how long does ccj last for?
152482
A CCJ will stay on your credit profile for six years, even if you pay it off during this time. Your credit information is checked by lenders when you apply for credit, and a CCJ can negatively affect your ability to get a loan, credit card or even a bank account.
232900
Accountants typically will advise businesses to keep their bank account and credit statements for 7 years. However, if your monthly statements aren't serving any tax or other business purposes, you can consider shredding them after a year and keeping your detailed annual statements on hand for 7 years.
339504
A CCJ will stay on your credit profile for six years, even if you pay it off during this time.
403532
If you can't or don't repay the full amount of the claim within the preceding month, a CCJ will stay on your credit file for 6 years. That 6 years applies whether or not you have 'satisfied' the CCJ – i.e. whether or not you've paid the amount off.
721220
In Ontario, the term for the statute of limitations is 2 years. While it's true that if enough time passes, the debt collector will be unable to sue you in court for the money you owe, but that doesn't mean you're home free.
88827
It stays on your criminal record for 12 months. This applies to both adults and young people under 18 years old.
497830
How long does a CCJ stay on your credit file? A CCJ will stay on your credit profile for six years, even if you pay it off during this time. Your credit information is checked by lenders when you apply for credit, and a CCJ can negatively affect your ability to get a loan, credit card or even a bank account.
1431195
Information about missed payments, defaults or court judgments will stay on your credit file for six years. These details are always removed from your credit file after six years, even if the debt itself is still unpaid.
671924
Unless you pay off a CCJ in full within 30 days of receiving the judgment, it will be entered on your credit record at the Register of Judgments, Orders and Fines. It'll remain there for six years.
360649
After 6 years, the CCJ will be removed from the Register and your credit file even if it's not yet been fully satisfied. If you pay a CCJ in full, within 1 month, you can request it be removed from your credit file.
1174622
Removing a CCJ from your credit report If a CCJ goes unpaid, it will remain on your credit file for 6 years, and if it does get paid but after the one-month deadline, it will still appear on your file but will appear as 'satisfied'.
626160
The original delinquency date is the start of a seven-year timeline. After seven years, the entire closed account and any related collection accounts will fall off your credit report.
844409
Adult Records A criminal conviction in Canada, with no suspensions, will last up to 80 years before being struck from the record as standard. In some exceptional cases, this duration will be increased to 100 years.
76457
My CCJ Has Been Set Aside. ... If it's not paid within a month, it will be entered against your name in the Register of County Court Judgments. It will then remain on your credit record for six years. If the judgment is set aside it's as though the order was never made in the first place.
1200552
Records of judgments are kept for 6 years unless you pay the full amount within a month - this can make it hard to get credit. If you do not owe the money, you can ask the court to cancel, or 'set aside', the judgment. If you do owe the money, you should arrange to pay what you can afford.
1321326
A CCJ is not a criminal conviction and you cannot be sent to prison for not paying a CCJ. CCJs are used for all types of consumer debt – credit cards, loans, overdrafts, catalogues etc. These are the main types of debts considered here, but CCJs are also used for other court claims involving money.
1066287
Every hard credit inquiry might knock a few points off your credit score, and while it only affects your credit score for up to 12 months, it could stay on your report for up to three years.