I Need A Clarification About The Credit Card?
94460
Yes, in some cases, people can create a false web page...like a "screen shot" of say, a Citi Bank website, and they will put in a link that will take you to their site where they can obtain all your information.  This is not uncommon, but it is as simple as typing in yaho.com instead of yahoo.com (they buy up close domain names)
801791
Are you serious?!?!?!\n"Without paying the annoying interest"?\nWas it "annoying" when you used the card to buy what you wanted?  \n\nThe interest is the price you pay for using the card.  You pay even more interest for not paying on time and having it "long overdue".  \n\nDepending on the card, the only ways to not pay "annoying interest" are to not use the card or pay it off before the cut off date.\n\nJust pay what you owe, and learn from the experience.  Interest rates go up because of people like you.
643722
cancell the card like now...and check if they billed you. If they did report as fraud. Get a new credit card
23878
The 80068 sounds like the beginning of a toll free telephone number, which you should be able to get in full from the issuing bank.  If you're the only one with access to the card and you didn't authorize the charge, file a dispute.  It certainly has a ring of a scam, or at least some less than scrupulous behavior.
455427
Hi Mr. Gupta, Its not a credit card. It's a Merchant processing system. You can attach any credit / debit card with pay-pal. Just click here https://www.paypal.com/row/mrb/pal=F5GQYBE5V93AU go and open & enjoy.
175445
You need to look at the original contract with the credit card company.   Generally it's 60 days.
511733
Depends.  There should be an explanation as to what those details are (interest payments, fees).  Call your bank and ask for an explanation if you still don't understand.
977398
you get a card based on you past payment history.  Pay it by the terms or they take your card.
955592
you have to wait till you get the card before you can use it\nduh
1172968
First off, each credit card is different. Many have a higher minimum amount you need to pay each month. They all have completely different interest rates. My advice is not to put anything on a credit card that you can't immediately pay off. Otherwise you'll get bombarded with interest rates. There's really no reason to put $20 on a credit card. Why not get a debit card instead. It's linked to your checking/savings accounts and will only let you spend what you have available.
79400
Call the credit card company for advice.
968151
If you're already at the limit of $300 on the card, paying the $21.21 wont do anything to the available balance because that will go towards interest only.  \n\nYou won't be able to have the limit of $300 until all $300 is paid in full.
643980
I'm not sure I understand the question, but if you've been charged on your credit card for anything you did not mean to purchase, I'd suggest you complain to the company that made the charges and ask for a refund. If they don't give you one, follow up with the bank with which you have the card and see if you can get the charge reversed.
160099
go to the credit companies website and dispute the information.  I did it cause it had my dad as my spouse cause he co signed my first credit card.  After a few weeks they sent me something showing it was fixed
1010277
4 cards.\n\nCitibank Mastercard - no balance.  Pays back 5% on gas, supermarket and drugstore purchases, 1% on everything else.  I get the maximum $300 cash back out of this card every year.\n\nChase Mastercard - no balance.  Pays back 1% on everything.  I usually get $100-200 cash back on this card every year.\n\nWescom Credit Union Visa - no balance.  I only use this card when I travel overseas because it doesn't have a 3% service charge for currency exchanges like the other cards I have.\n\nChase Visa - carrying an $9K balance at 0% interest (introductory 1st year offer).  I took out a $11K cash advance (cost me $75) and put the money into a CD paying 4.75% interest.  When the year is up, I'll pay off the card and keep the interest earned.  Net gain: $447.50 before taxes.\n\nBasically, once you get out of the hole, credit cards can be a good tool for generating extra money on stuff that you're going to buy anyway.  The main thing is to keep tight control on your spending.  If you can't afford to pay off the card every month, you probably shouldn't buying the item.\n\nMost people make the mistake of believing that credit cards stretch their money because they can buy things they can't normally afford.  But that's a mistake.  The reality is that you not only have to pay for whatever you purchased, you also have pay interest on top of that.\n\nCredit card companies offer deals to lure people in.  The key is to make those deals work for you, instead of falling into their trap.  The company will lose money on you, but they don't really care because they'll more than make up their losses on you by profiting from those who get can't control their spending.  So take control of your life and get yourself out of the hole.  You can do it and once you do, you'll be amazed at how much extra money you'll have because your earnings are not being dragged down by interest payments.\n\nThere a bunch of us money geeks who discuss this stuff all the time, so much that one guy started a Web site for such discussions.  There's no membership, no fees to pay, nothing being sold.  Just a bunch of people talking about how to save money and invest.  Check out the link below and if you have questions, don't be shy.  Feel free to ask anything you like.
912283
They're right with Capital One. That was my first card long ago. They started me off at 500 bucks. I used to charge stuff just so I could pay it off when the bill came. This built very good credit. Next thing I knew I was recieving lots of card offers. \n.
913869
As long as there is no "annual fee" you wont pay anything unless you use it.\n\nThe APR stands for annual percentage rate, which is the interest they will charge you on purchases if you dont pay them off in one billing cycle.\n\nMinimum finance charge means that if you carry a balance past one billing cycle they will at least charge you $1 in interest, even if the interest would only mathematically equal 79 cents.\n\nsomtimes these types of cards are good because you get advance notice of sales and extra coupons.\n\nbut they are also very tempting to use when you really cannot afford your purchase.\n\nbe careful, and be informed!