I have a bank account in EU in euros and want to remit some funds to my Indian NRE account. What is the most efficient way to remit the funds to my NRE account:   Which methods give the best currency rates? Which methods are the quickest? What the fees involved with different methods?   Searching around the internet gave me some commonly used services like money2india, hdfcremit, yes remit. Are there other services that will give me a better exchange rate? What services would be recommended?
73228
I have a bank account in Germany in which I receive my salary in Euros. I want to deposit a part of it in my Indian bank account for personal savings. My Indian bank account is in INR. As I see it, I have two options:   To use a remittance service that converts my Euros into INR and deposits in my account. I am not sure how it works. The service (which I know is reliable) I signed up for asks me to deposit Euros in a certain account ("funding") which will be converted to INR and deposited in my account. How does that work exactly? Use my bank's service to make a international bank transfer to my account. Is that even possible, given that my Indian account is in INR? Will I incur higher conversion fees and lower exchange rate?   In general, what are the pros and cons of each of the above methods? And are there any other methods?
72036
Say I open accounts on Bank A and Bank B. I deposit $20 in Back A. I then initiate a wire transfer to my account in Bank B. I drive over to Bank B and withdraw $20.   Bank A now has $20 extra and Bank B how has $20 less. (In physical cash) When and how does the physical cash get transfered?
45420
There are absolutely loads of payment gateways out there, and I'd like a comprehensive list of them. There's already a question asking for the "best" ones,  and another asking for ones suitable for a charity .  Would such a question be on topic? And would it need to be CW? The obvious way to do it is to have one CW answer and edit all other answers into it. I don't know whether the question itself should be CW, or just the main answer.
103712
I am from Japan. I have moved to UK recently on a spouse visa.   I still have my Japanese bank account which I have been using even before I came to UK. I have saving in that account and also my parents transfer me some money per month in my bank account in Japan. I have an International Debit Card on this account.  I am withdrawing this Money in UK via ATM / Debit Card.  In this case, do I have to pay taxes in UK or declare this as income in some form.
18964
I'm looking for a way to get the Default currency symbol (in a none-multi-currency org) of the salesforce org locale (to have it displayed on a visualforce page in a field that can't be &lt;apex:inputField&gt; or &lt;apex:outputField&gt;) preferably query-able from apex (via the database, a describe or whatever) and then again the actual symbol, meaning € for Euro, $ for dollar, and so on...  There must surely be some sort of mapping hidden in the code somewhere salesforce does this via the input/outputfields if bound to an sobject of type currency  Can anyone point me in the right direction?
21399
We'll likely be moving ~$100,000 (two Roth IRAs, about 80k/20k split) from a mix of Nationwide funds to a combination of Vanguard whole-market stock and bond index funds (details below). All else being equal, I'd prefer to move all of the money at once to 1) have enough money to buy Admiral rather than Investor shares 2) simplify the process.  That said, I'd prefer not to take on unnecessary risk, and would dollar cost average the transfer if it would have financial/risk benefits. Would dollar cost averaging make sense in this situation, or would a lump sum transfer work since the money is already in the market? (I'm not sure how similar/different my current and planned investments are, or how important this is).  Current Investments:   NWHJX Nationwide Bailard International Equities Fund Class A 11.90% NBDAX Nationwide Bond Fund Class A   14.80% NWHVX Nationwide Geneva MidCap Growth Fund Class A   12.50% NMFAX Nationwide Growth Fund Class A 38.00% NWGPX Nationwide HighMark Small Cap Core Fund Class A    11.60% NWJCX Nationwide Ziegler NYSE Arca Tech 100 Index Fund Class A   11.20%   Planned Investments (percentages still in the works):   VFIAX    Vanguard 500 Index Fd Admiral Shs   35.00% VTSAX    Vanguard Total Stock Market Index Fd Admiral Shs    35.00% VTIAX    Vanguard Total International Stock Index Fd Admiral 10.00% VBTLX    Vanguard Total Bond Market Index Fund Admiral Shares    20.00%
110418
I have an visual force email tempalte however the currency field is giving me some problems:                     We are writing to advise you that an amount of £{!relatedTo.Amount__c} is outstanding on your account    This works ok however if the amount is £200.00 when the email is sent it displays as £200.0  The same thing happens if this is £200.50 it will show as £200.5  It works correctly when the amount is e.g £200.11  Can anybody help?
