how much does an insurance premium cost a month?
94108
Different companies charge different amounts. It will also depend on how your health is, if you smoke, if you are over weight, etc. Start calling insurance agencies and ask for quotes. That is the only way to know who is going to be the cheapest.
882902
My boyfriend and i have looked into this very same problem. My boyfriend is an insulin dependant diabetic (type 1) It would cost a lot to get him insurance but if I just get insurance for myself, I can add him onto it. it would be about $200 more a month to add him on the plan. This was more or less off the record;)
953916
try http://everyonebenefits.com/40436527 it's $49.95 per month for an individual. It covers all specialists, prescriptions, labs, x-rays, hospital stays, etc. Pre-existing conditions covered. No deductible, no claim forms, and no waiting period to use your benefits. Contact me with any questions you may have.
527677
Most people don't pay a part A premium because they have enough work credits.  Part B premiums are $88.50 per month in 2006.  If you get a Medigap (supplemental insurance) or a Part D (prescription drug) plan, those premiums will be in addition to what comes out of your check.  Part D premiums on average are around $25.
53381
224??? Get insurance!!!
600350
The average cost of insurance is I think is around 270 a month for medical and 25 a month for dental. So that would be an extra 300 a month out of the 13 and hour job. Divide 300  by 4 comes to 75.00 a week.The other job is 10.50 an hr so $2.50 x 40 is 100 and so it would be cheaper to to buy your own insurance depending on your age and insurance you would  buy.  It also depends on the other benefits offered. This is just figured on med and dental.
299402
Seriously, the best way is to go with Ameri Plan - you can get medical, dental, vision, prescription and chiropractic care at at up to 80 per cent off. And it's only $49.95 per month for an individual and $59.95 for anyone in the household. (Even those unrelated to you!) Please contact me. wlakin@ameriplan.net
896608
I work for an Insurance Company, we have a percentage of premiums set to go pay hospital costs and that is over 80%. The more the drug companys, hospitals, doctors charge the more healthcare will cost.
1187204
have to find a provider, and be willing to match premiums
1033540
It's expensive, I know that. It's something like $323.68 without insurance. (Last figure I rememeber being told to me by my pshychiatrist in CO).
418723
It depends not only on the insurance company but also on the policy your employeer chooses.  Some of the best I have seen is Met Life for UPS employees.  They pay very little out of pocket.
1185310
You sound like you already know a bit about health insurance, but here’s a couple of general ideas, although it’s always best to talk with a qualified insurance agent who can help you get the right coverage. When you talk about $200-250, is that total costs for a month or for premiums and copays? It sounds like you might like a PPO over a HMO, although you might also be interested in a more traditional fee-for-service type of insurance. The PPOs will give you more freedom, but you’ll also have to fill out more paperwork. However, if you already have a doctor you like, you might want a PPO since your doctor might not be part of a HMO (PPOs usually don’t require you to have a primary care physician). \n\nLast year, Consumer Reports conducted a national reader survey of about 35,000 people and asked them about how they liked their health insurance and quality of health care (click here). Sixty-four percent said they were happy with their health plan. People were generally happier with HMOs than PPOs, but the Consumer Reports writers said that this was probably more a function of the lower prices. As a group, more PPO members felt they had adequate access to health care than HMO members. As I mentioned before, though, the rate of billing errors was three times higher among PPO members than HMO members.\n\nKaiser of course has a major presence in California, and Blue Cross Blue Shield is also a popular choice among Californians (they had by far the most PPO plans in the top 10 of the CR survey). You might want to write down all your concerns and then rank them in order of importance. It’s simple, I know, but I’ve always found it a useful way to make a tough choice.\n\nIf you’re still looking for answers, visit MostChoice.com. It’s a Web site that makes finding health insurance answers easy and makes shopping for health insurance quick and painless. You’ll be able to view online quotes from California health plans, and local area insurance agents will help you compare a range of competing health plans from companies like BCBS. There’s no cost or obligation to you, and your personal information is used only to match you with local health plans and insurance agents. You can find it here: http://www.mostchoice.com/health-insurance.cfm.\n\nBarnes@MostChoice.com
986915
It depends on regularity of usage. If it involves a membership- monthly fee is most common, for others per use.
105758
it totally depends on your insurance.  if you have a prescription co-pay, you'll pay top level (for brand-namers, there's no generic).  Mine is $20/month.  Otherwise, if you've got no ins., give your local free clinic a call and ask what they have available.  I live in WI and we have pretty good programs, but it usually varies by state.
966756
My insurance is going up.
827128
It is about "Risk" as you know Insurance is a business "pure and simple".  Your company has "Loaded" rates, this means that someone in your company probably has a health problem that has cost your companies plan to spend thousands if not millions in paying out claims.  Every  single policy has a "Ratio" or profit margin to it.  What this means quite simply is that your companies plan is expensive because the fact that someone or several people are utilizing the plan.  When you purchase Individual or Family plans, you are Underwritten Individually based on your medical condition.  I will give you an example:\na. Sarah aged 40 applies for health Insurance she takes no medication is 5ft 9inches tall weighs in at 140lbs, has no health conditions, and at her last physical the doctor gave her a perfect bill of health.  She is offered a Tier 1 rate (lowest prices)\nb. James aged 40 applies for health Insurance he takes medication for High Blood pressure, is 6ft. 250lbs doctor said at his last physical that his cholesterol is too high and has prescripted a medication to lower it.  He is offered tier 4 rates and is asked to pay 150% high premium than Sarah.\nc. Group Insurance: If I try to get my wife coverage in my group, the rates are based on the health condition of my group.  We call it a RAF in the business "Rate Adjustment Factor" , this is based on claims usage throughout the previous year.  I hope this helps to understand how it works.
1127713
You can pay a premium for any health care provider if you have the income. It will be cheaper if you can buy the insurance as part of a group. You can usually join the local Chamber of Commerce and get group rates from HMOs and other insurers for your area or, if that is not available, join the Small Business Service Bureau and get the same group rates.                http://www.sbsb.com/\n\nThere are many "health insurance" sites on the web, but they are not really health insurance. They are discounters, who try to get service providers to offer the same rates they get from insurers, but you have to pay first and maybe get a rebate, or you have a large deductible. It does not usually cover much for hospitalization or specialists.\n\nYour state may have a subsidy available for small businesses to pay part of the premium. You'll have to go to your state's web site and look for the health insurance information.