do i need to sign up for medicare or medicare part d if i am still working past 65 and plan on working to 70?
85315
Well first let me ask if you have current prescription coverage with the railroad benefits? And if so, does your insurance company consider this coverage to be creditable (as good as or better than medicare d) if you have creditable rx coverage then no you do not need to sign up for med d; if you lose this coverage then you can sign up within 63 days of losing the creditable coverage and you will not have to pay any penalties and can join med d at that time. If you have no rx coverage or it is not creditable and you do not sign up for med d when you are eligible (keep in mind you are eligible for part d whenever your medicare a goes into effect or when you become eligible, usually at 65, for medicare part a) then if you decide to sign up for med d later then your premiums will include a penalty when you do sign up; however, this is a voluntary program and if you never sign up then you never get charged the penalties.  Hope this helps!
198812
You should tell her to apply to medicare to see if they or she qualifies for coverage for herself.God Bless
682305
If you are needing a medicare prescription d plan you need to call medicare  or go to their website  www.socialsecurity.gov  and they will have to tell you what plans are available in your area.Don't worry about the pharmacy,worry about the plan that will benefit you the most.
677034
It depends on your current situation. \n\nIf you....\n\nHave other creditable coverage for prescriptions or have VA (Veteran's Administration) coverage - you would just need to pick a part D plan within 63 days if you ever lost that coverage, and there would be no penalties, regardless of the time of year.  Remember - creditable coverage means that your current coverage is at least as good as, or better than, the new Medicare Part D benefit.  You should have received a notice in the mail from your insurance carrier, but if you didn't, just call the number on the back of your insurance card and ask - make sure they mail it to you as well for future reference.\n\nIf you...\n\nHave no other coverage or the coverage you have is not-creditable, you would want to pick a plan and be enrolled by May 15th of this year. If you do not, you will be subject to a penalty:\n\n1% for every month you COULD have had the coverage, but didn't.  It add up like this...\n\nYou decide not to enroll this year, but sign up during the next enrollment period (Nov. 15th-Dec 31st of 2006).  You did not have coverage during June, July, August, September, October, November, and December - that's 7 months.\n\nWhen you DO sign up for the Part D Plan - your premiums will be 7% higher - FOREVER. That penalty happens every month when you pay your premium, and it doesn't go away - even if you switch plans.
1164894
This link at medicare.gov will help you see what plans are available in your area.  Each will offer a different level of coverage and will have a different formulary (list of covered drugs).  \nhttp://www.medicare.gov/medicarereform/map.asp\n\nPlease note, Part D coverage is NOT a Medicare Supplement.  Medicare Supplements are plans that pay the portion of your health expenses not covered by Medicare (your coinsurance and deductible amounts).  Part D coverage is Medicare drug coverage.  Part D plans and Medicare Supplement plans may be offered by the same company (CIGNA, BCBS, etc.), but be sure you know what you are signing up for.  Many folks signed up for a Medicare Part C plan (Medicare HMO) unknowingly, which restricted the providers they could see.
780291
You have until you're 26 to register.  They haven't fined anyone for years.  It's a good idea to sign up anyway just to be on the safe side.
538280
You can pass on it, but like part B you have to wait for the next open period to sign up and it may cost more. If you are not taking any meds or have medicaid please call medicare and they will advise you. 1-800-772-1213. It takes awhile to get to a person, but they are help full, at least for me they have been.You can also check out the web page: www.ssa.gov
253786
Just be careful when you choose a company. A lot of these \ninsurance companies have signed up people with the idea that it is just Medicare part D coverage. When in fact, the\nperson has signed up for a "Medicare Replacement policy".\nTrust me, you don't want that. You end up with paying more out of your own pocket for doctor visits and hospital stays.\nIt's really sad, because you think you're just getting the drug coverage.
679032
Check with your local Medicaid office...provided you qualify.\n   In the state of TX,if you qualify and receive Medicaid they will ask you about outstanding debt and provided you give the CORRECT dates (Medicaid is VERY picky),they will pick up everything 90 days prior to the date you have been awarded Medicaid.\n   Check with your state Medicaid guidelines.\n   You can not get Medicare unless you are 63 or above.\n   You can only get Medicare if you are younger than 63 IF\nyou are disabled and they award it but don't go there as it takes FOREVER to get approved for disability.
150204
federal law governs unemployment insurance.  if you are old enough to LEGALLY work and the employer paid its contribution to the UI fund, you are eligible regardless of age.
663032
I'm assuming you meant to say you CANNOT pay for your medicine.  Are you enrolled in Medicare's Drug Program?  If not, WHY not?  There are many senior-friendly organizations with people who can help you make sense out of the drug-benefit program.  Try contacting them, OK?
1026669
Did you know you have to work at the same job for at least 20 years to collect a pension, 30 years to collect a full pension and can't collect till you are 62...year after year the government takes your money and again you have to wait till you are in your 60's to get a small portion back from social security...hats off to people who worked hard all their lives and still have good health and able to work in their 60's & 70's!\nGreedy????
53065
If you are talking about medicare part D they will send you a formulary.
442278
Social Security is a federal program so your benefit amount will not change. However, if for some reason you receive Medicaid in addition to Medicare, the quality and standards could be different.  Also consider cost of living (your check may stretch farther in some areas) and access and quality of support services.  I have heard horror stories from out of state clients about their former support services and they think I'm a hero for returning their phone calls!
137206
If your on Social Security Disability, you will automatically go on Medicare after 1 year.In the meantime try the Department of Human Resources in your state and check with your local hospitals, if any of them are county hospitals, they will work on a sliding scale and what you pay is based on your income. Also check with some of the local doctors, some offer a discounted rate to people with no insurance.
589552
Yes, Medicare B only covers 80% of your medical expenses. If you are enrolled in Medicare then you would need a Medicare Supplement policy to cover the other 20%. It is known as the "Gap" in Medicare or "MediGap".\n\nIf you are enrolled in Medicaid, then yes it will be covered. But Medicaid is an income qualifying program. In most states, your assets or monthly resources needs to be under $2000.00. \n\nSo the bottomline is -- If you're enrolled in Medicare, then the 20% will not be covered unless you have a Medicare Supplement policy. If you're enrolled in Medicaid which is administered by your state, then most likely it will be covered.
806137
Yes you can.  As long as you can show that you have had other insurance coverage, they will let you re-enroll within 6 months of leaving your job.  That will also put you in open enrollment so that no matter what health problems you have an insurance co must accept you with no underwriting.  I tell all my clients  that the longer you work for health insurance alone may be worth it if you like working.  See if your employer offers the insurance as a secondary to Medicare once you retire.  Then you get the same great coverage, and usually is cheaper than paying for a supplement