where can i obtain info. on 1st time home buyers grants for downpayment & closing costs?
95958
I had and FHA loan for my first house and it worked out great.\n\nhttp://www.fha.com/
43622
Here is a good info site:\nhttp://www.regionalmortgages.com
450818
You may want to check here:\nhttp://www.govloans.gov/govloans_en.portal\n\nThat should have what you need to know.  If that doesn't help, you can edit in details of more specifically what you are looking for and there may be other places to check.
321762
Ours has been discharged now for about a year and a half and we are in the process of purchasing a 4 bdr, 2bth home. So far we have the home but are now looking for a piece of land to put it on. All we had to do was show proof of discharge and what all was paid off in it. Since you have no money to put down I would check around and find out what ya had to have down. If you had to have a down payment I would try to get a co-signer, or look into FHA, HUD or Section 8 or any Government loan programs to see if I could get help from any of them. Good luck and wish ya the best..... :0)
632596
Call your local bank and get pre-qualified for a mortgage.  Ask them about what grants are available in your area, at your wage level etc..\n\nI qualified for two grants when i bought my first house.  one was based on my income level.  the other was based on the location I was buying my new house.
127013
Buying grants. 1. you can search hud web site and check you local city. Also it depends on the type grant you are looking for. ( Free money?) ( down payment assitance) I would need to know more about your needs are.
229150
Here is some good info on reverse mortgages:\nhttp://www.regionalmortgages.com/reverse.html
17404
Try www.grants.gov or   www.firstgov.gov    or   www.cfda.gov ,  they all have alot of information.
1161084
You can go to www.firstgov.gov.  Also, be prepared to write a business plan that you can present to the grantor or loan officer.
200539
hate to tell you this but nothing is free... hidden in the deep dark reccesses of any grant contract is a little clause that says you have to pay it back... read grant contracts very close ... and never believe all those scam shows on tv about being able to own a home with nothing down and being able to get free grants ... just another way of getting your credit card info or your credit rating...
1129080
Bankrate.com is the best source:\n\nhttp://www.bankrate.com/brm/compare_rates_home.asp
818326
I suggest you check out non profits, who are the recipients of most housing grants. Check out Habitat for Humanity. \n\nAlso visit the Nehemiah Corp as they have a downpayment assistance program for qualified lenders http://www.getdownpayment.com/\n\nThe Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home http://www.hud.gov/grants/index.cfm\n\n"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."\n\n You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
369834
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes. \n\nIn the instructions at Grants.gov, you have to first go to CFDA to find out the grant number that you qualify. You can search CFDA various ways (by grant number, by keyword, etc.). You can find grant programs by category -- here are the lists of grants under Home Buying/Homeownership http://12.46.245.173/pls/portal30/CATALOG.FIND_GRANT_PROGRAM_TXT.SHOW?p_arg_names=func_cat_cd&p_arg_values=ML  Check if any applies to you\n\nTo make searching easier, Housing and Urban Development HUD has a list of housing grants http://www.hud.gov/offices/adm/grants/fundsavail.cfm - though I have NOT seen any grants available for first time homeowners.\n\nEven if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.\n\nNote though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants. \n\nGrants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs \n\nhttp://www.cfda.gov\nhttp://www.grants.gov\nhttp://gtionline.fdncenter.org\nhttp://www.powerhomebiz.com/vol66/grants.htm\nhttp://www.sba.gov/expanding/grants.html
54759
Teacher Next Door is not a grant, but a program by HUD where you can purchase properties half price.  They're usually in not the greatest areas, but they do allow you to pick up a property pretty cheap.\n\nThere are programs that let you get in for little or no down payment.  It would take a lender going over your particular situation.\n\nI'm a Realtor in the DFW market.  I'm available at rodbaker@fwrealtor.com.  If you need someone for another part of the state, let me know and I can get you someone to help walk you through the process. \n\nGood luck!
152415
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your objectives.\n\nIf you are looking for grants pertaining to homes, you can get better information by going to your state's HUD office and ask them for availability of grants.
1109749
http://www.lendermark.com/i_want_to_buy_my_first_home_564.htm
725948
http://www.grants.gov/