how to go about buying a house for the first time?
534021
['Pay Off All Debt and Build an Emergency Fund.', 'Determine How Much House You Can Afford.', 'Save a Down Payment.', 'Save for Closing Costs.', 'Get Preapproved for a Loan.', 'Find a Home for Sale in Your Price Range.', 'Research Neighborhoods for Best Fit.', 'Attend Open Houses and Think Long Term.']
1348236
['Evaluate Your Current Financial Situation. Buying a house is a major financial commitment. ... ', 'Find a Great Massachusetts Real Estate Agent. ... ', 'Read Up on Local Real Estate Market Trends. ... ', 'Get Pre-Approved for a Mortgage. ... ', 'Start House Hunting. ... ', 'Make an Offer. ... ', 'Inspections and Negotiations. ... ', "It's Closing Time!"]
1084061
['Investigate mortgages and get an offer in principle.', 'Find a suitable property.', 'Make an offer.', 'The notary (notar) will draw up the sale contract.', 'Finalize the mortgage.', 'Sign the contract.', 'Notary registers the sale.', 'Four weeks later, you must pay the property sale tax.']
320443
You can be a first-time home buyer more than once An individual or a spouse who has not owned a primary residence for at least three years. This means married couples may qualify as first-time buyers even if only one of them meets this test.
1199793
['Step 1: Complete a home loan application. Your lender will usually give you the option of completing your loan application online, over the phone or in person. ... ', 'Step 2: Document your income and assets. ... ', 'Step 3 – Your mortgage lender completes the pre-approval.']
539890
['Your mortgage & other costs. ost first time buyers will need to take out a mortgage to cover most of the cost of the property, but a minimum deposit of 10% is usually required in order to obtain a mortgage. ... ', 'The location of the property. Property prices vary greatly depending on the area. ... ', 'Commuting to work.']
475794
['Research home prices. ... ', 'See if you qualify for a government loan. ... ', 'Decide on a down payment amount. ... ', 'Add in estimated closing costs. ... ', 'Figure out your ideal timeline. ... ', 'Determine a monthly or per paycheck savings amount. ... ', 'Open a high-yield savings account. ... ', 'Set up automatic transfers.']
422628
['Evaluate Your Current Financial Situation. Buying a home is a major commitment that comes with many responsibilities. ... ', 'Find a Great California Real Estate Agent. ... ', 'Read Up on Local Real Estate Market Trends. ... ', 'Get Pre-Approved for a Mortgage. ... ', 'Start House Hunting. ... ', 'Make an Offer. ... ', 'Inspections and Negotiations. ... ', "It's Closing Time!"]
283282
['Decide which mortgages might suit you, and get an offer in principle so you have a budget in mind.', 'Find the property you want to buy, using a local, reputable sales agent.', 'Make an offer the seller agrees to.', 'Have a local qualified lawyer create a Deed of Sale contract.']
1459780
['Understand Your Finances. ... ', 'Find a Good Real Estate Agent. ... ', 'Get Pre-Approved for a Mortgage. ... ', 'Know the Seller Disclosure Statement Requirements. ... ', 'Have a Home Inspection Done. ... ', 'Complete a Real Estate Purchases Agreement. ... ', 'Have a Title Insurance Policy.']
160961
['No down payment is required on most properties.', 'Home improvement loans and grants are also available.', 'Income limits and property value caps apply.']
485316
['Get professional advice. Professional help is invaluable as you go through the negotiation, valuation and purchase process. ... ', 'Do your research. ... ', 'Initial viewing and valuation. ... ', 'Arrange finance. ... ', 'Make a formal offer. ... ', 'Negotiate the deal. ... ', 'Complete the sale.']
1108791
['Figure Out If Buying Is a Good Idea for You.', 'Check Your Credit.', 'Fix Any Errors and Improve Your Credit Score.', 'Find a Lender.', 'Set Your Homebuying Budget.', 'Make a List of Your New-Home Must-Haves.', 'Find a Real Estate Agent.', 'Prepare for Emotional Ups and Downs.']
405177
['Unpack and go – A new home is a blank canvas with fresh tiling, paintwork, kitchens and bathrooms. ... ', 'A boost to buying – For many first-time buyers a new build home is the only way they can get onto the property ladder. ... ', 'Incentives – Some developers will throw in extras in order to get a sale.']
1072273
["Be a homeowner. You don't have to actually live in the house, as long as you're the owner.", 'Pass an affordability check. ... ', 'Have equity in your home.']
457418
The First-Time Homebuyer Advantage And you may qualify as a first-time buyer even if you're not a novice. An individual who has not owned a principal residence for three years. If you've owned a home but your spouse has not, then you can purchase a place together as first-time homebuyers.
1335614
['Step 1: Financing. Financing is considered to be the first step since you will want to know how much money you can borrow and how much of your funds you will need to make the purchase. ... ', 'Step 2: Land Purchase. ... ', 'Step 3: Planning. ... ', 'Step 4: Delivery. ... ', 'Step 5: Setup and Connection to the City.']