I have a defaulted student loan.  Is there any help in getting it out of default?
91700
contact your servicer/gaurantor about student loan rehabilitation.  In the mean time call the US Dept of Education at 800-557-7392 and ask about the William D. Ford program... they consolidate defaulted student loans and offer affordable payments based on your income.
630266
go here...\nhttp://loans.mamayek.com/studentloans.html
993716
Nothing.  Student loans are not dischargeable in bankruptcy.  Your lawyer should have told you that.
198846
There is something called the forgiveness program for Stafford Loans. Basically all you have to do is give back to the community and the government forgives your loans by percentile increments till 100% is forgiven over a 5 year period of time.\n\nCommunity based programs that you can participate in includes Americorps, Peace Corps, Teach for America, teaching in low-income school districtsx
774254
Hi tthere Kit t,\n\nWhat happens alot of the time is when consolidating the lender does not consolidate all of your loans..\n\nIf this happened to you then you will actually be in luck,...\n\nIf you have one outstanding loan, my compnay can then consolidate you again by consolidating what ever samll loans you still ahve out there into your large consoliodated loan..\n\nThe reason this will benefit you is because we will offer you up to 3 years of forebarence at that point..\n\nMeaning, you wont have to worry about making a  payment to prioncipal or oibnterest for 3 years.. You can choose to send interest payments if you choose, but you will not be obligated..\n\nThis is what ido for alot of students that are looking to go back to school.. It can give you a little more breathing room until you are working full time makin genough moneY..\n\nGive me a call when you have a moment.. I would =eb happy to pull up yopur loans on the NSLDS (national student loan database system) This will tell us if we can re-consolidate you or not..\n\nAlso feel free tio check us out online.. Here is a link to my yahoo 360 profile which has links to our website as well..\n\n\n\nhttp://360.yahoo.com/profile-HlUDUhMib7M9Wlj6o6L2SfGcEYtkt9xsaQ--?cq=1\n\n\nLook forward to hearing from you!\n\nJason Fry\nStudent Aid Lending\n1-800-964-0642 ext 114\njasonf@studentaidlending.com
208907
You should contact whoever has your loan and work it out. Maybe they'll let you pay it in installments so you can catch up.  Don't ignore it or it may go into collection and your car might get repossesed.
18091
I found a website that might be able to help.\n\nhttp://www.edupass.org/finaid/loans.phtml
582082
Hopefully pretty soon.  I'm about to default on my school loans.
89369
I would consult an attorney about it.  \n\nIf you can't do that because of money issues - talk to the firm who is "helping" you to get out ot debt.  They of all should be able to have exactly what you should do all planned out for you.  \n\nIf they can't help you on it... I would SERIOUSLY be looking into a different company to help me in this.  There are non-profit agencies out there who know everything about this sort of thing.  Good luck
203087
If it went into default because you haven't been paying then there is nothing you can do. If the school shut down after you paid (usually within the same semester or year that you borrowed the money) you will not owe that money and you should contact the place you borrowed from and FAFSA people to see what can be done. Also, if you borrowed that money and were able to continue your studies and now the school is closed you still owe the money.So basically unless your schooling was interupted due to the closing and you weren't able to continue the studies you had already put money towards then you still owe it.
481860
It sounds like they are bumping your reporting dates.  The law says the reports can only be on your history for 7 years, beginning the date of default.\n\nIf you have anything to show this, send the credit reporting agency a letter to protest it and have the listing corrected or removed.\n\nAlso send a letter to the creditor demanding that the "Validate" the debt.  That means that they must supply you with contracts, bills, recepts, and everything that was used to calculate what they claim you owe.  If they can't produce this information, the listing must come off.  Otherwise you can sue them for violation of the Fair Credit Reporting Act.\n\nRead the link below, along with a sample letter.\n\nAs for your student loan, it's not likely you can fight it, especially if it's a government backed loan.  It will drop off after 7 years.
258516
You can't.  You wil have to pay off the loan or have YOUR credit affected by a default.  You've just learned a great lesson about cosigning loans.
33351
There is no free money to pay off your student loans.  Call them and have them put you on a payment plan.  Or go to www.DirectLoans.com, they will help you by consolidating your student debt and put you on a repayment plan that you can handle, whether it be $5/month or $500/month.  Student debt is something you can never get out of.  The gov't has actually said this year that they *will* garnish your SSI checks when you are older if you still have outstanding student loan debt.
951718
You can talk with your university about getting a computer loan. I had several friends that got their computers this way and didn't have to pay back the loan until they graduated.
112811
you need to contact your loan lender right away. I don't think you'll have to pay it back, but you'll have to make changes on your master promissary note. The Loan officer will give you more instructions.
226166
Federal Aid is always your best option.  Even if you are not interested in the loans the the Department of Education provides, most scholarship organizations (including *colleges* that offer scholarships as part of their financial aid packages) are going to require you to file a FAFSA (to demonstrate your financial need).  Your loan default (I'm assuming here that your default was on a Federal loan) will show up on your FAFSA, plain as day and preclude you from obtaining further federal aid... that is, until you clean up your record.\n\nAs such, you need to resolve your default (not simply because you need Fin. Aid now but because a loan default will haunt you and your credit report for years).  Once you are out of default (which usually means making a certain number of on-time payments), you will again be eligible for Federal Aid and you will be much better off.  In fact...\n\nIf you are an independent student seeking your first undergraduate degree, you will not only be eligible for federal loans but grant aid as well (depending on your financial need).\n\nIf you choose not to resolve your default: there are private loan companies will still give you a loan.  You can do simple internet searches for education loans, but to make sure that the company you choose is legitimate, check with your college Financial Aid administrator. If you *must* go this route, it is in your best interest to pay attention to interest rates and repayment terms (remember: your loan default affects your credit which in turn affects the rate that you receive on your private loan).\n\nGood luck!
887794
Hi, I'm Sean Toh from Singapore. You can get help from the following resources below. They provide unsecured loans. Let me empower you to a better education so that you will know what to do in the future.\n\nYours Sincerely\nSean Toh