were do you go to get a loan if you have bad credet???
83918
Most high risk lenders set up shop in the types of places that high risk people go to try and get a loan. So just try there where you need to buy something like a car, appliances or furniture.\n\nIf you just are looking for cash to pay something else you will not be approved except for a payday loan or a pawn shop loan where you lease back something.
682264
YOU MAY BE ABLE TO FIND A PLACE HOWEVER IF YOU WILL MAKE YOURSELF A BUDGET AND STICK TO YOUR GUNS. IT IS ALWAYS BETTER TO PAY THE SMALLEST BILL FIRST THEN WHEN THAT ONE IS PAID OFF PUT THAT MONEY AND WHAT EVER YOU PAY ON THE NEXT BILL WHICH WILL PROBABLY BE LIKE DOUBLE YOUR PAYMENT THEN JUST KEEP ON GOING TILL YOU HAVE THEM ALL PAID OFF. IF YOU WOULD GET A LOAN YOU MIGHT JUST SPEND THAT MONEY ON SOMTHING ELSE AND NOT PAY THE BILLS YOU GOT THE LOAN FOR IN THE FIRST PLACE.
683341
I would go to the bank first.  If you don't have the credit to get a loan, what is the point in getting a license or contacting Ugly?  Matter of fact, you may want to draw out a business plan to take to the bank, as well.
1142713
All I can say is shop around-get quotes from as many different lenders as you can because there are so many bad deals out there right now that some lenders will promise the sun moon and stars for your business. Don't use a fly-by-night place you never heard of-seek out ones that have reputations. Ask around and get recs from friends who have refi-ed even if it was on a house.
587462
If you have bad credit, it's because you didn't pay money you owed in the past.  People don't want to lend money to someone who has shown they might not pay what they owe.\n\nBut you don't need perfect credit.  There are lots of places, with names like "family finance company" or some such, that specialize in lending money to people with not-so-good credit.  But there is a big catch--you will pay a very high interest rate if you go to one of those places.
579597
You can almost always get a home loan, no matter how low your score is.  The lower the score, however, the more expensive the loan will tend to be.\n\nHope this helps!
85304
Well, more than 75% of the people throughout the country do carry bad credit and all of them get the loan from somewhere or the other so there is no reason why you can't. I'm a loan officer myself and has helped many.....give me a call if you like and i may be able to help you out.
1016816
What do you need a loan for?  If your credit is horrible, any loan you are going to be able to get is going to be at a very high rate of interest.  You'd be better off saving $200 a month for a few months and paying cash for whatever it is you need the loan for.  If you just need it to make ends meet, you're going to sink further and further in the hole and never be able to get out.  Spend less.  Pay your bills.  Don't borrow.  Adjust your lifestyle to fit your income, not the other way around.\n\nSorry.  Not the answer you wanted, but having been down the "I can't live on my income, no matter how many raises I get" road, I know what I'm talking about.
511195
Most people think they can't get a home loan due to low credit scores. I specialize in home loans for people with bad or poor credit. The best way to look at things is to ask yourself how much you can afford monthly for your mortgage. IM me and I can get you started if you like.
724962
Their are all kinds of companies out there to help you. The only bad thing about them is they charge you a very high rate . Look on the Internet for: Amazon.com,  United Credit Help  Or the best ,  Quicken Loans. They  charge a higher rate ,but they work with people who have NO credit or very BAD credit. I wish you the very best of luck & I hope this helps..
1134834
Yes, it will be very hard for you to be taken seriously if you have bad credit...don't let your student loan payments slip...your tax returns will be taken every year until they are repaid...it is nasty business...do some research...it'll scare ya....have you tried Consumer Credit Counseling Services? AKA (CCCS). They will negotiate with your creditors to keep you out of trouble and you will make a single payment that should be more than affordable. Good Luck...and if you are already suffering bad credit get with CCCS as soon as possible...it'll help and as long as you make payments and avoid further debt, you should see your credit improving slowly but surly...not right away...time is your friend credit wise.
306887
call the banking institute that holds the loan and tell them what you need they will send it to you
813262
Having bad credit means you're a bad risk. You should try to clean up your credit first. Would you loan money to someone that has a proven track record of not paying you back? I don't think so.
292549
Ask to borrow money. They will avoid you like the plague from then on.
873731
Mostly places that will charge you an outrageously high interest rate. You are better off waiting to get the loan, and try paying off some of your old debts and improve your rating. It is very hard to do, but possible, with a little perseverance. Much luck.
281621
Just go to your bank....if they can't help you they could certainly put you on the right track of someone who can.
1063403
You can have a pretty low credit score and still get a loan. The only thing is, it may be a really bad loan. It might have lots of fees and a much higher interest rate.\n\n**Edit:\n\nI have read that some people got loans with scores as low as 530, but they admit that the terms of the loan weren't the best.