can you cash a check that is 4 months old?
7620
Legally, banks do not have to cash a check after six months Legally, banks are only required to honor checks for six months. ... This is why it is always best to contact the issuer before attempting to cash a stale check.
107758
By law, banks are only required to honor checks for up to six months. It's wise to contact the issuer before attempting to cash a stale check. U.S. Treasury checks are good for up to one year.
833360
Legally, banks do not have to cash a check after six months The hard part is figuring out what to do if it resurfaces months, or even years, later—perhaps after its "expiration date." Legally, banks are only required to honor checks for six months.
1157012
It's a little less straightforward than taking it to a bank, but you can cash a check at an ATM, too. ... But if your ATM allows this option, just bring your check, your bank card, and a pen (to endorse the check) to the machine and follow the prompts on the screen.
496885
Personal check Personal checks don't really have an expiration date. However, banks consider checks older than six months to be “stale.” If you try to cash a personal check after the six-month mark, the bank may still honor it. Or, they may decline it.
504920
Easy to use! Even without a bank account. High check cashing fees and interest charges can take a big chunk out of your check. At any KeyBank Plus Check Cashing branch, you can cash your checks, plus get extra services that will let you keep more of your money, all for a low 1.0%1 fee.
57430
Just as it's legal to write a post-dated check, it's legal for your bank to cash it. ... The Illinois Commercial Code puts it clearly: "A bank may charge against the account of a customer a check that is properly payable from the account, even though payment was made before the date of the check."
740830
Travellers' cheques don't have an expiry date, but you will have to use them within six months of when you've dated the cheque. They're easily replaceable if lost or stolen. You can also exchange them for local currency.
501326
unless you want to wait around for a personal Cheque book. And yes, most cheques go stale in 12-15 months, but this doesn't mean that its not able to be accepted. Its at the discretion of the banks involved. Usually if you have a good reason you can get away with it.
665553
There are no federal laws that require banks to cash checks indefinitely. ... According to the Uniform Commercial Code, a set of laws governing commercial exchanges, including checks, banks are don't have to accept checks that are more than six months old. This doesn't mean they can't do so, however.
1049881
If the check is written on a different bank but you have an account at the Bank of America they also will cash the check. If you don't have an equal amount of cash in your account they will possibly hold the check for 24–72 hours before giving you the cash.
85841
Federally regulated financial institutions are able to hold the money you deposit by cheque for 4 to 8 days. The amount of time depends on the amount of the cheque and how it was deposited.
1234413
You can earn up to $2663 per month, but keep in mind that that number includes the additional amount you get per child that you have. Someone who has a base benefit near yours, but has 4 kids, would actually receive a check much larger than yours, at least until the kids are 18+.
1052430
You can cash US checks in almost any decent bank anywhere in the world, but it may cost you some and will probably take 2-3 weeks. Since the amount is won in the US, how would I pay the taxes? , since its earned over there. You would file a tax return with the IRS and send them a payment.
585167
Yes. Banks and credit unions generally don't have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice. Contact your bank or credit union to learn what its policies are.
780861
How long does a cheque stay valid? Personal cheques are valid for six months from the date of issue after which they become stale. Unlike personal cheques, bank cheques do not go stale after six months.
502495
The U.S. Department of the Treasury issues checks authorized by federal agencies for payment of benefits or, in the case of the Internal Revenue Service, tax refunds. Treasury checks expire one year after the date of issue. Banks will not accept the expired check for cashing or deposit.