If a person is out of work due to a dissability and gets behind on his mortgage payments, can he get help?
81797
usually a bank will put off a payment for 1 or 2 months, but thats all
362197
I"m so sorry for your loss.\n\nDid you go to a bankrutcy lawyer?  I would check with them.  If some of the debt included in the bk was soley his, you might not be responsibe.  If it hasn't gone through completely, you might be able to file hardships with creditors who will suspend rates or payments for a little while.  Also, the bankruptcy courts might be able to recalculate payments because of your lack of income.\n\nBasically, I would see a professional.  Maybe you can find a relative to help you with finding someone that will do it cheap/free.
958679
If he was a minor or unable to manage his own finances,then the mother as the payee should be held responsible for paying back the money owed.He shouldn't have been receiving SSI benefits if he is able to work,it is the payees responsibility to report any income changes to SS immediately.\nYour best option would be to have HIM contact SS directly and speak to someone there.While I know you want to help,it really isn't your place to get involved since you are not directly involved in the case..He has to deal with this on his own.
968490
very often unless your US military, that won't happen.\nhowever, you can get finanical assistance, through a payment plan.  Best wishes.
987415
Yes.\n\nWill working jeapordize the status of your claim for past lost wages and medical benefits?  No.  \n\nWill working jeapordize the status of your claim if you're claiming you're unable to work, and want future lost wages?  Yes.
111379
If he is not willing to help pay, tell him to get out of YOUR house. Go see a lawyer and see what you can do to get the house in your name only. Obviously you are able to pay on your own because you have done it for 5 years.
1002772
They would need permission from the Bankruptcy Court to go ahead with foreclosure proceedings, but someone (you) would have had to notify them of the bankruptcy filing before they could be forced to stop.  At that point they could file a motion "for relief from the automatic stay" with the Bankruptcy Court, and because they are a "secured" creditor (they have a lien on the land) they would probably be allowed to be excused from the stay if you were not making payments.
666713
Your income plays a part in this as well.  If they feel you don't make enough to handle the mortgage, plus the utilities, plus property taxes, plus homeowners insurance, plus your outstanding loan.  If I were you I would pull my credit report & make sure there was nothing showing that wasn't mine.  Also, the county or state may have some 1st time homebuyer programs available.
752562
If your husband is only paying back support and has not gotten himself current the answer is YES he can be put in jail.  He was arrested for the arreages and for not having his support current w/o arrearages.  He should never have fallen behind in the 1st place.  All your State and Federal refunds will also go to the arrearages..  Keep all those receipts because he will need them to get him out of the bind.
170321
There are a few ways to have your mortgage paid off, none that are easy or worthwhile imho.  For instance, many insurance policies will pay out for permanent disability by picking up your mortgage payments.  Of course, the permanent disability would be a downside and you know it would be contested by very expensive lawyers.
590594
I would attempt to just borrow the money to get back to current from a local lender.  Leave the mortgage where it is.
11912
I think that everyone at least once in their life falls on some bad luck. \n\nIf you really are in a jam and are feeling overwhelmed then I would suggest going to your local Social Services department to ask for help. If you qualify, they can point you to a number of programs that can help you manage the money you do have better and give you assistance. They even offer job training through other county and state agencies.\n\nYou can also consider contacting your local church or religious organization for help. They often can be of great assistance. I have even heard of them helping people make a mortgage or car payment if they are in dire need.
281621
Just go to your bank....if they can't help you they could certainly put you on the right track of someone who can.
116594
Yes, it is possible.  All this individual would have to do is secure a job.  At that time he/she would simply contact SSI and inform them that "they were in luck and found someone that would hire them.\nAt that point - SSI would stop their payments.
914338
Yes. Because he has vacated the domicile you can. However he needs access to his belongings via reasonable means.\n\nGood luck
1045876
YES! ANd you should give me a call at work! Email me and I will give you the phone #. I am a Loan Officer with Ace Mortgage Funding...   (ACEREFI.COM)\n\nHope that helps!!!!   \n\n\nHartlannon@yahoo.com
600493
Okay, here is the deal--\n\nIf they had a mortgage and they have decent credit and equity in the house, they could get a 2nd mortgage/equity line of credit.  That line of credit is considered a 2nd mortgage and it is recorded on the deed just like the first mortgage was.  They can indeed lose their house, either lender can decide to forclose on the house for missed payments.  Usually what happens is the first mortgage holder buys out the 2nd and then forcloses on the house.  \n\nIf they got a 2nd mortgage, they probably got a checkbook, so they could have written a check and gotten cash to give to Scott, but it was still a 2nd mortgage.  Payments will be due just like the first mortgage, every month.\n\nIf they aren't getting enough to pay both, they should immediately contact the first lender and see if they can refinance with both their mortgage and the equity line of credit.  This might be difficult because they have used all their equity in their house, so they are reborrowing for full value of the house and the bank might not go for it.  \n\nIt would be terrible for these people to lose their home because they tried to help somebody out.  I hope they can all find a solution.\n\nThey might also contact www.naca.com  \n\nIt's a non-profit housing advocacy group and they do some refinancing.  They are very much about people keeping their homes, so they might be able to help you where a bank might be less helpful.  \n\nGood luck!