where can i get a good home lone for a low rate with poor credit?
83560
No where if your white.
360488
There are no good banks, the best would be a credit union  there fees are low. and most don't have monthly fees or hidden charges.
343388
Try here there are lots of loan programs. http://www.allsolutionsnetwork.com/cgi-bin/d.cgi/CB9051/no_down_loans.htm
784923
Try community banks. Any other type of financial institution would be willing to work with you esp. with the individual guarantees. Sounds like you should have no problem so long as the cash flow from rental income is sound.
1004393
Not much chance of getting one - best best is to try your own bank - they can usually sort something out...  bare in mind - no income, previous problems, dont own house = unsafe investment for bank computer..  you could always lie - a default doesnt mean you wont get one - just that the interest will be higher..\n\nYou could always try a local financial coop - look in your local library.
352118
try Capital One. but alot of credit card companies will try to work with bad credit just the intrest wont be that low. if that doesnt work try a secure credit card.
589825
home loan: www.naca.com  \n\nthey are a non-profit housing advocacy group and they will work with you to improve your credit.
789047
Contact fannie mae (www.efanniemae.com)  they have recently added some programs for their MyCommunityMortgage thing that is meant to help people like yall.  I work at a mortgage company and we have been able to get people in homes when they had bad/nocredit no savings no down payment no assests. Youd be surprised what you can get if you go through the right lender. good luck!!!
1082112
Former loan officer here: what is your credit score? 65% shouldn't be too hard to do if you are above 520. If you are below that you might try a private loan. If you're above 520 here are some options, though it will depend on the state you live in as to who can do the loan, Argent, Countrywide, a very good mortgage broker you might try is Stashin Mortage Services Inc stashinmortgageservicesinc.com they can do loans in Washington, Oregon, Nevada, and a few other states, ask for John, he's honest and hard working, if he can't help he might be able to tell you who can. I hope this helps.
638792
www.naca.com\n\nIt's a non-profit housing lender, they make their own loans and also work with some lenders.  They will require you to get your credit on track and they will help you with that.  Check them out.
424038
Try a bank first - a local bank, credit union. \n\nThen consider places like beneficial finance.\n\nMake sure they are legitimate places to obtain a loan - at reasonable terms.\n\nGood luck\n\nPS: on my website, I have a link to bankrate - here you can research places to get loans as well as local rates.
1070109
The first place to look is a mortgage broker. Many mortgage brokers have several programs to choose from including for people with bad credit. Also, pull a copy of all 3 credit reports. this will allow you to get a complete picture of your credit without taking a hit on your credit score. You can even take these with you to meet with the mortgage broker and then he or she will be able to provide more direction. You should know what you can afford before you go looking for a house. Plus don't be afraid to take a smaller investmetn than originally planned. Home ownership builds credit as long as payments are on time and consistent. This can lead to your dream home.
879781
look in newspaper, craigslist.com and other places for apartments that aren't rented by large corporation or apt. business's.\n\naverage joe who is renting will not likely do a credit check and just your personality will seal the lease for you.\n\nalso don't mention any of your hard times from the past as words not spoken cannot harm you.
1091325
you can look at my profile\nthere I have a link you should have interest in\ncheck it out for yourself text from the site\n"We have over 80 Little-known Banks & Companies that offer Bad Credit Loans, Bad Credit Home Loans, Bad Credit Auto Loans, and Bad Credit Personal loans to people with Bad Credit or even a Bankruptcy. Many require absolutely NO COLLATERAL & NO CO-SIGNERS. Home ownership is not required."\ngood luck
518459
I had to find a place that would work with me... Look for rentals that are offered by the owners, NOT a rental agent.  Gramma and Grandpa types are more likely to be flexible.  Rental companies have an average of 4-7 applications for each rental unit( apartment OR house).  Find a place that is owner-landlord, as long as you have the proper money and references, you will probably find a decent rental and start building a rental/credit history.  Good Luck!!
796405
try borrowing from prosper.com. It is a people to people lending site that's getting very good reviews. Good luck..
74708
Whatever the "average" interest rate is, I'm not sure why you're interested.  I would think you'd be looking for the lowest rate.\n\nIf that's what you're interested in, I suggest you find a credit untion near you that you qualify to join and apply for your loan there.\n\nThe next best way to get a low interest loan is by using collateral like with a car or home equity loan.  Do you have a car or home with equity that you can use as collateral for a loan?