iam having a hard time getting a free credit report can you help?
91250
Just apply for something that requires them to run your credit report.  Especially if you are denied credit the credit company that supplied that inforomation has to supply you a free copy of your credit report.
173642
Yes, annualcreditreport.com is the place to go. To monitor your credit year round for free, only request a report from one of the three agencies now. Wait 4 months then request a report from one of the remaining two agencies, then 4 months after that request the last agency's report. 4 months after that you will be ready to request next years free report from the first agency, and so on.
253772
You can't it's all a trick,I've tried them all. Go to a bank and apply for a loan even if you know you won't get approved. This is the only FREE credit report I've found. \nYou will receive a complete credit report from the bank!
231988
The government now offers a free service for your credit report that you can obtain once a year!!!!\n\nAnnualcreditreport.com
1178761
You can get all 3 credit reports from all of the credit bureaus free once a year.  Go to www.transunion.com and there will be a link on there for your free copy of all three reports.  They will send you reports from Trans Union, Equifax, and Experian.  I hope this helps!!
913281
http://www.annualcreditreport.com\n\nThis is the government mandated site where you can get a FREE credit report in a year. This is a totally free site and they will not even ask for your credit card number. They will also not dangle a carrot to you that you get a free credit report only if you pay for their credit maintenance or something. Just free.
696019
Try calling all three credit bureaus to find out what is going on, maybe they can help. They may have you write a letter disputing these items anyway.\nEquifax: 1-866-798-6598\nExperian: 1-800-734-4617\nTransUnion: 1-800-888-4213\nGood luck to you!
654696
Go to http://www.annualcreditreport.com and get your totally free, no-strings-attached credit report.  Get one report from each of the three agencies, but only get one agency's report every four months (i.e. Experian in June, Equifax in October, TransUnion in February).  That way, you can monitor your report all year long for free.\n\nIf YOU are checking your report, it will NOT affect your score.  It only drops when you are applying for credit and someone else checks your score.
15979
Try to find the website for you state court system or county court system. Many will have a freebie area to check on people's criminal and civil records. However, a credit report (bill paying tendencies) will never be free.
290115
There is a place to get a completely free credit report. \nhttps://www.annualcreditreport.com/cra/index.jsp\nYou pay for nothing unless you want to look at your score. You dont even have to enter a credit card number. Also don't check your credit report every 4 months as another user suggested. Too many inquiries will lower your score.
939898
call any of the credit reporting companies.  they will put it on your file at no cost.
218065
Equifax           800 525-6285\nExperian          888 397-3742\nTransUnion        800 680-7289\n\nIf you need an online credit report, try looking them up in Yahoo Search or Google, or call one and ask for their website.  These are the main services.  By law you're allowed one free report, maybe it's one per year, but might be only by phone.
818732
Go strait to the credit unions websites.  You can get one credit report free each year.  If you get it thru annual credit reports.com you join a credit service.  Go straight to the source.  I do it every year at the same time.  \nGo to each website Equifax- Transunion-  Experian
469888
Not free and not the real web site for the free ones. Try annualcreditreport.com
1079611
Go to: www.freecreditreport.com
276995
You can't get the credit score. You can get the credit report at annualreport.com for free. If you look at your reports and how the scoring system works, you can get a general idea what your # would be.
593918
http://www.annualcreditreport.com\n\nThis is the TOTALLY FREE website that you can use to get your credit report from the 3 agencies for free - without asking for your credit card or anything.