what questions to ask a mortgage advisor?
52514
['Which Type of Loan Is Best for You? ... ', 'What Is the Interest Rate and Annual Percentage Rate? ... ', 'How Much of a Down Payment Is Required? ... ', 'What Are the Discount Points and Origination Fees? ... ', 'What Are All the Costs? ... ', 'Can You Get a Loan Rate Lock? ... ', 'Is There a Prepayment Penalty? ... ', 'How Much Time Do You Need to Fund?']
545540
['I am interested in Real Estate Sales (or Property Management). ... ', 'Is the company independent, corporate owned or a franchise?', 'What is your market share?', 'How many offices do you have?', 'How many total agents? ... ', 'What kind of management & systems support do you have?', 'How is your office staffed administratively?']
52024
['How much can I afford to borrow? ... ', 'What is included in the sale? ... ', 'Am I looking to purchase a property in the right area? ... ', 'Why is the seller selling the property? ... ', 'How long has the seller lived in the property and are there any concealed issues that you should be aware of?']
87235
["What's my total budget? ... ", 'Is the home in a flood zone or prone to other natural disasters? ... ', 'Why is the seller leaving? ... ', "What's included in the sale? ... ", 'Were there any additions or major renovations? ... ', 'How old is the roof? ... ', 'How old are the appliances and major systems? ... ', 'How long has the house been on the market?']
1176611
['What are your total costs? ... ', "What's included in the sale? ... ", 'How long has the house been on the market? ... ', 'Why is the seller moving out? ... ', 'How much have nearby homes sold for? ... ', 'How much do utilities usually cost? ... ', 'Is the real estate agent familiar with your target market?']
120796
['Why are you recommending your solicitor/mortgage lender? ... ', 'Is this leasehold or freehold? ... ', 'Who owns my freehold? ... ', 'Can I buy my freehold? ... ', 'Who do I contact if something is wrong with the property? ... ', 'What other costs come with my lease? ... ', 'What changes can I make?']
929049
[' How recent was your latest transaction with this firm? ... ', ' Are you related to the prospect in any way? ... ', ' Would you consider this firm a good, slow, or bad payer?']
52492
['Why are you moving? ... ', 'When do you plan on moving? ... ', 'What is your monthly income? ... ', 'Will any pets move in with you? ... ', 'How many people will live in the property? ... ', 'Will you allow me to do a credit and background check? ... ', 'Do you require parking or other amenities from the rental?']
1029902
['How much do you earn? Annual income is a crucial factor for all mortgage lenders as it gives them an estimate of what they can realistically lend. ... ', 'Do you have any debts? ... ', 'What do you spend your money on? ... ', 'Do you have children? ... ', 'Where is the property?']
1004665
['How Are You Different From Your Competition? ... ', 'How Will You Find a Property that Meets My Investment Goals? ... ', "How Do I Compare to Other Investors You've Worked With? ... ", 'Why is the Owner Selling? ... ', 'What is the Vacancy Rate in this Neighborhood and Building? ... ', 'Which Direction are Mortgages and Rents Trending?']
9274
['What Questions Should You Ask Before Buying a House? ... ', "What's my housing budget? ... ", 'How much should I save for a down payment? ... ', 'How much are closing costs? ... ', 'Do I need to save for moving expenses? ... ', 'How will I furnish and decorate? ... ', "What's the neighborhood like? ... ", 'What are the schools like?']
209768
['1) Are the interest rates relatively low? ... ', '2) Are There Any Stipulations Associated with Home Equity Loan? ... ', '3) Will There Be Any Additional Costs? ... ', '4) Which Term of the Loan is the Best? ... ', '5) How Much Time Does It Take to Get the Loan?']
67402
['How much can I borrow? ... ', 'What documents will you need? ... ', 'What types of mortgage do you offer? ... ', 'What interest rate choices do I have? ... ', 'What arrangement fees do I have to pay? ... ', 'What valuation options are available?']
1066349
['Why are you moving? ... ', "What's your employment situation? ... ", 'How much do you earn? ... ', 'Do you have any credit card debts or other expenses? ... ', 'Can you provide references from your employer and previous landlord? ... ', 'How many people will be living in the property? ... ', 'Do you have pets?']
711614
['Why are the sellers moving? ... ', 'How long has the home been on the market? ... ', 'What school district are we in? ... ', 'Are there any offers on the table? ... ', "May I have a Seller's Property Disclosure?"]
602433
['How much mortgage can I afford? ... ', 'What do I need to qualify for a loan? ... ', 'Should I get a fixed rate or adjustable rate mortgage? ... ', 'What is PMI? ... ', 'Should I get a 15 or 30-year mortgage? ... ', 'How much should I put down? ... ', 'What are mortgage points? ... ', 'Will I have to pay closing fees?']
31296
['Question 1: How long has the property been on the market? ... ', 'Question 2: How long have the owners lived there? ... ', 'Question 3: Have the current owners had any works carried out or built an extension? ... ', 'Question 4: What is the reason for the sale? ... ', 'Question 5: What is the area like and is there anything we need to know?']