If credit card can sued, can they collect.?
85691
If they have sued they must receive a judgement against you in court in order to collect that debt.
159837
Only if they are a secured creditor can they go after assets and wages. Most credit cards are unsecured debt. But, I am not an attorney, and you should really ask an attorney.
942437
Speak with an Attorney about this. Sometime some company don't have to abide by the POA, or they choice not too. \nGet an attorney involved, and I'm sure things will flows after that.  I do hope you are sending the company the copy of your POA, not the original!\n\nI think the company concern are who will be the person paying for all this credit card charges. Just to let you know, being given the condition of using her card, you are liable for all these charges.  Even though, your mom's name is on the card.  The company will be going after you for this.  I do hope you are aware of this.
848310
afraid not..\nif you owe and someone (agency) has filed claim...
106815
If you owe a credit card company money, they CAN and WILL sue you to recover their losses. There are horror stories of people losing homes and automobiles because a family member charged too much on credit cards that couldn't be paid for.
953283
Yes.  This verifies that you have the card in your posession.  This prevents anyone with just your credit card number from using it.   If somesone steals your card and uses it, you can always dispute the charges.  I have been victim in credit card theft and it is really no big deal.  The card companies have always taken care of me.
79400
Call the credit card company for advice.
94932
The charge off account could be sold and buyer of the account could try to collect it legally.  And they would be entitled to do this.  So it can be collected until the statute of limitations runs and this varies from as little as 4 years in some states to as long as 10 years in others. Interest can accrue this entire time even if the original creditor charged the account off.  Accounts beyond the statute of limitation are called "zombie debt" and you can challenge collection of these under the Fair Debt Collection Practices Act.
822474
They can write off a debt after unsuccessful "reasonable collection efforts" are exhausted - usually 90 days. I don't recall any laws stating any time period but only reasonable efforts to collect.\n\nLook in the agreement, it may have the proof you are looking for. Some creditors have their own criteria for this and document it in the agreement.\n\nHave you tried to negotiate it with them? That is pretty cold to do that especially when you have proof you actually moved.\n\nGood luck\n\n================
859551
If it's a dispute, Yes.\n\nIf you've been billed for something you did not buy, you can dispute it.\n\nThen, there's a small procedure to ensure you're right, but then,  you don't need to pay.\n\nHowever, if you don't have any grounds, it's a cognisable offense that you don't pay.\n\nIf you're having financial problems, the Credit Card Companies and your Bankers will be glad to help and I suggest that you take it.\n\nHave a nice day.
602246
Generally, they don't mess with suing you unless they know they can win, and they know they can collect.  This is especially true if you owe them more then $500.\n\nWhen they win, they will garnish your wages, or place liens on your property, repo it, and sell it.  \n\nThe game is up, they have called your bluff.  Time to contact the creditor and work out some sort of payment plan.
1025112
Most likely they won't try to sue, they will give you a chance to pay what they feel you owe and then they will sue. They have lawyers, they know what they are doing.\n\nWhat can I do? - \n1. If you believe you owe them the money, try to work out a settlement and arrangements\n2. If you don't, go see a lawyer
801117
In the USA, highly unlikely that any retailer would spend the money to hire a lawyer to collect a debt unless you owed them tens upon tens of thousands of dollars. Most creditors hire collection agencies to negotiate debt repayment terms. But if it ever does go that far, then yes, you may possibly have your wages garnished.
297587
Yes the can.\n\nIf/when a creditor "charges off" a debt, he is taking it off his books.  The loss can be taken off his taxes as a bad debt.  \n\nCollection agencies buy these contracts, and will continue to attempt to collect on them.  The only thing stopping them is the Statute of Limitations.  Depending on the state you live in, (Michigan, for example, is 6 years), they can still sue you.  After that, you no longer have a legal obligation to pay.
1111286
Yes.  Charging off is just an accounting term, and most companies do this after a certain period of no payment.  This does not make the debt disappear.  You still owe the debt, so they can sue until the statute of limitations runs out in your state.
1156641
You can sue them. In most states workman's comp. is required. If they are really liable they will pay dearly--I would rather pay your bills than have an official find out I didn't have workman's comp.
751722
Call your credit card company immediately and have that card cancelled and a new one issued.  Yes, they can take all the balance.