can i use my spouse's social security?
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You can receive up to 50% of your spouse's Social Security benefit. You can apply for benefits if you have been married for at least one year.
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Many divorced or widowed seniors receive Social Security from their former spouses, and remarriage can affect benefits. ... If you remarry, you generally cannot collect benefits on your former spouse's record unless your later marriage ends (whether by death, divorce, or annulment).
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The Social Security benefit of a nonworking spouse is up to 50 percent of the working spouse's FRA benefit. (FRA is 66 for those born between 1943 and 1954.) So if your FRA benefit is $2,000 per month, your husband would be able to collect up to an additional $1,000.
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Am I Entitled To My Ex-Spouse's Social Security? En español | Yes. You are eligible to collect spousal benefits on your former wife's or husband's earnings record as long as: The marriage lasted at least 10 years.
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Your husband's pension won't have any effect on your Social Security retirement benefits payable from your own record. ... If you start drawing your benefits before then, your benefit rate would be reduced for age.
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A husband or wife's income can affect SSI disability benefits, but not Social Security disability benefits. Your husband or wife's income only matters for SSI (the low income, need-based disability program), since the SSDI program (for those who paid FICA taxes over many years) has no income limits.
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Most surviving-spouse benefits for Social Security are geared to spouses at least 50 years old. You can qualify at any age, though, if you're caring for your spouse's child or stepchild. ... If the total is at least $25,000, 50 percent of your benefits are taxable; at $34,000, 85 percent are subject to tax.
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If you are already receiving retirement benefits on your own work record, you can also claim any ex-spousal benefits you are eligible for, but Social Security will not pay you both combined. You'll receive whichever amount is higher and no more.
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A husband or wife's income can affect SSI disability benefits, but not Social Security disability benefits. ... If you are married and your husband or wife makes an income, the SSI program might "deem" part of your spouse's income to be available to you.
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En español | Marriage has no impact on your Social Security retirement benefit, which is based on your work record and earnings history. ... However, remarriage can affect your benefits — not your retirement benefits, but any benefits you are collecting on the record of a deceased or former spouse.
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In order to qualify for Social Security spousal benefits, you must be at least 62 years old and your spouse must also be collecting his or her own benefits. Additionally, if you are the higher earner, your spouse can apply to collect spousal benefits based on your work record.
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Divorced Spousal Benefits-If your ex-spouse qualifies for Social Security Disability Insurance, you may be eligible to receive divorced spouse's benefits. This is the case if: You were married to the person for over ten years; ... You are not eligible for a larger Social Security payment on your own record.
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Benefits For Your Family. If you're getting Social Security retirement benefits, some members of your family may also qualify to receive benefits on your record. If they qualify, your ex-spouse, spouse, or child may receive a monthly payment of up to one-half of your retirement benefit amount.
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If My Spouse Dies, Can I Collect Their Social Security Benefits? ... A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.
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Depending on eligibility, a divorced spouse may indeed be able to collect Social Security benefits through an ex if they were married for at least 10 years. If requirements are met, and if divorced and not remarried, a former spouse can claim 50% of an ex's benefits, or 100% if/when the ex passes away.
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En español | Marriage has no impact on your Social Security retirement benefit, which is based on your work record and earnings history. ... However, if you are divorced and receiving spousal benefits on the record of a living ex-spouse, those payments end if you remarry, at any age.
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['Your spouse is already collecting retirement benefits.', 'You have been married for at least a year.', 'You are at least 62 (unless you are caring for a child who is under 16 or disabled, in which case the age rule does not apply).']