Can ANYONE tell me (cuz the banks won't) why we have to pay a fee to make a creditcard payment by phone?
86308
Many companies use outside parties to verify payments made by credit card and they often charge additional to cover the costs as pay by phone is considered a service provided 'for your convenience." As well, credit card companies charge other companies just to accept credit card payments.
310560
That's something you have to ask your credit card company.  When you make payment, try to pay at least $5 more than the minimum due.  It will help you a bit.
1147001
No, I don't use credit cards either.  Like you, if I can't pay for it, I don't get it....:)
682598
I don't think that's possible. I'm sure even employers must pay a fee [could be wrong on that one, I'm not an employer].
898454
A credit card company will solicit customers to open a new account, sometimes at a lower rate than their current card or cards, and offer to transfer the balances from the customer's old cards over to the new card at some reduced rate.  This sounds like a good idea because the customer gets a lower interest rate and the new company gets a new account (usually with a substantial balance).  The trick here also is that it frees up credit on the old cards and tempts people to recharge on those cards which yes, it does give more available credit, but that is not necessarily a good thing.  In this country most of us are bogged down in credit card bills as it is, and the last thing that many of us need is more available credit.  I will get off my soapbox now!  I just think that credit - though necessary and a wonderful thing at times can so easily be abused, usually by the people least able to afford that and you end up paying thousands for absolutely nothing.  Just be wary and careful.
788336
It depends, is it one of those bad crdit credit cards? I've got a Rewards 660 they required copy of utitlity bill (proof or residence) drivers license (proof of identity) and since I provided them with my home and cell # I had to send part of my cell bill.  Also before they sent my card they called my home and cell #.  Once I got my card I had to call from my home or my cell to activate.  They can ask for what ever they want, it's up to you whether you give it to them or not.  If it's a more reputable company they don't ask for these things.  If you've got bad credit, they put you throught the ringer, although I have other cards for bad credit and they didn't ask for all of that.  Google the company and see if there are any complaints from other card holders about them.
386486
does a telephone no. and credit card no. required or no
967277
The\nNO CHARGE CREDIT CARD   from FREE BANK
1148376
Because they would need to support their own payment network. Visa, MC, etc. provide a network that is secure and can handle huge amounts of transactions. It would take a huge investment to create new ones and then you have to convince businesses to support the new network. Its too much work for the average bank.
1061534
You need to go to the branch where you made the payment, and you might just have to grease their theiving palms to do it. Natwest used to charge a 5iver
663442
It could be that the fee is called something else. See, for example, the link below that shows how AT & T describes the fees. Check out the website for your carrier to see if they provide similar information.
978647
Why would you need to pay them an up-front fee - let alone any fee!! Doesn't sound too legit to me.
564383
ARe you talking about "Kiting" I use one credit card to pay off the balance of another credit card , so I really do not have to make a real payment until I want to. Now that is using credit when credit is DUE!
729576
No, but its not very sensible as you are continuing to mount up interest charges.  Contact them and see if you can come to some arrangement which will make it easier to pay.  \nDONT IGNORE IT ANY LONGER!!!!
539740
If the bill is coming through your cell phone company, just tell them to stop it and they have to. If you didn't agree to pay for these jokes, you don't have to at all. The only website I found (that I could read) was funmob.co.uk
1160898
is your credit card from the states?  haha....don't pay it back, and don't go back to the states.  they can't do anything about it.
109761
As previously mentioned, there are some security concerns with credit cards from outside the US. \n\nAdditionally, unless a corporation has a legal presence inside that country (a foreign branch, for instance) there is little that can be done if the credit is not paid by the issuing bank or if problems arise with the transaction.\n\nThus, many companies simply choose to not accept foreign credit.