what are the best banks for saving accounts? and what are their intrest rates?
97461
Banrate.com is a good source for info. I also use ING Direct, the Orange Account is currently paying 3.8% (4.25%) on new deposits through May, I belive). I also hear good things about HSBC Direct.
248444
I use Commerce Bank and have been very happy. Also, if you are looking for savings vehicles and are not internet adverse, try ING Direct.
1088604
you can open an online savings account with an interest rate of 4.75 with citibank, or 4.65 with hsbc or emigrantdirect, it's a little lower than one year cds but you can get your money right away without penalty\n\nhave enough money in this account (about 3 months worth of expenses in case you lost your job) and the rest in cds
11070
Bank of America recently bought Fleet Bank, a large outfit that served the east coast and out in here in New England.  Bank of America has excellent programs for folks with some cash in their accounts. By that I mean there is a difference between the person with a $500 checking account and someone with a brokerage account, home loan and large savings account. From my experience, they have done everything well as far as service, reducing fee's and assistance in loans. Bank of America also has a new program called 'Keep the Change', which is something that other banks will catch on with in the future. Basically if you buy something for $1.19, they take $2.00 from your checking account and place $0.81 into your savings account....Pretty neat stuff...
973502
Any bank should offer very low rates and fees.  Just make sure you're working with a reputable company and you'll be fine.  There's probably hundreds of companies out there that can give you the lowest rate.
53371
Go to www.bankrate.com for interest rates, APY, etc. for all types of investment vehicles - Money Market Accounts, Certificates of Deposits, etc.  Rates usually change weekly and often depend on the amount of $ you are putting into the account.  This web site is free.  Good luck.
895541
I have an account with ING direct, but I've since abandoned it in favor of Emigrant Direct and HSBC.  I was very pleased with ING, but their interest rate on savings is no longer competitive.
1859
Money Market accounts typically offer a much higher rate of return than savings accounts. They invest in super safe securities such as short term bonds and t-bills. They are completely liquid (you can make withdraws whenever). I highly recommend opening a money market account simply because you earn 2% or 3% more than a savings account. They also adjust to the current interest rate much faster than savings accounts which typically move like molasses on a winter day.
1132094
USAA Federal Savings Bank.  Far and away, USAA is the best company I've ever dealt with - bank, insurance, investments or otherwise.
10769
Go with Washington Mutual. Free checking no fees and thousands of locations, plus if you use one of thier ATMs, no ATM fees. \n\nStay away from Wells Fargo, they have a fee just for talking to the teller... about anything. Then there are minimum balance fees, and hidden account fees. You'll lose more money than you save
560902
Go to the bank or employ an adviser. We can harp on about what to do but the Bank is the first place. Bank of Scotland is the best at the moment if you are in the UK
1154254
ING Direct is awesome and great rates.  Very simple to sign up and use.  Only down fall is that the transaction period of moving money can take a day or two.  But definitely would recommend ING.  4.25% rate is better that the usual 0.25%
261488
Almost all savings accounts are monthly.  Maybe you are thinking about CDs.  If you are, then yes there are short-term CDs.  If you are looking for a short-term investment I would probably go with ING Direct.
12106
The best savings account that I have found to date is with Emigrant Direct. They are currently paying out 3.92% on savings accounts. The best part is that there is not a minimum to open the account and everything is done online. You simply send them a deposit and thats it. They must first verify your information, however this process isn't very time consuming. There isn't any hassle and they offer great service. You can go to their website, which is http://www.emigrantdirect.com, for more information.
1063523
ING offers a savings account with a current interest rate of 4.25%.  (6/12/2006)  If you are talking about something other than savings accounts here is a link to their site: http://www.ingdirect.com
1082677
You should open a credit union share draft savings account.  Credit unions are non-profit so you will get the maximum return on your investment, the bank will not be pulling profit out of the system.  \n\nAlso people with credit union accounts are actually lending money to people who take out mortgages and loans and credit cards and even payday loans from the credit union, which is quite lucrative!  All that plus a profit-neutral middleman.  It's the best place to keep your savings.  It's where I keep mine.\n\nFinally, credit union accounts and contracts have more favorable legal terms than commercial banks.  For example most banks require that you sign a "liability waiver" or "binding pre-dispute arbitration clause" which basically means that if they do illegal things to you or your money, then you can't take them to court or they can counter-sue you for millions.  Credit unions usually don't do that sort of nasty thing.
434643
This depends onthe bank and savings acct you open.  Most compound interest daily but either pay it monthly or quarterly.  It sounds like a money market acct may be a good option for you, the interest rates are generally higher than traditional savings accts and do require a larger initial deposit.  READ THE TERMS AND FINE PRINT FIRST!!\n\nWhat you mean about returns on investments,I am not sure... banks do not handle and pay on brokerage accounts if that is what you are referring to..