how much money can i make without affecting my ssi?
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In general, the income limit for SSI is the federal benefit rate (FBR), which is $783 per month for an individual and $1,175 per month for a couple in 2020. Remember, though, that not all income is countable, and so you can earn more than $783 per month and still qualify for SSI (more on this below).
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During the 36-month extended period of eligibility, you usually can make no more than $1,260 ($2,110 if you are blind) a month Page 8 5 in 2020 or your benefits will stop. These amounts are known as Substantial Gainful Activity (SGA).
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If you're receiving Social Security disability benefits and you're blind, you can earn as much as $2,110 a month in 2020. This is higher than the earnings limit of $1,260 a month that applies to disabled workers who aren't blind. The earnings limits usually change each year.
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Everyone on SSI disability (Supplemental Security Income) is eligible for the same base amount, $783 (in 2020). But your actual monthly SSI payment will depend on whether you have any countable income, whether you are married, and what state you live in.
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To be eligible to receive SSI benefits based on disability, an SSI applicant or a current SSI recipient who is single cannot have more than $2,000 in assets.
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As of January 2019, the amount of SSI payment for an eligible single person is $771 per month; the amount for eligible couples is $1,157 per month. SSI benefits aren't just for adults. Children can also receive benefits if they are blind or disabled, and meet the income requirements of the program.
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The SSA doesn't count all your income toward your limits as well. Because SSI is needs-based, you should understand that any earned income and any unearned income will impact your eligibility for SSI and the amount of benefits that you receive each month.
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To be eligible for Social Security disability benefits, you'll need to make $1,220 or less per month in 2019. If you're blind, the limit is $2,040. This amount is known as "substantial gainful activity," and is adjusted each year.
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Receiving Social Security Income While Working. In the year you reach full retirement age, your benefits will be reduced by $1 for every $3 you earn above $48,600 (for 2020). 7﻿ ﻿Starting with the month you attain full retirement age, your benefits will no longer be reduced.
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For SSDI, there are limits on earnings, but no limits on unearned income. So, investments, pensions (with the exception of a public disability benefit such as workers' compensation) and other financial assets will generally not affect the monthly SSDI benefit.
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The Social Security earnings limit is $1,470 per month or $17,640 per year in 2019 for someone age 65 or younger. If you earn more than this amount, you can expect to have $1 withheld from your Social Security benefit for every $2 earned above the limit.
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The Social Security earnings limits are established each year by the SSA. For 2020, those who are younger than full retirement age throughout the year can earn up to $18,240 per year without losing any of their benefits. After that, you'll lose $1 of annual benefits for every $2 you make above the threshold.
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With a PASS, a child can set aside income for a work goal. We will not count this income when we figure the SSI payment. A child's Medicaid coverage can continue even if his or her earnings are high enough to stop SSI payment, as long as the earnings are under a certain amount.
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In 2019, if you decide to collect reduced social security benefits before you've reached your full retirement age, the maximum you can earn in addition to your benefits is $17,640 per year. If you go over that limit, $1 for every $2 you earn above the limit is deducted from your social security benefit.
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You can earn up to $200 a month without having your income support reduced. If you earn more than $200 a month, only 50 per cent of your net earnings (or business profits, if you are self-employed) over $200 are deducted from your income support payment.
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How will my work affect my ODSP income support? You can earn up to $200 a month without having your income support reduced. If you earn more than $200 a month, only 50 per cent of your net earnings (or business profits, if you are self-employed) over $200 are deducted from your income support payment.
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The SSA requires that you no longer be able to work in gainful employment in order to collect Social Security disability. For 2020, that means earning no more $1,260 per month unless you're blind, in which case a higher $2,110 monthly limit applies.