i am going heliskiing in alska what insurance should I get, does my life insurance covers it?
89635
Life insurance covers you if you die.  I don't think you are planning that so we can say your life insurance does not cover it. \n\nYou can ask your health insurance provider if you are covered.  If you get insurance through work or school in the US then it should cover you, but check to make sure. \n\nIf you don't have health insurance you can buy travel insurance, but be certain it covers dangersous activities like climbing and helisking.  The travel agent or trip organizer can often arrange these policies. \n\nThere are any number of companies online that offer travel insurance but make sure what you want to do is not on the list of prohibited activites.  The benefit of travel insurance is that it can cover the cost of a flight home if you are injured and it also offers some small coverage for lost or stolen articles and trip cancellation or delay. \n\nIf you are coming from outside the US check with your travel agent or airline, they almost always offer this type of policy at a reasonable cost.
802439
There actually is insurance with a 'savings plan'.\nIt's called any number of things...\n\nwhole life insurance\npermanent insurance\nuniversal life insurance\n\nAll these combine life insurance with savings vehicles.\n\nHowever, almost all are a bad deal for most people when you consider you are paying a large amount of your money out in fees, commissions and profits when you can buy other kinds of insurance (like term insurance) cheaper and use the savings to invest on your own.\n\nDepending on how you invest the cash portion of your permanent life insurance, it may or may not be 'insured'.
1185354
Perhaps it would help if you were to enlighten me.  I've never heard of "engineering insurance."  Do engineers need special insurance?
676661
There is a decent insurance sold by the Better business beurau in California.  You might call the BBB in your state if they have a similar plan. \n  \nOtherwise Stay away from HMO's and discount cards.
440644
Yes, I'm surprised you haven't heard of Life Ins. If you live in the US, you will see it on tv all the time, mostly for old people.\nI have life insurance on me for 11 years since I was 15, its more or less a coverage from my mom in case I kick the bucket so she may get money back for the waste that I am. Mom has a policy too since I'm not good at anything =P\n\nAnyways, you won't find people that willing enough to tell you all pertinent information for their policies, because its private, and your rate can tell you everything about your life: how you lived, when you are expected to die. Thats because insurance comapnies have actuaries (math whiz) who calculate exactly when you are going to die, and calculate a premium to charge you estimated until you die.  \n\nBut in essense, people have life coverage to help with post-life expenses, like funeral and taxes. Thats all.
751105
ill be going with an ak and lots of ammunition.  in all honesty though, if you go and stay in the tourist area surrounded by everyone, then you should be fine.  Now if you get outside of the local area, then you may not make it back alive.
526824
What type of insurance are you talking about.
59123
Yes, people buy life insurance.  I'm an insurance agent in California so I know people are buying insurance.  \n\nIf you are single you may have enough through a group insurance policy at work to cover your debts, funeral and medical expenses.  \n\nHowever, if you are married and have kids, you'll need to buy life insurance to cover all the above and the loss of income if you are a 2 income household.  Unless you happen to be independently wealthy plan on getting insurance for you and your spouse.  \n\nMy personal story as why life insurance is important:  As a teen, my father died and had no life insurance policy, or rather he did but cancelled it because he didn't have the money to pay. When he died, I was 17, sister, 15 and brother, 13.  All the medical expenses and debts went to my mom.  No inheritance for us, just a lot of debt.  My mom received social security benefits and she worked, but it was many ears before it was all paid off.
627779
The following company was listed as a provider of insurance for oxygen bars on an oxygen bar equipment web site.\nScottsdale Insurance\nhttps://portal.web.scottsdaleins.com/web/public/\n\nIf they can't help you, ask your oxygen supplier and oxygen equipment supplier who they would recommend.
497078
I as an employer have to match my employee's "contribution" (ie tax) to social security and medicare, which is 7.65 percent.  Employee pays 7.65 and I pay 7.65.  I withhold the taxes, the employee actually pays them.  In your 100 dollars, as far as the federal government, I'm only out $7.65 for every $100 of wages.  However, I also have to pay workman's comp insurance and workforce development, which will vary depending on type of work.  I figured it out once, and I believe it cost me $12.50 or so for every $100 of wages.  That's to government agencies and insurance.  Benefits add to that.  Hopefully, you are mistaken about the 72.6 percent in your question, because why would any employer want to hire anyone in Siberia, if it costs him that much?
1063206
also call the airlines directly...they sometimes give discounts for a death in the family, and emergency flight! try delta first.
1120751
myuhc.com\ni have that insurance...
515489
I've been to YogaNow (GoldCoast), Moksha (Riverwest), and Core (Southloop).\n\nI can only assume they're insured, but just in case, you can call them and ask.
1137980
Savings Bank Life Insurance Company
88412
Probably the best benefit of life insurance is burials are expensive, and with life insurance, when you expire (die), your family will have enough money to bury you, pay off your bills, etc. (Depending on how much of a policy you get.) You can get life insurance policies through several different companies. Most of the time employers offer it with their health insurance policies. The best policy will vary with your individual needs. If you consult an insurance agent, they can better assist you with your particular needs. To check into it, visit these websites:\n\nwww.aigtermlife.com\nwww.insureapp.com\nwww.1stquote.com/company-list.htm\nwww.accuquote.com
471871
im sure that you would be covered in any province. you should contact that government of the province you are wishing to travel to
613809
check the yellow pages for Independent Insurance Brokers or Agents- they represent many different liability insurors- check under general insurance or liability insurance not life or auto ins-that should do the trick for you- good luck to you !!