how much does a 3.99% apr cost me for a year if i borrow 100.00?
95345
What Gandalf answered makes absolute sense in a logical world, but... for your own sake, check out \nhttp://www.mtg-net.com/sfaq/faq/apr.htm
276183
Usually a zero percent apr with no monthly fees.  But low apr's are good to start with because zero apr's are hard to come by.
1045967
Don't do it.  It's an insanely high price to pay for a thousand-dollar loan.  As for how much you have to pay monthly, that's impossible to tell unless you can also tell me how long they are giving you to pay it back.\n\nDon't cash it.  You'd be paying $37 monthly for principal and interest, plus a $37 monthly charge.  This would make a total of $74 month.  That's pretty close to an effective rate of about 73% and you would pay a total of around $1,600 for a $1,000 loan.
118528
You didnt say whether you wanted your initial investment back. That is (a) do you want to receive $1600 per month which includes interest and repayment of capital? Like an annuity. Or (b) do you want $1600 per month interest and then repayment of your investment capital at the end of 3 years? \n\nFor (a) you'd need $50,000 and for (b) $192,000\n\nAlso I have presumed by 10% you mean per annum rather than for the whole term.
1152638
here is a link for a calculator\nhttp://mortgages.interest.com/content/calculators/discount.asp\n\nit depends on how long you want to keep the property. \nlet's say for $500,000 loan @ 6.5% your interest payment is $2708.. if you want to "buy it down" to 6.00% and pay 1 point.. then, your interest payment @6% would be $2500... and it would cost you $5,000... it means it will take you 5000/(2708-2500)= 24 months to recoup the point.. so, paying this points will make sense if you will keep the loan for 24+ months
18132
use $100\nfv=pv * (1+ I/compounding)^n*compounding \nn = years I = interest\nx = 100 * (1+.0425)^3*1 simple\nx = 100 * (1+.04/2)^3*2 compounded semiannually\nsimple = 113.30\nsemi annual = 112.62\nso simple is better over 3 years
338417
The APR calculation can differ from bank to bank and it is like a "3 page calculation". At least that's how my bank's interest group explained it to me when my group was trying to answer client's questions.\n\nIt's obviously not that bad, but this link gives you a good idea:
834889
Depending on how long you have had the loan I would say probably never. This because most lenders calculate the interest portion of you payment using the rule of 78's. Simply put this means that most of your payments in the first year are going to interest not to principle.  Ask the lender what the payoff number is and you should be able to determine how they have treated yor loan.
1112463
It TOTALLY depends on the amount of time the loan is taken out for.  If it is just a line of credit (revolving), depends how much the business makes.  If you take out a "5" year loan, at 8.25% interest, well then, it will take you 5 years to pay, and your interest over time would be $11,188.75.  If you have Microsoft Excel, go in there and search for "loan amortization".  They have a designed schedule that let's you put in the loan amount, interest, time, etc.
298403
i'm not exactly sure how it works, but the 4.47% (or whatever it is) is the APR, the percentage of money you will make at the end of the year. they might pay you monthly, but it won't be 4 and a half percent a month but over the entire year.
1171176
NO - NOT AT ALL - LENDERS WILL LOVE YOU - 500 IS THE LOWEST A LENDER WILL WORK WITH (ON A HOME MORTGAGE) AND THAT IS NOT 100 FINANCING - YOU COULD GET 100 PERCENT FINANCING ON A HOME / AUTO, ETC.  THE HIGHEST i HAVE SEEN IS 805 AND THAT IS AWSOME, THE AVERAGE IS 580 - 720  - THERE ARE NOT MANY OVER 720+  SO  YOU ARE DOING GOOD - LOOKS LIKE YOU PAY YOUR BILLS ON TIME, AND KNOW HOW TO MANAGE YOUR MONEY - CONGRATULATIONS.
895908
This is very easy online to do. Google "discount small loan".  You will come up with many options.  The interest rates are going to be high trust me. Been there did that.  It's a quick fix to your $1000.  A local bank will help however they want you to borrow at least $2500.00.  Try also to google "low interest payday loan".  \nHope this helps
1016557
I think they are all pretty much offering a rate of 3.5 if you look online. I suggest you consolidate or refinance before June 1st. Here in CT the rates are about to go up to 7%
836682
Yr 1. 9000*.08= 720 + 9000\nYr 2. 9720*.08=777.60 +9720\nYr3. 10497.60*.08=839.81+10497.60\nYr 4. 11337.41*.08= 907 +11337.41\nYr 5. 12244.41*.08= 979.60 + 12244.41\nYr6. 13224.01*.08=1057.92+ 13224.01 = $14,281.93 total repaid\n5,281.93 total interest
253596
its around 4-5%. i have a student loan and my interest rate is 4.6%
220294
$1,994.30 in interest, plus the original $25,900, assuming simple annual interest of 8.4% and no missed payments if any were due during the time the loan was unpaid.
16707
Yes, go here and use one of the calculators offered...\n\nhttp://mortgages.interest.com/content/calculators/index.asp