can i stay on my parents car insurance if the car is in my name?
529304
If your parent is the policyholder and you own the car then you must notify the insurer. When the car's title is in your name it is recommended to have your own policy. However, if the car was in the parent's name then they need to add the kid's name to the title.
1166336
You must be properly insured if you drive on the public road, no matter how short the distance, even if your parents have given their permission for you to drive the car, and even if they have their own insurance policy covering the vehicle.
73531
In a word, yes. But it's almost certainly going to be more expensive than a brand new car, with higher premiums to pay. Some insurers might refuse to insure the car altogether. ... However, make sure that you definitely tell your insurance provider that your car is a Cat D, or it could invalidate your policy.
299071
You must agree – verbally or in writing – that the driver may use your vehicle. You can't lend your auto on a regular basis to someone without naming him or her on your insurance policy. ... The person who borrows your auto must be licensed and legally allowed to drive in the province or territory where you both live.
887701
Normally a standard auto insurance policy covers the drivers listed on the policy and anyone the owner gives occasional permission to use the car. A deceased policyholder can't give permission. Even if your mother let you use the car when she was living, that permission doesn't extend beyond her death.
220154
It's important to understand that you can only drive a car if you have insurance — if you don't have your own insurance policy (either on your own car including DOC cover, as a named driver on the car owner's policy, or standalone temporary cover), you will not be legally covered to drive.
1099293
Although you can't negotiate your car insurance rate, you're not contractually obligated to stay with your insurance company. If you find a cheaper rate elsewhere, you can switch insurance providers.
1200608
No. The automobile liability insurance coverage must be in the name of the registrant and must remain in the name of the registrant. If you change the name on the automobile liability insurance coverage, the DMV will suspend the vehicle registration and the driver license of the registrant.
1339289
Yes you can, no you should not and neither should your parents drive an uninsured car. Remember the car is insured not the individual. With the owners permission and you properly licensed, you can drive any car.
702065
This being said, under most insurance policies, others can drive your vehicle as long as you give them permission and you should be able to driver other friends or family member's cars as well.
1403816
In fact, a driver cannot own an auto insurance policy in Ontario until they have a full driver's license. ... If you sometimes loan your car to a friend, a child, a parent, or a neighbour, you may be wondering if your automobile insurance policy will cover them. The short answer is 'yes'.
929637
Yes, you can stay on your parents' health plan until you turn 26, regardless of your marital status, where you live, whether you go to school or whether you're financially independent. However, the health insurance plan doesn't have to cover your new spouse.
539295
Unfortunately, you need to pay your deductible before your auto insurance claim payment will go through. If you can't afford your auto insurance deductible, a mechanic can legally keep your vehicle until you pay your debt and they can make their repairs.
204021
Answer 1. Unfortunately, your parents will need to add you to their policy. You cannot just drive their cars without insurance (even if the cars are insured). ... If you live under the same roof as them, and drive the car, yet aren't a policy holder and get into an accident, you won't be covered.
442175
It's illegal to drive without car insurance – even if you're driving your car home having just bought it. ... This will give you time to sort out your insurance, so you'll be able to drive your new car home with the cover you need. Some drivers may prefer to take the risk, and just drive home uninsured.
782650
Most car insurance companies require that you have insurable interest in a car to insure it under your policy. If only one person owns both vehicles, or both of you and the friend are on the registration of both vehicles, it is normally fine to have two people, married or not, with their cars on the same policy.
443311
While policies that extend coverage to new cars typically give you anywhere from seven to 30 days to inform your car insurance company that you purchased a new vehicle, it is always a good idea to call your agent before picking up the car.