Is Debt Good OR Bad?          Need Help for Class Presentation?
83380
good if u able to manage it\nbad if u are out of control of it\n\ne.g credit card - good because u don't have to had a large amount of cash in your hand. A good facility to help u went u r out of cash. bad - too much debt will become a burden went u are unable to pay the installment or the total amount. Bad listed among the financial institution. U have to pay a large of amount of interest etc.
308358
It depends on what kind of debt you already have.  If it's student loan debt, banks tend to allow for that, since it's an investment in you.\n\nSince you have a good credit score anyway, there's no harm in asking for the loan.  What's the worst they can say?  Other than "no", they might want a point or two more on interest - that might be the rub.
731063
Bad credit is one of the worst problems to have... however there exists a solution.\n\nI will hereby talk from my personal experience.\n\nI did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,\nif someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,\n\na good place to start in my humble opinion is astraight to the point ebook with question and answer I found :\n\nhttp://umgarticles.atspace.com/debt-consolidation.htm\n\nif it helps kindly remember me in your voting!.. cheers!
548912
You are not a charity, so no one can give you a donation. Just working hard and being in debt is not going to get you a lot of sympathy. Money management is something that should be taught in school. That will help you more than a donation.
27964
Credit: What it is, why it's important, how to maintain good credit, protecting yourself from credit fraud, etc\n\nMaybe lump it into a big "Personal Finance" course encompassing checking, savings, retirement plans, doing your taxes, credit, rent, credit cards, student loans, car loans, etc etc.\n\n[edit]\n\nThese may seem like easy concepts to some people, but there are alot, and I do mean alot, of people out there who have no idea about these things.  Many companies exploit this ignorance to make big profits.
729793
You are among a heck of a lot of people.  Education is not cheap and if you study hard and learn it will pay off for you.  \n\nNot for the same reason but I was over one million in debt for a year.  Took a gamble and nearly lost it the first year and then things turned and bingo I could make the payments and even more.  \n\nAs they say if it is free then it has no value.
972175
is that good credit or bad?
21616
This depends on the size of the loan, and your school work load.\n\nI find student loans to be easy to deal with.  If you are going to have debt, this is the best debt to have.\n\nI recommend taking the loan and really focuesing on school and school related activities.  This rounds out your future better then some type of meanial job   that you would have.
953047
Good if you dont blow it on something stupid.  Good if you want to use it to get out of debt.  Bad if you buy material things that dont offer a return on investment.  \n\nI took one out on my home to pay off my credit cards, and I made sure to pay it off as soon as I was able.  I just sold my condo and as a result, took away a nice profit because I didn't owe anythign on my HELOC.
932016
Check with your high school's guidance counselor's office. when I was in school, our school received phone calls from local businesses looking for cashiers, inventory clerks, office people, and other employees. Those employers were sensitive to the available hours that the students could work. The money wasn't great but the experience in business sure was. You have NOTHING to lose by asking about it. If that doesn't work out, look into your own business. Why not make 100% profits after taxes and expenses???
1030812
Computers, and real estate offer a better life style. The average doctor has a debt of $100,000 in loans etc when he/she finishes school. With all of the changes in medicine, I'm not sure I'd do it again. It certainly has its positive sides but the negatives are huge too. Best wishes.
630302
NO and I have checked a variety of sources. It is hard to tell the good from the bad in credit counseling.\n\nBefore using any credit counseling services become informed. Use FTC consumer information. Also, you can go to an office supply store and find credit repair kits that you can use yourself.
155633
it depends what facilities you have in your class... if you are still in school.. you can try it with projector:). and bring loads of good materials linked to your subject. have good eye contact with people sitting infronto of you... ask themn questions.. give them opportunity to ask question... if you can find posters or pictured related to your subject... show them...\nspeak.. but dont give lecture.. just behave as if you are telling them a story and you should have good sence of humour :)
149370
It is very good, free money which are grants. Also you should apply as soon as you can so you can get approved for school. Also you have the subsidized and unsub very low rates / some 0 intrest NOT based on credit.you can use school lenders like UOP offers for online education.
960288
Yes it is. Bankruptcy is a good thing. The only bad thing about it is that it stays on your credit for 7 years.
932822
All debts are good to payoff debts. Why would you ask that unless you intended on not paying them?\n\nI write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
474001
Wow, 90 hours is a lot. I'm in a similar situation, but I'm taking out a small loan for school so that I only have to work 40 hrs. a week, and then I'll just pay off the rest after graduation. Debt is annoying, but it's not healthy to overwork that much. Make sure you take off a week between semesters to recuperate, otherwise you'll burn out. Good luck.