can you drive a car with insurance but not under your name?
13042
Usually, yes — your car insurance coverage should extend to anyone else driving your car. Think of it this way: the car insurance typically follows the car, not the driver.
265712
So in most instances, as long as the owner of the car has insurance, it's covered even if someone other than the owner is driving it — as long as they have the owner's permission. ... So if your teenager allows one of his or her friends to drive your car, your coverage likely won't apply.
139204
Driving other cars cover is usually only available on a comprehensive car insurance policy. If you have third party (or third party, fire and theft) cover on your own car, you won't be covered to drive any other cars.
246374
If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.
220154
It's important to understand that you can only drive a car if you have insurance — if you don't have your own insurance policy (either on your own car including DOC cover, as a named driver on the car owner's policy, or standalone temporary cover), you will not be legally covered to drive.
1418836
If you're not or you forget to disclose something, your insurer might find out if check with Cue. ... While you don't have to make a claim on your car insurance if you've had an accident, you must tell your insurance provider about the accident. If you don't inform them, you could invalidate your policy.
191388
If a person drives his own vehicle without insurance, he should not expect that he is covered when driving someone else's vehicle. ... When an insured borrows a vehicle from a friend, the insured's liability coverage usually steps in only when the insured's policy limits are exceeded.
543419
As a named driver, do I get the same cover as the policyholder? In short, yes. If your car is covered by a comprehensive insurance policy, then all drivers are covered to drive it with comprehensive cover. But it's always best to check the policy's terms and conditions before buying.
1403816
In fact, a driver cannot own an auto insurance policy in Ontario until they have a full driver's license. ... If you sometimes loan your car to a friend, a child, a parent, or a neighbour, you may be wondering if your automobile insurance policy will cover them. The short answer is 'yes'.
415018
In Canada, it is illegal to drive or operate a vehicle without having an insurance policy. ... Although it is not a criminal offense, meaning that violating this law will not go on your criminal record, there are many other serious consequences that you will face if you are caught driving without insurance.
1442840
It's illegal to drive without car insurance – even if you're driving your car home having just bought it. Like car tax, dealerships will sort out your insurance before they let you drive your new car home. ... Once you've agreed to buy their car, offer to come back the next day.
1265601
The bottom line is you must have insurance to drive a car, whether it's your or somebody else's. ... All things considered, it's best not to jump into a friend's car and assume you can legally drive it, even with their permission.
380053
It's illegal to drive without car insurance – even if you're driving your car home having just bought it. Like car tax, dealerships will sort out your insurance before they let you drive your new car home. ... If you're buying your car second hand, you'll have to make an arrangement with the seller.
103066
It's illegal to drive a vehicle on a road or in a public place without at least 3rd party insurance. Even if the vehicle itself is insured, if you're not correctly insured to drive it you could get penalised.
360504
Car insurance generally follows the car, not the driver. As long as you've got Jessica's permission, it's usually legal to get behind the wheel of her car, even though you're not insured. Why? Because auto insurance generally follows the car, not the driver.
885519
When you buy insurance, your insurer will (usually) ask if you're married. It's one of the many bits of information they'll use to figure out your price. If you get married while your car insurance policy is up and running, you'll need to let your insurer know. Even if you don't change your name.
811113
You must also have permission to drive the car from the owner. DOC cover is also usually limited to third party only, so if you were in an accident while driving someone else's car, you would still have to pay for any damage to the car you were driving.