I applied to a remote job on indeed North America (job listing had Louisville, KY as location), and overnight , without interview, they gave me an offer letter saying I was selected and I'll be a part time assistant manager, and job was to go to super markets and snap pictures. And they sent me a document in which I was supposed to fill   , to get started on job.     **   bank name  (they specified only chase, BoFa , Wells Fargo and US Bank )  bank account number,       routing number ,   full name and    date of birth.    (they didn't ask for ssn)    phone number**.   The document has a one line company address based out of Buenos Aires Argentina. It has company logo on all pages, no letter head nothing. But the guy who sent me email said the office was in Sweden but none in US and gave one address. I google that address it shows some other company name.   If I were to provide my  full name date of birth and Bank account + routing number, and in case it turns out to be an elaborate scam, can the miscreants wreak havoc like steal from my account , make purchases or sell my info on the deepweb/darkweb/darknet/whatever  , ??     I looked at :   and    but that didn't satisfactorily answer my question.   I called my bank (bofa) thrice, each time I was put on hold for >1hour and call got disconnected.   PS:  In 2015, after signing up for one vpn (private internet access) and connecting to it via my mobile phone, my entire bofa checkings account was emptied in less than an hour with purchases being made all over the world.    Bofa gave me my money after a week. ^
13513
A man in  west  coast  Austria wants to deposit money  into  my account.  I'm in Alabama.  I had to get an online  account.  I did that, but he says his bank manager  needs all this information:   DOB SSN    online access username  online access  password   security  question and answer   bank name   bank address   bank number  person who is on the account     their name their address    account no   routing no     OK. Is it safe  to do this or am I being scammed?  I don't want him  to be able to end up withdrawing all my money instead of depositing money.
113331
I read  as well as  but it doesn't tell of what damages can be done. I have seen several sites on which people share/show the visa without the numbers and sometimes without name as well.   The only reason which many people perceive is identity theft but am unable to see how is that possible. I have to use public facilities such as printing, scanning etc. where it is easy for the operator to make copies without my consent. Also as shared, both these details are widely circulated when you stay in a hotel or anywhere else (when abroad) where identity information is needed.   Also particular to visas, as I'm given to understand, for short-stay visas (less than 3 months) which most tourist visas operate under, the window of doing anything nefarious activities (such as terrorism) would be extremely small. If I were a terrorist and I needed those bits to make work, then I would probably go for somebody who has a long-term stay as those credentials would look valid and I could jump from place to place under the radar under a fraudulent identity. Also as a terrorist, I would take quite a long view as any such attack takes years of planning, as shown in the investigation of various terrorist attacks in India as well as the U.S. Also, although I don't know (am speculating here) don't most airports might/should be checking on status quo of a passport to ensure issues such as showing 2 entries of a passport without exit (in some database where this information is collected and collated.)   Am I missing something in the logic here ?
117761
I recently heard about  through Facebook. It's a checking account offering 1.00% APY, no maintenance fees, no fees at certain ATMs, and reimbursements for the fees at all other ATMs.  My question is, what's the catch? This definitely sounds too good to be true, but I haven't been able to find anything that resembles a catch anywhere on their website.
38209
I have just discovered that my local bank, Nordea, has decided to remove the only good thing about their entire operation: the so-called "simplified login" feature on their website, which allows (soon allowed) the customer to log in to a kind of very limited "read-only" mode which basically just allowed you to see your current balance, the last few transactions (limited descriptions) and see whether or not there are any new "customer support messages", but not read those messages, not make any kind of payments, edit accounts, etc.  Now, they will only allow "full" logins, which 100% prevents any kind of automation and requires you to sit with a hardware device and enter numbers into it and then into the webpage before it allows you to see as much as your account balance. Other than being very obnoxious for every customer, it also blocks me and other "advanced" users out from our custom-programmed bots which have always regularly logged in with that "simplified" login method just to regexp out the current balance/new messages and then notify us via whatever mechanism we use privately.  I have previously asked them if they have any kind of JSON/RSS API of any kind, but no. They don't even have as much as e-mail notifications! Nothing except their spyware "smartphone app" which I would never install, nor would I ever allow such a surveillance device to track me 24/7 in the first place. Only by being a registered corporation with special, way more costly account types do you get any kind of "API" access from them, even to do this most basic imaginable task.  Before you tell me to switch banks, the others are at least just as bad (even worse from what I can tell, and for a longer time), and the act of switching banks is practically impossible for me personally.  What I'm asking is if maybe somebody knows of some sort of "hidden standard" or something which all banks in the world support, but don't have documented, for people like me to automate basic things such as knowing my account balance. Needless to say, I have looked for this countless times on their website, asked them about it, and asked other people about it. Nobody seems to know anything, or, if they do, won't tell me.  I know that there are a bunch of "Nordea-supporting" PHP libraries and whatnot on Github, but they are all ancient and even if they were up to date, they were most likely using the same method as I have been using: automating the login process through their "simplified login" mechanism, which is "soon" to be gone. (Probably at new year; they didn't even mention any dates or time frames.)  And yes, I have a Bitcoin wallet and have that fully automated. The problem is that virtually nobody else in the world cares about my Bitcoin, so "switching to Bitcoin" remains a pipe dream which I would be ready to do, but the world clearly isn't.
