I am 17 years old and I met this sugar daddy online that only wanted to talk and for me to be his companion, nothing sexual. I agreed.   After 2 weeks of talking he said I will be sending you your first allowance. I sent him my full name and email and he sent me a cheque through my email. I deposited the money today. He sent me $800 so now I have $830 (yes I have only $30).   Then he said that he needs help. I needed to buy him 3 steal wallet cards each $50. He is working on an app in Denmark and also works in some type of cryptocurrency. So at first I said why do I need to get it and he said that he lives in Denmark and it needs to be dollar or whatever. I said sure. Then he asked me for paypal because someone was going to paypal me some money and I needed to send it to someone. I disagreed and he said okay. Then I asked him if he is scamming me because I read about fake checks and scamming situations.   I am so anxious and scared I am going to have a panic attack and faint. I don’t know anything I’ve never done this please what should I do?  edit: edit: i blocked him and reported his account. then i went to my bank and told them about it. they put the $800 on hold until it gets returned or something idk. the man texted me from another account saying he will report my account for fraud and have me arrested by Tuesday. i deleted the message and didn’t respond. can he do that ?
2955
I met a guy on a sugar daddy dating site and we talked, I told him my situation and he said he would help.   He asked for my bank account information and I told him you can use cash app or PayPal to go through. He said his account manager deals with his finances. So I set up an account with a bank that I don’t use so that my primary account isn’t used.  Eventually he was in the process of sending me money and we had agreed on a amount that wasn't crazy. But then he asked for my address and I asked why and he said just wondering. Then said he wanted to send me a surprise for being his baby. Which I didn’t give.  Then later on he sent the money and said he sent me a bonus and that I was supposed to use that to pay his mothers caregiver, which he didn’t mention until after.  I kept questioning him and he was saying that he works in construction and he’s trusting me to carry out the errand. Then he said don’t let him down and I asked him if he was threatening me and he kept saying I need this done but didn’t really answer my question.  Am I being scammed? I’m about to change my password but is this a scam?
57606
Consider the following paragraph:  My account was suspended after I used what I believe was an expired confirmation code for changing my payment details. I had not received a confirmation email immediately after switching to Payoneer from PayPal on the website. When it arrived 2-3 hours later, I had clicked on the link in it and had entered the confirmation code but was told that the confirmation code was incorrect. I had tried a couple of times more thinking maybe I had done something wrong the first time around but the error message persisted. Immediately after that, an email had arrived saying that my account was going to be suspended for security reasons.  The first sentence of the paragraph describes what happened to my account (it was suspended), and the rest of the paragraph details what led to the suspension. So, if the first sentence is in simple past tense, then the rest of the paragraph has to be in past perfect tense. Have I used &quot;had&quot; and &quot;was&quot; correctly here? If not, could you please point out the mistakes?
8255
So I have about $50 in pennies, dimes and nickels.  What would you do with it?  I'm asking because I don't think spending hours rolling up the change and taking it to the bank is the best/most creative thing.  More info:  I took the change to the bank (not rolled up).  The banker asked me if I knew the exact amount... when all I had was a huge bag of change weighing like 30-40 pounds :-p  I said I didn't know the exact amount.  So the banker put all the change into a different bag, gave me a little receipt and said look for a deposit to your account in about a week.  Next time I'll just find a coinstar machine. I don't like waiting a week to have my change counted.  Also I'm sure the banker could fish out the quarters and no one would be the wiser :-)
76928
That might sound a bit silly to people from USA but is it really that common to use checks in America?  I am from Austria and here (Austria, Germany, Switzerland) checks play practically no role in daily life. I haven't actually held a single check in my hands in my entire life.  So is it really common to get a paycheck in the sense that you get a piece of paper?  It would be nice if someone could explain the practice of "money handling" in America a little bit because I think it's really interesting how different cultures can be regarding money.   And I also have had the experience that most people believe that how it's done here, it's done in the whole world. :)  Edit:   I think it would only be fair if I just explain briefly how it is handled here. Maybe it's interesting to other people.  You usually have an account at your bank. Your payment as an employee is deposited there once a month. From there you can transfer money to other accounts. So instead of paying a bill by sending a check to the one getting the money you will send a form to your bank (or more commonly you will just go to the bank) ordering them to transfer money to the account of the other person.  Bills (esp. regular ones) are most often payed by issuing an "Einzugsermächtigung" (collection authorisation) and the companies will more or less just "take" the money from your account.  Today most people with a computer issue the transfer of money through the internet.
