I started talking with a guy and got into a sugar baby arrangement with him. He offered to pay off my credit card and pay me $800/weekly. I never gave him my bank info or anything related to me, but he gave me his bank info (account and routing number, etc). He asked me to go to the store to buy $900 worth of gift cards for 3 separate customers, which I stupidly did... I then spent the weekend arguing with him because he wanted me to buy more gift cards for customers, but I continuously refused because the money that was transferred hadn't hit my account yet so I didn't have any money. I contacted my bank this morning to let them know that the money was going to be transferred, but I wanted to make sure that I was taking every precaution since it was a large sum of money. I asked her to contact the guys bank and see if there were sufficient funds in the account so it wouldn't bounce and there were. The money finally reached my credit card today but I don't want to use my card at all until I know what is truly going on.
2955
I met a guy on a sugar daddy dating site and we talked, I told him my situation and he said he would help.   He asked for my bank account information and I told him you can use cash app or PayPal to go through. He said his account manager deals with his finances. So I set up an account with a bank that I don’t use so that my primary account isn’t used.  Eventually he was in the process of sending me money and we had agreed on a amount that wasn't crazy. But then he asked for my address and I asked why and he said just wondering. Then said he wanted to send me a surprise for being his baby. Which I didn’t give.  Then later on he sent the money and said he sent me a bonus and that I was supposed to use that to pay his mothers caregiver, which he didn’t mention until after.  I kept questioning him and he was saying that he works in construction and he’s trusting me to carry out the errand. Then he said don’t let him down and I asked him if he was threatening me and he kept saying I need this done but didn’t really answer my question.  Am I being scammed? I’m about to change my password but is this a scam?
99000
Given that credit card companies have access to your credit information, why do they keep advertising balance-transfer options to people who have great credit and never carry a balance?  What balance are these people supposed to transfer exactly? Why should they?
117761
I recently heard about  through Facebook. It's a checking account offering 1.00% APY, no maintenance fees, no fees at certain ATMs, and reimbursements for the fees at all other ATMs.  My question is, what's the catch? This definitely sounds too good to be true, but I haven't been able to find anything that resembles a catch anywhere on their website.
7961
I sent money from a bank that doesn't have a space for intermediary bank, so I put the intermediary bank statement information where the beneficiary bank information is supposed to be.  I  don't know what will happen now.
7486
Someone is offering to pay me in a sort of sugar daddy/sugar baby arrangement. They want to make online deposits to me, and they're asking me for my online banking username and password. Is that information alone enough for them to be able to take my money out of my account, or am I safe?
67949
I have heard that it is unsafe to show money or help someone in India.  Are there any rules I should respect in order to avoid getting into trouble?  How should I deal with these beggars?
55542
First of all, I am a resident of Canada.  I am  new to credit cards, so I hope my question makes sense. I've had my card for a few months ago and I've always paid the balance in full by the time the due date rolls around. Just out of curiosity, say the day after tomorrow was my due date. If I made a purchase tomorrow and didn't pay it off by the day after tomorrow, would I be charged any interest on it? Is there any negative ramifications at all for doing this?  Thanks.
17928
In Bavaria, I paid for my drink, I asked her for "Ruckgeld", but only got the integer part of the money back, the rest of it, she kept it for tip! I looked her in the eye and she understood that I wasn't happy with that "initiative", but wouldn't blink an eye!  My company advised me to let it go, mentioning that if I was going to ask for the change, she would swear.  Notice how she didn't return me the correct amount back and then stare at me, demanding for tip, but she would decide for me!  Since, I will be around for a week or so, I was thinking of paying the exact amount of money next time. Will I get in an uncomfortable situation of having the waiter stare at me, demanding a tip? In other words, is tipping mandatory in Germany?    PS: Having experienced the tipping-cruelty in USA, and having tipped generously waiters across the Mediterranean for their supreme behavior, this Saturday night came as a shock, since I had the impression that this awful habit was only a USA-thing (you know, just like the fake audience laughing they have in USA TV series :) ).
40308
My son is a freshman this year.  We live in and he attends school in California.  We pulled out the first $ from our Utah 529 plan.  I had the money deposited in my account since I paid the registration and dorm &amp; meal plan.  Our friend has a son a year ahead and he has the exact same 529 plan.  He warned me that he got hit with a small tax penalty when he withdrew the money to his account and not to an account in his son's name.  I called the 529 administrator and they said it shouldn't matter either way.  Other online blogs agree.  They say the only difference is that my son would get the tax forms and have to file if it went to his account. Nevertheless, my friend did get a penalty.  Any clarity would be appreciated!
44370
I have learned so much from SE sites and I am really thankful for it. I sometimes feel that I am under debt from SO, so in order to satisfy me and my principles, I think I should give some donation.  I want to contribute but I don't have much technical expertise to use in helping others, so maybe if I can give a donation, this would help me to feel better.  I have been a member of various other forums and I have always given some amount (not much, though) to them as thanks.
13513
A man in  west  coast  Austria wants to deposit money  into  my account.  I'm in Alabama.  I had to get an online  account.  I did that, but he says his bank manager  needs all this information:   DOB SSN    online access username  online access  password   security  question and answer   bank name   bank address   bank number  person who is on the account     their name their address    account no   routing no     OK. Is it safe  to do this or am I being scammed?  I don't want him  to be able to end up withdrawing all my money instead of depositing money.
79516
I stumbled across an answer on Stack Overflow that said something like:     Hey, you could do that by using XXXXXXX, but if you get really stuck,   I could do that for you in exchange of a small fee.   Is it ok for answerers to try and charge money in exchange for more help? Or is this unacceptable behavior?
46775
I was hoping I would find some people in the industry that could help me decide what's the best price to charge to design (in this case) business cards.  What are standard prices for professional designers?  From a firm point of view? From a freelancer?  I don't want to overcharge clients but I don't want to ruin the industry by underselling my services.
119673
I have a couple of questions about the notion of "cash advance" on credit cards.    How does the credit company decide if some transaction is a "cash advance"? Does the merchant tell the credit company it's "cash" or does it depend on the type of the merchant (e.g. anything I buy from certain merchant is considered "cash")? For example, if I buy a foreign currency from some merchant, would it be "cash" (even though I can't use that currency to buy stuff until I go to a country where it is valid)? What if it's a collector's item (but also a circulating currency in some country)? i.e., who decides that and by which rules? Why do credit companies charge high fees on "cash advances"? i.e., why do they care how I used the balance &ndash; if I directly exchanged it for an item or took cash and then bought an item? I understand it may be the loss of the transaction fees in the second case but the fees they charge and the interest they charge are much higher than any transaction fees. Is it just the case of charging extraordinary fees to discourage certain behavior?
113818
I found a donation machine in a shop.    What does it do apart from take my money, if anything? I noticed it seems to break after a few coins.
61539
I plan on selling a used car via Craigslist, and I hope to get between $4-5K for it.  I don't want to take a check from a stranger, but I'm concerned that no one will be willing to show up at my house with $4,000 in cash.  What is the best way to handle this?  Money order?  Cashier's check?  Or do you think that potential buyers would be perfectly fine with cash (and I'm worrying for no reason)?  EDIT: If the best way is a cashier's check or money order, how do I know it's not fake?
122927
Every time I go to Quick Menu > Inventory > Cash > Give Cash it says that I'm unable to give someone else cash.  I know you can only give $5000 each day, but I can't give anything.  Does anyone know why this is?