what is the best investment for someone who makes less than 800-900 US Dollars a month?
95113
You must avoid speculative (risky) investments like stocks.  You must stick to either bonds (which carry little or no risk) or mutual funds (which negate the effect of risk because they are invested in numerous types of stocks from many different corporations).  I would strongly advise a no-load mutual fund.  Also, before you do any of this, find out whether your employer matches any portion of your 401k.  If so, you must contribute to your 401k (at least to the point of the match, if possible). This allows you to invest without the effect of taxes until you withdraw (hopefully when you retire).
177410
Pay yourself first! No matter the source of your income, put 10% after taxes into some sort of savings program, preferably a ROTH IRA. Then be strong and don't touch it. You'll be surprised how quickly it can mount up. Even if you can't make the 10%, save something!\n\nLook for bargains but don't sacrifice quality. \nUse coupons.\nConserve utilities.\nDo you really need that cable TV and cell phone? They are expensive.\nLook for plans that are in tune with your lifestyle. If you have to have that cell phone, are you paying for roaming, long distance or minutes you don't use?\nLook into pro-rated utility charges.\nRead a book instead of the movies.\nListen to the radio instead of that new CD.\n\nJust some thoughts...Good luck.\n\nThanks sk8trzmom
622216
This is absolutely not your best option!!! TRUST ME, I KNOW!!! Mutual funds are always the way to go but if you are looking to make your money grow fast....invest in CHEESE. The 2nd richest man next to Bill Gates is a cheese man. last year their stocks split almost 2 a month. I did and by the end of last year I was very very wealthy!!!! I'm 26 and finacially have the resources to retire and live comfortably until I'm 85 and never work another day in my life. AINT LIFE GRAND!!!!!
715505
Invest better.\n\nCoach
71562
$310 per month income Vs. $380 expenses per month? which country are you from? what job are you in? what kind of loans are you owe? credit card, car and house loan? \nI think things you should do are:\n\n1.cut your loan, see if you can cut any loan by selling it off (like car installment)so that you need not to pay it every month.\n\n2. then look for lower interest rate loan to pay off your higher interest loan. such as personal loan to pay off credit loan which is much higher than other loan.\n\n3.  Refinance your montage so that you can pay lesser each month.\n\n4.  look for a way to increase your income, such as part time or small business.\n\n5.  Increase your financial intelligent by reading some financial book. one of my favorite is 'Rich Dad Poor dad' by Robert Kiyosaki\n\nGood luck
1029579
try this. no investment required. no inventory to keep. no quotas to meet. fun and easy to do.\n\nhttp://www.stuffafriend.biz/members/xtnl...\n\nof course, like with any other business, though, the amount and quality of work you put in will be reflected in the income that you will make. so you can choose to work a little or work alot, it's really all up to you.
398114
There are lots of mutual funds that will take $100 to get you started.  So a search in Yahoo Finance or MSN for funds that start with a min investment of $100.  I have been an investment advisor for over 23 years.
1111217
keep your expenditure low and saving comparatively high so that you will have a secured future. you can do part time job also to help yourself financially or start a small eatery with the help of family to support your low income your spouse can also help by earning some livelihood
1169068
Now would be a good time to begin. The market is a whole lot less expensive than a month ago.  If you do not have any investment experience, you might consider mutual funds such as SBI magnum. Some of the funds have an outstanding record.\nYou have over a thousand to choose from and good on line resources to use to research the funds.\n\nBut.  Do not put all of your money in at once. It may go lower.  Put 25% in now.  25% more in in one month.  Then if it goes up 10% add some more.  Always keep 20% in the bank just in case.
