I need saving tips! I want to save money for a beautiful vacation in Europe. Do you have any?
79998
Here's a list:\n\nShop for lower car insurance.  Raise your deductible to $500 on comp and collision (if car is financed) and to $1000 (if car is not financed).  This will lower your premium.\n\nCut out un-necessary expenses in the cable bill dept.\n\nCall up your internet provider and let them know you need a special because there are other company's tempting you to change providers.  Even if you don't have another better special, it may surprise you what offer you do receive.\n\nDrop all excess expenses related to you phone bill.  Make sure if you call a lot of long distance that you are on a flat billing plan.\n\nIf you go out to dinner, ask your spouse what is more important--saving for the trip or dining out.  If both matter, maybe going out could mean the $1.00 menu at Wendy's. \n\nEliminate any NSF fees (if you have them).  They will rob you quicker than a robber in the night.  How?  Refuse to spend money unless you have the cash.  Tell people that say that can't wait, too bad.  \n\nLimit your trips to using the car once per day.  I.E. group all errands and depart only once per day.  \n\nCut out all incidentals.  Don't just "drop" and "shop" (dropping whatever fancies you into your shopping cart) PLAN AHEAD WITH A LIST.  If you don't think of it ahead of time, don't buy it later.  \n\nBuy and install a setback thermostat.  Program it so that it only heats while you are all getting up in the morning, and then again after 4 PM when everyone's home.  (This could save you hundreds over a few months.)  You or small kids at home during the day?  Simple.  Live in one room during the day while the rest of the house remains cold.  You may need to buy a room heater (not electric) to keep the one room warm.  \n\nRun the dishwasher on the NO HEAT DRY CYCLE and load that puppy to the hilt = don't run it more than once per day.  \n\nCheck your water heater setting.  If you can manage it, turn it down to just hot enough for showering.  Then have everyone shower for a max of 6 minutes per person--no baths.\n\nChange all your light bulbs to low watt fluorescent bulbs.  Make sure that you study each bulb in several stores and find the ones that produce a high lumen for a low watt consumption type.  (Not all bulbs are the same.)  Also, buy at Home Depot the bulbs--forget Safeway type stores, they are grossly overpriced.  Wal*mart also has lower priced bulbs.  Eliminate all incandescent bulbs (this includes 60 watt standard bulbs in each bedroom, etc.  Hint:  This will actually cost you a lot of money in bulb cost, but the savings will come back to you.  It all depends on how long you burn your lights, and what type of bulbs you already use.  If you use 100 watt bulbs and each fixture has 2 - 3 bulbs, you will see a huge savings especially if the bulbs are constantly on.  If you use only 1-60 watt bulb in each room of a 2 bedroom apt, you may not realize that much and it may cost you more for the bulbs.  But over time, it will pay.  Take the expensive bulbs with you when you move, and replace them with 4/$1.00 bulbs so that owner does not charge you when you move.)\n\nClose all the blinds and keep them closed for as much as possible.  Heat is retained this way.\n\nShop at Goodwill and other 2nd hand stores.\n\nReduce the cost of the Europe Trip by buying right.  I.E. Get the best deal on airfare, hotels/hostels, etc.\n\nGet onto reduced lunches (if you qualify) for your kids (if in school).\n\nBuy cheaper detergent.  Tide is expensive.  Consider the ones that cost at Wal*mart $2.89 (check the quantity of cycles per jug and make sure you are not be ripped off by tricky marketing).  The same goes for softener. We have used both and there is not much difference, if any.\n\nGo to the Dollar Store and buy the Oxy Clean Laundry additive--for a $1.00.  It helps a lot, especially if you use the cheaper detergents.  Our whites come out great.  Also, I am continuosly amazed at how much chea
616291
Do not forget money and gold :)
347382
NO!!! people complaun about the different currencies but inteligence just over idiot can keep it straught. i miss the different looks & textures. i still, after all this time, hear complaints from the richer countries that the euro has thrashed their wealth. the poorer countries complain about the prices of goods. i hope uk never adopts it, it would be disasterous for the britton. travel in eu isnt better but its not worse unless i intend on buying low & selling high.
773518
I would like to win the euro lottery this week......100k!!!!!!
376231
yeah. Think of the tax you save!
441648
Send $100 every month to me.\n\nseriously though...\n\n#1: Think globally, act locally.  Besides being a bumper sticker this is actually really good advice.  Make sure that the people in your neighborhood and community are taken care of before you go into the next community that isn't doing what you think it should.\n\nIf everyone did this today we would have world peace tommorow.\n\n#2: Learn to live on what you need and not so much about what you want.  Living in America especially gives us a sense of entitlement to certain things, cars, houses, electronics, fancy clothes, etc.  This things are all well and good but we need to find a way to spread the wealth.  \n\nAmerica holds a grotesque percentage of global wealth and even within America a tiny portion of the population holds over 90% of the wealth of the country.  Not cool.
367439
save your money!  it's never too soon to start saving your money.  you'll always be glad you did later on.
1025885
save more-invest more and earn more
655841
You should write out a budget. Budget for everything. Bills, car payments, entertainment etc. And try to save a little every paycheck.
957392
To me the best way to save money is put aside some amount every week systematically you can't miss one deposit, then forget about that money is there, there is no other way around unless you have several thou to play with..☺
1014492
I almost always save and invest "found money".  Just a habit I have gotten into over the years.  If I win money from an award at work I try to spend it on something I will remember.  To try and keep it up close and personal.  But usually about 70% of that ends up in savings as well.  I run out of ideas about how to reward myself.  Good luck.
363507
The BEST way to save money is to save for something. Then it might actually happen. For example - I need to save money - so each pay I'll put away so much, with nothing specific. Next you'll have an emergency, or you'll use the money for gas, new dress, going out to dinner, pay a utility bill, etc.\n\nBut if you - Put money away for a new pair of imported Italian leather shoes I've always wanted - something specific - then you will probably put the money away, and leave it there until you reach the needed dollar amount to buy the shoes.\n\nI've used shoes, but it can be retirement, emergency funds, insurance, new house deposit, dream vacation, wedding ring, etc., etc.\n\nThe more specific the better. When it is specific, it is easier to rearrange - if you need to - like, gee I no longer need those expensive Italian shoes, mum got me a pair - I'll put the money towards my new house deposit, and so on.\n\nThat really is the best way - once you know what the money is for - it is easy to work out where to put it.\n\nI'm available fo further clarification if need be.\n\nGood luck
266268
It's great! I've lived and worked all over (Australia, US, Germany & Ireland), and London is by far my favourite place. It's not cheap, though; The rent may well kill you.
1030144
I lived in Southern Spain 5 years before it was legal to find work there. Now there are opportunities on the Costa del Sol. A lot of tourists so there is work in the tourist industry and in real estate sales. Condo's are booming there. Marbella is where the creme de la creme goes and Torremolinos where the cheap tours go. But hotels are everywhere and different tour guides etc...with different languages are always on demand. Try and visit and see what you can find out. Grand Circle offers inexpensive weekly tours.
69558
None.  Use a debit card, save money, invest.
235426
WE are going to miss you.. I hope you have a safe trip. I love going to other countries. I have been to Rome, Paris, and London.  Take a lot of pictures..and be safe!!!!
209596
Save up for a few days..... but for what??? is this a macho thing???