57363
For our banking app, our team is trying to encourage our users to keep more money in their savings account. Specifically, to prevent more than 6 transfers per month, of any amount, from savings to checking.  The current (bad) method is to have a message before the "Submit" button with a paragraph of legal jargon that nobody reads.  My current plan is to have a natural-language message that tells the user that there are methods to save more money easily (citing some loss-aversion research), and maybe a call to action that brings them to another savings service. That's the idea I just came up with, and I'd like to have more.  We're just looking for a good way to help people spend less money, which I'm relatively new to.
67203
I'll receive a USD cheque shortly. I prefered payment by money transfer, but all attempts to do so - i.e. SWIFT/IBAN, Payoneer, transferwise - failed. Now I will receive a cheque by mail.  I contacted my bank and they say that they can cash a cheque for me, given a (prob hefty) fee. The bank employee was so kind to warn me, that in case of a cheque the funds are cashed, but reserved until the legal reimbursement period ends, which apparently is between 3 and 6 months.   Is there really no quicker way to receive payments by cheque and have access to the funds quickly?
69576
I'm becoming more interested in buying gold / silver coins as a hedge against inflation and especially hyperinflation. I know very little about this, and there are thousands of sites on the internet about this. I'm sure many of them are a little less than honest.  For those of you who are experienced with this, could you point me to reputable sites that can explain how to go about doing this and perhaps reputable sites where gold and silver coins can be purchased?  Thanks very much.
118327
In Germany, crypto-currencies like Bitcoin are all over the news lately, making me aware of the fact I don't know much about them.  A journalistic TV program I was watching yesterday even claimed crypto-currencies are a real investment option... but I'm not so sure about that.  On one hand, I've been reading that across the ocean (USA and Canada), first ATMs have been setup that handle crypto-currencies.  On the other hand, I can not find any information if any crypto-currency is regulated (or even accepted) like common currencies (US dollar, Euro, Yen, etc.) are.  Can crypto-currencies really be regarded as a solid/conservative investment option like with regular currencies, or do I have to think of crypto-currencies like investing in "pork bellies" where risk tends to outrule chance, or are crypto-currencies more like fantasy-football and nothing one would/should seriously consider when it comes to planning an investment strategy?   Where exactly do I categorize crypto-currencies?
10426
Is there a way to check if an instance has Multi-Currency enabled through the API? I know that when enabling Multi-Currency, a CurrencyType object and multiple other fields are added on to each object.    Is there any other way other than querying for the CurrencyType object / CurrencyIsoCode on objects and then handling the INVALID_TYPE exception thrown when those fields are not in an instance without Multi-Currency enabled?  Thanks,
45217
I live in the UK. Specifically, how do I draft a loan agreement that provides basic safeguards for borrower and lender (very basic safeguards, as we're talking about an intra-family loan and the level of trust is very high), and also satisfies tax requirements so that it doesn't look like the lender is gifting the principal at a non-commercial rate.  The  appears ideal, but about.com appears to be US-centric and I can find no evidence that Virgin Money actually offers such a product.
98635
A customer of mine wants to pay me from the usa to my account with N26 bank.N26 Bank is a German online bank with no branches but available to customers in the euro-zone.I opened my account online in Portugal.When my customer made the transfer and sent me the slip,i discovered the beneficiary name was completely wrong but the Iban and Swift was correct.Will the wire transfer go through with correct Iban and Swift but incorrect beneficiary name?
102190
I'm traveling from the US to Europe in a few weeks.  When and what is the best method of exchanging dollars for Euros?    I imagine there's options like:   at the airport when you arrive in Europe at a bank in the US before you leave at a bank in Europe upon arriving
111593
I use a brick and mortar bank for some of my savings. I’d love to get a CD interest rate closer to what Ally or other online banks offer.   Are brick and mortar banks will to negotiate with customers on interest rates? For instance, if I went into a branch and said I’m moving my money to Ally unless the bank matches Ally’s rates, do I have any chance of getting them to?
103155
I won a contest to visit Belgium and the Netherlands for a week from India. The accommodation and travel is paid by the company.  They have asked for my income tax returns and bank statements along with my passport for the visa application. I have a bank account I regularly use, but I collect my pay in cash, as I work in a non-profit firm. I do use the account regularly, but only when I need to buy something online, for example.  Right now I have a balance of about €2000 in my bank account. Is that sufficient for visa approval? Do they need my paychecks to be reflected in my bank statement?