62179
Super User got hit by another batch of spammers creating profiles. They've got accounts on other sites from what I've heard from other mods and from the comments here.  Last time it was streaming. Now it's  (as of december, looks like they're spamming scammy finance too). I have 160+ pages of users from that search, and a quick look suggests most of them are spammers. Comments from this post indicates it's network wide - and a quick check indicates Stack Overflow has a handful of these too, though not as many as we have.  While the powers at be have been taking action, both directly, and indirectly, it feels like between shared IPs and search, mods might be able to take a good chunk of these out if we can somehow have a way to delete accounts somewhat in bulk. You guys are awesome. But these... People keep doing it still, and it would be nice to see their works undone.  Unlike our streaming spammers, they've switched to phone numbers, presumably because Adam so kindly blocked links.    There's a few good suggestions at mitigating these - but ideally - I've heard from fellow mods that we want them gone.  They add to the broken window effect - which we can't do anything about due to sheer volume, and they probably poison our search engine results.  We can probably reduce the risk of oops by filtering by IPs (clearing everything on an IP lets me whack, 10, or so users at once, rather than clicking through 3-4 pages a user) and optionally selectively not deleting accounts that seem legit, we can probably clear out a bunch of these without really needing CM intervention. It does make it a little too easy, but these incidents, well kinda need a flamethrower's gentle warmth.  I'm cool with a no. I'm probably going through the usual channels in future. Would be nice to have something that lets mods deal with this effectively though.  Related:    - Actually goes into the impact of this  by a user - so clearly these are discoverable to an average user
113499
I would have been happy to let you use the money, if you would give me a date to leave.   Is this a past present tense?  I need to explain this statement I made, correctly.
63490
Possible Duplicate:          I'm really stuck. My post  isn't getting any help yet. I'd be thrilled to pay a few bucks for a solution. I'm thinking of posting the following. But before I do, this seems like a good place to check first to see if something like this is ok. So, would the post below be ok?    I've been working on solving the problem described  for too long. I will pay $40 to the first person who provides the answer I need to fix the problem.  Yes, real actual money for real help.  The conditions of my offer are:   Yes, you'll just have to trust me to actually pay up. But you can - I'm good for it. You'll need a PayPal account where I can send you the money. I'll pay the first person to post a usable solution. I'm the sole judge on who's first and what I consider usable. When I have a usable solution, I'll post a reply inviting the person providing the answer to email me their PayPal account info so I can pay you. If you're skeptical (very reasonable) feel free to email me at the above address if you'd like reassurance that  my offer is real.
35545
My friend owns roughly $1M USD worth of Bitcoin. These coins are sitting on a (backed up and encrypted) hard drive in Brasil. He bought these coins legitimately, and has the paper trail to prove it.   He recently moved to the US, and now wants to get his coins and liquidate them.  I've been doing research on this topic, and I am unsure what kinda of taxes he will have to pay on these coins.  I've seen articles talking about capital gains tax from buying / selling coin, but he is not trading them in the US.  My thoughts lead me to think that this would be similar to him bringing over a ton of gold or other assets, and selling them off here, which makes me think of paying a sales tax.  As Bitcoin is still a newer development in the tax world, I am struggling to find any documentation on steps for this, so any feedback / options would be great.
