I have $23k in student loans and pay $400/mo on them. I have about $2500 left over after my bills each month. I have a 401k and am already contributing the maximum on it.  Does it make sense to spend my excess income to reduce my student loan debt to $0 to free up my $400 each month, or should I find some kind of investment to put it in? My wife also has similar student loan debt and I was thinking of tackling hers after mine.  From my little understanding of the stock market it doesn't seem like it had been performing too well lately.  Looking for advice on how to proceed to utilize my excess income and maximize my returns.  Thanks in advance.
I have been reading the top posts here, and the recommendations for what to invest in are often similar. What I'd like to know, in as simply of terms as possible, is what the consensus is on priority of these investments.  I am new to this, but here are some of the obvious options:   Paying off credit card debt Paying off mortgage / student loans 401k up to employer match 401k past employer match IRA Emergency fund Other important investments that I have missed   Clearly this will vary person to person, but if you were asked to put an ordered recommendation on a highway billboard, what would it be?  (For example:   Pay off credit debt Emergency fund for 6 months 401k up to match ... )
The migration is from the local environment to the production environment. The production environment has run some time and created a lot of articles.   In order to add new things to my site, I added a custom theme and installed CCK, Views and other modules in my local test environment. Now that the local test environment is finished, how do I migrate it to the production environment, without destroying the content of its database? Cannot empty trash I am trying to empty my trash, and it keeps giving me an error message that says,      .Trash can't be opened right now because it's being used by another task...     I have tried restarting my computer, running Finder > Secure Empty Trash everything yields the same result and error message from above. Routing in home LAN I'm trying to understand some basic concepts of networking. I have following home LAN:     Is it right (like above) to have 2 NIC's each one having 2 different gateways on one station? There PC2 have 2 NICs - the first's one gateway is 192.168.0.1 the second's 192.168.1.1? Initially (just after system startup) the ip table is like that:  192.168.0.0    255.255.255.0         On-link      192.168.0.11    276 192.168.0.11   255.255.255.255       On-link      192.168.0.11    276 192.168.0.255  255.255.255.255       On-link      192.168.0.11    276    and when i run netcat:  nc -zv -s 192.168.0.11 192.168.0.11 80    to test if port 80 is open it works - the port 80 is indeed open. But when i remove the 192.168.0.11 route i got "TIMEOUT" on nc test. Shouldn't it pick 192.168.0.0 route and work? Moreover when i add the route manually:   route add 192.168.0.11 mask 255.255.255.255 0.0.0.0   it still doesn't work! I can't change the metric to desired value. When i run for eg. route change 192.168.0.11 mask 255.255.255.255 192.168.0.11 metric 500 the result metric is't 500 but 520! (no matter if auto-metric is enabled or not)? Is there any connection between -s flag (local source address) in netcat and routing table's Interface column? If $\mathrm{Tr}(A)=0$ then $T=R^{-1}AR$ has all entries on its main diagonal equal to $0$ Prove that if $A$ is a square matrix and $\mathrm{Tr}(A)=0$, then there exists an invertible matrix $R$ such that the matrix $T=R^{-1}AR$ has all entries on its main diagonal equal to $0$.   It seems like the formula $A=S\Lambda S^{-1}$, but maybe it does not help.  Thanks so much. Matrix $A^T A$ as sum of outer products How can I create light trails without a blurry subject? I would like to achieve this effect using my Nikon P510:      Are there any suggestions or tips that would help me do that? I would like to use the sentence     He was 'over-eager' to implement his plan, leading to failure.   I am looking for a single word which expresses over-eagerness in a negative sense.  