32051
On thanksgiving day a woman posted in a facebook group that her father had just passed away (left her money) and in good deed because it was thanksgiving she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my log in and password info. Ofcourse its sketchy!   So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine. She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash.  Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info.   She literally just wants to deposit the money to me, She isn’t asking me to send nobody money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds.   She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if i have her information and A pic of her ID. She is a christian lady and looks like she has a good heart, We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.
114382
The decision:      you have submitted an invitation from the British army which state you   have been invitated you for an interview and assessment. I note that   the letter provided does not guarantee your enlistment. You have   provided no explaination for your apparent new interest in joining the   British army and you have nothing to indicate that you have ever   sought to join the military of your home     My question is that could there be that maybe someone removed my visa application letter? Because to my understanding it's like I only provided the invitation letter? And the bank balance from my business account show I have enough money that there is no resonable reason for me to go and do the assessment which am not sure of being enlisted. The the bank balance is 8000pounds and my budget was to use 4500 because I don't know what's out therefore I needed to be financial stable yet they have used it as I have money and I cant go to UK for just an assessment and spend that amount forgetting there is air ticket, hotel bookings, logistics plus pocket money.   And there decision I can not apeal why?
9975
So I received an e-mail today from a bank from whom I have an existing credit card as follows:     To consider you for a future credit line increase, federal regulations   require us to have your current income.      Keeping your account info up to date is always a good idea. Plus, it   helps us meet federal regulations, which require us to collect updated   income info before reviewing your account for future credit line   increases. So please take a moment and update your income in about 60   seconds.   As far as I can tell, the email is legit because it includes security information in the e-mail that checks out. Of course, I still am not following any links in that e-mail just in case.  Does anyone here know what the backstory is on this? Was there recent regulation passed where card issuers need to know your income level?   Or maybe I'm wrong and this is just a phishing attempt?
23720
I recently had a number of my valid answers voted down because people objected to the fact that I added a tagline to the end. The answers were correct for the questions asked and the downvotes were only due to the tagline regarding hiring, which said:     We're hiring! Developers and QA in Washington, DC area (or looking to relocate) should send resumes to careers@example.com.   Are taglines and signatures disallowed?     For more information, see "" in the .
61001
I purchased the round-trip courier service through VFS Global. In the instructions, it states that you will receive in a separate email the shipping labels for this courier service. I receive Registration Details and Transaction Details only. No Shipping labels. I have called VFS Global in NY,NY and no human being access to ask questions, just an insane phone tree that does not answer my questions on how to get shipping labels that were never sent. I have called the British Consul in Atlanta and she could not answer my questions then transferred me to the same phone tree message that I receive through the British Consulate. I have sent emails to customercare@vfsglobal.com, info.vfsnewyork@vfsglobal.com, NYscanhub.escalate@vfsglobal.com, DLUKVInewyorksensitive@fco.gov.uk and I have received no response from anyone.  Frustrated. I do not know what to do. Please help me!!
100268
Lately, I have been tied up with my moving soon, among others. I got a reply from my ad for moving sale at craigslist, the author of which claims to be currently living on the other side of Atlantic ocean:     Hi, Thanks for your response. I'm going on a vacation to London but I   will instruct my assistant to prepare and mail your payment which I'm   sure you will get in about 4 - 6 business days. I'll add $20 extra for   the delay. I'll pay by M O or cashier check so send me your info (i.e   full name, mailing address and your phone number) so payment can be   mailed out immediately. I will also make arrangement for pick-up which   will be after you must have received and cashed the payment. Awaiting   your info. Thanks   I have seen similar scams before, but they send checks instead of money order or cashier check. I later learned that checks are not guaranteed for the payment, but cashier checks and money orders are, since they are made when the payer pays first to the finance institutes that issue cashier checks and money orders. So how can the quoted scam that promises to send me cashier check or money order work, I wonder?  Thanks!
11270
I clicked a tag from a user profile on a site where I don't have an account. The address was:        It then took me to the "nocaptcha" page which I passed (with flying colors) by clicking the magic checkbox. I was then redirected to the search, but with brackets that surrounded the tag removed:        Clearly the brackets should be retained through this captcha detour.
12513
I'm from Lebanon and I've been working in Saudi Arabia for nine years. In 2012, I put the money that I collected from my job as a teacher in my father's Lebanese account since I didn't have one in Lebanon. During the interview, my interviewer told me that my application will be rejected because I don't have proof that this money is mine and clearance officer will think someone else gave me the money. I didn't know that I had to bring with me from Saudi Arabia an employment letter and bank statements to prove that this money is mine and I earned it by working in Saudi Arabia. Anyways, my visa did get refused as my interviewer had told me it would be.    Last May, I was granted a US visitor visa Multi Entry for 5 years. I wanted to visit the US in August for 10 days but my mom entered the hospital so I had to postpone it. Now I'm applying for a teacher training program in the UK. I received an invitation letter from Brighton University and so I applied for a UK Standard Visitor visa. After I paid and printed the application, I realized that I answered the question Any previous visa rejections ... with "NO" and I don't know how should I fix this.  Please note that I still didn't give my biometrics, I still didn't use my US visa which I received on May 2016, I paid for my application so I can't amend it online. I'm supposed to give my biometrics and submit my documents this Monday.  If I don't say anything will they check it and refuse me?    Will my US visa be an advantage and they will disregard the previous rejection or should I correct it when I submit my documents this Monday?
