I've been offered a "weekly allowance" he's asking for my bank login to do mobile check  deposits. I know it's probably a scam but i created a completely new bank account. I know my information is on there but is it any safer? Can he still pull information like my social from the account?
7486
Someone is offering to pay me in a sort of sugar daddy/sugar baby arrangement. They want to make online deposits to me, and they're asking me for my online banking username and password. Is that information alone enough for them to be able to take my money out of my account, or am I safe?
114265
My wallet was stolen. I cancelled all my cards, but I also had a check written to me that I hadn't deposited yet. I have contacted the issuer of the check and asked him to cancel it, but he says he is out of town an will not be able to do so for a couple weeks (he's also a jerk, but I digress). Since the thief has this check and my valid id, can they cash this check? What measures can I take to prevent this from happening? What measures can I take to get my money back if it does?  Note: they do not have my social security number or card
30339
We currently have two rewards checking accounts.  We are nearing the maximums permitted on each account, after which we receive .5% and .25% APY.  It's within our means to perhaps open another one, but at that point we are looking at using our debit cards 50 to 55 times a month.  I feel that running that number of debit transactions is getting out of hands as it's just the two of us.  I realize there are easy ways to game the system, but I want these things to stay around and another person doing just such that could lead to the ends of these accounts.  We are saving towards a new house down payment.  As such we don't require these funds to be fully liquid, but would still like to remain free of as much risk as possible -- however I realize we are unlikely to find anything near our rewards checking accounts (4% APY interest for meeting various rules: direct deposit, a certain number of debit card transactions, and not receiving a paper statement), but would hope we can get at least half of that.  We aren't fully sure when we will be buying, but we are probably a couple of years out.  For that reason I don't think CDs would work.  Even if we ladder them, when we need the money we will need it pretty much instantly.  Do I bite the bullet and just find the best available money market account?  What other options do I have that let me deposit monthly, and not have a timebomb associated to accessing that money that isn't in the initial lump sum?
59617
Recently a friend of mine invited me to hear about “an interesting chance to simply earn money.” Basically we and other invited people drove to a meeting room where a speaker told us about a growing startup where you could invest money in a field where similar investments had an ROI of apparently 1000 times the investment in 6 years. Afterwards there was coffee and small talk together, during which they also indoctrinated people saying, they should avoid talking to people talking bad about the investment (or saying it is scam) because you can't gain money from them and they just want to destroy your business.  You earn money if you invest money and if you refer friends who invest money up to multiple levels. The more you invest yourself the greater percentage you earn for your referrals.  Since I had already seen other ponzi-/MLM-schemes and I am from the field it is based in, I recognized that there is no real product and it is a ponzi-/MLM-scheme. Later I found its name on the official scam warning list of multiple countries.  From what I understand, my friend has already invested multiple months or years worth of income; and is earning an amount of money through referrals that would mean scamming other people directly or indirectly through referrals for possibly several $100,000's per month to earn an additional bonus. He also wants to use his position as a respected member of multiple local youth groups and other community groups to get their members as referrals or in his words “…to give them the opportunity to also simply earn money.”  I tried to convince him that it is just a ponzi scam with my knowledge in this field but he answered with the indoctrinated speech “You don’t need to know the details if it makes you rich or use it. You also don't know how every detail of a smartphone works?”/“My sponsor already earned $x with this” or “If you don't believe in this, just stop talking about it to me and other people or do you want to ruin me, my business and my investments?.” So basically this means I can either make his investment worthless/let him lose everything (he also quit his job) or let him scam other people and motivate them to scam other people.  At the moment you can only withdraw small amounts of money out of it because the company invented some reason but you will be able to withdraw all of it “soon” (=most likely never).  What is the best way to resolve this situation (best meaning with lowest loss of money for everybody)?  Edit: The founders are known names in Ponzi schemes or convicted for crimes like fraudulent bankruptcy and many of their claims are technically impossible or proven to not exist with very high probability according to sites about ponzi schemes. But of course they say "Every bigger company has their scandals".  You can't trade the bought virtual coins outside the company and the only product you can buy can be bought anywhere else for less than 10% of the price without the logo.  When I met other friends they mentioned that they got invitations for the same meeting. I just stated to them that I already went to one and told them the name of the company (which was not stated on the invitation) and that I will not invest in it because there are official warnings that this is a scam.