TIA I am asked to solve the following question using central limit theorem. In an election between two candidates, A and B, one million individuals cast theirvote. Among these, 2000 know candidate A from her election campaign and vote unanimously for her.The remaining 998000 voters are undecided and make their decision independently of each other byflipping a fair coin.Approximate the probability pA that candidate A wins up to 3 significant figures.  It's easy to solve directly. PA = $\frac{0.5(10000-2000)+2000}{10000}$ = 0.501. However, I am quite confused about how to solve this problem by central limit theorem. Why does light in a room not form constructive and destructive interference patterns? Cards changing mana color What cards across all sets allow the utilization of mana, either colorless or otherwise, as colored mana of another color?  One early example with an unlimited  1:1 ratio:     Sunglasses of Urza   Continuous Artifact: White mana in your mana pool can also be used as red mana.   What other cards have similar abilities? What type of buildings offer what level of jobs? There are three tiers of workers (as is everything else); tier 1, 2 and 3. What I am having a hard time with is figuring out what I can build to target workers from each of the tiers. I gather what I am sure everyone else has, low tech industrial (regardless of density really) provides mostly tier 1 jobs.  But what are my other building options for tier 1 jobs? If I want to target tier 2 or 3 what types of buildings should I consider? Moon photography Hi I am a photography hoobyist. At the moment I am using a Nikon D3100 with the standard kit lens (18-55mm). I am interested in taking photos of the moon. I am debating whether to buy a 55-200mm lens or a 55-300mm lens. Which one would be better?  P.S I am on a tight budget and I am looking for a lens for personal use, not commercial.  Would appreciate any answers!  Thank you! Given a dictionary, how can I find out if a given key in that dictionary has already been set to a non-None value?  I.e., I want to do this:  my_dict = {}  if (my_dict[key] != None):   my_dict[key] = 1 else:   my_dict[key] += 1   I.e., I want to increment the value if there's already one there, or set it to 1 otherwise. How do you make a deep copy of an object? It's a bit difficult to implement a deep object copy function. What steps you take to ensure the original object and the cloned one share no reference? Yesterday, I've listened to a song called "Fear not this night". I find the syntax unusual (as a foreigner, I have never encountered it). Is it the same meaning as "Don't fear this night" ? What's the slight difference between these 2 ?  Thank you for your time. My "Meta" rep on Photo.SE differs from my main rep When I add the picture, the word and pdf is the full page and the Latex moves to the right of the page. How can I solve this problem?  this is my work. this is my work and pdf link: https://we.tl/t-cgDSwDuu8H  I couldn't stop the pictures from sliding right. What should I do to make the image look like the original PDF file? If I reduce the scale of the picture is centered but this time it becomes very small.  Is a situation caused by page margins?  \documentclass [12pt, a4paper]{article} \usepackage{color} %\usepackage[turkish]{babel} \usepackage{graphicx} \usepackage{tabularx} \usepackage{multirow} \usepackage{graphicx} %\usepackage[pass,showframe]{geometry} %\usepackage[T1]{fontenc}  \begin{document}  \definecolor{renkbir}{RGB}{0,32,96}  \begin{tabular}{ m{8,5cm} m{6cm} } \Large{\textbf{MsdasdasdN }} \large{\textbf{\textcolor{renkbir}{Firma Adı }}} &amp;\small {Uçak Mühendisi \newline T.C No: asd \newline asd \newline asd \newline asd} \end{tabular} \ %Uçak mühendisi Tc No kısımını sağa yaslamak istedim fakat yapamadım.  \begin{center} \large{\textbf{\textcolor{renkbir}{KİŞİSEL BİLGİLER}}} \end{center}  \begin{center} \begin{tabular}{ l l r } Ad &amp; Mehm &amp; \multirow{9}{*}{\includegraphics[scale=0.15]{2.pdf}} \ Soyad &amp; asdasd \ Doğum Tarihi &amp; sanane (23 Yaşında) \ Adres &amp; asd \ Telefon &amp; asd \ Mail &amp; asd \ Sigara Kullanımı &amp; Hayır \ Ehliyet &amp; B \ Askerlik &amp; Tecilli (31.12.2020) \ \end{tabular} \end{center}  %\vspace{1cm} Burası boşluk bırakma komutu.  \begin{center} \begin{tabular}{ m{4cm} m{6cm} m{5cm} } \multicolumn{3}{c}{\large{\textbf{\textcolor{renkbir}{EĞİTİMLER}}}} \ \hline \multirow{2}{}{Üniversite(YL)} &amp; asd \newline Makine Mühendisliği \newline Özel Öğrenci / Türkçe \newline Durumu : Devam ediyor &amp; \multirow{2}{}{Eylül 2018 / } \ \hline \multirow{2}{}{Üniversite} &amp; asd \newline Uçak ve Uzay Bilimleri Fakültesi \newline Uçak asd \newline Örgün Öğretim / İngilizce \newline Durumu : Mezun &amp; \multirow{1}{}{Ekim 2013 / Haziran 2018} \ \hline \multirow{1}{}{Lise} &amp; asd \newline Anadolu Lisesi (100 / 90,02) &amp; \multirow{1}{}{Ekim 2013 / Haziran 2018} \ \end{tabular} \end{center}  \begin{center} \begin{tabular}{ m{3cm} m{4cm} m{4cm} m{4cm} } \multicolumn{4}{c}{\large{\textbf{\textcolor{renkbir}{YABANCI DİLLER}}}} \ \hline \textbf{İngilizce} &amp;\textbf{Okuma:} İyi &amp;\textbf{Yazma:} İyi &amp;\textbf{Konuşma:} Orta \ \end{tabular} \end{center}  \begin{center} \begin{tabular}{ m{5cm} m{5cm} m{5cm} } \multicolumn{3}{c}{\large{\textbf{\textcolor{renkbir}{BİLGİSAYAR BİLGİLERİ}}}} \ \hline \multicolumn{3}{l}{Donanım - Ofis Programları} % donann ofis koyu yazmak istedim yapamadım. \ Ms Excel &amp; Çok İyi &amp; +5 Yıl \ MS Word &amp; Çok İyi &amp; +5 Yıl \ Ms Powerpoint &amp; Çok İyi &amp; +5 Yıl \ \hline \multicolumn{3}{l}{Yazılım Geliştirme} % donann ofis koyu yazmak istedim yapamadım. \ Office &amp; Orta &amp; 2-3 Yıl \ Matlab &amp; Orta &amp; 2-3 Yıl \ Phyton &amp; Orta &amp; 0-1 Yıl \ Fortran &amp; Başlangıç &amp; 0-1 Yıl \ C++ &amp; Başlangıç &amp; 0-1 Yıl \ Ansys &amp; Başlangıç &amp; 0-1 Yıl \ Miktex &amp; Başlangıç &amp; 0-1 Yıl \ \hline \multicolumn{3}{l}{Bilgisayar Destekli Tasarım} % donann ofis koyu yazmak istedim yapamadım. \ SolidWorks &amp; Orta &amp; 2-3 Yıl \ AutoCAD &amp; Orta &amp; 0-1 Yıl \ \end{tabular} \end{center}  \begin{figure} \includegraphics[width=\linewidth]{2.pdf} \end{figure}  \begin{figure} \includegraphics[scale=1]{2.pdf} \end{figure}  \end{document}   Latex SS is here:  PDF SS is here: Let $\omega := dx \wedge dy$ denote the standard area form on $\mathbb{R}^2$. As the question title suggests, does there exist a $1$-form $\alpha$ with $d\alpha = \omega$? Good and easy way to share files on local machine I would like to have a directory that has following properties:    Many users can copy files into it  These files can be deleted/changed by these users (user A can delete/modify file that was copied into this directory)    it cant be done using normal file permissions (because permissions are retained on copy).  Here is what I found on the net:        Some use cases:    Sharing music on local machine  Simple git repository sharing (just make a bare repository writeable to many people) --- i know that there are solutions like gitosis Allow many developers to modify test instance of php app without giving them root (i guess they would copy files) --- I'm leading a team of nonprofit junior developers and I need to keep that one simple!    EDIT  AFAIK setting SGID bit is not enugh, it only affects newly created files --- and basic workflow for these use cases ivnolves copying and other operations (which cleave file's gid unchanged) Usage of "they" / "them" / "their" when the person's gender is not known I know that one can use "they" / "them" / "their" in place of "he" / "him" / "his" or "she" / "her" / "hers" when the subject's / direct object's gender is not known; for instance, just looking at the default user's about me section on Stack Exchange sites:     Apparently, this user prefers to keep an air of mystery about them   My question is what happens when someone wants to reference the subject using a pronoun instead.  Should the verb be conjugated accordingly to the pronoun? E.g.:     Apparently, they prefer to keep an air of mystery about them   Or should the conjugation be retained? E.g.:     Apparently, they prefers to keep an air of mystery about them   The former looks unclear because it wouldn't allow the reader / listener to understand if the writer / speaker is talking about a single person or about a group of people, however the latter sounds very weird, at least just to the non-native speaker which I am.