500935
One good choice would be to invest in a no-load mutual fund. I suggest either T.Rowe Price, Vanguard, or Fidelity.  Here are a couple of websites to help you choose a good performer.  Don't let an investment representative fool you into thinking he's worth the 5% or more commission he'll charge.  You can do your own homework, and probably get better results.  I know I do.  Good luck.  Don't be intimidated.\n\nhttp://screen.morningstar.com/fundsearch/FundRank.html http://biz.yahoo.com/p/top.html\nhttp://screen.morningstar.com/fundsearch/FundRank.html
298108
Start investing in the stock market.  I have listed below a link to a really interesting article that can say it much better then I can.  It is a great way to start out with little or no money and not pay big commissions to brokers.\n\nI used this program and have done really well over the last two years.  Started with little money, added little money and learned discipline and a lot about the stock market.  I now teach others to do the same.  \n\nDon't have that $100 bucks to get started?  I bet you do if you just change the way you spend money.  Will include a link to the online broker that I used to start my savings.  I also went ahead and opened a credit card through the Sharebuilder website.  The credit card has a 0% APR on opening transfers and pays you 1% cash back that you can use to purchase Stocks with in your Sharebuilder plan.  If you pay your balance every month (which is the only way that you should use credit), then this is FREE money. \n\nIf you have a Bank of America Checking account they have started a plan that is called "Keep the Change."  With this plan, once you have opened a savings account with $100, they round up all your purchases.  If you buy something for $1.25 with your debit card, they will withdrawal $.75 (rounded up to $2.00) from your checking account and deposit it into your savings account.  After the first three months of doing this, they then will match your money dollar for dollar, 100%.  Then after the first year, they will match your round ups at a 5% rate.  The account only pays .5% APR, but the 100% matching for the first three months is FREE money. \n\nThat is a 100% return on your deposits (round ups) for the first three months.  \n\nIf you don't have a BOA account then try looking online for a good paying Money Market Fund (MMF).  Some have balance requirements, some don't.  The better rates out there as of today are running about 4.25% or higher.  Watch for fees, compounding methods and other charges before you consider purchasing a MMF.  \n\nGood luck and start saving today!  \n\nToo many Americans don't save enough money.  Instead, they look for the lowest payment on that purchase.  You should ask yourself, do I want to pay myself first (saving money) and purchase something for cash or retire with style or do I want to always be in debt paying others interest.  Don't you deserve the interest more then the lender?  I think you do.  \n\nI don't work for any of the above mentioned ways to save.  I do hold accounts (Individual Roth IRA, Individual investing plan, Individual trading account, MMF and a Visa Card through Bank One attained after opening my account with Sharebuilder.) with Sharebuilder.  I have no other interest in Sharebuilder.  I do have a bank account at Bank of America, both checking and savings (opened with $100.00 deposit), but own no stock or other interest in the company.  I am not affiliated with MSN in any way or form and do not own any company stock.  Investments may loose money and in many cases are not FDIC insured.  Any investment should be after careful consideration by the investor before investing.  Your results may very.  (think that covers the Brochure law.)\n\nGood luck and let me know how you do.
47967
It depends on how much risk you want and how much you are hoping to gain. \n\nThe safest would be CDs. Check ingdirect.com, Their 18 month CDs are yielding about 4.5%\nhttp://home.ingdirect.com/products/products.asp?s=OrangeCD\n\nIf you are willing to take some risk you can invest it in mutual funds or even stocks. Investing in the market is more risky but can provide greater returns.
561793
Buy real estate. Strongest investment if you don't have much time. I can help.
344349
The question should be how much can you save per month.  To figure this out you need a budget.  Figure out where all your money is going now.  Then figure out where you can afford to cut back.  \nNext go to your bank and ask to speak to a financial advisor (this should be a free service).  They will go over your budget with you and help you to determine an affordable monthly amount you can invest safely (low risk).  I have an investment  (mutual fund) for my 10 year old that he contributes $25.00 a month to.  Your Financial advisor will be able to recommend investments some that can give you tax breaks if the investment is going towards the purchase of a first home.  We can't all be financial wizards so take advantage of the ones your bank offers, this is their job.  Good luck and believe me its not as hard as it looks (after one month you won't miss the money), plus you know you will one day own your own home.  \n\nMost places require 10% as a down payment although some places will offer no downpayment (usually though your interest rates are higher then).  You can ask your financial advisor about this as well.
13899
Make a website and write some interesting articles then put some advertisements on the pages. Then you can earn much money. Use google adsense or Yahoo ads (if you are a US user)\n\nI have never seen a better way to earn money than this way.\n\nI already earn about 1200$ every month like this.\nBelieve me..
479259
If your talking a single $20.00 bill, your wife or mothers birthday is a great investment. If you have $20.00 a week to spare, stick with the obvious. My choice would be a Mutual Fund. You would be suprised how quickly it will add up.
476801
1000-1900 US$ per month