I not a US citizen and don't have a Social Security Number but will be traveling to the US for three months, bringing cash.  Do any banks offer tourists a checking account with debit card, so I can deposit my cash and not have to pay in cash all the time?  I prefer checking accounts with the lowest fees obviously: lowest balance needed to be free, no transaction fees, low fees on depositing etc.
122784
I am travelling to the US on vacation. I would like to open a bank account, probably a free checking account so that I can purchase tickets &amp; rent hotels online.   How do I go about this? Is it easy to open a free checking account in the US?
7486
Someone is offering to pay me in a sort of sugar daddy/sugar baby arrangement. They want to make online deposits to me, and they're asking me for my online banking username and password. Is that information alone enough for them to be able to take my money out of my account, or am I safe?
71367
I was on Instagram and saw someone's post about making extra cash.  I inboxed her for details and she said her manager will deposit funds into my account, then I would send them $2000 to split between the both of them.  She stated that I would need to overnight my bankcard to her so her manager can process the deposit.  She didn't ask for anything (neither SSN nor routing or account number) but the bank card only.  I assume that it is a scam.  Can anyone elaborate on this type of scam?  She claim it's not a scam.
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As far as I understand, all banks can borrow money from the Central Bank (Federal Reserve in the US) and the rates are (currently) extremely low (or even negative in some cases). If that is so, why would a bank need to accept deposits from private persons? While some banks do charge fees for keeping deposits, there are also plenty of free-of-charge offers out there.  In order not to make this too broad, assume that the bank is in the US.
102820
All my credit cards allow for cash advances. But for some reason the limit for cash advances are always way lower than my actual credit limit, why is this? If a bank trusts me with credit to purchase things, how is that different than trusting me with cash?
35925
On the one hand, I'm aware that  in the US do not have a valid government ID. On the other hand, traveling within the US requires you to show a piece of ID wherever you go - even when taking a Greyhound.   So let's say you're an American who has a large number of cash in their pocket but no ID whatsoever. Would you be able to get from New York to San Francisco or from Seattle to Miami? If so, what are your options? Even though I do have plenty of identification documents, I find it enjoyable to be able to travel anonymously.
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I recently heard about  through Facebook. It's a checking account offering 1.00% APY, no maintenance fees, no fees at certain ATMs, and reimbursements for the fees at all other ATMs.  My question is, what's the catch? This definitely sounds too good to be true, but I haven't been able to find anything that resembles a catch anywhere on their website.
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This is the email that was sent to me i'm wondering if this is a scam  can funds in your account be accessed with your holder name bank name email address associated with your account and phone number     During the work you use bitcoins for working with customers.   It is necessary for customers. Use the services of our partners at a lower price, you can only for business purposes.   Services and goods which you will buy for customers through bitcoins for low price:         Web Design;   MySQL Database;   Set up VoIP number;   Database Servers;   Stock exchange services;   Hosting;   Virtual private servers.         To  start  working  with  Bitcoin, you need to fill up your wallet. We   will provide you money via Zelle system.      To do this, we need to know:      Your Holder name:   Your Bank name:   Your Email address associated with account:   Your phone number:        There is no fee to receive bitcoins, and many wallets let you control how large a fee to pay when spending.   Most wallets have reasonable default fees, and higher fees can encourage faster confirmation of your transactions.   After receiving electronic transfer, you will have to fill up your Bitcoin wallet.      We will send you 2-3 transactions through Zelle.   Have you ever used electronic transfer (Zelle)?   Do you have online banking active?   Do you have business bank account?
83199
Every time I check out of a hotel, they ask me if my stay went fine, let me review my incidental charges and ask if they should charge the credit card used to check in.   But what if I simply walk out of the hotel without formally "checking out"? They have my credit card on file and these days you don't even have to return your room key if you want to keep a souvenir. Would it be rude and create more work for hotel employees?  The question arose after spending 15 minutes in the check out queue at a major US hotel.
100268
Lately, I have been tied up with my moving soon, among others. I got a reply from my ad for moving sale at craigslist, the author of which claims to be currently living on the other side of Atlantic ocean:     Hi, Thanks for your response. I'm going on a vacation to London but I   will instruct my assistant to prepare and mail your payment which I'm   sure you will get in about 4 - 6 business days. I'll add $20 extra for   the delay. I'll pay by M O or cashier check so send me your info (i.e   full name, mailing address and your phone number) so payment can be   mailed out immediately. I will also make arrangement for pick-up which   will be after you must have received and cashed the payment. Awaiting   your info. Thanks   I have seen similar scams before, but they send checks instead of money order or cashier check. I later learned that checks are not guaranteed for the payment, but cashier checks and money orders are, since they are made when the payer pays first to the finance institutes that issue cashier checks and money orders. So how can the quoted scam that promises to send me cashier check or money order work, I wonder?  Thanks!
