What are your best money-saving tips?? How do you get a little extra cash/spending money?
88838
Make a budget and monitor spending habits.  Obtain receipts for every purchase to add up where you are spending money.  Find ways to cut back expenses that are unecessary.  Don't carry a credit card balance.  If you have one pay that off as soon as possible.  You are unlikely to find an investment that pays as much interest as credit cards charge for carrying the balance month to month.  If you use direct deposit, open a savings account at your bank and have a reasonable amount debited from your paycheck automatically into your new savings account.  Your spending will adjust, and you'll not notice the change before too long.
1161298
Depositing money into your checking account is a good start.\n\n-J.
100668
Budget. Figure out how much money you need to spend. Make liberal estimates, and save everything else. Then, little bit little, find ways to lower your spending (find better prices for the things you need, avoid extras like eating out, movies, etc).
41377
You will need less money if you spend what you have more efficently, at least temporarily.  Make a list of all your routine purchases.  Where can you tighten your belt?  Eat canned beans instead of fast foods?  Quit smoking?  Adjust your thermostat down several degrees and wear sweaters?  Car pool?  Buy shoes and clothes at the City Mission or Salvation Army stores?  Pay off credit with the highest interest rates fastest (others at minimum payment) and avoid fresh credit loans?  Make your own repairs?  Buy food in economical quantities and reduce any waste?  Reorganize debt to a lower single payment at a better interest rate?  While that is in progress, check out low paying part time work (even returning shopping carts?) that you can do when available perhaps on weekends.  Using the money to pay down debt will reduce interest payments and will be worth even more than the cash received.  Continue to look for other opportunities (even dishwasher?) and work hard at anything you do just to gain that reputation.  Remember that the boss is always right because he (she) can give you a good recommendation for a better position.  Don't argue and do give notice before moving on.  No one will ever fault you for moving up.  There is always work available for those who pull their own weight.  Best of luck.
781457
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937901
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605043
Avoid the cash till payday loans like the plague!  These are nothing more than legal loan sharks. \n\nInstead, look for ways to make extra money yourself.  For example,\n\n1) cut your cable tv\n2) sell something\n3) get a part-time job\n4) increase your withholdings (ensure that you don't go overboard or you'll owe the IRS).\n\nWhatever your situation is, ask yourself a different question.  For example, if you need $500 in a week, simply ask yourself "how can I get $500 in a week?".  Begin to brainstorm ideas.  \n\nI hope this helps.\n\nScott.....
1116708
set up a budget and stick to it, save a certain amount of money a month and just do your best to stick to that budget and someday you will be free, winning the lottery can help too
81660
well first off u need to figure out what are ur priority expenses. when u get paid u need to set aside the money u need to pay whatever bills need to be paid.. then whatever is left is your money.. take 60% of what u have left and that is for u and the other 40% u need to bank it and never touch it... and u do that every pay week.. if u stay steady to it u will have no problem in saving money. secondly, u need to knwo when to say no. if your a type of person who loves to spend money then u ned to tell yourslef No . spend only what u need and buy only what is needed.... if u need anything else i am here for you
32374
one idea would be to get set up with direct deposit with your bank.  have a small amount that you chose to be automatically taken out of your paycheck and put into a savings account.  then have the rest of your paycheck put into your checking account.  that might help you, because if you don't ever see it in your paycheck you will forget about it and you won't even miss it.  that is a good way to build up your savings, even if it is just a little at a time.
945724
Hei! I so totally understand what you are going through!\n\nI just can't stop spending even though I kept telling myself to save up!\n\nBut then one fine day I decided to 'freeze' my money. Get advise and assistance from the bank. You get to decide how long you want to 'freeze' this money. In this way, you know you have the money but you can't touch them! Eventually, you will get used to saving up and once you see the fruit of your labour (the amount of money you have saved up), you might even be motivated to save some more.\n\nTo me, it feels good to know I have that much money and that I can spend them in the future. The more money I saved, the more I can spend in the future. It motivate me greatly!\n\n'Procrastination to spending' is the key answer! Try to delay spending!
655841
You should write out a budget. Budget for everything. Bills, car payments, entertainment etc. And try to save a little every paycheck.
458650
Yes I do. First thing is take your credit card and hide it somewhere that you would have to break something you like open in order to get access to it. For example, your makeup compact that costs a lot. Hide your credit card in there and make sure the only way you can get it is if you break your compact open. This way everytime you are tempted to spend, you wont want to because you wont want to break your compact. Also when food shopping get coupons and look for bigger packages with speacial deals. A few penny's here and there makes a huge difference. Lastly, every paycheck you get set aside $50, even when you owe bills. This will help you out in the long run and remember only get what you need because what you dont have you dont need at all.
781318
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396756
device a budget for yourself and make it something you can stick to.  make a commitment to save at least 10-15% of you paycheck each pay period and make sure you do it.  if you can manage to stick to that it'll get easier to not spend all of your money unwisely.
749494
Spend $100 on something you want/need.\nSpend another $100 on something stupid (go crazy with this one...once in a lifetime thing)\n\nSave the rest.  Put it up somewhere like you didn't even have it until some time comes along when you really really need money.
823106
Find a friend or family member who is good with money and ask them for their help and guidance.  It is always good to have personal help and not just read tips off of a website or book so that your situation, personality, likes and dislikes can be factored into your budget.  \n\nSuze Orman on CNBC Saturday nights is also a great resource!