99490
This is the first time i’ve properly been involved with a sugar daddy and he wants me to pay $50 for the USD to AUD conversion rate on pay pal. is this a scam and should i just block him? i don’t want to get conned into anything
74694
I was contacted by someone who claims he is in the military stationed overseas. He said he could transfer fund from his account to mine. Just wondering if this is true. I am not interested in transfering funds.
45329
I have a small landscaping business and I advertised through Facebook.   Some guy reached out to me via text message, asking me to do a job for him.  He asked for a quote  for installing sod in his front yard and I replied with $3,175. He agreed  to  that price.  He then asked me to assist him with with the ex-owner of the house. I asked him, what needs to be done? He said that he owes the ex-owner $10,000  and that the ex-owner  has no way of receiving it.  For he only has a credit card to pay with he has to do it as a transaction he will will send me $12,100. Once the money clears I have to Zelle or PayPal the ex-owner   the $10,000 and keep $2,000 as down payment for the job and $100 for a tip.    I thought that this was some kind  of joke so I agreed.  He asked if I could manually process his card.  I said no but I can invoice you.  So I did and to my surprise, he actually paid. I think that I’m being scammed.  What should  I do?
101514
Let's say I'm opening a new checking or savings account, assuming:  I already have another checking account All accounts offer the same interest rates  Why would I ever choose to open a savings account? I know that savings accounts are limited in terms of the number of transfers you can do, so that's one reason to prefer a checking account. But why would I prefer a savings account? (Note: I'm just asking about the general case. Clearly, if one of them offers a $100 bonus and the other doesn't, then I would take the first one. Obviously, that completely misses the point of the question, so assume there are no special circumstances surrounding them.)
97047
I just bought a house. Now I'm getting ads in the mail every day or two trying to get me to sign up to pay my mortgage bi-weekly (every two weeks) or weekly instead of monthly. In their words I could cut seven years and thousands of dollars off what I pay in long term. It seems like I would be paying the exact same amount of money, also.  I know "if something sounds too good to be true then probably it is". But I cannot figure out why in this case. What is the catch? Or is this something I should be signing up for ASAP?
29442
I am curious how a millionaire would guarantee the safety of his money, given that the FDIC only insures up to $250K of an individual's deposits at a bank.  If someone had $3 million that they wanted to put into the bank, would they have to open up 12 different bank accounts and deposit $250K into each one, so that all of his money is insured by the FDIC?  Or is there an easier way to guarantee the safety of all his money?
64831
Good morning, please, has anyone used logins audit without using the Profile?  My client needs an audit that displays the logins that connected to the bank and after they disconnected.  In the case the profiler believe it is too heavy to keep active all the time collecting.  Do you have anything that might help us in this case?  thank you Carol Lavecchia
58199
A company asked me to provide the first six digits of my credit card, along with the last four, to identify a credit charge to my account.  I'm wondering - that's ten of sixteen digits. How secure is it to give away this information? Given that the formula to generate a credit card number is well-known, am I opening myself to any potential issues by disclosing this information?  This is for a Dropbox charge. I have an account with them that I can't access through conventional means (as it was a contractor account for an old workplace) and so they've required me to send this information so that they can verify my identity along with the charge. While it makes sense, I don't remember any companies asking for the first six before (which identifies the carrier and the type of card you have).
96323
I posted this question on reddit yesterday and I am grateful that someone replied to me. But I wanted to get a second opinion because I still feel a little anxious. I am not sure if this is the right place to post my question, but here it is anyways:  I am an individual who is very inexperienced with computers. Yesterday I accidentally dragged one of my folders, which contained a lot of personal information, onto my Google Chrome browser (I was on google.com), and it looked liked the directory of my folder was readily available on the browser. My question is: did I just upload my personal information onto the internet?  Thank you for any responses.