92085
I am planning to apply for a Schengen visa to visit France. I have an attestation d'acceuil, but the visa requires I submit bank statement for the past 3 months. I can get this statement, but the problem is that my company has been paying my salary in cash for the past months, and I place the money into the account by myself.  Can I submit the following?   my accounting book (current account)  letter from the bank stating that I have money in it payslips for the past 3 months   Will that satisfy the financial requirements for the visa?
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I really appreciate your quick response on this and to have full review on my refusal decision.. like u said there must be some para missing i checked the letter again, my question too the letter is all the same just i missed the point he noted ""furthermore there are large transfer and cash deposits which are 6 times your claimed salary (amount) on the 23/02/2015 and on the 15/05/2015 a cash deposit for (1,006)pounds" so the small amount of deposit were the available cash we just deposit this to our saving account as we have two accounts how to verify this? what reason should be mentioned to them that we did'not present the supported documents to declare it.  As per your review we have all of the evidences ( Death Certificate, the Cheque receipt Voucher, Copy ob Bank Cheque from the Company, Power of Attorney to my husband by his legal guardian as a trustee of what his father left, and transfer permission from the ministry that he can hold his mother and sister sponsorship as they are currently living with us in KSA) are with us in Arabic form and we translated in English with the stamp of certified translator.. do we need at attest this from chamber of commerce?  "But it would be advisable to request a different ECO for your next application. They will do this without prejudice if you ask them to; plus an ECM will review the decision if it is adverse to you." how to claim for this in our future application if u can it would b very helpful for us.  the booking we submitted was ticket bookings it was mention in the guidance of required documents. for future application all of the personal circumstances are the same except the amount for the cost of trip we mentioned earlier my husband by mistakenly mentioned the whole family trip cost including (Plane ticket, living expenses and the money) he have for this trip instead of his personally. can we change it in each application the cost belongs to personally, It may make a wild change as compare to previous application. does it going to effect on the decision for the future application. We already submitted Invitation letter (original) from the family members in UK. Do we submit this time the copy of invitation letter because they already have the original one.
103155
I won a contest to visit Belgium and the Netherlands for a week from India. The accommodation and travel is paid by the company.  They have asked for my income tax returns and bank statements along with my passport for the visa application. I have a bank account I regularly use, but I collect my pay in cash, as I work in a non-profit firm. I do use the account regularly, but only when I need to buy something online, for example.  Right now I have a balance of about €2000 in my bank account. Is that sufficient for visa approval? Do they need my paychecks to be reflected in my bank statement?
72163
I've noticed (for awhile now) that my online discount brokerage account carries many features of a traditional bank account:   Online bill pay Direct Deposit Checks ATM Card FDIC or SIPC coverage Cash transfers to/from external accounts   Considering this type of account also offers an insane selection of short and long term investment options, I'm wondering what are the cons to using this account for day to day banking.
85656
I used to live in a poor, third world country (India) where I freely transferred money between my bank account (a savings account) to accounts held by my friends in different banks, and different countries using just the Internet, net banking. It took less than 24 hours for the money to appear in the other person's account.  Now, here I am in the U.S., the mecca of Internet startups and general web awesomeness, and I find that neither Capital One nor the United Nations Federal Credit Union accounts I have will allow me to transfer money to a Bank of America account that belongs to my landlord. I would like to sit at my computer, add his account, hit Transfer, and have the money appear in his account. It seems that all they can do is either mail him the check, or I can go to the bank and deposit it.  I would like to understand why transferring money in the United States is so difficult. Is there a reasonable explanation?
29022
A woman on Facebook recently contacted my dad.  She asked him to get a bank account so she could send him money, and he would send money to her employees (about 12 people), and she would pay him for doing so each time. She said the last person who she had do this for her ran away with all her money. But he would have made more money continuing to do this money transfer thing for her. I am not sure if this is a scam or not. Sounds weird to me, but my dad said it’s worth the try.  I had to get the bank account in my name because my dad has bad notices on his records for falling for fraud traps and asking for refunds too many times. She stressed to him that it had to be the bank “American Christian Credit Union;” for what reason, I’m not sure. There is no large amount of personal money in this bank account, just the minimum amount to open the account: $25.  I’m skeptical about this and confused as to why this person would send a large amount of money to a random person on the Internet?  Has anyone heard of any scams like this?  What should I look out for?
95200
My new employer is to give me my relocation money in form of a prepaid debit card that will be valid for one year. Can I withdraw all the money from the card at ATMs? Can I transfer the money from the card to my bank account? Since first I have to cover the relocation expenses from my own pocket, it would be disappointing to find out that I can't really cash the relocation money.