what do I have to do if I am alone, stressed and my family doesn`t help me and also having debt?
85771
You need to get a job. That will help your self esteem immensely, and help you start to get out of debt.
288696
Call your local Crisis Line and ask them.They will talk to you and suggest various ways to help.Sometimes they will send(with your permission)a counselor to your home to evaluate your problem
316411
once you are 18 no-one will be able to tell you what to do, so maybe you should just live with your parents until then, after all it will beat paying the bills by yourself, also your mom may be trying to save you from making the same mistakes that she did, thats why she doesn't want you doing the same stuff that she did when she was young.
96254
Please see a school counsellor as soon as possible.  Or call a help line right now.  Do you have a family member or other reliable adult you can talk too? Don't wait.  Get help now.
431361
I think you should move out even if your not sure you can do the things suggested by the previous posted. Don't go far enough that you can't get help if you really need it and so people who care about you can keep an eye on how your doing, but also pride yourself on your new found independence and don't run to them for simple things. Get roommates if you can, it lowers your rent and helps you get a better feel for things - roommates usually don't operate like a family, they operate like independent individuals living under the same roof, and they can teach you a lot if you need to learn.
572184
You may have a serious medical or psychological problem. Consult your doctor immediately and worry about the costs later. If you have decent insurance, that should cover most of whatever, even if you're just stressed. (But stress can lead to worse conditions.)
331013
talk with your friends and family members. it is hard to get a loan now.
168701
What kind of help are you looking for? Do you have family, money, health problems?  The best I can do is pray for you and hope that whatever is happening in your life gets better. LOL
908021
I know how you feel. I suggest you ring them and explain that you can't afford to pay. You're broke! You just can't do it!\nThen they may offer a solution. \nIt really isn't up to them but they want to help if they can find a way to get your money.\nJust say you can't afford it and leave it at that.\nGood luck. Stand your ground.
1185190
The most important thing you can do is pay your bills on time.  After that try to reduce your outstanding debt, even if it is a little at a time.
461892
perhaps you can try borrowing from a family member...a mother, sister, brother, cousin?  im sure someone will love you enough to care and trust that youll pay them back
340882
C you briefly tell us where do you live? it's hard to tell you where you can get help, if we don't know where do you live.\n\nIf you live in US:\nhttp://www.troubledwith.com/\ntell them your low income situation, and see what they can arrange for you
807352
There are social services available. Look in the phone book.  Make a few calls. You should be able to get food stamps and other services and moneys to pay at least some bills, like utilities.\nLook for a community help line. They are set up to help people find the services they need.  All too often people wait to call until the situation is in crisis and that could be avoided or lessened if they had just taken the initiative to call sooner.  I do not mean to sound cold, I do care, I just want you to get the phone book out now and have the other adult make some of the calls for you.\nThere may even be some special needs charities.\nIt varies by location. Here we have a group that is just for coordinating all the charity services available and helping people file for help.\nGood luck as you pursue things.
342954
Sorry to hear about your current situation. :( \n\nThe first thing I would do is figure out what city/town/state services are available to you. There is a lot of assistance with housing/food/child care/employment/legal fees/ECT. Your state government must have public welfare/need offices around the area. I would just go in, explain your situation and apply for aid. This is what welfare is supposed to be for, someone who is in immediate need of financial help for a temporary time. They also assist you in going to college if you are interested in that. \nI think you are very courageous to leave him. You only live once, so might as well be happy. Not staying with a person addicted to gambling, drinking, and spending money. Good luck. Feel free to email if you have any questions. \n:)
432926
I am guessing that you are in a bit of a difficult situation and probably have more money flowing out than coming in.\n\nYou would be best to enlist the services of credit counselling service for little or no fee. These services are offered to individuals with low to modest incomes having difficulty with expenses and debt. They can assist you with budgeting, money management and create a payment plan to get your debts and bills obligations paid off.\n\nTip: Get everything in writing and ensure you know who you are dealing with. Here in Canada we have more government not-for-profit options available whereas I am finding all kinds of private businesses on the net in the U.S. which are supposedly going to assist you with counselling services. However, remember they are in the business to make money. Be careful.\n\nAll the best!
703886
I am assuming family is not an option.  If you do have family somewhere, even grandparents or aunts and uncles, try them first.\n\nDon't try to borrow more.  Look for grants, or work study programs that can generate some income for you.  If necessary, take some time away from school to work and build up a little savings.\n\nChurches can help, and so can some community agencies.  I assume you are female--that will help you.  If you are minority that helps even more.\n\nGood luck, God bless and don't give up.  I know you aren't a dumbass--even smart people occasionally make poor choices, and even when they make good choices they don't always work out.
861250
I was in this situation myself.  Since you are short on money, I would recommend that you try completing the forms yourself.  See below for a link to a site that was useful to me.  Prepare for a lot of homework.\n\nAs a warning, there are fees which must be paid with these applications.  In addition, one of the forms require that you show that you and your husband are able to support yourself financially.  If you meant literally that you have no money, you may need an additional sponsor (parent, friend, etc.) to help you.\n\nGood luck.