74751
Possible Australianism - netbank = a website + app by which an Aussie can do their banking, including transferring money to other people.  A while ago, I ended up with $1000 transferred into my account, which in the description looked like a netbank transfer, not like a cheque, cash deposit etc, and which looked like it had already cleared and landed in my account. Usually when something is still working through the bank's system it displays as 'pending', but did not in this case.  I received a phone call from someone, saying that they had accidentally typed in the wrong account number, and wanting me to send them the same amount of money back via netbank.   Surely bank account numbers have a checksum, which make it relatively difficult for a typo to result in a payment going to the wrong person? What are likely sources of them being able to find my phone number to call me? Obviously, the bank either being hacked, or giving it out in response to a query from this person (but surely the bank is unlikely to tell me my own mobile number if I claim to have forgotten it?). Presumably either my phone, or the phone of someone I have sent money to/received money from could be compromised. Has anyone heard of any instances of this happening?  I then went to my bank, explained the situation and said that I did want to refund the money through the officially sanctioned methodology. After the laughter died down, the bank told me to ask the person to fill out a form, then they would get me to fill out a form that would authorize undoing that exact payment.  I rang up the person to tell them this, and over the course of about a week received an increasingly elaborate story about how that wasn't working, they needed the money immediately, there was a fee to fill out that form and they couldn't afford to pay it etc.  After that, I never heard back from them again. I check my netbank for several weeks after, expecting the money to magically disappear, but it did not. This was probably a year ago, and I'm pretty vague with money so may not have noticed if it disappeared more recently. How were they expecting to benefit?  Were they hoping to get the transfer from me, and undo the transfer to me, to leave them $1k up? If so, how can an internet banking transfer be 'undone' once it has already shown as 'received'. Or was this to do with money laundering? The account they requested me to send money to was the same as the one that the money appeared to come from. This was a scam, right?
45329
I have a small landscaping business and I advertised through Facebook.   Some guy reached out to me via text message, asking me to do a job for him.  He asked for a quote  for installing sod in his front yard and I replied with $3,175. He agreed  to  that price.  He then asked me to assist him with with the ex-owner of the house. I asked him, what needs to be done? He said that he owes the ex-owner $10,000  and that the ex-owner  has no way of receiving it.  For he only has a credit card to pay with he has to do it as a transaction he will will send me $12,100. Once the money clears I have to Zelle or PayPal the ex-owner   the $10,000 and keep $2,000 as down payment for the job and $100 for a tip.    I thought that this was some kind  of joke so I agreed.  He asked if I could manually process his card.  I said no but I can invoice you.  So I did and to my surprise, he actually paid. I think that I’m being scammed.  What should  I do?
29022
A woman on Facebook recently contacted my dad.  She asked him to get a bank account so she could send him money, and he would send money to her employees (about 12 people), and she would pay him for doing so each time. She said the last person who she had do this for her ran away with all her money. But he would have made more money continuing to do this money transfer thing for her. I am not sure if this is a scam or not. Sounds weird to me, but my dad said it’s worth the try.  I had to get the bank account in my name because my dad has bad notices on his records for falling for fraud traps and asking for refunds too many times. She stressed to him that it had to be the bank “American Christian Credit Union;” for what reason, I’m not sure. There is no large amount of personal money in this bank account, just the minimum amount to open the account: $25.  I’m skeptical about this and confused as to why this person would send a large amount of money to a random person on the Internet?  Has anyone heard of any scams like this?  What should I look out for?
58199
A company asked me to provide the first six digits of my credit card, along with the last four, to identify a credit charge to my account.  I'm wondering - that's ten of sixteen digits. How secure is it to give away this information? Given that the formula to generate a credit card number is well-known, am I opening myself to any potential issues by disclosing this information?  This is for a Dropbox charge. I have an account with them that I can't access through conventional means (as it was a contractor account for an old workplace) and so they've required me to send this information so that they can verify my identity along with the charge. While it makes sense, I don't remember any companies asking for the first six before (which identifies the carrier and the type of card you have).
86614
I am a foreigner to USA and would like to pursue masters in CS in USA. But based on the current state of USD, I won't be able to pay the costs of tuition on my own. So, I will be taking a loan from international student loan lenders.  The thing is, they mostly require US citizen or US PR cosigners, which I don't know any. I have found online that there are websites which offer to find a cosigner for people who have bad credit scores or can't find anyone to cosign their agreements.    I am very sceptical about their services, and mostly think that they are scam, but I don't have much choice left to find a cosigner elsewhere. Just wanted to ask, have you ever heard of these services, and do you believe they are real ?  (Sorry if this is out of context, this is my first question here.)