What is the best kind of insurance to cover a medical service business?
84376
You need an umbrella insurance policy as well as others that are mandated to medical practices.  Contact a local insurance company and your state to find out all requirements.
250227
One way would be to set yourself up with a General Agent. I use Bisys for this. Go to www.bisysinsurance.com for more info.
777704
Well the best one is to have one before your diagnosed because alot of them don't cover pre-existing conditions for a year prior to the new policy.  You'd want one with good medical testing coverage, hospital stays, drug coverage, dr visits, alt med if possible.  Many of the Blue Cross higher up plans have that, they have some co-pays but cover the big stuff.  Independent Health which is NY based company has good coverage too.
715456
Visit your state insurance department's Web site. You'll probably find a list of companies selling individual coverage in your state, including those that aren't handled by brokers. For example, many BlueCross/BlueShield plans -- often one of the few choices available in highly restrictive states -- prefer to deal directly with customers, or offer such low commissions that they aren't worth a broker's time. \n\nThe insurance department may provide shopping tips for your state, as well as insurance-company complaint records. \n\nIt is a good idea to check with a qualified insurance agent before purchasing a health insurance policy.  Health policies can get very complex and can hidden coverages/non-coverages.  Start by getting a quote at: http://www.insureme.com/landing.aspx?Refby=614499&Type=health.  This web site will allow you to compare prices and find the best price and coverage.  It is free of charge and they even give you the option to speak to local agents if you have questions.  \n\nI hope that helps!  \nRon @ InsureMe
664369
Virtually all US health insurance companies cover childbirth. \n\nFor foreign insurance companies, you'd need to check with them directly.
843976
For medical I would go with a HSA compatible high deductible \nhealth insurance, not necessarily BC/BS. \nThere are many available out there.\nHSA stands for health savings account. For dental and vision\nI would recommend http://e-healthplus.com
13136
doctors and insurance firms
253786
Just be careful when you choose a company. A lot of these \ninsurance companies have signed up people with the idea that it is just Medicare part D coverage. When in fact, the\nperson has signed up for a "Medicare Replacement policy".\nTrust me, you don't want that. You end up with paying more out of your own pocket for doctor visits and hospital stays.\nIt's really sad, because you think you're just getting the drug coverage.
92602
Depending on what state you are in, there may be a high risk pool administered by your state.  Contact your state's Department of Human Services or other organization.  A high risk pool is great for people who are going to have very high medical bills, but you will have to pay premiums which are likely going to be much higher than if you were healthy.\nYou might also shop around for "short-term" medical insurance.  Insurers are more willing to write people who may be sick under those short term policies because the insurers knows a date certain that they will no longer be responsible.
1141582
Most insurance doesn't cover it.  You may be looking at anywhere from 300-500 to have it treated.
1013992
first, how do you plan on getting paid? most will expect medicare or insurance coverage. you must have medicare provider number in order to bill medicare, are you going to provide concentrators, equipment etc. where will you get referrals? do you have a business plan? what insurers will accept your billing? do you have enough cash reserves to last until paid? insurers and medicare never pay within 30 days. who will maintain equipment? are you going to buy new or used? what other services can you provide besides respiratory? how much insurance will you need? are you going to buy or rent oxygen cylinders? how will you handle after hours emergencies when equipment breaks or elderly patient does not operate it correctly? someone has to be on call. how much equipment will you need and where can you get fast delivery when you begin to run short? if medicare goes to competitive bidding how will you compete against national chains...apria, lincare, american home patient etc? how much competition in area? find an area underserved.\n\nanswer some of these and you will have an idea...good luck, i just sold mine.
1026304
Sorry you aren't going to find any insurance that completely covers all treatment.  You can get plans that will pay up to a certain amount, maybe as high as $3000 (rare)yearly, but they will usually only pay a percentage, say 80% of basic procedure and less for major procedures.  But get a job with UPS, they have excellent insurance!  Or some unions have great benefits too!  Better yet, go work for a dentist, then it is all free!
1155701
I guess you're not from around here (USA)  You get medical insurance from your job or medical insurance companies such as Blue cross/ blue shield, State farm and etc. look under medical insurance in the yellow pages of any phone book where you live.
494900
Traditional Indemnity insurance usually covers any doctor with deductibles and coinsurance (like 20%).\n\nPPOs usually pay more, either no deductible or less coinsurance, BUT you have to use a doctor that is in the plan.\n\nHMOs usually cover 100%, or you have a small copayment, but you have to have one Primary Care Physician (PCP) that refers you for any specialty care.\n\nIf you are comparing plans, don't forget to look at the plan limitations and exclusions in addition to the costs of the plan and your share of the bills.  Some plans don't cover certain services (chiropractic, maternity, mental health, yearly exams, etc.) and others will.
807477
First it depends on your target market. Who are you hoping will buy? Hospitals, doctors, etc.? Get your company in trade journals, medical journals and take advantage of local medical conferences. Once you have customers, the best thing you can do is create a relationship with them that makes them want to help you out by refering you out. Customer service is key to that. For something like that, radio, and newspapers would not be a smart idea.
255965
there is really no best plan. i would recommend a discount plan that coincides with your prescriptions. ex: pays 100 percent on bloodpressure but must only get generic brands of everything else.  so surf the net for a discount plan that way your only charged for the prescription instead of the monthly cost plus co-pay and/or diff. of what the insurance company payed for the medicine.  Sorry no specific company GOOD LUCK
1047213
Anything BLUE!! the Blues association is nation wide, and the plans are really good. You will know that with your Blue plan, you will get reliable service and claims will always get paid. Each state has its own Blue plan (like Blue Cross or Blue Shield or both combined) If you are young and healthy, go with a higher deductable PPO, they are cheaper.