what do you do to have a tax lien removed from your credit report ?
80882
You can't.\n\nThe lienholder has to remove it.\n\nIf they refuse to, you write a registered letter to the reporting agency contesting the entry and send an identical registered letter to the lienholder.  If the reporting agency agrees that there is reason to wuestion the entry, they will give the lienholder 30 days to respond.  If they respond with proof, you're stuck.  If they don't, the reporting agency will remove the lien from your credit.
237495
First, this is to progunr.  Please point out where in the law you are referring to.  Your information is wrong.\n\nLets get one fact straight.  The credit reporting bureau reports what creditors/collection agents tell them.  If it's not accurate, it will be removed.\n\nIf the creditor tells them to remove or change an item, they will do it.  Do not believe any other crap they tell you, it's not true.  \n\nThe credit bureau will not remove any item that is true (ie, verified with the creditor).  That means that if you send the credit bureau a complaint, the bureau will contact the creditor and "verify" that the report is accurate.  If they say it's accurate, then the report will stay.  But you can place a comment in your report disputing it.  \n\nThe credit bureau does NOT investigate whether the information is actually accurate.  They only report what is told to them.\n\nTherefore, if the creditor tells the bureau that the report is not accurate, and that it should either be removed or verified, they will do it.  \n\nThe only other way to get the report changed or removed involved a lengthy process of letter writing, validation, complaints, threats, and sometimes a call from an attorney.  \n\nThat is why it's so very, VERY, important to get IN WRITING an agreement with the creditor to remove the listing once the bill is paid.  After they get the money you no longer have any leverage with them.\n\nNow...as to your question about makign them make a deal with you....\n\nWhy are you even messing with a collection agent?  Unless that agent purchased your debt outright, you have no legal obligatin to even talk to them.  So contact the original creditor and see if they want to deal with you.\n\nIf not, what is the point of paying them?  Your credit will still be ruined.  Tell them to take you to court.   If the debt is small (under $500) they probably won't go through the time and expense.  \n\nMy battle cry!  You are about to go to war!  Do not fight these guys unarmed!  Knowledge of the law is your only weapon!  Read the links below, it will show you exactly what you need to do when dealing with these guys.\n\nContact me if you need any further advice or support.
966973
If you have proof that it was cancelled, hold on to it.  You will need this if it comes up when you go to buy a home.  \n\nContact the company you had the debt with and tell them you want this on your credit report.
1047438
What you need to do is dispute these reports with the credit bureau.  What they are doing is illegal and if these reports are not removed, you can sue them in small claims court for $1000 for each entry!  <cha-ching$$$>\n\nBut you need to do it right!  So follow these instructions.\n\nSend a dispute letter to the credit bureau listing these entries and point out these are duplicate entries. \n\nThe Bureau will then contact each of the creditors and "verify" that the debts are valid.  If they get no response the report is deleted.  If they respond back and verify the debt, the report stays on your history.\n\nAt the same time, send a "demand to validate" letter to the creditors who are listing these entries.  Demand that they send you copies of contracts, bills, receipts, and anything that was used to calculate what they claim you owe them.  They have 30 days to respond.\n\nIf they do not send this, send another letter to the credit bureau and demand the listing be removed due to "lack of validation".  \n\nMake sure you send all of these letter by certified mail to prove you contacted them.  \n\nIf the listings are still there, file a lawsuit in small claims court.  It's easy and doesn't cost that much.  \n\nI had to do the same thing to get an inaccurate listing removed from my record, and won $1200 for my troubles.  Don't let them push you around!
934701
Try this.\n\nWhen you call these companies, tell them that you want IN WRITING a guarantee that they will raise your credit score and remove bad items from your credit report once the bills are paid.  \n\nAnd that they won't take any money unless these things are accomplished.\n\nYou won't find anyone who will agree to this.  Why?  Because they can't possibly promise such a thing.\n\nThere are only two ways to get a negative item removed from your credit history.\n\n1) The creditor must delete it\n2) The creditor fails to respond to an investigation request from the credit bureau.\n\nNote that payment of a bill does NOT remove the item.  It only changes the status from being late or in collections, to paid.  But it still reflects late payments or collections.  It's still a negative item.\n\nThese "credit repair" companies will TRY to negotiate a payment arrangement that will TRY to remove the negative items.  But there are no guarantees.  \n\nBut it is a guarantee that these companies will demand payment for their services, whether they succeed or not.\n\nBefore you go this route, do your research.  Many of the things that these companies do, you can easily do yourself.  \n\nAlso note that many of these "credit consoler" or "credit repair" companies are a front for companies offering consolidation loans or other such services.  Be aware of what's going on!
417682
Federal tax liens are typically recorded in the county recorder or county clerk's office in the county in which the tax debtor resides or owns property.  Tax liens are public record.  The particular rules and fees (if any) for conducting a search will depend on the county.
340876
Yes. I'm assuming the lien is on real estate only. If it is on personal property too, you may have a problem if the govt. finds out.
24047
does the person owe you money and your putting a lien on thier house to garinty your money, or are you tring to get a house by purchaseing a tax lien on a house.  please be more specific on situation.  you could go to\nhttp://secure.uslegalforms.com/cgi-bin/forms/query.pl?S-C-MA-B-liens|pictures\nto get an idea of the forms and even prchase them there.
683761
call the county recorder in the county that the lien was filed.  they can tell you if there was a satisfactions of lien filed.  you can also do this online in most counties and access a copy of the actual document.
