what is an easy credit card to get?
94581
The ones that stores offer are relatively easy to get and you can use them to build your credit so you can get a major card later.  However, don't let the balance get out of hand, those cards from stores have stricter penalties and higher fees.
1095862
http://www.netbank.com/giftcard is a good source for prepaid Visa cards.
207211
A credit card is a card that you can use to pay for your purchases and promising to pay the money in installments or in full. They are loaning you money upfront (up to your available credit limit) and they are going to let you pay the money within the grace period (25-35 days) or start incuring interest charges. Credit Cards are unsecured loans (which means you don't have to have collateral) and some have extremely high interest rates (some are 9% if you have really good credit and others are up to 27%). In life I believe it is necessary to have one because to apply for a loan for a house you need credit. You need to have a good history of paying back on time, not having a lot of debt, etc... To build up your history, you need a credit card. Get a credit card and just charge one thing per month to start building up your credit. Pay it off in full each month. The more credit you have the less your interest rate may be and the more of a loan you can apply for. The uses are everything! You can stop worrying about having enough cash.\n\nTo get a credit card, you need credit. Where do you get this credit to start with? Well, you can do one of the following:\n1) Get a credit card at a local bank that you have accounts with. Small banks are extremely friendly and can help you build up your credit score. \n2) Get a secured credit card. That means you have collateral. This builds up credit while giving you money management skills. \n\nYou need to be 18 to apply and have a regular income.
905052
Unfortunately, there are always tradeoffs when you are looking for a credit card. I take it from your question that perhaps your credit is not so good. There are four types of cards that are available to those with poor credit.\n\n1. Secured credit cards - probably the best type of card to get because\n\n1. They have low annual fees\n2. Most do not have processing fee\n3. Most report to 3 major credit bureaus\n\nBut they will check your credit!!\n\n\n2. Unsecured credit card for people with bad credit.\n\nYou can also apply for an unsecured credit card. There many subprime credti cards around. However, they will check your credit and most likely, you have to pay a processing fee.\n\n\n3. Prepaid Credit Cards\n\nYou can also get a prepaid visa or mastercard. There are no credit checks. The reason is they are not giving you credit. (It's like a debit card). However, most charge a processing fee, some very low and some very high. Furthermore, you do not build a credit history with most prepaid cards.\n\n4. Catalog Cards\n\nThe most common are the ones from USA Credit. There are no credit checks, but you have to pay a processing fee. Furthermore, you can only shop at usashoppingclub.com and not use the card anywhere else. Having said that, they report to one credit bureau (not stated which one) and it helps you rebuild your credit.\n\n\nBest bet for you is to get a low cost secured credit card that reports to the 3 credit bureaus and not get hung up over the credit checks and processing fee criteria that you have set for yourself.
939607
The best card really depends on what you want to use the card for. \n\nIf you want a card to park money and earn some interest, look at Netspend.\n\nIf you want a card for direct deposit, look at rushcard or netspend.\n\nIf you are looking for a card as an allowance tool, look at a visa buxx card.\n\nHere are somethings to look out for:\n1. Hidden fees (some cards even charge for customer service)\n2. How long they've been business....the established cards have been around for atleast 2 years\n3. Do you need to do something extra to get the things that you need (some card put restrictions on car rentals for example)\n\nA great source is the prepaid card forum.
633344
I had good luck with Capital One. They didn't give me a large credit line, but their interest rate is good. Another thing you might consider is just paying off the balance every month so that the interest rate isn't a concern to you.
403842
Apply for a credit card. \n\nIf you get one, great. If you are declined, you may be able to obtain one by putting money down, usually about $100 or so. This is known as "securing" the credit card. You'll have a low credit limit.\n\nOnce you begin to charge purchases, make sure you can pay the balance in full since interest rates can be quite high. It's much easier if you don't use the card much each month! Your credit will improve the longer you keep your account open and pay at least the minimum each month.\n\nHope that helps :)\n\nAlso, obtain copies of your credit reports from each of the three credit bureaus. They're free once per year. Go to http://www.freecreditreport.com/
823618
Simple, go to www.creditcards.com and compare the cards, and choose one.  \n\nFill out the online form, and if they approve you, you will be sent a card in the mail.  \n\nActivate the card, and begin using it for purchases, but be careful not to get yourself into debt!!!!  Manage your credit wisely.\n\nLearn more at http://www.thetruthaboutmortgage.com
174698
None of them.\n\nYou do not need a credit card for ANY reason.  Not even for a home loan.  Home loans can be underwritten.  See a good mortgage broker and they can do it without a credit rating.\n\nIf your heart is set on obtaining one, become a member of a local credit union.  They tend to have the best, basic forms of credit cards.  If you go this route, DO NOT set your credit limit above $500.  Why?  Temptation, procrastination, etc.  Things happen.  \n\n\nI recommend using CASH.  Debit Cards too.  There is virtually NOTHING that you can buy without a DEBIT CARD.  The protections that consumers have with CREDIT CARDS also applies to DEBIT CARDS.  It's Federal law.\n\nI have 2 credit cards.  I don't use them.  I am letting one expire on purpose... lack of use.\n\nI will keep one because I travel extensively, and since I wear out my debit card quite regularly, I do need one.  \n\nI am debt-free, except for my house and my wife's car.  It's a great way to live and be wealthy.
989780
www.capitalone.com  Look for the credit card that they offer to people to insufficient credit history.\n\nSometimes discover offers cards a little easier.\n\nOr, you can contact your bank and ask them if they offer a secured credit card.  For this, you will have to deposit money in a CD with the bank, and they will issue a card to you with a limit of that amount.
216252
The best credit card for anyone is a Visa or Mastercard debit card (not technically a credit card).  If you need the use of a credit card and can afford to pay for it, just use that money to open a checking account and use the debit card instead.  If your intention is to build your credit, do it with other forms of debt like an auto loan.  The only good credit card is one with a zero balance.
615251
Debit cards only build credit with YOUR bank. If you want to build real credit get a credit card with no annual fees and freeze it in a bucket of water in your freezer. That way you don;t get in debt but at least you are building credit with time. :-)
2292
Another avenue here is to get a secured credit card, you find a bank or institution, you put whatever you can afford in a savings account (say $250.00) the bank gives you a credit card using your own money. After about 6 months if you keep up your payments they give you your money back and give you an unsecured a credit card. In time with the other great ideas here you will have credit.
150699
I got my first credit card when I was about 20. I had no credit history and not much income, but i was able to get a card with a credit limit of  maybe $250 from a department store.
1005953
If you are looking for a credit card with low fees  might i suggest that if you have a bank account that maybe you should try there first if that doesn't work i would  think Capital one has a decent card but they do have a membership fee  i think \nBest of luck on your search
58833
Your best bet is going to be getting a secured credit card - where you give them some money up front, and they give you a credit card. Use it wisely, pay all your bills on time, and don't overspend, and it'll help you build credit so that in a little while you can qualify for unsecured cards.\n\nWatch out for secured credit cards where where they charge you phenomenal interest rates or exuberant annual charges.
1089731
http://www.creditcard321.com/\nBut be careful when getting a credit card, period.\nGet one only for emergencies or don't get one at all. The debt thing in america is out of control.