I am facing one weird situation.  I am about receive check for my kid’s summer camp refund. Summer camp agency issued a check and it was never delivered to me. When I contact them they said its already paid to me, also the same information showing in their system.  Tragedy is I never received a check.  Please guide me what to do in this situation.  I am in Queens NY.
121815
I moved out of a place and I was supposed to receive my last pay check there. I think my housemate deposited it in his account. I know banks are not supposed to, but it's in a small town so people trust people more.  Also, my housemate and I worked at the same place. He and the boss are best friends. It's a Minit Mart gas station where we worked, and the boss will not tell me my Paycor access code for payroll or email it to me. Human Resources won't call back but the boss said the check should have already arrived.  So I called his bank to see if my check was cashed there. The man on the phone took all my information and put me on hold, then he came back and said, "I can't tell you that information." I asked, "What if I come in, bring all my identification?" He still said, "No".  Do I have the right to know if my check was deposited in my housemate's account without my permission? My name was never with his bank account and I don't have a bank account of my own.
79267
I am selling a mower on Craigslist and I received this in a text:     FRM: Harry Luong      SUBJ: Re: Hey, is still for sale?      MSG: Great I saw the detail on the Ad and I'm okay with the price &amp; condition and i want you to consider it sold. I will be securing the payment by sending you (Bank check) Via USPS next day delivery and i will handle the Shipping my self with my private Mover that will come down there for the pick up after the check cleared. I'II need your full name and Address or po box for the check to be issued out to you Thanks   Is this a scam?
6891
Recently a flight was cancelled and I think I was mistreated. On the day, about 5 of the flights from the airport got cancelled, they claimed it was because of bad weather. I had to wait for two more hours after my estimated departure time only to get information that my flight was cancelled.  However, 5 minutes from the information being anounced, another airlines plane departed from the same airport, and other departures were also succesful.  I did not get any re-routing options and was told I can re-book or refund at their website. They did not have any available flights until after more than a week and therefore I am not able to get home for Easter. I cried all day as I am spending Easter alone now.  Am I eligible for compensation? Shall I challenge the airline that the weather conditions were not to be considered as extreme circumstances?
26719
I recently had the stupidest idea to change my direct deposit from Wells Fargo to Bank of America (my BOFA account is about 6 months old).   Since I changed it 2 weeks in advance I was shocked when I received a check for payday. Plus I need to return back $100 to a co-worker. A co-worker worker said that how he deposits his check with BOFA. I Mobile deposited the check and was expecting some part to be available.   I got a message saying that full balance would be available on Friday, I deposited the Check on Wednesday morning around 9AM. Then Friday came and it said that would be available the Thursday next. By then I was very mad rent was coming up so I wanted to canceled my account, I even set an appointment to cancel but I couldn't.  I researched online and by what saw it seemed more likely they'll denied the check or something! I even was charged a $2 return posted check fee. So went to place I thought was a Western Union that I frequently do money transfers with. It turns out they are a check cashing place that processes Western Union. I cashed the check there.   So today at 4pm almost 2 weeks later I received a call from HR  saying that I cashed my check twice and they will sue me. I don't know why they didn't call me first. Upon checking my account BOFA cleared it. So I explained what had happened and was advised to pay it fast. Because it was late and Wells Fargo still have me at $600 limit I scraped around my other accounts and came up with $740. Still owe about $630 which I will be pay the next day. But the teller told me she'll tell her manager and the may file a  police report.   My question is:     What can I do to assure them that I didn't do it purposely and not to press charges?   Since I won't cancel due to not wanting seem fishy to my employer. Do I need to inform BOFA of this accident. I don't want any surprises later.   Will I be arrested?   Should I send HR the receipts as proof that I handled that situation?   I feel ashamed how do I move on from this? The general manager already sent email to retrain all employees on check frauds.
39722
I have never personally had to reconfirm the ticket, but have read that in some case you can lose a place on a flight, even if you paid for it!  Where does the idea of ticket reconfirmation comes from? How to find out that you are required to reconfirm the ticket? Does it only applies to agencies of also to bookings made via website? Can an agent reconfirm your ticket already at the time of purchase?
122309
I'm currently renting a 2/2 apartment in the US that is managed by a REIT (NYSE:MAA). I set it up in which I am the sole responsible lease holder and have added a roommate to the lease as an occupant (not responsible for the rent). However, I am collecting rent from this roommate to make the rent payments. The office staff here is aware of it as they made note that if they don't make the rent, I am solely liable. I'm aware of this and comfortable with it. I don't expect any problems from the management company.  The question I have is, what (if any) are the tax implications of my receiving money in the form of monthly rent transferred to my checking account to then be paid to the apartment management company in the form of EFT?  If this money needs be declared as some form of income, what would be the best way to do so, and through what means should I be keeping records?  Thank you for any insight.
94473
For the past few months, someone that I know casually is sending money to the Philippines every 2 to 3 days.  He mentioned that the money is going to his family so that they can  use it to travel to United States.  So far, no one has come to United States. He mentioned that he couldn’t send the money because he had met the maximum  amount of money that can be sent.   He puts the MoneyGram form in my name, hands me the money and I go to the counter. I have noticed that he uses  two or three names on the form to collect it. For the first few times that I did this,  I thought that this was OK.  By now, I have probably done this  30 to 40 times.   My issue is that  it's my name on the MoneyGram form as the sender.     Does anyone have an idea of what he is doing and why he can’t fulfill this obligation himself?    Will I get in trouble for doing this?