61539
I plan on selling a used car via Craigslist, and I hope to get between $4-5K for it.  I don't want to take a check from a stranger, but I'm concerned that no one will be willing to show up at my house with $4,000 in cash.  What is the best way to handle this?  Money order?  Cashier's check?  Or do you think that potential buyers would be perfectly fine with cash (and I'm worrying for no reason)?  EDIT: If the best way is a cashier's check or money order, how do I know it's not fake?
21543
I received a check personally written to me from a family member.  The family member that wrote &amp; sent me the check wrote where you write out the amount of what the check is suppose to be for, in words, "Fifty Dollars-------00/00".  Then, in the box above where you write the amount with numbers, they wrote "25.00".  They signed the check and mailed it to me to cash.  What should I do?
104820
If I go to pickpocket a person who's recently caught me, I get an error saying I can't do it because they've already caught me.  How long does this last?  Is it indefinite, or will they "forget" after a certain amount of time?
9987
Someone in another state asked me to be his personal assistant.  From the start I was suspicious.  He said he was doing a lot of projects in my state and needed my help.  Then he said he needed to transfer some money to my account (via mobile), but in order to do so he requires my full name, account number, username, and password.  I've never heard of this.  Please advise, as this sounds really weird and risky!
29022
A woman on Facebook recently contacted my dad.  She asked him to get a bank account so she could send him money, and he would send money to her employees (about 12 people), and she would pay him for doing so each time. She said the last person who she had do this for her ran away with all her money. But he would have made more money continuing to do this money transfer thing for her. I am not sure if this is a scam or not. Sounds weird to me, but my dad said it’s worth the try.  I had to get the bank account in my name because my dad has bad notices on his records for falling for fraud traps and asking for refunds too many times. She stressed to him that it had to be the bank “American Christian Credit Union;” for what reason, I’m not sure. There is no large amount of personal money in this bank account, just the minimum amount to open the account: $25.  I’m skeptical about this and confused as to why this person would send a large amount of money to a random person on the Internet?  Has anyone heard of any scams like this?  What should I look out for?
45217
I live in the UK. Specifically, how do I draft a loan agreement that provides basic safeguards for borrower and lender (very basic safeguards, as we're talking about an intra-family loan and the level of trust is very high), and also satisfies tax requirements so that it doesn't look like the lender is gifting the principal at a non-commercial rate.  The  appears ideal, but about.com appears to be US-centric and I can find no evidence that Virgin Money actually offers such a product.
46599
I have someone that wants to bless me with a large amount of money. I am working on a project. But I see some red flags they want to send me cash in a package. They have been trying to send it for 3 weeks.   But they said I had to pay for it when it comes. So much is going on I do not know what to think or feel. It's coming out of Africa. I ask them did I have to pay the money back they said no its a gift. But I am feeling something my family says its a scam I do not know what to do.   I ask them to put the money on my pay pal account but for the amount, they can not do it. I do not know what to do. And I need it for the project I am working on
41408
Seems shady. Here is what has happened so far:  Job offer in newspaper: personal assistant, 10-15 hours per week, $500 per week.  I took the job. Didn't have to fill out any W-2 forms or anything.  Gave them my name, email, and mailing address.  Received a check for ~$1900. Had a note to keep $250 of it, and send the rest to another person via Walmart. I did that.   Now I'm thinking this seems very weird and I'll probably let him know I don't feel comfortable with this and just bail out. What does this look like to you guys?
124007
This raises a bunch of red flags (also confirmed by googling the email address it came from), but I don't quite understand how this scam is actually supposed to work. So, here it goes:   I put up an ad (for a guitar, 90€) on LeBonCoin (the French equivalent of Craigslist). Someone contacts me by text message (anonymous with no actual phone number), saying they want to continue by email. I then get an email, with roughly the following content (rough translation):     OK, I will buy it, but I need to send you cash by "express DHL letter". The DHL driver will pick up the item when he gives you the cash. I need the following information: full name, postal address, price of the item, and your phone number.    I'm guessing that this works by them requesting some "delivery fee" in advance, but does anyone know how this actually works?