I'm buying a condo that is only 656 square feet. How much will insurance cost (Only Liability & Belongings)?
86932
A condo policy will provide liability, personal property and some building coverage for interior walls.  The condo association will cover outside walls.  Depending on your credit score, location of the condo and how much coverage you need, I would ball park it at about $350 for the year.\nContact a local agent - http://www.insuremyhouse.com
888049
Depending on location, it varies. I've seen it as low as $1.13 per square foot in Tustin to $6 per square foot in Irvine.\n\nE-mail me what you're looking for and I'll find it for you.\n\nRegards
366099
Dependent on what kind of equipment and things you will be offering, I would say shoot for 8,000-15,000 square feet of space.  This will allow you enough room for locker areas, restrooms, workout areas, etc.  Of coarse, you know best as to what you plan on offering, so you may need to go up to 20,000+ square feet.  Just rememeber the more square footage, the more money on overhead in base rent.\n\nTo locate commercial rental space or a building to purchase in Wilmington, you have a number of options.  The Delaware MLS can usually be found by doing a simple search online, and is usually free to access.  www.LoopNet.com is another great resource, but it costs money to use.  LoopNet will let you search by square footage you need, what type of building, and will give you the contact information to reach a commercial realtor who represents a property of interest, or who could represent you in finding a suitable location. \n\nWhen you do find some properties of interest, be sure to contact your local Planning and Zoning department and verify if they will allow your type of use in the building's zone.  Every retail or service use has a different code (For example B-1, C-2), and certain zones only allow certain types of business.  Don't ever sign a lease without looking into this.\n\nAs for what you can expect to pay per square foot, it depends on what type of property you're looking at.  Retail space within a shopping center can be anywhere from $7-$40+ per square foot, dependent on the area, what other cotenants are in the shopping center, etc.  A freestanding building can have similar rental rates.\n\nHope it works out for you!
404640
Depends on what you were told and when. Was this a charge that was anticipated when you were buying the place? Do you ever go to your condo board meetings? How long was this charge discussed before you moved in? Was this charge for something that occurred before you moved in? \n\nYou bought property, which includes all the associated costs and expenses of owning property. For much of it, you'll be assumed to either know or investigate these costs, especially if they were publicly known during or after your transaction.\n\nIf this was a "secret" charge in some way, then you might have a case against the condo association. (Assuming that you're speaking of the condo association and not the loan company as creating the charge -- it's not clear from the way this is written who's responsible for the charge, but it seems maybe the condo association.)
749428
I live in a town that has 18,000 people, but we have a university with another 15,000 students and two major interstates intersect here.  We have a mall where my best friend is the property manager (negotiates leases, etc.)\n\nWell, by coincidence this mall is going through a major renovation, so we have talked about these prices a number of times.  Right now they rent for $12 per sqft per year or 2000sqft * $12 = $24000/12 = $2000 per month and utilities are included.\n\nAfter the renovation, the price is going to be $22.5 per sq ft per year plus utilities or 2000 sqft * $22.5 = 45,000 per year or $3750 per month.\n\nDepending on how much traffic your mall gets, you could expect to pay $2000 - $4000 for 2000 sqft of space.
566289
Your homeowners' or renters' insurance will cover stolen personal property sometimes even if it is not at your home/apartment.\nVERY IMPORTANT:  There are two kinds of this insurance:\n\n1. Actual Cash Value\n2. Replacement Cost Coverage\n\nIf you want a new item, then you need to buy replacement cost coverage.  It will pay what ever it costs to replace it.\n\nIn an actual cash value policy, the insurance will only pay whatever the item was worth at the time....in other words the used price...not what it costs new.
184041
They will tell you what your rights and responsibilities are with regard to the condo association and your ownership.  They will tell you if there is anything unusual about this particular condo.  They will read hundreds of mind-numbing pages so that you don't have to.\n\nHere's an interesting one that a condo association slipped into a public offering that I recently reviewed:  the association has hazard insurance for the building.  But there is a deductible of $5000 and the condo association will only pay $250 of that $5000 deductible towards each unit.  So in the event of a fire the unit owner has to pay $4,500 before the condo association's insurance will kick in.  (That is insurance that all of the owners pay for as part of their monthly maintenance payments.)  The unit owner can obtain a rider to their homeowner's policy that will cover them for that additional deductible for a small amount per year but would you have known about that?  No.  Not unless you read the offering plan or had an attorney review it for you.
891250
contact your insurance company for this bonding.......unsure of cost,,, area, amount of employees and coverage desired...
1129212
If the super came and inspected your bathroom and did not take any action, I do not think that you can be held responsible. Are you a renter? If so, the damage is the landlord's responsibility. If you live in a condo, either the association or your condo owner's insurance should cover any damages.
1142501
Need more info.  How many bedrooms and baths.  What kind of flooring.  Condo or House.  Single loaded street?  View?
626468
break down the cost in Board size new and used.\n\n10-8 ft new $550.00 used $350\n7-8ft   New $495.00 used $300\n6-7ft    New $435   Used $250\n5-6ft    New $400    Used $200.00\nYou can find less but they will be water logged or pretty crappy. That will get you going look for the college kid that bought the surfboard to be cool and never used it. Nice and new and cheep because he is moving to Colorado. g.l
737850
You will not know unless you get the CC&Rs (covenants, conditions and restrictions) from the HOA (home-owners association). If you have a condo in mind, but don't want to make an offer, check with their HOA. Or, you can have your realtor call the listing agent, who can find that out for you. In many cases there are restrictions on pet's size and weight. Good luck.
740411
In Nevada you'd have a hard time getting a lower deductible than that.  Insurers are not willing to accept too much exposure to loss for EQ since it is catastrophic coverage and usually only people close to fault lines are interested in buying it anyway.\n\nEQ deductibles are usually based on a percentage of the building's value.
874369
$12-$25\n-depends upon how large the building is\n-only the exterior; but with or without the compound?\n-More importantly, charge depends upon how or from which site u sell it
755051
It depends on what your doing to the home.  If all you are doing is cosmetic upgrades, a normal policy will do.  If you are adding square footage to the home, a builders risk may be in order.  Keep in mind that since the home will not be occupied, you will need a vacant dwelling policy, and those can run a bit higher than a normal homeowners policy.  Try contacting who you carry your auto through.  You may get a price break for having more than one policy with the same carrier.
710958
If you have no renters insurance, then your personal belongings are not covered for damage, theft, fire or the other basic "perils" covered by a renters insurance policy. As well, you don't have any liability coverage, so if someone was hurt in your apartment because of your personal belongings (think something like someone tripping over your skis), then you could be sued. \n\nRenters insurance is generally fairly inexpensive, and worth the investment.
39092
Ouch.  His insurance will not cover this unless you sue.  Then it would fall on his liability coverage.  Condo insurance is pretty cheap.  Even if you are not interested in covering your personal property, you should have coverage for the condo itself plus liability coverage and loss accessments.