Are insurance companys actually legalized, organized crime?
83820
Great question!  LOLOLOLOL    You should hire a bodyguard, though, seriously, before some insurance commissioner's goon squad comes looking for you.
358142
Crime (in general): thought to be the work of Satan, proven to be the activity of the masses. Crime is this Nation's largest employer and the mover of more money through our economy than any other activity. To prove this point, simply try to envision how our society and its economy would be with the total absence of all crime: no police, no private security industry (rent-a-cops, etc.), no lawyers, no judges, no courts. no FBI, no ATF, no law makers (senators, representatives, county supervisors, city councilpersons, etc.), no criminal justice system of any kind, half as many firefighters (arson and criminal code violations account for most fires), half as many doctors, nurses, and hospitals (with all their supporting personnel) to take care of all the stabbings, beatings, shootings, poisonings, and a host of others injuries and ailments brought about as the result of crime, no more lock, key, and safe industry, few walls and fences would be needed, the media (TV, news- papers, etc. would have to lay off thousands without crime stories and dramas), the paper industry would all but collapse, two million inmates would have to be released, a million hookers would have to be cared for, and the number of industies, large and small, that supply all the cars, vans, buses, helicopters, uniforms, medical supplies, and thousands of other products and services that are needed as the result of crime, would simply disappear. Without all crime, tens of millions would be instantly unemployed, millions upon millions of square feet of real estate would lie vacant, and the domino effect from all this would bring ruin. And just who is committing all this crime? There aren't enough atheists and freethinkers around to hold accountable. Got any ideas? The ads say "Take a bite out of crime." (Don't take too big a bite, it just may cost you your job or business.)
605635
All true so far, and they've only scratched the surface, MUCH more to come out before the end of this investigation.\n\nLike everything involving big money, someone will always find a way to corrupt, especially in Italy, home of the Mafia and corrupt government since before the end of tha Roman Empire!!
524419
No, they are not, though I'm sure by the tone of your question, my chances at "best answer" just dramatically dropped.  \n\nVice laws are a reflection of the wants/needs of a community. The problem is that prostitution and drugs bring with them a whole slew of other problems - homicide, robbery, homelessness, all sorts of public disorder/nuisance issues.  Where you have drugs, you are always going to have addicts, and where you have addicts, you are always going to have property crimes.  \n\nIn addition, consider this - There is currently an ordinance in my City that says that I cannot hold a garage sale in my front yard.  Do you honestly think a community that cares where the friggin' garage sale is held is ready to loosen up in regard to vice?
1166915
In 1939 a political party (to be identified later) funded by Unions and mobsters, had to replace the income lost with the end of prohibition. Devious! A natural product that cost virtually nothing to produce multiplies in value a thousand fold. Mobsters see unions, are back in business, with this prohibition the government has made a new class of criminal to exploit and profit from. And industries competing with hemp by products profiting as well, the only true victim were, then and are now…The Citizen. As a side note in 1900 that same political party claimed another natural plant made the “blacks” unruly and UN manageable…and they outlawed cocaine. Isn’t it interesting how those same political “families” still in politics today, made their family money as bootleggers and drug runners? If that makes you think of Kennedy’s and the Democratic Party you would be correct on both counts.
708757
Depends upon what kind of insurance you're talking about.\n\nAuto insurance:  Yes\n\nWorkers comp insurance (for employers):  Yes\n\nBusiness liability:  Depends upon the city or town.\n\nMost other kinds:  No
795324
Insurance policy is a service only. But it is also to gain profit. They estimate the average life time of the citizens and then only fixing their premium for life insurance. But there is also risk in it. There is a popular investment principle "Largest expected returns are associtated with riskiest ventures"
800615
It's pretty tough with the lizard and caveman accepting 800 calls to sell insurance. Also all the other companies with "central processing" 800 centers.\n\nYou can still turn a buck in a company or private agency if you work your @ss off with killer advertising.\n\nIt's a tough burn though.\n\n====================
1029586
Are you selling Pre-Paid Legal?  If so, I'm sorry.\nIts a pyramid scam.  \n\nIf you are talking about Umbrella policies.  Most people get those through their homeowners insurance agent.
642811
Specialty insurance is things that aren't normally considered to be insuranble.  For example when J.Lo insured her ass against any damage, that's specialty insurance.  But on a serious note, environment insurance for companies is usually not offered by companies like AllState so you go to a specialty insurance company which will evaluate the risks and give you a quote.  It allows people to insure just about anything for a price tag of course.  So to answer your question, there is an Environmental, Fidelity and Crime (that one is quiet funny actually) and bunch of others.  Look, at the link and you will see what this one company offers on the left side.\n\nRival
273603
Yes.  And allow me to elucidate.\n\n1)  It's the world's oldest profession for a reason.  Trying to stamp out prostitution is like trying to drain a river with a straw.\n\n2)  It's a consensual act.  The buyer and the seller are both willing participants.  I'm not saying that it's healthy, but those who sell their bodies aren't being stopped anyway.  And healthy profits can fund the therapy needed to get out of that business' mindset... in theory.  Or it can buy a lot of drugs... which is another legalization topic to hold...\n\n3)  Legalization can lead to regulation: required doctor visits for health certification, like the "A, B, C" system in California restaurants.  With legal prostitutes to visit, there may be a decrease in "blind hookups" at your local bar, where a lot of disease gets spread around for free... well, for the price of a few drinks.
440432
I think it's interisting.  I'm curious to see how this turns out.  I guess they make us have car insurance... I'm worried it's gonna be a huge burdon on business and low income families... let's wait and see!
691354
dirty money (made illegally...drugs, guns, sex, etc.) is sneaked into the accounts of a clean operation...any legal business will do...and that's how dirty money is made clean.\nIt disguises the real source of the income.  When an organization needs a lot of dirty money laundered, they will usually have their own legit front to do the laundering.
1045413
If crime stopped, the price of things would come down.  I wouldn't need to spend as much on insurance.  At the store, where they jack up the price of things to cover for what was shop lifted, I would pay less.  The economy would have a big boom because people would be able to buy more products because they'd have more money to spend.
1066073
As long as they are publically traded - the bottom line is always the bottom line. GHI - in New York is one of the few remaining not for profit insurance folks out there. Deregulation and public status are why insurance costs are sky high, nothing else.
438405
No. Maybe some other programs based on income but not insurance. Insurance Companies are profit making Companies as most all others. This is a capitalistic country.
978141
They're not illegal, but they are a scam.\n\nBasically they make you sign up to buy a good or service from one of their sponsors, and get other people to do the same.  Those sponsors pay the company a portion of the money they get from you, and that is how you get the 'free' stuff.