do i need to sign up for medicare if my spouse is still working?
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A. No, as long as you follow Medicare's rules. Almost anybody who is retired but has group health coverage from the employer of a spouse who is still working does not need to sign up for Medicare Part B on reaching 65.
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Yes, you can use your HSA to pay the qualified medical expenses for your spouse and dependents, as long as their expenses are not otherwise reimbursed.
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You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
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At age 65, or if you have certain disabilities, you become eligible for health coverage through various parts of the Medicare program. While Medicare isn't necessarily mandatory, it is automatically offered in some situations, and may take some effort to opt out of.
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If you get Social Security Disability Income (SSDI) and have Medicare. You're considered covered under the health care law and don't have to pay the penalty that people without coverage must pay.
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In general, once you're enrolled in Medicare, you don't need to take action to renew your coverage every year. This is true whether you are in Original Medicare, a Medicare Advantage plan, or a Medicare prescription drug plan. ... Your plan doesn't renew its Medicare contract for the upcoming year.
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It is mandatory to sign up for Medicare Part A once you enroll in Social Security. The two are permanently linked. However, Medicare Parts B, C, and D are optional and you can delay enrollment if you have creditable coverage.
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You Need Sign Up for Medicare Part B. If you are paying for your own insurance, you may think you do not need to sign up for Medicare when you turn 65. ... Your Medicare Part B premium may go up 10 percent for each 12-month period that you could have had Medicare Part B, but did not take it.
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To draw spouse benefits if your spouse is living, you must be married for at least a year. But to draw spouse benefits from an ex-spouse, your marriage must have lasted at least 10 years. When you apply, you must present a certified record of the marriage to Social Security.
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The common aspect is that when you work, you have to pay taxes for both Social Security and Medicare. ... Even if they have Green Card they might have worked and paid taxes in another country. Thus, according to Social Security Administration they are not eligible for social security benefits.
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While you're employed, you pay into Social Security; you receive benefits later on, when it's your turn to retire. ... Medicare contributions are withheld from your paycheck in much the same way as your Social Security contributions; FICA taxes support Social Security and Medicare.
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As the spouse or family member caring for a loved one who is seriously ill you can apply for Social Security benefits to help cover costs involved with being his or her caregiver. ... You may also qualify for benefits if your spouse is suffering from a serious medical condition such as: ALS.
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You can get Social Security retirement benefits and work at the same time before your full retirement age. ... If you start receiving retirement benefits before age 65, you are automatically enrolled in Original Medicare (Part A and Part B) when you turn 65.
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Regular residents of the U.S. (citizens, permanent residents, etc.) can get Medicare Part A if they have worked in the U.S. for at least 40 quarters (10 years for most people) and are above the age of 65. ... In short, new immigrants can't get Medicare benefits.
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When the qualifying event is the end of employment or reduction of the employee's hours, and the employee became entitled to Medicare less than 18 months before the qualifying event, COBRA coverage for the employee's spouse and dependents can last until 36 months after the date the employee becomes entitled to Medicare ...
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As a spouse, you can claim a Social Security benefit based on your own earnings record, or collect a spousal benefit in the amount of 50% of your spouse's Social Security benefit, but not both. ... Additionally, if you are the higher earner, your spouse can apply to collect spousal benefits based on your work record.
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If you get Social Security Disability Income (SSDI) and have Medicare. You're considered covered under the health care law and don't have to pay the penalty that people without coverage must pay. You can't enroll in a Marketplace plan to replace or supplement your Medicare coverage.