What programs are in Michigan to help people buy a House?
90159
If you have no credit, its almost like having bad credit. Nobody will want to finance you because you have no history. Your best bet would be to go for a HUD home. They will build a home for you or give you a standing home in good condition and they will work out a payment that meets your budget. It was designed for people in simaler postitions. There is also Section 8 houseing that you can look into. There are probably waiting lists for them. Other than that you could get a realitor to point you in the right direction.
406186
try the hud home program.  i believe there is a waiting list but it is probably the most popular
456424
It all depends on income and credit. There are programs that can help. Fanny Mae Foundation created a lot of opportunities for all sorts of issues. Also Farm Home Association is helpful.
919960
The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\nI suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. Also visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nIt is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.\n\nNonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.\n\nEven SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html\n\n"The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments."\n\nHere is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.\nhttp://12.46.245.173/pls/portal30/CATALOG.BROWSE_BENEF_RPT.show\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
691492
Just go to Michigan.gov.....I'm sure they have a link.
234554
Trust me, it's possible.  I know because I did it.  Try the government funding agencies.  I was actually very lucky because the agent that sold me this house knew where to go to get help for people like us.  Do some research on the internet.  Not sure which state or country you live in but I am sure there is help available.  Good luck.
595964
It will really depend on your area. There are some cities that "gift" up to $100,000 toward the purchase of a home. What area are you in?
1126760
You can try www,Mi.gov that should lead you in the right direction
1164368
Some new developments offer purchasing opportunity for low-income people.  They offer the houses at below-market rates.  Check your local area for new developments and see if they have such a program.  I think they're called VMR.
929055
Not a GOVERNMENT grant, but there are some organizations that give assistance to those who cannot afford to buy homes. Grants are given to non profits, who in turn give assistance to folks like you.\n\nI suggest you check out non profits such as Habitat for Humanity, though I understand their programs include providing for sweat equity (e.g. you need to help construct the house)\n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
251102
Try going to a realtor and asking about places that can help you with a low interest loan for your home. They often know of programs that you could be eligible for. <*)))><
732061
When you find that dream home, allow our program to help you pay it off quickly.  Go to savingthousandsininterest.com\n\nGlad to be of help!
233081
Bank of America has a program for Teachers.\n\nTeacher Flex®\n\nFull-time educators or employees at the elementary, secondary or college/university education level, including administrators, librarians, counselors, administrative support and custodial staff. Part-time teachers are also eligible. \n\nProgram features & benefits\nAvailable nationwide. Available in every state, including the District of Columbia, for purchases or refinances. \nLittle or no down payment. To purchase a single-family home, all you may need is $500 from your own funds at closing. The remaining down payment and closing costs can come from a gift or other sources. \nFlexible credit guidelines. You may not need an established credit history. All you may need is a favorable 12-month payment history on four monthly bills. \nNo income restrictions. \nFree and discounted banking services. You may be eligible for a variety of discounted or free banking services when you have a mortgage with us. \n\nHope it works for you.
543593
There are many programs available for first time homebuyers.  I closed on my first house for $300 out of pocket.  The county made my downpayment for me.  Talk to a Realtor.  He/she will be able to tell you what programs are available in your area.
299891
You do not need any program. They are all crooks.  I did not use any program.  I own four houses in the Bayarea.  Made $500k in appreciation last year.  Here is what you do.  Look for a fixer upper.  Look at comps (try zilow.com) to see what the market is. Estimate how much it will cost to bring the property up to market.  Offer low enough to get back the repair cost plus 20% to 30% more.  Use option ARM to keep cash flow manageable. As property value goes up pull cash and buy another.  With just 3% to 5% appreciation, you can leverage and get 30% to 35% return (up to 40% with tax savings) .  Not a get rich quick scheeme but you will do very well.
74186
You can purchase a home and fulfill your mother's dream. You should go to a first time home buyer's seminar, a bank in your area might be having one soon. You can also look for information on low interest government programs at www.Fanniemae.com and www.Habitatforhumanity.com these are two programs that I know of. You should probably be the one to apply because of your age and income. You may also be able to apply together. Your income is quite low, so you may have to get a part-time job to supplement your income to be eligible. Can't hurt to look into all your options. Good Luck.
1167120
Here is a list of ALL federal grants available to home owners. There's not many, and none to help in purchasing a new home -unless you are willing to give sweat equity or you qualify as very low income.\n\n10.417 USDA Very Low-Income Housing Repair Loans and Grants \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417\n\n10.433 USDA Rural Housing Preservation Grants \n10.444 USDA Direct Housing_Natural Disaster Loans and Grants \n11.462 DOC Hydrologic Research \n12.111 DOD Emergency Advance Measures for Flood Prevention \n14.126 HUD Mortgage Insurance_Cooperative Projects \n14.127 HUD Mortgage Insurance_Manufactured Home Parks \n14.132 HUD Mortgage Insurance_Purchase of Sales-Type Cooperative Housing Units \n14.168 HUD Land Sales_Certain Subdivided Land \n14.197 HUD Multifamily Assisted Housing Reform and Affordability Act \n\n14.247 HUD Self-Help Homeownership Opportunity Program \nhttp://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.247\n\n14.310 HUD Teacher Next Door Initiative \n14.856 HUD Lower Income Housing Assistance Program_Section 8 Moderate Rehabilitation \n14.901 HUD Healthy Homes Demonstration Grants \n14.902 HUD Lead Technical Studies Grants \n66.032 EPA State Indoor Radon Grants \n66.806 EPA Superfund Technical Assistance Grants (TAG) for Community Groups at National Priority List (NPL) Sites \n97.022 DHS Flood Insurance\n\nYou can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. \n\nThere is no truth to what others say that there are grants for just about any purpose. That's not how grants work, and that's a myth perpetuated by those who wish to profit from this misinformation (and there are a lot)\n\nMost of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs