Anyone has information about indian credit card industry?
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So let’s take a look at the positive and negative features of a credit card.\n\nThe Positives:\n\nWant to go take your girlfriend out for dinner? Be smart enough to carry a credit card along with you. Or otherwise, like the young man in the Standard Chartered ad, the cash you have could prove to be ‘a pain the neck’. There are other tangible benefits also. With a credit card one can spare frequent visits to the bank for withdrawing cash. The purchases you make can be paid for after a month or so before it starts attracting interest.\n\nNowadays, a credit card has many freebies attached to it. For starters, you can log on free air miles and hotel nights every time you use a Citibank credit card. One can also get a certain amount of extra protection on one’s purchases with a credit card. For example, a HSBC card insures you for lost baggage and damages by theft or fire.\n\nThe Negatives:\n\nIf you are prone to go on shopping binges, beware, the plastic money in your possession makes it a little too easy. And one may not know of it till the monthly bill stares right on your face. Secondly, one may end up paying too much if the balance is allowed to carry over for a long period of time. For this it is important to read the fine print before one applies for a card. There are myriad ways a bank could charge you on the services offered. And God forbid if you happen to lose your card and remain unaware of it. Nowadays credit cards have become game for con artists who have mastered the art of living off them.\n\nSee our feature article – Putting the genie back into the bottle\n\nBefore we go any further, why not become familiar with the various terms and jargons used by the credit card industry.\n\nCredit Card – A credit card is a financial instrument, which can be used more than once to borrow money or buy products and services on credit. Banks, retail stores and other businesses generally issue these.\n\nCredit limit – The maximum amount of charges a cardholder may apply to the account.\n\nAnnual fee – A bank charge for use of a credit card levied each year, which ranges depending upon the type of card one possesses. Banks usually take an initial fixed amount in the first year and then a lower amount as yearly renewal fees.\n\nRevolving Line Of Credit - An agreement to lend a specific amount to a borrower and to allow that amount to be borrowed again once it has been repaid. Most credit cards offer revolving credit.\n\nPersonal Identification Number (PIN) - As a security measure, some cards require a number to be punched into a keypad before a transaction can be completed. The number can usually be changed by the cardholder.\n\nTeaser Rate - Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards.\n\nJoint Credit - Issued to a couple based on both of their assets, incomes and credit reports. It generally results in a higher credit limit, but makes both parties responsible for repaying the debt.\n\nTypes Of Cards\n\nMasterCard – MasterCard is a product of MasterCard International and along with VISA are distributed by financial institutions around the world. Cardholders borrow money against a line of credit and pay it back with interest if the balance is carried over from month to month. Its products are issued by 23,000 financial institutions in 220 countries and territories. In 1998, it had almost 700 million cards in circulation, whose users spent $650 billion in more than 16.2 million locations.\n\nVISA Card – VISA cards is a product of VISA USA and along with MasterCard is distributed by financial institutions around the world. A VISA cardholder borrows money against a credit line and repays the money with interest if the balance is carried over from month to month in a revolving line of credit. Nearly 600 million cards carry one of the VISA brands and more than 14 million locations accept VISA cards.\n\nAffinity Cards - A card offered by two
209577
Check out their website www.dinersclub.com. It looks like they are trying to re-invent themselves. They have had problems with wide acceptance and high fees. It looks like they are now co-branding with MasterCard for wider acceptance. Annual fees are still high. It is a charge card like the original Amex, not a credit card.
1077001
i don't think that any such services have profound impact in the Indian market. You can enquire in your local computer wizard community for details. That will by my best bet.
168997
Yea you can buy nVIDIA Cards in India.Refer to or buy the latest edition of PC magzines like PC Quest Or Digit.There are a lot of dealers mentioned i guess.
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I hope this website can give youn some information that helps Non Resident Indians to do investments in Indian Mutual Funds online with lowest commissions.\n\nhttp://www.nriinvestindia.com/\nhttp://www.nriinvestindia.com/how_to_invest_indian_mutual_funds.html.html\nK.Girish
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I suggest www.ccavenue.com\nThey are very professional, very fast, reliable and easy to use, both for the buyer and the merchant.\nIt is simply the best in India.
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Details Required for credit card Transaction:\n\n1. Card Type: The user is required to type or select of the card, he wishes to use by saying Visa, Amex, Master ,Diners Club card or anyother.\n\n2. Credit Card No. : On getting the card type from the user, the user is required to feed in the credit card no. by typing the appropriate numbers printed as on the credit card.The system replays the card no. for verification\n\n3.Security Code: On getting the card no., the user is instructed to feed in the security code , which is played back for confirmation. Security code is the three digit CVV no. on the back of the credit card in case of Master / Visa / Diners club credit cards or the 4 digit batch code on the back of the Amex Credit cards.\n\n4.Expiry Date: then the system asks the user to enter the credit card expiry date in the format 'mmyy' by pressing the appropriate keys.\n\n5.Credit Card Holders Name: Finally you want to enter the Credit card Holders Name as printed in the Credit Card.\n\nThese are the Required Details for Credit Card Transaction
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Full of promise - the development of India's hotel industry  \nIndia's hotel industry has entered the global stage, supported by its growing ... The aviation industry in India will drive future tourism growth, with the ...www.hotelbenchmark.com/resources/marketsnapshots/13042005India-EN.aspx \nIndustry News - Article Detail - Cornell Hotel School  \n... industry professionals can work together in pursuit of common research goals. ... current trends and presents future opportunities for the hotel industry in India. ...www.hotelschool.cornell.edu/chr/industrynews/detail.html?sid=24859 \nHospitality Net - Industry News - Full Of Promise - The Development Of India's Hotel Industry | Deloitte Reports  \nAmongst the unique features of the hotel industry in India is the sheer volume ... The aviation industry in India will drive future tourism growth, with the ...www.hospitalitynet.org/news/154000320/4022829.search?query=hotel \nHotel Industry career option Education in India  \nIt is a glamorous profession which has a bright future. With the growth of hotel industry propelled by foreign and domestic tourism and ...www.webindia123.com/career/options/hotel/intro.htm
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here's some free articles to get you going:\nhttp://credit-cards.ebookorama.com\nhttp://finance.ebookorama.com \nhttp://credit.ebookorama.com\nhttp://credit-repair.ebookorama.com
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try this site\n\nwww.trade-india.com/TradeLeads
362727
All credit card companys are the Exorcist . LLLLOOOOLLLL on the floor!!!! Great Question . 100000 points to you.
678521
Including the usury rates of credit card companies? How do they get away with it?
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Industrial Credit and Investment Corporation of India
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The answer is 'I don't know', but I'd like to. It is certainly not "none" (give me a break!) but my guess is it's in double figures at least and growing. The place to ask this would be Seven-Eleven Japan or the Japan Credit Card Association.
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http://www.actuariesindia.org/\nLook at the website above. It provides detailed info regarding the actuarial profession in India and how to go about it. Pls respond if u find the info helpful
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Any bank that does credit card processing should be able to supply that.  I work for a processor and I have a list of sic codes.
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Consult the Bureau of Indian Standards or the PHD Chamber of Commerce and Industry. . The Delhi Gold Merchants Association will also have the list.