taking out a car loan?
83544
You have two weeks to shop around from the first time you apply.  It is standard to shop around for good rates and different companies so you are not penalized for this.
580557
NONE , THE MOMENT YOU DRIVE OFF THE LOT THE CAR BEGINS TO LOOSE VALUE\n\nTHE DEALER OR SELLER WONT TAKE IT BACK \nAND WHATEVER CONTRACT YOU SIGNED IS LEGALLY BINDING\n\nYOU WILL HAVE TO SELL IT YOURSELF BUT YOU WILL GET A LOT LESS THAN YOU PAID FOR IT(EVEN IF YOU ONLY DROVE IT ONE MILE)\n\n\nGOOD LUCK \n\n\n\n\nTHINK BEFORE YOU ACT
1161043
Don't ever borrow money on your car.  Period.  Not for anything.  I lost my car that way once.  I lost a $6500 car for a $1000 loan.  I would not do it again for anything!!
366742
Just make the payments and it stays yours. Fail to do so and they will take your car, determine that it's not enough to cover the loan due to depreciation and then you will still owe them money! So pay it off! And if you do have a problem go to the bank and they might work with you by just letting you pay the interest for a month or two as it is cheaper for them to do so than reposses your car.
676312
have you talked to the dealer about taking it back?  Find out how much they will give you back for it and then find out how much you could get selling it yourself and paying them off.  You will still most likely have some money due on the deal even if you no longer have the car.  that will suck, but at least the vast majority of the debt is gone when they take the car back or you sell it and pay it off.
869937
They probably don't want to go through the cost of taking your car back, so continue to insist on working out a payment plan with them.  Ask for the supervisor, and whatever you are able to agree on, get it in writing.  If you can't get anywhere with them, however, I would consider getting an attorney or nonprofit debt counselor involved who can negotiate for you.  Daily phone calls are harrassing and can be illegal.
225942
it all depends on the interest rate and the terms of the loan.....if you only need the 20,000, then dont take the loan out for 100,000, because then you will be making payments off the loan size of 100,000
123332
I need a loan you can help me
643190
Depends on how much you are needing. Second mortgage on the house maybe (if you have one). Anything of value. Is your vehicle paid off? Just shop around. You can find a good deal with some shopping. Just remember, if it sounds too good to be true...it always is.
1015331
let's put it in perspective...unless you have 150000 just sitting around to buy the car straight up...it will be at least 3000 a month on a normal 60 month loan..not including insurance for it.  So unless you take home almost 6000 or plan on doing everything in that car (live, bathe, eat, etc.)  It's never going to happen.
635485
Absoluetly if you own your car. I would check with a credit union before you go to a bank also. The interest rates there are usually slightly lower. All you need is a clear Car title.
4037
You can probably pull it off, but you will be paying through the nose.  I would wait a little bit, save up some cash / pay off debt.  Even if you can gather up 5% down payment..\nI know a guy that writes those kind of loans in PA.  Let me know if thats where you are from.
60179
I would say refinance,(try seeing if your personal bank will take over the note)because it is alot easier, and the car market isn't as soft as it used to be (a soft market means low interest rates due to high production and people buying cars. We are currently in an economic rescession, so things have gotten tougher, or a 'hard market')so your probablility with getting an interest rate that is not much different or worse is higher that what I would want to risk. Also, speak to your personal banker. you may be able (if you have any) to pull some equity out of your car and use it to pay off more on your credit if that is high on your priority list. Good luck.
629296
if you are getting a personal loan , yes you can use your car as collateral , providing the car is yours and doesn't already have a lien on it ( is paid for )
404690
$$$ as the saying goes money talks and BS walks.. The more money you can put down on the car.. better the chance of you getting approved.. No matter what the situation.\n\n$0 down.... Try again\n$500 down.. nope\n$1000 down.. Now we are talking.\n$1500 down.. Getting better\n$5000 down.. When can u pick it up.\n\nBut most can get approved at the $1500 mark
648890
Sacrifice...\n\nGet an inexpensive reliable car (like a used Honda Civic?) that will result in inexpensive payments, hopefully not break down on you, and even help you establish some credit. Establish a budget for everything else and stick with it (include "going out" money). And make sure you put money into a savings account FIRST. (many employers will automatically deposit your check into two seperate accounts) or you can set up an automatic monthly deduction from your checking account into your savings.
153914
My parents took out a loan.