how can i track my 401k?
89447
Statements are only required to be provided annually, and they don't always go to the right address.  If you are still working at the company, go to HR and ask them for the best way to track it.  Not all plans have internet or phone access, but most do at this point.  They should be able to give you step by step instructions if you have access.  If you no longer work there, get info from HR to roll it over, then you can do whatever you want with the money.
1036964
depends on your 401K holder and system. Where I used to work it was 5 business days.
132052
A 401k is an employer sponsered retirement account.  Employers will offer severel differet mutual funds that you will pick from to invest your money.  The money is taken from your paycheck on a weekly basis and put into the mutual fund for you.  The good part of a 401k is that an employer usually matches your contribution.  Sometimes a dollar for dollar match.  Meaning that for every dollar you put into your retirement account, your employer will also put in a dollar.  And other times your employer will match only a fraction of what you contribute, (ex. You put in a dollar, employer puts in .35 cents).\n\nThe money you put into your 401k goes in tax free.  So you won't have to pay taxes on the your income that went into the account.  However, when you're retired and you begin to withdraw money from your 401k, that is when you'll have to pay the taxes, on all your withdrawls \n\nBe warned, if you leave the company, you may not be able to keep the money that your employer put into your account for you unless you've been with the company for a certain number of years.  This is called being vested.
1125529
Some employers will match a portion of your 401K savings.  Y ou can't do that with an IRA
1038869
A 401(k) plan is a company-sponsored qualified retirement plan for employees. Contributions and earnings in a 401(k) plan are not subject to federal and most state income taxes until the funds are withdrawn. A 401(k) plan allows you to save money on a pretax basis, and most employers will contribute matching funds to make the plan even more lucrative. Usually you will have the option to decide how much you contribute (up to the maximum allowed by the government) and where you will invest your contributions (from a list of funds provided by your plan sponsor).\n\nOnce you are eligible to start participating in your company’s 401k plan, you will be given a list of funds in which you can invest. You can invest a maximum of $14,000 in your 401(k) plan in 2005 and $15,000 in 2006. If you are over the age of 50, there is a catch-up amount you can invest in addition to the maximum for each year.\n\nYour contributions will be deducted from your paycheck before taxes are withheld. \n\n\n\nIf you’re lucky enough to work for a company that provides the benefit of a company match, it’s like earning free money. Enroll in your employer’s 401(k) plan, and then contribute enough to earn your employer’s maximum matching 401(k) contribution. Like I said, it’s free money!\n\nBefore your 401(k) plan money earns the first dollar of interest, you’ve already had a 100 percent growth if your employer matches you dollar-for-dollar. Even if the match is only 50 cents on the dollar, that’s still an instant 50 percent growth, guaranteed! You can’t get that kind of growth anywhere else.\n\nEach company has a vesting schedule, and it is to your benefit to understand exactly when you will become vested. The vesting schedule outlines how much of the company matching contributions and earnings on those contributions you own at any given time. If you leave the company before you are fully vested, you will lose some of the money in your plan.
56556
There is no limit to the number of 401(k) plans you can have, other than the number of employers you have/had. Some employers require that you remove your funds within a certain amount of time; others just like having your money.\n\nI usually take my funds out of a 401(k) plan and put it into an IRA so that my old company cannot continue to manage (or mis-manage, think Enron) it. If you transfer it to a qualified IRA, there is no penalty. Talk to your old company and whoever's handling the IRA to make sure you transfer it properly ... there are usually standard forms. DON'T TAKE IT OUT FIRST AND THEN TRY TO RE-DEPOSIT IT ELSEWHERE ... THAT WILL INCUR PENALTIES!!
922819
Well, you're doing better than we are, I'll say that.\n\nAs for being on the "right track" it all depends on what your goals are. Investing and saving can get really complicated, so I recommend you talk to a financial advisor. They have alternatives for you that you hadn't thought before.\n\nMy manager was in a situation where she had an old 401k earning lousy interest (around 3%) for years, and is now making at least 12% on it. It's a higher risk, but she decided it was the best for her goals.\n\nAnother benefit right now is compeitions is pretty fierce for deposits, so if you do choose to go with your local bank or investment firm, chances are you can get a great deal.
422586
Not actually a website, but Quicken is probably the best expense tracking program on the market.
245355
insurance coverage, 401K, possibly stocks
343679
Try the site below. They even offer free software to load and track your ancesters.
474413
It stays there until you move it.  You can roll it over to another 401k or IRA or withdraw it with tax consequences.
1021120
You need to get with the company that has your 401k and talk to them about getting out cash, every company handles things differently. There may be a penalty for doing so, and also you will have to pay a % to the IRS when you file taxes on it even if you have taxes taken out on the amount you remove. We did so last year and had to pay.
4641
yup, unless you're 59 and a half, then you will have to pay the full tax on the money taken out of your 401k plan, which means if you are working right now, you are in your income earning years, hence your tax bracket should be higher, maybe even to the next level depending on how much you take out of your 401k, since that would be counted as regular income.  and the IRS (uncle sam calls it a penalty, but I like to call it a tip) would also be needing that tip from you, a 10% tip for every buck you want to take out.  so, if you take 20,000 out, that would be more like 14,400 if your bracket is in the 28% range minus $2000 for that tip i would telling you about, which leaves you 12,400 for taking out 20,000.  not really worth it huh
484715
Go to quicken.com. They have financial calculators for free. You can enter your paycheck info as it is and then with your new scenario.  That will show you how it will effect your net check.
531660
You should talk to a representative at your financial institution where you have your IRA. They will be more than happy to give you individualized suggestions.
848955
THe best thing to do is locate your statements from the 401k plan, not the company you worked for.\nCompany's like Charles Schwab or The Hartford are the 401k providers.  Usually you should get a quarterly statement about your 401k to determine which company holds the account.  You can also try calling different firms that you believe may hold the account, as they can often locate an accoutn with your SS #  \n\ngood luck
434245
consult your employer or 401K manager