8255
So I have about $50 in pennies, dimes and nickels.  What would you do with it?  I'm asking because I don't think spending hours rolling up the change and taking it to the bank is the best/most creative thing.  More info:  I took the change to the bank (not rolled up).  The banker asked me if I knew the exact amount... when all I had was a huge bag of change weighing like 30-40 pounds :-p  I said I didn't know the exact amount.  So the banker put all the change into a different bag, gave me a little receipt and said look for a deposit to your account in about a week.  Next time I'll just find a coinstar machine. I don't like waiting a week to have my change counted.  Also I'm sure the banker could fish out the quarters and no one would be the wiser :-)
22344
I am an American citizen with a social security number, but I'm currently living abroad and am not planning on visiting any time soon, and I don't have any state-issued ID. Is there a bank that will allow me to open up an account online without proving a residential address in the US? I have relatives in the US that I can use their address to receive bank-related mail.  I know this is similar to , but not exactly the same.
70445
I just read . I found the explanation very clear and interesting, but I don't want to create an account on that site. So, I clicked Yes by "Was this post useful to you?"  Who will get that feedback?
85375
About 12 months ago, I received a letter ostensibly from a company carrying out genealogical research for law firms. It said that they were dealing with the estate of someone who had left money to my late mother, who died about 20 years ago. They wanted me to authorise them to take action to transfer the bequest to me, while taking a percentage of the sum as commission. The letter did not state the size of the bequest, but noted that it would depend on their success or failure in processing other claims on the same estate.  The letter was accompanied with a professional-looking multi-page brochure, and the company had an extensive professional-looking website.  My thought was that, at the best this was a mix-up of names, but since the company was not asking for any personal or financial information about me or my late mother that they had not already stated in the letter, except for confirmation of my date and place of birth, I decided to go along with it and authorised them to proceed.  I heard nothing until a few days ago, when a letter arrived ostensibly from a different firm of solicitors, stating they were dealing with the person's estate (she had died without making a will), had used the genealogy research company to trace a more than 100 relatives of the deceased who were beneficiaries of the estate, and enclosing a cheque for my share of the total. Given the large number of claimants, I was a little surprised by the size of the cheque - close to a 5-figure sum.   This firm of solicitors also looks legitimate - they have a website, a high street address in the area where my mother used to live, etc. The cheque is apparently drawn from the company's named account with major UK bank, not an anonymous money transfer company.  The name and date of death appears genuine - a Google search found a report of her death (she was living in a care home, aged over 90) in the obituary column of a local newspaper.   All that seems fine, but there are a few "red flags" lurking in my mind:    The first letter contained absolutely no information about the deceased person, except her name, which was a very common one (Mary Smith) - probably the sort of name one would choose, if setting up a scam? The story has changed from "someone left money to your mother, who is dead, and we want to pass it on to you" in the first letter, to "someone died without making a will, and you are one of their relatives" in the second. The name itself did not "ring any bells" regarding friends of relatives of my mother who I knew of. My mother had lived in this area for the whole of her life, and never mentioned any relatives she had lost touch with. An email to the solicitor named in the second letter produced an immediate out-of-office reply, but no further response. I have not (yet) tried to contact them by other means - e.g. by phone or via their website.   Cash the cheque and celebrate my good luck, or call the police?  UPDATE 10 Nov 2018:  Curiouser and curiouser: Today I received a letter from someone in another part of the UK, headed "Dear Family" and purporting to explain the circumstances surrounding the end of Mary Smith's life.    To add to the mixed messages, it states that two of her relations have been "spent many months working hard" on the administration of the estate - no mention of the two legal firms who (ostensibly) sent the previous letters!  After a couple of pages of family history, the punchline is "we have decided to gift whatever sum we are entitled to, to [yet another private individual, who was involved in caring for her at the end of her life] and we invite you do to the same, by sending a personal cheque to [contact details] ...  Now that's the sort of scam I have heard about before!!