what happens when a credit card company takes you to court locally?
89369
I would consult an attorney about it.  \n\nIf you can't do that because of money issues - talk to the firm who is "helping" you to get out ot debt.  They of all should be able to have exactly what you should do all planned out for you.  \n\nIf they can't help you on it... I would SERIOUSLY be looking into a different company to help me in this.  There are non-profit agencies out there who know everything about this sort of thing.  Good luck
306394
Well it would probably depend who you borrowed it from but if you stop paying, they will most likely take you to court and all will be decided there.
63463
You get a summons to appear in court.
74690
If you paid with a credit or debit card I would call the institution that supplies that card.  However, since it has been over a year they may not be able to dispute the charges.  You may need to speak to an attorney if the product was worth the value!
460631
Call the credit card company from a pay phone: do not give your number or address.  Try to see if they will accept a monthly payment set up.  Most want your money and would rather get it from you voluntarily, rather than after the court gets involved.
184747
If you don't pay off your credit card, the debt will be turned over to a collection agency.  It will stay on your credit report as a bad debt until it is rectified.  In extreme cases companies have been known to file a lien against an individual and their assets. (It does not go to a "credit bureau")
1082348
Hello,\n\nfirst the court merley orders you to pay,  if you don't just pay, then that person can take you back to court and get a attachment of your bank account,  a garnishment of your wages.\n\nDepending on why they took you to court, other various means.
953283
Yes.  This verifies that you have the card in your posession.  This prevents anyone with just your credit card number from using it.   If somesone steals your card and uses it, you can always dispute the charges.  I have been victim in credit card theft and it is really no big deal.  The card companies have always taken care of me.
924103
They can get a judgement but I seriously doubt they want to go through the hassle for such a small debt. Even if they could garnish wages, which I don't think they can for credit card debt, they won't even get what your minimum monthly payment would be if you can prove all of your money goes to neccessary bills and living expenses. See if you can negiotiate a settlement with the credit card company that will save you both time, money and headaches if not just send them something every month and they can't say you are not paying down your debt.\nGood Luck
687367
Small claims court depending on the amount of the bill. You could also send the bill to collections.
125906
the local court house
1010541
go to small claims court, I bet they would rule in your favor.
862348
A county court judgment is a decision given by a judge in a local court in favour of one party and against the other, in this case, presumably, you.  If you have anything at all to say in your defence, then it is a good idea to turn up to court.  I see that someone advised you to have a word with your creditor and I would urge you to do that if you have run up a debt, as otherwise you'll find yourself paying not only the debt, but the costs of bringing you to court and -- if the worst comes to the worst -- the costs of bailiffs turning up at your home and seizing goods to pay off the debt together with costs.  In a magistrates' court they can allow you to pay off your debt in stages: in a county court they'll want the money there and then.  See if you can do a deal with the creditor who is taking you to court.  It's the best way!
160010
If the credit card company finds that you owe for the services they will charge you any way, even if you dispute it.\n\nYou should be able to cancel your gym membership with a visit to the gym.  Having to send a form back to them after you visit is ridiculous.
596948
you have to go to court i think
324106
Not for Credit Card Debt. But yes for not answering a court summons.
820003
Jennifer \n#1 You need to get a lawyer. A corporation cannot represent itself in a judicial proceeding.  \n#2 -- If this was a JUDGMENT, that means that they went through some process and it's enforceable as a matter of law.  Most likely, they filed a lawsuit against you, you didn't respond, so the court entered a "default judgment" for the relief requested by the Court.  This could have happened in Ill. OR in Florida. If the latter, then they have merely filed or registered the judgment in Illinois so that they may collect it. \nDid you ever receive a summons and complaint from these people? Did you ignore it, believing that it would go away?  If so, it will be hard to get the judgment vacated.  You usually need some excuse or good reason to have a judgment vacated (although in Cook County, you may get a sympathetic judge, who wants to adjudicate the merits, who will vacate and set the litigation going). See #1.\n#3 They have already "taken it to court" if, indeed there was a "judgment" filed against you. See #2.  If they merely have filed a complaint seeking judgment, that's a different story, and you have a short amount of time to respond to their allegations.  Get to a lawyer ASAP, otherwise you will be faced with a default judgment.\n#4 -- you won't get good legal advice for this issue here because of the fact-specific nature of your problem (exactly what was filed, the underlying dispute between the parties, etc.) Then you need to think about cost.  How much is the judgment for (or is the Complaint alleging?)? A good lawyer in Chicago will set you back $250.00 an hour at a minimum plus expenses.  If this is something you want to fight, expect $20,000 in fees for litigation at a minimum.  If this is a small matter, expect at least $2,000 in fees to reach an amicable settlement.\n\nThe Illinois State Bar Association should have a referral service on their website if you do not have a lawyer.  If you're willing to pay the going rate ($250.00 for associates, $400-500 for partners) in Chicago, I have some referrals for you.\n\nGood luck.