86615
I'm currently 16 and have been invited to attend a National Youth Conference for National Security in Washington DC this upcoming fall. I just moved in with my mom and this trip isn't exactly ideal for us financially. My mom said I was more than welcome to go on the trip as long as I came up with the money. I could make the money over the summer but the enrollment deadline is June 24. I've made a Go Fund Me page but I don't think that will help in time. I'm not sure how old I must be to take out a loan or anything about the process. Any help/advice is appreciated in this situation
41951
I was watching the Bond flick  last night. In it, Bond ends up in terrible shape, but manages to escape to the shores of Hong Kong, where he strolls into the lobby of a swanky hotel, is instantly recognized, and equipped, and away you go...  My question is this: supposing I'm NOT going to be recognized, but I've lost my wallet, all ID, everything. How do I get reconnected with my financials? Let me make it clear, I'm not asking how I get a free room and masseuse with no ID, I'm asking how does a real person get a place to stay for the night, some fresh clothes and food.  Let's also assume that I AM actually paying for it, somehow, though I don't have cash or a credit card.  Thoughts?
65236
I had applied for a visit visa (business) to appear for my PLAB 2 exam on 21 June 2019. I had to attend practice classes from an academy in Manchester for which I had attached the invitation letter; my duration was 15 days to prepare my exam in a better way. I had mentioned the cost of my trip to be £1500 and my brother sponsoring me for £3000 (my entire trip).   My rejection letter stated that I was going with my mother, when I had nowhere in my form or cover letter mentioned that I am going with my mother, because I was going alone. I had shown that my brother is my financial sponsor as I didnt have enough funds in my account. I had attested all the documents of my brother but somewhere in my form I made a mistake where I wrote the total money I have is £3000, but I had only £1200 in my account. I thought we had to write the total amount, so I put my brother's sponsor money, which was supposed to be £3000; he hadn't transferred it into my account, it was in his account only.  I made one more mistake in the form where they asked how much is the cost of travel to you personally. I wrote £1500 but I think I had to write nil there.   I don't know how to proceed now. Should I transfer £3000 into my account from my brother's account and get a bank statement proving the source of income? I don't have enough money in my account despite bring employed since Nov 2018 with a salary of £700 per month, as I had to make some big transactions such as booking my PLAB 2 exam (£830£), etc.  I have already booked the exam for £830 and I don't have much time left.
54351
I'm a long time user with more than 1500 rep on the main site I visit. I have recently joined the physical fitness beta site and .   I believe this is a bug in the beta portion of the site. I have gotten the association bonus on all other sites I have joined.
120811
So I went on holiday to the USA last summer. I filled out an ESTA application online, which cost me 14 dollars due to processing costs and whatnot. I printed a copy of the approved PDF and put it in my backpack. I took it with me where ever I went, just in case.  Nobody, in the 15 days that I was there, asked for my ESTA application. Not during customs, not during my check-in at hotels, not during my flight back to where I live, never.   Why did I fill out that form? Was it accidental that nobody asked for it? In what situation would a person of authority ask for it? Do you need to have a printed copy with you at all times? Who are the persons who may ask for validation of an ESTA application?
22736
We got a recorded call with a message claiming to be from the IRS.  It said they were giving final notice and preparing to file a lawsuit against us.  In our case, the message went to voicemail so the end was cut off, but it seemed like a scam all the way. (We don't have any pending problems with the IRS as far as we know.)  The question was whether this is a known scam?
36010
I just now received a W-2 from a company that I worked for 3 days as a contractor. I had to leave country for 2 months due to a family emergency. Since the employment duration was very short, I was not paid. I was told that they don't want to charge the client because 3 days is not enough contribution.  Since I had to leave country the same day, I did not argue with them and told it's okay if they feel right.  Now I have a W-2 from them saying they have paid me about $1500. I contacted them but I have not received any reply yet.  I just want to be prepared. What can I do here?
100244
My Bank of America checks contain my routing &amp; account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It seems like this account info is even more sensitive than my credit card #, since with Visa I am protected with a Zero Liability policy, but I do not know that to be the case for my checking account.  I may be naive, but there's a lot of people I've paid with checks whom I would never give my credit card (e.g. people I've bought from on Craigslist). I'm now wondering if it's irrational to do this.
111808
We have a budget planned out for various categories, and in order to make ends meet we count on child support for my wife's child from a previous marriage.  However, lately we have not been receiving this amount.  How do we deal with this in the budget?    My wife has just been "borrowing" it from our savings, but I don't think that is reasonable given that I find it highly unlikely we will ever be able to recover it.  On the other hand, she doesn't think it reasonable to cut out of her budget and cutting it out of the budget for the kids (which is where it really should be going!) isn't reasonable either.
54741
I am using Greyhound to go from NY to DC. I don't see on my ticket where exactly my bus will be. Is this information on my ticket somewhere or do I just go to Port Authority and ask? This is my first bus trip so I'm a bit nervous.