that check onto the prospective clients.\n\nIncome verification is pretty important.  And yes, your belief that rent shouldn't exceed a percentage of their net take home pay (usually about a third of take home or a quarter of gross) is a good idea.  You can ask to see bank statements and/or pay stubs.  Self-employed applicants can show tax returns or bank statements.\n\nOne other trick I used, that I got from one of my landlords when I was a tenant.   He asked for permission to come see where I was currently living (we had dogs).   We said "sure."   I didn't expect him to pop in by surprise and was embarrased and worried because there were dishes in the sink, but.....\n\nHe said all he was looking for were issues that would upset a landlord and that routine mess was not his problem.  He looked to see the house was in good shape and not being abused, and that the dogs had not destroyed the backyard.\n\nI thought this was an awesome deal and used it on my own properties.   \n\nSome people can appear really nice and clean but are brutal on their residences and some problems are very expensive to fix.\n\nCheck out their current home and that will be an eye opener.\n\nSomeone with really bad credit may be a bigger risk but keep in mind that if someone has a family, it is possible that the ONLY bill getting paid is the rent.   You can check with their current landlord in 2 ways -\n\n1. Ask to see the cancelled checks for the past 6 months.\n2. Look up the property owner (all public records accessible for free) and contact them to see how the rent was paid.\n\nIt is easy for a tenant to have a friend pretend to be a landlord so one of the above is more reliable.\n\nAnd a tenant who is having a rough time, but passes the "paid rent regularly" and "isn't living like a pig" tests may be forever grateful to a landlord that cut them a break if their credit otherwise sucks.   That person may well be a good long term tenant.
487353
Before going anyplace contact your local housing authority to get telephone numbers of public housing or Section 8 housing agencies. You need to find one that has openings.Section 8 is a good program. You can move into a house, apt, trailer and HUD will pay your rent, you only pay 30% of you adjusted income.  Most agencies also have a Family Self Sufficiency Program that would be excellent for you and your famiy.  It helps you set goals, employment and eventually gets you into homeownership. IF your housing authority where you live now has Section 8 voucher available, perhaps they would let you go portable to where you want to be.  If you have any questions about this program you can call my office 501 624-4405 ext 102 and I will help you in anyway I can.  Good Luck
796697
Look for adds for roommates.  Someone else getting the lease will help with the credit problem.  Ask among your friends first.
286073
If your name was on the lease, and the lease was terminated by eviction, then you were evicted.  It will reflect negatively in your credit report and/or background check.  It won't make it impossible for you to find an apartment, but certainly more difficult.  The more strikes you have against you, the fewer potential landlords will want to take a chance on you; you'd be considered a bad risk.  And even the potential landlords that will give you a chance will probably want a larger security deposit from you and possibly a co-signer.\n\nNow, this is just my understanding based upon my experiences watching personal friends deal with evictions and trying to rent with bad credit.  If you want to be doubly sure, you should talk to a lawyer and/or a real estate agent.
1035617
Be up front and let them know that you have outstanding debt and how you're taking care of it.  Honesty, surprisingly, blows them away.  \n\nOffer to pay a larger deposit, right off the bat.  State you understand you do not have great credit and that you're taking steps to rectify that, but that you're willing to pay a higher deposit to make them more comfortable.\n\nTake a look at your credit report too, there are lots of free programs.  Make sure all of it is truly yours and that there are no duplicates.  Have answers ready so when a potential landlord pulls your credit, you can explain the mistakes and inconsistencies and show them you're pro-active at the same time!  Good luck!!
1039743
being thru this before i will tell you that its really hard to find anything with this on your credit report the best thing to do is pay off the lease and try to find a private owner that doesnt do credit checks or network with your friends and family to see it they know someone looking for a tentant or roomate
1157254
You might want to try to rent from a private owner...usually these people dont do credit check..but if they do you might have to get a co-signer or pay a few months ahead of time
924560
YOU ARE IN A PICKLE.\n\nCONTACT OWNER AND SEE WHAT IS UP.. THAT IS YOUR ONLY RESOURCE AT PRESENT.\nMUST OWE SOME MONEY..\n\nTHEY ARE SUPPOSE TO GIVE NOTICE UNLESS YOU HAVE BEEN TOLD VERBALLY.....AND BEHIND OFTEN IN RENT...