901304
I retired from IRS Collection Division 2 yrs ago after working 28 yrs. You need to go/phone IRS and ask for paperwork to file an "Offer in Compromise" Anyone who owes taxes to IRS has a RIGHT to this. It is a way for people to settle their tax debt when they cannot fully pay it. The IRS is required to help you along in the process, you do NOT need to pay an att'y or accountant to help you. You offer what you can afford, as little as $1. If you feel the IRS person is not helping you, then you have a RIGHT to speak to their supervisor. If the offer becomes accepted the tax lien is removed. I urge you to take action now, do not delay in contacting IRS. Write down names & ph # of IRS employees you talk to and notes as to what they tell you. Good luck.
1014611
All you need is your reports and an internet connection, sometimes a phone.  \nGet your reports annualcredit report.com\nFind innaccuracies/outdated information\ndispute online\nif your report contains accurate negative information, it can still be removed if it is unverifiable.  if you dispute and the company doesnt respond in the alotted time frame the information must be removed.  \nIts just so easy.  theres lots of information on the net.  Id give you my email to help further but im not sure if we can do that or not ;)
830111
You have just stumbled into the trap that I have tried warning people about for months now!\n\nThere are only two ways to get a negative item removed from your credit history.\n\n1) The creditor must remove it\n2) The creditor fails to respond to a credit bureau investigation request.\n\nOnce you have paid the creditor, you are going to find it extremely difficult to get them to cooperate in fixing your credit.  \n\nThat is why I warn people who are going to pay off old debts...make the creditor agree IN WRITING to delete the entry once the bill has been paid off.  Don't pay them a dime unless they agree to do it.\n\nNow you are broke, and you still have bad credit.  Is that fair?\n\nAll you can do now is start the dispute process.  Note that even though you paid off this debt, the creditor is only REQUIRED to show that the debt has been paid off, but it will still show reports of late payments, charge offs and collections.  It will still be a negative report. \n\nBut it at least should show the bill is paid.  Failure of the credit to update your credit history is a violation of the Fair Credit Reporting Act.  If they don't update the listing, you can sue them for $1000 in small claims court.\n\nSend a dispute letter to both the credit bureau and the creditor.  But note that it sometimes takes a couple of months for these updates to show up on your report, so you need to be patient.
851857
Go ask the local police to run you through LIEN
1049844
If you are in the USA, go to the IRS.  They want your money, not you in jail.  Usually not paying your taxes and contacting them, gets you additional penalties, not jail time.  I have know a number of people who did not pay their taxes for a few years and the IRS worked out a payment plan for them, just like any other creditor.\n\nGetting a tax attorney could be a good idea, if you have something to fight about.  Like you disagreed with your taxes or you were contesting a claim, deduction or ruling, but they are costly.  \n\nA CPA can help you fill out the forms, but they also charge and the IRS will help you fill out the forms also.\n\nIf you really DO NOT want to contact the IRS directly, then there is the option of The National Association of Enrolled Agents.   Its 11,000 members are licensed by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service (IRS), including examination, collection and appeals functions.
668687
it should be cleared, as well as all attempts to collect it after 7 years of default. you will have to do the leg work as creditors won't do it on their own, so push them and keep pushing them to remove it.
345103
What is it you are trying to do?  Remove a past credit listing placed because you were late with car loan payments?\n\nKeep in mind that now the loan is paid off they may not want to cooperte with you on this.  Just ask them politely.  Tell them you have paid off the loan, you are an active credit union menber and would appreciate if they can help you restore your credit.  At least have the listing updated to show the loan is paid in full.\n\nTalk to someone in the collections department.  They know what a letter of deletion is, they are acting stupid!
358784
Yes, there are ways to remove some of the bad entries in your report.  If you want to go to battle, read the links I've supplied below.\n\nDo not waste a dime going to any of those credit repair places.  They will charge you a lot of money to do the exact same things you can do yourself, and they will be just as successfull.  \n\nHere is a real quick rundown on what to do....\n\nGet your credit report (for free) from www.annualcreditreports.com.  Study them carefully for any errors and negative reports.\n\nKeep a carefull log of any calls you make, who you talked to, and any letters you write.  Be sure they are sent by certified mail.\n\nExamine your report for any debts that have run over the Statute of Limitations.  Also carefully note the reporting dates of each item.  According to the Fair Credit Reporting Act, they can NOT be listed if they are older the 7 years BEGINNING ON THE DATE OF DEFAULT!  Creditors and collection agencies are good at moving up this date, or even reinserting it after it has expired.  Verify this date with your own records if you have them.\n\nSend a letter to the credit reporting agency (CRA) and protest any negative information.  The CRA will then "verify" the debt with the creditors.  That means that all the creditor has to do is respond back within 30 days and say the report is accurate.  They don't have to prove anything or supply any paperwork.  If they don't respond within 30 days, the CRA must REMOVE the entry.  This works great with some older debts.\n\nIf the debt gets "verified" (you get a letter from the CRA), then write the creditor a "Demand for Validationn" letter.  (See the link below).  Validation mean they must supply you with contracts, bills, receipts, and everything that was used to calculate your debt.  This,again, is in accordance to the Fair Credit Reporting Act.  \n\nIf they send you this information, and it is complete and accurate, you have hit a brick wall and there is no good way to remove the entry, unless you can sweet talk the creditor into removing it on their own.  Not likely.\n\nIf you do not hear from them in 30 days, send a copy of your validation letter, plus another demand to the CRA to remove the entry due to lack of validation.  \n\nIf they still will not remove, you have grounds to sue both parties in court.  \n\nAnd yes, Mr. Collection Agent, this is a fact. I'm doing that very same thing right now.  Funny how responsive creditos are they THEY are the ones getting sued.\n\nYou are about to go to war.  Knowledge of the law is your only weapon.  Don't fight these guys unarmed!