what questions do they ask when applying for a mortgage?
442743
['Questions about your current income and employment: Where do you work? ... ', 'Questions about your current debts: How many credit card accounts do you currently have open? ... ', 'Questions about your assets and cash reserves: ... ', 'Questions about your credit and borrowing history:']
1165615
['What Types Of Home Loans Do You Offer? ... ', 'Which Type Of Mortgage Is Best For Me? ... ', 'What Will My Interest And Annual Percentage Rate Be? ... ', 'What Is The Loan Estimate? ... ', 'Do You Handle Underwriting In-House? ... ', 'What Is Your Average Loan Processing Time?']
602433
['How much mortgage can I afford? ... ', 'What do I need to qualify for a loan? ... ', 'Should I get a fixed rate or adjustable rate mortgage? ... ', 'What is PMI? ... ', 'Should I get a 15 or 30-year mortgage? ... ', 'How much should I put down? ... ', 'What are mortgage points? ... ', 'Will I have to pay closing fees?']
362164
['Have many offers been made? ... ', 'Why does the seller want to move? ... ', 'How long has this property been on the market? ... ', 'How much do utilities cost? ... ', 'What are the neighbours like? ... ', 'What stays with the home? ... ', "What is the seller's timeline?"]
87235
["What's my total budget? ... ", 'Is the home in a flood zone or prone to other natural disasters? ... ', 'Why is the seller leaving? ... ', "What's included in the sale? ... ", 'Were there any additions or major renovations? ... ', 'How old is the roof? ... ', 'How old are the appliances and major systems? ... ', 'How long has the house been on the market?']
298403
['How long have you been doing this?', 'Will you as a homeowner need financing? ... ', 'Is there a down payment?', 'How will payments be handled?', 'Who takes care of the permits?', 'Will there be a warranty?', 'How long will it take?']
375145
["What is the builder's reputation? This may be the most important research you can do before buying from a builder. ... ", 'Is the builder contract unfair to buyers? ... ', 'What extra charges will a buyer have to pay? ... ', 'What upgrades does a buyer need? ... ', 'Can a buyer transfer the agreement before closing? ... ', 'Related:']
161695
['1) How many years have you been in business? ... ', '2) How much of this project do you take on as our builder? ... ', "3) What's included in your price? ... ", '5) What differentiates you from other builders? ... ', '6) Do you have good quality trades?']
83913
['Social security number for all borrowers who are listed on the mortgage loan. ... ', 'Proof of employment. ... ', 'Proof of income. ... ', 'Tax documents. ... ', 'Place of Residence. ... ', 'Bank account information. ... ', 'Credit information. ... ', 'Purchase agreement.']
464608
['What Can I Really Afford? 1/7. What Can I Really Afford? ... ', "What's The First Step? 2/7. ... ", 'How Does It All Work? 3/7. ... ', 'Who Pays Your Commission? 4/7. ... ', 'What Is Property Transfer Tax? 5/7. ... ', 'How Do I Make An Offer? 6/7. ... ', 'What Question Should I Ask You? 7/7.']
1035373
['How much do I have to owe to use your services?', 'How do you determine the amount of my payment?', 'What happens if this is more than I can afford?', 'How does your debt-repayment plan work? ... ', 'How often can I get status reports on my accounts?']
7567
['Tax returns. Mortgage lenders want to get the full story of your financial situation. ... ', 'Pay stubs, W-2s or other proof of income. ... ', 'Bank statements and other assets. ... ', 'Credit history. ... ', 'Gift letters. ... ', 'Photo ID. ... ', 'Renting history.']
296860
["What's my housing budget?", 'How much should I save for a down payment?', 'How much are closing costs?', 'Do I need to save for moving expenses?', 'How will I furnish and decorate?', "What's the neighborhood like?"]
1093086
['Is your price an estimate or a quotation?', 'What are your payment terms? ... ', 'Is your builder VAT registered?', 'Will you stick to your written estimate?', 'Are there any hidden costs?', 'Will you provide me with a detailed quotation and will you include everything on the drawings or specification?']
249344
['Your credit score. ... ', 'Your debt-to-income ratio. ... ', 'Your down payment. ... ', 'Your work history. ... ', 'The value and condition of the home. ... ', 'Shop around among different lenders.']
315049
['Are you ready? Like having a baby, buying a house is also a pretty permanent thing in your life. ... ', 'How long do you plan to say here? ... ', "What's your budget? ... ", 'Where do you want to live? ... ', 'What do you want? ... ', 'Are you willing to renovate?']
111832
["What's my total budget?", 'Is the home in a flood zone or prone to other natural disasters?', 'Why is the seller leaving?', "What's included in the sale?", 'Were there any additions or major renovations?', 'How old is the roof?']