Is there an unisured motorist fund that helps with damages if an unisured motorist destroys your property?
90960
Contact your state Deparment of Insurance.  They should have more information on the fund if there is one.
221878
If you have collision coverage, use it and then your insurance company will pursue for subrogation.\n\nIf not, you can file a claim against the city for damages.  They have insurance for things like this, and usually look to pay it quickly.  You have to get together an estimate, a copy of the police report and file some paperwork quickly (there is usually a time limit, ranging from 30-90 days) depending on the jurisdiction.
1171035
OK, here's your options.  It seems that the guy who hit your car isn't owning up to his responsibilities.  Depending upon where you live you may be able to contact the department of motor vehicles and obtain insurance  & registration information.  However, I suspect that this slime ball was uninsured.  In this case you may have to sue him in small claims court.  To do this, contact your county court and ask for information.  They will tell you what is necessary and may give you information on how to prove your case.  I hope you got his name, address, telephone number and hopefully his driver's license ID number, along with the make, model, year and license plate from his car.   When suing someone in small claims court, come with evidence in hand on the day of your hearing.  Take lots of photos of the car, showing the damage and hopefully you have photos of the car before the accident, showing no damage.  Also, take photos of the accident site, showing if the other guy had a stop sign, red light or the like.  remember that when you take pictures, although you may need some close ups, you must realize that any judge may not know the location and you should have soem "set up" pictures to show the general area.  Finally, get more than one estimate and tell the body shop thta you need the estimate "certified"  (If this is required in your state, the body shop should know what this means.)  good luck
404992
I'm going through a similar issue right now with a personal injury claim from an automobile accident. You should go to your local library and check out the book "How to Win Your Personal Injury Claim." It's very useful, and has a formula for calculating how much your claim is worth.\n\nHowever, if you claim is worth a significant amount of money, you definitely shouldn't be handing it alone. Make sure to get a lawyer!
287543
Ouch! When no void comes to a settlement with insurance, your best best would get a injury lawyer.  In most case you will WIN and don't have to pay a lawyer one cents.  Check with the law bar in San Fransico and ask the clerk to find you good rate lawyer who wins win.  Hopefully they will have someone contact you.  Good luck, i would file, because I had to in the past when I was in a car accient and it was the cop fault.  Had to sue the city!
291861
If you have a key, go and get it, or hire a repo company to go and get it. store it somewhere, make him sign it over to you or pay you half plus storage fees.\n\nGive the Repo company a copy of the title and a copy of your drivers license, and a signed letter that they are recovering your property.
342809
yes, why have a car just sitting there collecting dust if you're not using it...use that extra money for something else.
146192
Absolutely.  They do this for your own protection.\nIf he were living with you and you were even somewhat financially responsible for him and he got into an accident as an uninsured driver, the lawyers would sue him first and when he couldn't pay, they'd come after YOU personally for the costs.  Actually they'd sue your homeowner's insurance first and when that ran out they'd sue you personally.\nSo, do you want to take that risk of losing your house and savings because of that?
457939
Talk with your friendly local insurance agent.  It may be possible to get liability insurance for this, but it's going to be expensive.  \n\nLiability waivers are usually not worth the paper they're written on, and probably won't stand up in court.\n\nI prefer to deal on a "satisfaction guaranteed" sale policy... Buy the bike, then take a test ride, and if you don't like it, we'll cancel the sale and take it back. Of course, if you wreck it, it's yours...
262333
Let me put it to you another way.\nWhat do you have now of your personal property that you really, really value?\nDo you want to lose that if you are sued?\nIf you don't have insurance and they sue you personally for liability from the event, they will take whatever of value they can get from you.\nDo you really want to risk it?\nA single event liability cover will not be that expensive.
728158
NO. They can't expect to collect twice.  They have to prove damages.  If they have been paid there are no damages, or damages are $0.  Go to court and ask they prove their damages and you prove they were not damaged at all and aske for all your court costs.
235257
What damages are you trying to recover?  Who are you recovering on behalf of?  \n\nFeel free to messsage me and I will be happy to assist.
743504
by the fact YOU have called it a "MINOR PRANG" i take it that it was your fault.\n1) if no-one else was involved and there is no damage to property or persons, sort it out yourself. dont use insurance.\n2) If there is damage to a stationary car, or property, you need to make a decision. a) own up, and pay out your own pocket. b) own up and go through insurance. c) drive off quickly....\n3) If you have hit a car with someone in it. swap details, but ask them to agree to sort out without insurance and pay out of your own pocket, see if they will agree. If they do, DON'T mess them about, get it done!\n\nIf you claim through your insurance, you may lose some No Claims Discount (usually a reduction of 2 years instead of an increase of 1 year at renewal) Or you may have 'Protected No claims Discount' or 'Guarenteed No Claims Discount - DO NOT BE FOOLED...\n\nFirstly - protected NCD (no claims discount) only allows 1 accident in one year or 2 in 5 years (some companies 3 years) then your NCD is hit harder than someone without NCD protection. and Guarenteed NCD is only 'Guarenteed' while you stay with the same company. try and move and they will not provide proof of the level you think you have - now they have you by the balls!\n\nSecondly NCD protection or guarentees only protect your NCD. The price of your insurance (and every insurance policy you are on i.e. partners) will be increased substantially for three to  five years.\n\nMy advice, if you can afford it, pay for it yourself. dont use insurance companies. Remember you WILL pay more regardless for the next three to five years on every policy you are on as well as your excess.\n\nI'll put my soapbox away now.
727407
Some states will allow a carrier to cancel a policy if there are two at fault accidents in three years, some don't.  It varies from state to state.  You WILL see a heft surcharge, up to 40% of the polciy premium, for two at fault accidents.\n\n\nYour agent is the most accurate source of information, because this varies widely from state to state, and company to company.
658142
Report the damage to your insurance company, they will take the battle to the towing outfit's insurer. If that doesn't work, sue them.
586439
1)  GET INSURANCE NOW!!!\n\n2)  Talk to the guy.  Get a feel for him.  Attorneys are not morons.  If you have no money for him to go after then he probably won't bother trying to sue you.  Chances are that he has full coverage including uninsured motorist coverage.  He should get full compensation from his own insurer.\n\nCall him.  Offer to provide him a full financial disclosure showing that you have no attachable assets.  Offer to provide this in exchange for a release of all claims against you.  \n\nThe important thing is to talk to the guy.  If he's smart and not too angry with you, then he'll probably settle up with you without going after you.
122380
Any vehicle with frame damage is considered TOTAL LOSS.\nNow you can figure it out.