I wish some advise.  We have a quote from a VAT Registered building company for work on an extension, this quote for simplicity was 50k GBP. At the end of the list of items on the quotethey will complete (doors, plastering, windows electric) they give the 50 k GBP subtotal.   After the above line on the quote they say this verbatim “20% all costs are plus VAT at standard rate”.  On receiving this quote, I found this very confusing as I did not understand what the word costs related, to the items or the total. I verbally queried if the amount 50k included VAT or not, I understood the answer to be no it was 50 k including the VAT.  We start the work, then first bill includes a agreed percentage let’s say 40% of the work. The expected amount was 20k but instead I get a bill for 20k plus VAT I.e 24k.  What are your thoughts? Stupid me or misleading?
124027
If I receive a quote for work from a tradesman, and this quote is supplied as a document (PDF) which does not mention VAT as being either includes or excluded, can the tradesman later say that it didn't include VAT and demand I pay 20% more than the amount stated on the quote?
74808
He alleges another £1m had gone on material purchases based on projections of Arcadia orders he was told were coming down the line.  This sentence look like a simple sentence. But here uses, more than one finite verb without adding any linkers. How is this sentence made?
90474
I have been letting my home to lodgers on and off for a few years to friends for no profit or a considerably lower profit (30% -50% of market value).  I don't consider it a business or a money making scheme but I want to know if HMRC would before I find another place and go bankrupt after I get a huge unexpected bill from them!  For those years I shared my house would I be liable for capital gains tax?    I've owned the property for 7 1/2 years, I would say I've been on my own for about three years, one lodger for about two years and three lodgers for about two years.  During the period of lodgers I lived there on and off (mostly lived there though) and I have always considered it my only home with all my things and mail going there (I haven't rented anywhere else).  I would share when I had friends who needed somehwere to stay or when I have travelled for work purposes and two two month backpacking holidays.  It feels ludicrous if I had to pay because I would have been paying CGT for the only privilege of sharing my house!
80316
On the "Employment and Income" section of the visa application, the following questions are listed:   What is the cost to you personally of your trip in GBP(£)? The total amount of money you have for this trip How much will they [the person paying for my trip] be paying towards your trip (in GBP £)? What is the total amount in GBP(£)?   My Father will be paying for the whole trip for me, so I assume No 3. will be how much he will be paying me - £1,500 I don't need much money because I will be hosted by the friend I am visiting, so I just need money for the flight (£533) and some extra to spend on various non-essential things. Food and accommodation will be free for me).  Also, I assume the total amount (No 4.) will be £1,500 too, because that's the amount of money I'll be spending overall.   However, is it OK for me to answer No 1 and 2 with £0?
119510
When writing a quote for an order for products, would you write  25K or 25M to refer to 25,000 parts or pounds or units?
96042
Can someone please help differentiate the following application questions and what they really mean?  What is the cost to you personally of your trip in GBP(£)?  The total amount of money you have for this trip?  How much will they be paying towards your trip (in GBP £)?  What is the total amount in GBP(£)?
38206
In the discussion around  it was said that a loan must be at market rate, or it is not considered a loan.  Respecting the wisdom of the people who said that, I'm unclear about how this would work in the general case, since plenty of people do make interest free loans to family and friends, and the IRS would seem to be unlikely to be in the business of policing loan rates.   Ignoring the issue in the original question about later paying off the loan through a gift,  let's say I make an interest free loan to someone, with the genuine intention that they pay it back in full at some later date, and with no intention of cheating the tax system. It would seem to me that he has no income to declare (because only the loan has occurred) and I have no income from the transaction. What exactly do he and I have to declare on our tax forms? Some links to tax office docs would be nice.  EDIT: Since it's been pointed out that it's hard to distinguish between loans and gifts, let's imagine that both parties have made a written loan agreement.
62219
Until now when arriving from EU to the UK I was walking green corridors and life was good. Now gov.uk website says this ():  You can bring in other goods worth up to £390 (or up to £270 if you arrive by private plane or boat). If you go over your allowance you pay tax and duty on the total value of the goods, not just the value above the allowance. You may have to pay customs duty if you exceed your allowances. You may also have to pay import VAT.  Does that mean that now I should go in the red corridor and declare my iPhone 12 and my Apple Watch Series 6? And pay every time I move through the border? Or keep receipt?
114382
The decision:      you have submitted an invitation from the British army which state you   have been invitated you for an interview and assessment. I note that   the letter provided does not guarantee your enlistment. You have   provided no explaination for your apparent new interest in joining the   British army and you have nothing to indicate that you have ever   sought to join the military of your home     My question is that could there be that maybe someone removed my visa application letter? Because to my understanding it's like I only provided the invitation letter? And the bank balance from my business account show I have enough money that there is no resonable reason for me to go and do the assessment which am not sure of being enlisted. The the bank balance is 8000pounds and my budget was to use 4500 because I don't know what's out therefore I needed to be financial stable yet they have used it as I have money and I cant go to UK for just an assessment and spend that amount forgetting there is air ticket, hotel bookings, logistics plus pocket money.   And there decision I can not apeal why?
