I am working in the Credit Dept of a bank in Vietnam. Please instruct me how to write a credit report.?
85165
Good luck.... If you're the one hired to do the job and dont know how to do it, how do you expect random Yahoo people to know?
949452
If you are buying/importing, you will give instructions to your bank to issue the letter of credit to pay, on presentation of certain documents, a certain sum of money to the seller's/exporter's bank for the account of the seller/exporter. If your bank is Standard Chartered Bank, they will have the wording for a letter of credit issued by them and the conditions contained within the text of the doc.credit will depend on your commercial contract with the seller/exporter. It can be paid "at sight" or "at 30/60/90 days sight" i.e. immediately they receive the documents providing they are in order, or 30/60/90 days after they receive the documents in order.
1078561
I can totally answer this.  I have worked a while in financial commerce positions. Please follow these steps.\n\n1. Get a copy of your credit rating from the 3 major credit reporting agencies. They are require to give you 1 free copy of your credit report each year. OR could buy a copy at a local place near where you live (with identification) and it is about $35.00 for all 3 reports at once.These are listed in your local phone book.\n\ntransunion (1-800-916-8800) \nexperian (1-888-397-3742)\nequifax  (1-800-685-1111)\n\n2. Once you get the credit report, examine it for accuracy. If you find errors, false reporting, things more than 7 years old, or someone else using your identification (identity theft), then you file a form which is provided you with the report.  Each disputed report must be filed on different dispute forms so photocopy it as many times as you need.  Then mail them back to the credit reporting agencies. Those reporting you have 30 days to respond.  It is a lengthy process but the only true way to clear it.  If someone is impersonating you, contact your local law enforcement officials and file a report.\n\nAfter you have correct the reported errors get another updated credit report to make sure it is cleared and that your rating scores have increased. Do this 1 time a year to maintain accuracy.
134346
all i can say is be honest. Explain that your credit history isnt the greatest but point out that you have always paid your rent.Some landlords will be understanding. A good work history is always helpful; as well.
944741
your question is rubish. establish credit in what country? yes a foreign national can establish credit
1105438
I agree with the other answerer, but wanted to add a few suggestions on HOW to build the BUSINESS credit too.\n\nThere are companies that can help you build credit simply by using them.  First apply fora  credit line using your own info., then just order what you need.  Try companies like Staples and OfficeMax for supplies, ordering online and placing a CoD type order.\n\nOf course you will need utilities and and telecommunications, be prepared to put down a slightly larger deposit though having no credit for the company at all.\n\nYou may check with the small business development branch of your city or state and see if they have some programs or tips for you as well.
538600
I believe www.freecreditreport.com
1183964
request your credit report from all three of the major credit reporting agencies, they will supply them free on the first request.  Upon receipt of your credit bureau's, review each of them for erroneous information.  Write letters to each of the agencies requesting any and all erroneous or old (over 7 years old) information be removed from your report.  It is a tedious and time consuming process but well worth it in the long run.
416625
I don't know how close your head office is, but if it's close, I would designate someone to hold down the fort at your branch, and make a personal trip to the head office (that is, if you have tried calling them with the problem).\n\nTake whatever evidence you have of the lack of support, and prepare your statement in advance to be short and to the point.  Other than that, I wish you luck.  \n\nBest to keep your reputation, look at other jobs in your area if you have no luck with your head office.\n\nGood luck.
6140
www.annualcreditrport.com is the source for  a free report among the 3 largest credit reporting agencies. Experian, Transunion etc.\n\nWhat I do is to stage them 3 times a year so I can see what is being reported with each company.\n\nI simply mark my calender and then get an updated report.\n\nYou can get all three at once, but I think thats overkill.\n\nYou will pay a small fee for a FICO score.\n\nBest to you. Merry Christmas
441694
As a financial consultant, I can advice you to write a detail letter to all three credit bureaus and let them know what is going on. You need to pay nothing to them as you have already paid your company who you where already selinquent too. Sit back and relax, your problem can be solved. If you need more information you can contacting me by email.
1068830
Go to credit counseling in your area.
1002446
Date              Particular                       Debit       Credit\n\n12 July          Equipment                      4500\n                         Shop A/c payable                         4500                   \n\n21 July          Shop A/C Payable          2400\n                          Bank                                            2400\n\nThat's it. The balance will than be dealt  with in the ledger A/C. You don't balance it here. Instead of Shop A/C Payable you can also right the name of creditor.
689986
You should get the records of your assets like this:\n\nASSETS\n  Cash on Hand ------------------------------- $0.00\n  Accounts Receivable ------------------------ $0.00 \n  (anything that has not yet been collected)\n  Goods that have certain value -------------- $0.00\n      Total Current Assets --------------------------  $0.00\n\n  Property (Gross Investment) ---------------- $0.00\n  Equipment Accum Depreciation (car)------- (-)$0.00\n      Net Investment --------------------------------- $0.00\n                                                       _____\nTotal Assets ----------------------------------------- $0.00\n\nLIABILITIES AND SHAREHOLDER EQUITY\n  Accounts Payable ------------------------ (-)$0.00\n  (Money that you need to pay "pronto")\n  Short-Term Loan Payable ----------------- (-)$0.00\n  (credit cards)\n  Current Portion of Long-Term Debt ------- (-)$0.00\n  (a sum of all principal payments om outstanding bonds)\n      Total Current Liabilities ---------------------- $0.00\n      (red numbers)\n\n   Long Term Bonds Outstanding ----------------------- $0.00\n                                                       _____\n       Total Liabilities ----------------------------- $0.00\n\n   Shareholder Equity \n   Common Stock ------------------------------ $0.00\n   Additional Shareholder Capital ------------ $0.00\n   Accumulated Retained Earnings ------------- $0.00\n\n       Total Shareholder Equity ---------------------- $0.00\n\n          Total Liabilities and Shareholder Equity --- $0.00\n           (This amount should be the same as Total Assets)
109513
You need to call a credit bureau and run their name by getting them to sign paper saying you give them permission to run a credit check.
13758
Credit reporting agencies are required by law to keep your credit report as accurate as possible.  If there are errors on your credit report you have to write to the credit bureau and request the information be corrected.  If the error is with more than one credit bureau you will have to write to each of them directly to have them investigate the information.  Each of the bureaus keep seperate records so a seperate investigation is required from each bureau.  I suggest writing to the other bureaus (Experian and Equifax) and request they investigate and correct your information.
945557
You entitled to an annual report for free from all three credit bureaus.\n\nwww.annualcreditreport.com