What is a good credit score?
94560
Anything in the 500-600ish range isn't good at all. Anything 700 or over is considered good. Over 750 is great but over 800 is the best!
184119
You mean a distribution of credit scores?
1018948
The most commonly used credit score in US is the FICO score. Scores can range between 300 and 850, depending on your credit history (on-time payments, debt ratios, etc.). According to an ad that runs frequently on Yahoo's home page, 678 is the average score across the entire US.
422905
With a score of 670, you should not have a problem getting a credit card. The US Average score is 680.  Compare cards.  You can get some food information on bankrate.com. Look for a low fixed rate or a reward card with NO annual fee and if possible, avoid the two-cycle billing method (Opt for the average daily balance method of calculation)
133622
credit scores are based on positive : low bal with a hi credit line, paying bills on time, not using all credit avail on all cards etc\nnegative: using credit line available, not paying on time, several late payments, no payments, collections, judgments\n\nI would suggest getting several credit cards and using them and paying them off as fast as you can regularly.  even use them for grocery shopping but if you dont use them wisely, then you wont pay them off...and your score wont raise again.
879250
The above information is good.  However, please remember not to CLOSE your creit card accounts.  Keeping them with a low balance (or zero balance) is fine.  Despite popular misconceptions, open trade lines (with clean history and low balances) do NOT hurt your credit.  Instead, they establish good credit history which is important for your score.  Below are some general tips for building credit:\n\nDO NOT:\n\n1. Do not open unnecessary credit card accounts or other loans.\n2. Do not close existing credit card accounts.\n3. Do not let individual credit card balances exceed 30% of the credit limit.  Two credit cards each at 25% of the credit limit is much better than one credit card at 50% of the credit limit.\n4. Do not allow unnecessary credit inquiries – meaning, you should not have people pulling your credit unless there is a very good reason.\n\nDO:\n\n1. Do make timely payments on all mortgages, auto loans, and credit cards.\n2. Do request higher credit limits on your existing credit cards.\n3. Do make sure that each of your credit card accounts report the credit limit to the credit bureaus.
828425
To get a good credit score you need to have credit. One good way to get a higher rating is to have a revolving credit card, or if you buy something on installment, make your payment every month and never be late. A few months before the installment note is due, pay it all off. Don't get credit cards where you must pay an annual fee in order to have the priviledge of charging with them. If you have a really bad credit card, close it, but don't open and close too many cards. If you have credit cards, put them away and don't use them. If you open and close credit cards it can adversely affect your credit rating. Do not take out credit cards with department stores, even if they offer discounts on your purchases. In fact, they will lower your credit rating. If you have them, close them, If you want to charge in a store it's better to use a regular credit card such as Mastercard or Visa. Be careful when you apply for loans because every time you apply for a loan the lender checks your credit rating. If you have too many inquiries, that can lower your credit score. If you are about to purchase a vehicle or even a home, shop around for the best interest. If you check with numerous lenders that check your credit rating, it won't lower your score because it will show that you are shopping for a particular purchase and it is good to look for the best interest rate. Once you have credit cards, it's best to keep them open, believe it or not, because if you go for a loan the lender will see that other lenders consider you a good risk. (Maybe it's because they know that if you decide to max out your credit cards and leave the country, there will be a lot of other lenders hunting you down besides them!) If you are just starting out and don't have much of a credit history, go to the bank you bank at and ask for a credit card. They will likely give you one with a low credit limit, such as $200.00. Charge on that card and pay the monthly payment on time. Before long you will have a history of whether you are a good credit risk. If you go to annualcreditreport.org you can get a free credit report once a year. They have information on their web site that will tell you  how to improve your credit rating. Put the credit cards that you already have away in a safe place. Just don't open and close them and open new ones. Use credit cards, but always pay them on time, or at the end of the month to avoid paying interest. Good luck.
243968
Here's some more good advice from Credit Guru...(my hero!)\n\nThere are no places that offer free credit scores.  You will have to pay for them.\n\nThe sad part is that each of the credit reporting agencies have slightly differant systems of calculating them.  \n\nIf you go to the site that developed the FICO scoring system, they have a calculator that will estimate what your score is.  It's free but won't be totally accurate.\n\nOr, at the same site and for $49.95, you can get the credit score for all three agencies.  \n\nThe nice thing about this site is not only will you get your credit score, but it will also show you the reasons it's low and how you can improve it.  I guess that's worth the high price tag.\n\nGo to the site, read up, and make a more educated decision of what you want to do.
619274
Based on the scores I see at my bank, they average in the Mid 600's. I think the FICO average is 620-650.\n\nhttp://loan.yahoo.com/c/basics7.html
972175
is that good credit or bad?
977076
3 Ways to improve your credit score..............\n\n\nPay off Debt = http://www.expert-credit-advice.com/debt_settlement_service.htm\n\nDispute Negative Items = http://www.expert-credit-advice.com/credit_repair_service.htm \n\nAdd Positive Credit = http://www.expert-credit-advice.com/building_credit.htm \n\n\nWatch your score skyrocket!
207623
your credit score can run as low as 300 and as high as 850\nI should know im a loan officer and I run credit all the time.
946131
You have to have something reporting to the credit bureaus in order to build good credit. To be honest with you, credit cards are the best thing to build your credit, besides a car or mortgage.\n\nJust get a couple of credit cards and keep your balances to around $300.00. Pay at least the minimum monthly payment every month. This will build your credit up quickly, but won't put you into a lot of debt.
327448
No but a credit score of less than 550 means you will have no chance getting a loan. Less than 620 will lead to you paying higher rates. 620 to 650 is average while above 650 is a very good score. Credit scores range from 375 to 900.\n\nYahoo! Finance offers a free credit score here.\n\nhttp://en.wikipedia.org/wiki/Credit_score
370001
I answered the same question 3 days back and yesterday as well and my answer was chosen as the best answer so just copying the same answer and tying to help you with this.\n\nGood Credit rating is anywhere above 620. The best part of good credit rating is if you have a score more than 620, you can get 100% Finance on your Mortagage.\n\nPoor Less than 450\nFair450 - 619\nGood 620- 749\nExcellentAbove 750\n\nThere are only 4 slab, there is No slab like very good or some thing.\n\nI hope this cleared your enquiry, otherwise feel free to write at refinance@inbox.com
692118
The higher the limits gives you a better FICO score, the available credit can lower your score (i.e. maxed out cards). If you pay off your cards and keep the accounts open you will have a positive affect on your credit score.  Six months of on time payments can boost your score by 15 points, that's how I raised mine.  I have one revolving account(credit card) and one installment account(car payment) and I've raised my score in the last 3 months by 22 points.
1133566
To have good credit, you need to have opened a credit card account or loan. You must pay it monthly on time. If you are late once it will be on your credit report for 7 years.\n\nDo not spend more than your credit limit.\n\nYour debt to credit ratio should be around 25% or lower.