how does medicaid pay if you already have health coverage?
96431
Your insurance you have for yourself is your primary account.They will bill your personal health insurance First.And then your medicade for what is still not paid.Just give your dr.'s office them both,they will know how to bill both insurances.its really just that easy.
814792
Also, if you can't afford to pay for health insurance and your job doesn't offer it, or if they do it costs too much.....then you're in big trouble. I had to go to the emergency room once and I didn't have health insurance...omg it was bad.\n\n2 MRIs and some bloodwork later I was $12,000 in hole. Medical fees are effing insane here!\n\nBut yes, in general you always pay. Usually what it is is you pay a monthly fee for health insurance (averaging around $60 dollars a month) and then if you have to go to the doctor you have to pay a copay, like $20-$40 bucks. Then if you have to have medicine you have to pay the copay for that. Etc. for all medical related things really.\n\nBut someplaces can be free if you can prove your income is low enough. Such as PlannedParenthood. Which covers everything from actual pregnancies to mamograms and STDs.\n\nAnd then for kids if you're low income you can find clinics that'll cover vacinations and things like that.
1103821
Eligibility:\nGenerally speaking, Medicaid is for low-income people and Medicare is for older Americans (65 and above). However, there is some blurring of the lines. For example, you can get Medicare before you’re 65 years old if you have kidney disease. Also, anyone who has received Social Security disability benefits is automatically enrolled in Medicare.\n\nEnrolling:\nGenerally, you apply for Medicaid at the state Medicaid office and Medicare at a Social Security office.\n\nFinancing:\nThe state and federal government jointly fund Medicaid. The state contributes a certain amount and the federal government matches that amount. Medicare is financed through federal trust funds. The money in these funds is largely made up of payroll taxes, Medicare insurance premium payments, and government contributions.\n\nCoverage:\nMedicare is divided into different parts. The two most important are Part A (hospital insurance) and Part B (medical and drug benefit insurance). Medicaid coverage depends on your income level and where you live. For people with Medicare, Medicaid is an insurance of last resort. That means that if Medicare can pay, then Medicare pays. Medicaid can help pay Medicare premiums, copays, and deductibles.\n\nCost:\nMedicaid is free. Medicare is similar to private health plans. It has premiums, copays, and deductibles. It’s just a lot less expensive than private plans.\n\nTake care,\n\nBarnes @ MostChoice\nhttp://www.mostchoice.com/health-insurance.cfm
136228
Probably no copay, premium or deductible.  Yes, I believe they are covered for the rest of their lives.\n\nSo unfair.
74067
They shouldn't as long as you have another way to pay.  They are still happy to receive cash directly from patients.  Check to see if you are eligible for any government aid programs if cost is an issue.
799184
Nobody will cover a pre existing condition.  The only insurance you'll find are for accidents and genuine emergencies.\n\nPay cash.
5099
Are you currently covered, and thinking of a change?  Have you had any gaps in your coverage?\n\nIf you aren't covered at all, generally the Blue Cross/Blue Shields will cover even those with pre-existing conditions.\n\nIf you are covered and looking at a change, you may have rights under a federal law called HIPAA, that guarantees access to insurance.
269146
Most health plans have both copayments and deductibles.  The higher deductible plans cost less, but then when you use them, you have to pay more out of pocket.
210210
A number of companies will exclude pre-existing conditions for the first year and cover them after that.  The best thing to do is shop around.  Try Golden Rule.  They have a pretty good price.  Try getting a plan with a Health Savings Account attached.  Part of your money pays for the insurance and part goes into a cheking account that you can use to pay for any medical expenses.
120386
Either way you go, there are still gonna be high bills to pay. We have private insurance, and last year, I had to pay $4900 in out-of-pocket expenses, not including the premiums. \n\nThere are some Christian medical expense share plans where you contribute a certain amount each month, and the member with the need gets the bills paid. When you need bills paid, they get paid. I'll put a link below to an article that talks about them, and has links to the top plans.
1096250
depending on the state you are in, the benefits will continue.  The medicaid usually wont stop for at least 2 years, as long as the parent keeps the renewal appointment with welfare.  As far as the other benefits, they will continue, but in the name of the person that has custody of the child.  Check with your welfare worker for your state's laws.
836898
Medicare is Health Insurance through our Federal Goverment that everyone that is a US citizen gets when they turn 65.  (or if disabled).  Part A is free and part B is $88 out of your social security.  You want both parts, and a supplemental Medigap policy.  \n\nMedicaid is Welfare Health care provided also by the government, but regulated by your particular State.  You must be very impoverished to qualify for Medicaid.  A lot of time people don't qualify for it if they have a Long Term Care need.  This is how people lose what they worked their whole life for, and end up losing it all and ending up on welfare.  Avoid Medicaid if you can, but it is there for those that need it.
1032484
Yes, Americans do have to pay for their own health care IF they are lucky enough to have the money to afford it.  Otherwise, they have no insurance.  Where do our taxes go?  Every place EXCEPT back to the American people.  That's why we have millions of uninsured persons in the states.  Sad, isn't it?
824644
I'm not sure what you are asking, but I think you are asking if the $10 taken from your pay each time for your share of the health insurance cost can be reimbursed from the FSA account you are contributing to. I would say no if I am right because the $10 is being treated as pre-tax and you are not eligible to get a reimbursement from an FSA for something that you are paying on a pre-tax basis.
723639
I know medicaid does my mom had it when she had some type of surgery and she is diabetic and handicapped.  Medicare might cover some of it, but they are more likely to cover it in a skilled nursing home.. On what the other person answered.  \n\nYou need to call her medicaid.. If you are the guardian for her for her care.  I would suggest calling them and seeing if they will cover it.  \n\nIf you take her to a nursing home(skilled) the people in the office will help you fill out all the information with you.  They did that with my husbands mother she has dementia.. alzhmiers and its bad.  It was a hard decision, but it was for her safety as well as ours. \n\nMedicaid and Medicare covers all of his mothers needs.
166881
Your medical bills will probably be at least $2000 if that is your deductible. But the higher the deductible, the lower the premiums usually. Also, when you have health insurance, the doctors actually bill you less than if you didn't have it because the insurance coompanies negotiate lower prices from hospitals and doctors. Since you aren't pregnant yet, do go over everything with your insurance agent so there won't be any surprizes.
1168634
If you are already ill, health insurance will be more expensive. Although that might not be true if you have not yet been treated for your medical condition. If you’re interested in health insurance, you should probably talk with local health insurance agents (link below). Here are a few quick thoughts. I’ve included links in the “Sources” section for each number.\n\n1.Free clinics or county health departments. You might have to pay, but it will be much less than if you go to the emergency room.\n2.Medicaid\n3.Organizations that sponsor people with your condition. I’ve linked below to Needy Meds. Just look up your condition and see if they have links to support groups.\n4.Health insurance through work: if you have been insured within the last two months on a group health plan, such as one through work, then a new group health plan would have to accept you even with your medical condition. Also, group health insurance is cheaper.\n5.State-licensed agents: they can probably let you know about your possibilities of getting and affording private health insurance in about five minutes.\n\nGood luck, and don’t delay in getting help.\nBarnes@MostChoice