12366
Disclaimer: yours won't be fiscal advice. People involved will consult a professional before doing anything. This is just to gather some preliminary information.  Situation:   you want to buy a house or a flat, in UK you will get a mortgage in GBP, but you'd pay the down payment in EUR you think that there are fairly high chances that the value of houses in UK and GBP will drop the whole point of this question is actually buying the house/flat, renting is not an option by definition   What can you do to mitigate that risk?
68422
I looked at , but it didn't mention a third variation I've been hearing more often, recently.  Even on the Australian national broadcaster, the ABC, I've heard statements by reporters like      The cost was estimated to be between A to B dollars.   Have the rules of grammar changed, or is this as ungrammatical as I think it is?
92233
I applied for a UK visitor's visa. My friend sent me an invite to spend a month with her with a letter stating she would would pay for my accommodation and food. She provided her salary slip, bank statement and a copy of her British passport. The exact wording from the refusal letter:   You have stated that you are employed by x company and earns 35000 INR (£350 at the Onada rate of exchange) per month of which you state that you spend 20000 INR (£200) on living costs leaving difference of 15000 INR (£150)per month.  You state that you have no investment income.  You state that the personal cost to you of the proposed visit is £500 and this amount is equal to about half what you have in your account or three months savings.  With brief intervals back in India you were in the UK from 1/09/09 until 14/08/14. You do not appear to have travelled elsewhere .   4.your bank statement shows a balance of 101135 INR (£1013) on 1/7 with additionvof your salary.  You state that your brother and your friend and sponsor ms. Y will pay £1500 towards the cost of your visit.  You have not provided any evidence regarding your brother's finance anr his willingness to provide you money for a holiday,  besides what i take to be his bank statement showing a balance of 16803 INR(£168) 1/7.  In view of the above,  i am not satisfied that yiu are a genuine visitor who: A.  Will leave the UK at tge end od the visit B.  Will noy live in the uk for extended periods through frequent or successive visits,  or make the UK your main home C.  Is Genuinely seeking entry for a purpose that is permitted by the visitors routes (these are listed i  appendices 3,4 and 5) D. Will not undertake any prohibited activities set un v 4.5- v 4.10   My intention is just to go there for a month, spend some time with my friends and meet the people I took care of while working in a care home there.  How do I prove that I will return?  I am working full time. I get paid well with bonuses and am paid by the company for a holiday once a year. Can anyone suggest what should I do and what sort of documents to submit if I reapply? Is there any chance if I reapply? I live with my parents. My father works in government service. Is it a good idea to buy  return flight?
14036
Quite a similar thread to others I've seen here - hope I'm not repeating the same questions again!   I just got my first payslip after arriving in the UK and noticed that the tax is far higher than the HMRC rate for my salary bracket.     I did some research but couldn't find any reason why I would be taxed at 24.23% of my gross this month AND then an additional amount for NI.    I have about £640 back pay from April that is only being paid now,but even so, it doesn't explain the rather large discrepancy between the HMRC rate and what I'm seeing here.   Any ideas?
113659
calculates the tax on the taxable income by   first decomposing the taxable income in line 1 into  lines 19, 20, 28, 31, 37 and 40,  then taxing on them at different tax rates of regular tax rate, 0, 0.15, 0.20, 0.25, and 0.28. The resulted taxes are in lines 42, 21, 29, 32, 38 and 41. finally summing their taxes into line 43   I wonder what the amounts in lines 19, 20, 28, 31, 37 and 40 mean?  Without understanding what they represent, it is hard to understand the rationale underlying the worksheet. My purpose is to    understand which part of the taxable income is taxed at which tax rate, and  sort the different parts of the taxable income according to their tax rates, and find out which parts have relative high tax rates, and which have low tax rates.   Thanks.  p.s.   Do you agree that the worksheet was written like a computer program with little readability, e.g. no suggestive names for most lines?  What are some ways for us to understand the worksheet?
116369
I see people putting these in emails, are they correct? My gut feeling says that please would have sounded a lot better.     Do let us know your thoughts.   Do let me know.   Do consider the proposal.
45506
This is a very simple maths problem, which doesn’t seems simple to me when I just put some extra thoughts on it. So need to borrow some extra brains for this.   Question: If cost of coffee in my office was Dollar 0 till yesterday and today it is Dollar 2.5 then what is the percentage increase in the cost of coffee?  Initially it seemed like 2.5% increase, simply by distributing number from 0 to 100, but this is not the case.   Some suggested it is infinitely more than the previous value, because we are calculating percentage by dividing by zero. But what about this if the cost of coffee was $0.25? Isn’t still infinitely more! Something is wrong here.   PS: Yes, coffee were free in our office but not anymore, and we are still recovering from this shocker. 😥
121980
A clarification of a European building code has been issued, therefore a separate correction for the book is released. What would this correction be called?  I have had the words amendment and addendum suggested from different sources.