I have some USD bills of 2003-2006. The money changers in India do not accept them. Some accept but offer the exchange at 10% discount than the quoted rate. Are the bills legal tender. I also have smaller denomination bills of 2009-2-13. What about their validity?
71183
I received from my Dad 150 American Dollars about 12 years ago. I never have thought to change this money but a few days I tried change it in a currency exchange in Sydney and the guy didn't change it because the series are old.     What do I have to do to change this money?
52928
I have an NRI status. If I open NRE account(Yes BAnk) and transfer euros to this account from my overseas account. I understand its non taxable.   My question is, if I transfer money from my NRE account to my Indian salary account (ICICI Bank) do I need to pay tax on this money.   I am getting basic salary in my India salary account and getting allowances in Austria in Euros.
47798
The official currency of Hungary is the Forint but so far everything I have looked for prices online, such as trains, buses and taxis, are quoted in Euros and Forints. Hotel reservation asked that I pay in Euros at the hotel. Considering that I will only spend a few days in Budapest, are Forints necessary? Or can I pay for transport, admissions and food in Euros? In such a case, how is the conversion rate set?
119673
I have a couple of questions about the notion of "cash advance" on credit cards.    How does the credit company decide if some transaction is a "cash advance"? Does the merchant tell the credit company it's "cash" or does it depend on the type of the merchant (e.g. anything I buy from certain merchant is considered "cash")? For example, if I buy a foreign currency from some merchant, would it be "cash" (even though I can't use that currency to buy stuff until I go to a country where it is valid)? What if it's a collector's item (but also a circulating currency in some country)? i.e., who decides that and by which rules? Why do credit companies charge high fees on "cash advances"? i.e., why do they care how I used the balance &ndash; if I directly exchanged it for an item or took cash and then bought an item? I understand it may be the loss of the transaction fees in the second case but the fees they charge and the interest they charge are much higher than any transaction fees. Is it just the case of charging extraordinary fees to discourage certain behavior?
86032
A person I've been talking to for a while asked me to go into his bank account  and make a transfer to a US beneficiary account. It's a continental account. It showed the  date that the account was opened in 2007 as well as a picture of him.   I trusted him and I did it. Now he is asking me to do it again and this time red flags are coming up. Can someone help me? Is it illegal to go into someone's account and make a transfer for them?
45217
I live in the UK. Specifically, how do I draft a loan agreement that provides basic safeguards for borrower and lender (very basic safeguards, as we're talking about an intra-family loan and the level of trust is very high), and also satisfies tax requirements so that it doesn't look like the lender is gifting the principal at a non-commercial rate.  The  appears ideal, but about.com appears to be US-centric and I can find no evidence that Virgin Money actually offers such a product.
66898
I am living in US for 17 years and became US citizen October 2015. My brother who is living in India gifted me the property in India, July 2015. He registered that property in my name in 2014, that time I was not an US citizen.   Now I want to sell that property in India and transfer the money to US bank. I have accounts with Citi and State Bank in US. Once I sell the property in India the buyer will give me the cash only, its worth of $50,000. I want to use that money for my daughters’ education.    Could you please advise me how to transfer the money from India to US bank?  Can my brother send the money to my account? Since I am US citizen now, is any issue to sell the property in India?   Appreciate your feedback and response!  Aruna
69576
I'm becoming more interested in buying gold / silver coins as a hedge against inflation and especially hyperinflation. I know very little about this, and there are thousands of sites on the internet about this. I'm sure many of them are a little less than honest.  For those of you who are experienced with this, could you point me to reputable sites that can explain how to go about doing this and perhaps reputable sites where gold and silver coins can be purchased?  Thanks very much.
99531
I use CurrencyFair to exchange currency between EUR and USD.  I was surprised to see a $10 wire transfer fee at the end of the chain when CurrencyFair transfered from their BofA account to my BofA account.  Is there any bank in the US that does not charge for incoming wire transfers (not ACH, wire transfer) ?
