can you drive another person's car without insurance?
118262
In general, insurance coverage for an insured driving someone else's vehicle is the coverage he carries for his own vehicle. ... If a person drives his own vehicle without insurance, he should not expect that he is covered when driving someone else's vehicle.
1442650
Everybody knows that in Ontario driving a car without insurance is a violation of the law. Normally, when for any reason you cannot afford to insure your vehicle, you leave it in the garage or an outside parking lot waiting for better times to come.
441286
Are you insured to drive a car that's not your own? Even if you have your own comprehensive car insurance policy, you may not be covered to drive another vehicle. ... But the likelihood is, you may not be covered to drive it at all unless you're specifically named on the policy.
1267409
In Canada, it is illegal to drive or operate a vehicle without having an insurance policy. This law can be found under the Compulsory Automobile Insurance Act.
360504
Car insurance generally follows the car, not the driver. As long as you've got Jessica's permission, it's usually legal to get behind the wheel of her car, even though you're not insured. Why? Because auto insurance generally follows the car, not the driver.
44411
Is it illegal to drive without insurance? The short answer is yes. Van insurance is a requirement under the Road Traffic Act, and it's illegal for you to drive – even for just one day – without at least third-party insurance.
1067862
It depends on the interpretation of “without insurance.” If you mean someone else's car that's not insured then no, absolutely not. In Ontario, driving without insurance may cost both the owner of the car and the driver up to $50,000 in fines, license suspensions and vehicle impoundment.
22268
Typically, even if the person driving your car has his or her own insurance, your insurance will be the primary payer for damages caused by your vehicle; but, the person driving your car has to be found legally at fault before your insurance will pay.
32712
While it is perfectly legal to drive another car, whether or not you are insured is a different matter. ... It doesn't matter who is driving the car, just the fact that the car itself is insured. This means that if you get in a wreck while driving a friend's car, then your friend's insurance will pay for it.
839224
Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured. The law requires that every motor vehicle insurance policy include: Third Party Liability coverage – minimum of $200,000. Uninsured Automobile coverage.
373108
Driving without insurance. It's illegal to drive a vehicle on a road or in a public place without at least 3rd party insurance. Even if the vehicle itself is insured, if you're not correctly insured to drive it you could get penalised.
250256
In most states, it is illegal for drivers to take the road without car insurance. However, drivers that do not own a car may be covered by the car owner's policy if they have permission to drive the vehicle.
609796
No, it's not illegal to drive someone else's car. But you're legally liable for the vehicle that you're driving, regardless of whether you own it or not. ... According to the National Road and Motorists' Association, the driver is legally responsible for whether or not a car is registered or insured - not the owner.
737488
Named drivers. If you drive someone else's vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. ... Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle.
149158
It's illegal to drive a car without insurance, so even if you're purchasing from a private person, you risk being pulled over and fined if you're caught without insurance. If you buy from a dealership, you won't be able to drive off the lot without insurance, especially if you're financing your car.
373402
If someone other than the insured is driving a vehicle covered by comprehensive coverage and is not listed as a covered driver – even if the other person has permission – the other person might not be covered in an accident.
265712
So in most instances, as long as the owner of the car has insurance, it's covered even if someone other than the owner is driving it — as long as they have the owner's permission. ... So if your teenager allows one of his or her friends to drive your car, your coverage likely won't apply.