98046
At the moment the answer seems to be not really. It's  and there have been various suggestions ranging from  to  and . If acceptance is not important to Stack Exchange then the above questioners are correct, the accept-rate should just be removed and consigned to the annals of history (it does not necessarily follow that if acceptance is important that they are wrong). Having said that, the  has started dropping, a lot more rapidly than in the past:  Year Quarter Accepted Not Accepted Accept Rate  ---- ------- -------- ------------ -----------  2008 3       14406    3693         79.6%        2008 4       29316    10409        73.8%        2009 1       40640    13641        74.87%       2009 2       55109    20866        72.54%       2009 3       71370    27464        72.21%       2009 4       82408    30724        72.84%       2010 1       104009   38091        73.19%       2010 2       112286   44839        71.46%       2010 3       130766   52886        71.2%        2010 4       142350   58440        70.89%       2011 1       182457   77480        70.19%       2011 2       199631   87173        69.61%       2011 3       206190   91454        69.27%       2011 4       208593   90520        69.74%       2012 1       242649   111889       68.44%       2012 2       247153   121580       67.03%       2012 3       247080   130932       65.36%       2012 4       233874   139374       62.66%       2013 1       25351    22308        53.19%     These stats are for open questions only as for obvious reasons a closed question may not necessarily get an appropriate answer (or any). Is acceptance an important concept to the Stack Exchange model? Would Stack Exchange have  and does it matter that it's happening less and less?
114704
Back in December 2013, I paid the insurance for a "friend's" business on my credit card so that it wouldn't get canceled.  The amount was $1,700+ but before I did, I requested a post-dated check for repayment.  I received 3 separate checks for $575 each dated 2/1/13, 3/1/13 and 4/1/13.  The first problem is that they were all immediately stale checks because the year should have been 2014 but I'm sure it was an honest mistake.  Anyway, when those dates had passed, I inquired about cashing them as I didn't want them to bounce and incur more expenses for bounced checks (unfortunately, they are drawn on a bank that does not have any offices near me).  I kept getting promises of dates that I would be able to cash ONE OF THEM but that still hasn't panned out.  I'm thinking now I should just deposit all 3 and let them bounce if they're going to just so I have something to start legal action with.  However, I'm not sure what to do about the stale date.  Can you offer any advice for this Central NY loan-not-getting-repaid fool?
64070
Please tell me is there any fundamental difference between the two sentences:   Even today, people continue to use cheques.  Even today, people are continuing to use cheques.    I mean is there a difference as in time period (i.e when the action starts and when it ends). Or are the two sentence just the same and interchangeable?
98175
Currency is usually written with the type prefixed, e.g. $52.  However, what is the correct way to write a currency range? For example, the inclusive range of 'between 14 and 90 dollars' could be written as:   $14-90 $14-$90 14-90$
68275
Whenever I shop at airports abroad, I always get asked to choose between the currency options while paying via my credit card.  One is the local currency and another one is the currency of the country where the card is issued in[India(INR) in my case].  Why are there two options? And what are the benefits of choosing one over the other?
90726
$1,000 is pronounced as "one thousand dollars". Reading from left to right, it seems like it would make more sense to write the value as: 1,000$. This way the pronunciation of the value follows the way it's written. Every other numerical value I can think of places the unit after the value:   1 kg 1 L 1 m, etc...   I'm not sure if this question fits in with the rest of the questions on this site. But I'd like to know why currencies are so different from other quantities. Not to mention the need to separate groups of three digits with commas.
51642
I have a regular savings account in India and a NRE/NRO account as well with a different bank. I just haven't gotten around converting my regular savings to NRE/NRO. Can I move my funds from regular savings to NRO?
8255
So I have about $50 in pennies, dimes and nickels.  What would you do with it?  I'm asking because I don't think spending hours rolling up the change and taking it to the bank is the best/most creative thing.  More info:  I took the change to the bank (not rolled up).  The banker asked me if I knew the exact amount... when all I had was a huge bag of change weighing like 30-40 pounds :-p  I said I didn't know the exact amount.  So the banker put all the change into a different bag, gave me a little receipt and said look for a deposit to your account in about a week.  Next time I'll just find a coinstar machine. I don't like waiting a week to have my change counted.  Also I'm sure the banker could fish out the quarters and no one would be the wiser :-)